{"id":8544,"date":"2018-05-11T09:00:52","date_gmt":"2018-05-11T02:00:52","guid":{"rendered":"https:\/\/luatsubaoho.com\/phapluat\/?p=8544"},"modified":"2018-05-11T09:01:42","modified_gmt":"2018-05-11T02:01:42","slug":"cach-giup-ban-lay-lai-tien-khi-chuyen-khoan-nham","status":"publish","type":"post","link":"https:\/\/luatsubaoho.com\/phapluat\/cach-giup-ban-lay-lai-tien-khi-chuyen-khoan-nham\/","title":{"rendered":"C\u00e1ch gi\u00fap b\u1ea1n l\u1ea5y l\u1ea1i ti\u1ec1n khi chuy\u1ec3n kho\u1ea3n nh\u1ea7m"},"content":{"rendered":"\n

C\u00e1ch gi\u00fap b\u1ea1n l\u1ea5y l\u1ea1i ti\u1ec1n khi chuy\u1ec3n kho\u1ea3n nh\u1ea7m. Nhi\u1ec1u ng\u01b0\u1eddi \u0111\u00e1nh nh\u1ea7m s\u1ed1 t\u00e0i kho\u1ea3n khi chuy\u1ec3n kho\u1ea3n \u0111\u1ebfn m\u1ed9t t\u00e0i kho\u1ea3n kh\u00e1c, tuy nhi\u00ean ph\u00e1p lu\u1eadt \u0111\u00e3 quy \u0111\u1ecbnh r\u00f5 v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y \u0111\u1ec3 gi\u00fap nh\u1eefng ng\u01b0\u1eddi chuy\u1ec3n kho\u1ea3n nh\u1ea7m l\u1ea5y l\u1ea1i ti\u1ec1n.<\/p>\n

Hi\u1ec7n nay, \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o an to\u00e0n v\u00e0 nhanh ch\u00f3ng \u0111a s\u1ed1 m\u1ecdi ng\u01b0\u1eddi ch\u1ecdn h\u00ecnh th\u1ee9c giao d\u1ecbch qua ng\u00e2n h\u00e0ng thay v\u00ec giao d\u1ecbch tr\u1ef1c ti\u1ebfp. \u0110\u00f4i khi v\u00ec s\u01a1 su\u1ea5t m\u00e0 ch\u1ee7 t\u00e0i kho\u1ea3n chuy\u1ec3n kho\u1ea3n nh\u1ea7m sang m\u1ed9t t\u00e0i kho\u1ea3n kh\u00e1c. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y th\u00ec c\u1ea7n l\u00e0m g\u00ec?<\/p>\n

Li\u00ean h\u1ec7 ngay v\u1edbi ng\u00e2n h\u00e0ng<\/strong>
\nN\u1ebfu chuy\u1ec3n kho\u1ea3n nh\u1ea7m th\u00ec kh\u00e1ch h\u00e0ng ph\u1ea3i li\u00ean h\u1ec7 ngay v\u1edbi ng\u00e2n h\u00e0ng th\u00f4ng b\u00e1o v\u1ec1 vi\u1ec7c chuy\u1ec3n nh\u1ea7m t\u00e0i kho\u1ea3n th\u1ee5 h\u01b0\u1edfng. T\u1eeb \u0111\u00f3 y\u00eau c\u1ea7u ng\u00e2n h\u00e0ng ti\u1ebfn h\u00e0nh ki\u1ec3m tra, r\u00e0 so\u00e1t v\u00e0 th\u00f4ng b\u00e1o ngay \u0111\u1ebfn ng\u00e2n h\u00e0ng ch\u1ee7 qu\u1ea3n c\u1ee7a t\u00e0i kho\u1ea3n chuy\u1ec3n nh\u1ea7m \u0111\u1ec3 x\u1eed l\u00fd theo quy \u0111\u1ecbnh.<\/p>\n

Theo Th\u00f4ng t\u01b0 23\/2010\/TT-NHNN quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c qu\u1ea3n l\u00fd, v\u1eadn h\u00e0nh v\u00e0 s\u1eed d\u1ee5ng H\u1ec7 th\u1ed1ng thanh to\u00e1n \u0111i\u1ec7n t\u1eed li\u00ean ng\u00e2n h\u00e0ng \u0111\u00e3 h\u01b0\u1edbng d\u1eabn gi\u1ea3i quy\u1ebft nh\u1eefng tr\u01b0\u1eddng h\u1ee3p sai s\u00f3t t\u1ea1i \u0111\u01a1n v\u1ecb kh\u1edfi t\u1ea1o l\u1ec7nh (ng\u01b0\u1eddi chuy\u1ec3n kho\u1ea3n).<\/p>\n

C\u1ee5 th\u1ec3, tr\u01b0\u1eddng h\u1ee3p t\u00e0i kho\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng c\u00f3 \u0111\u1ee7 s\u1ed1 d\u01b0 th\u00ec ng\u00e2n h\u00e0ng s\u1ebd l\u1eadp l\u1ec7nh thanh to\u00e1n chuy\u1ec3n tr\u1ea3 t\u00e0i kho\u1ea3n chuy\u1ec3n \u0111\u1ebfn s\u1ed1 ti\u1ec1n chuy\u1ec3n th\u1eeba, chuy\u1ec3n nh\u1ea7m.
\nTr\u01b0\u1eddng h\u1ee3p t\u00e0i kho\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng kh\u00f4ng \u0111\u1ee7 s\u1ed1 d\u01b0 \u0111\u1ec3 thu h\u1ed3i th\u00ec \u0111\u01a1n v\u1ecb nh\u1eadn l\u1ec7nh ghi nh\u1eadp S\u1ed5 theo d\u00f5i Y\u00eau c\u1ea7u ho\u00e0n tr\u1ea3 L\u1ec7nh thanh to\u00e1n C\u00f3 ch\u01b0a \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n v\u00e0 y\u00eau c\u1ea7u kh\u00e1ch h\u00e0ng n\u1ed9p ti\u1ec1n v\u00e0o t\u00e0i kho\u1ea3n \u0111\u1ec3 th\u1ef1c hi\u1ec7n Y\u00eau c\u1ea7u ho\u00e0n tr\u1ea3 n\u00e0y.
\nC\u00f2n n\u1ebfu kh\u00e1ch h\u00e0ng kh\u00f4ng c\u00f2n kh\u1ea3 n\u0103ng thanh to\u00e1n ho\u1eb7c kh\u00e1ch h\u00e0ng v\u00e3ng lai kh\u00f4ng x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c n\u01a1i c\u01b0 tr\u00fa, th\u00ec \u0111\u01a1n v\u1ecb nh\u1eadn l\u1ec7nh ph\u1ea3i ph\u1ed1i h\u1ee3p v\u1edbi ch\u00ednh quy\u1ec1n \u0111\u1ecba ph\u01b0\u01a1ng v\u00e0 c\u00e1c c\u01a1 quan b\u1ea3o v\u1ec7 ph\u00e1p lu\u1eadt nh\u01b0 c\u00f4ng an, t\u00f2a \u00e1n,\u2026 \u0111\u1ec3 t\u00ecm m\u1ecdi bi\u1ec7n ph\u00e1p thu h\u1ed3i l\u1ea1i ti\u1ec1n.
\nNh\u01b0 v\u1eady, c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 tr\u00e1ch nhi\u1ec7m ph\u1ed1i h\u1ee3p \u0111\u1ec3 y\u00eau c\u1ea7u ch\u1ee7 t\u00e0i kho\u1ea3n chuy\u1ec3n nh\u1ea7m ti\u1ec1n ph\u1ea3i ho\u00e0n tr\u1ea3 l\u1ea1i s\u1ed1 ti\u1ec1n chuy\u1ec3n nh\u1ea7m khi c\u00f3 y\u00eau c\u1ea7u t\u1eeb kh\u00e1ch h\u00e0ng.<\/p>\n

Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c chuy\u1ec3n nh\u1ea7m kh\u00f4ng tr\u1ea3 l\u1ea1i c\u00f3 th\u1ec3 b\u1ecb kh\u1edfi t\u1ed1<\/strong>
\nTr\u01b0\u1eddng h\u1ee3p s\u1ed1 ti\u1ec1n chuy\u1ec3n nh\u1ea7m \u0111\u00e3 \u0111\u01b0\u1ee3c r\u00fat, s\u1eed d\u1ee5ng v\u00e0 ch\u1ee7 t\u00e0i kho\u1ea3n kh\u00f4ng \u0111\u1ed3ng \u00fd tr\u1ea3 l\u1ea1i s\u1ed1 ti\u1ec1n, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 kh\u1edfi ki\u1ec7n ch\u1ee7 t\u00e0i kho\u1ea3n n\u00e0y ra T\u00f2a \u00e1n c\u00f3 th\u1ea9m quy\u1ec1n y\u00eau c\u1ea7u tr\u1ea3 l\u1ea1i s\u1ed1 ti\u1ec1n tr\u00ean theo quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 1 \u0110i\u1ec1u 579 B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 2015:<\/p>\n

\u201c\u0110i\u1ec1u 579. Ngh\u0129a v\u1ee5 ho\u00e0n tr\u1ea3<\/strong>
\n1. Ng\u01b0\u1eddi chi\u1ebfm h\u1eefu, ng\u01b0\u1eddi s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n c\u1ee7a ng\u01b0\u1eddi kh\u00e1c m\u00e0 kh\u00f4ng c\u00f3 c\u0103n c\u1ee9 ph\u00e1p lu\u1eadt th\u00ec ph\u1ea3i ho\u00e0n tr\u1ea3 cho ch\u1ee7 s\u1edf h\u1eefu, ch\u1ee7 th\u1ec3 c\u00f3 quy\u1ec1n kh\u00e1c \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n \u0111\u00f3; n\u1ebfu kh\u00f4ng t\u00ecm \u0111\u01b0\u1ee3c ch\u1ee7 s\u1edf h\u1eefu, ch\u1ee7 th\u1ec3 c\u00f3 quy\u1ec1n kh\u00e1c \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n th\u00ec ph\u1ea3i giao cho c\u01a1 quan nh\u00e0 n\u01b0\u1edbc c\u00f3 th\u1ea9m quy\u1ec1n, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 236 c\u1ee7a B\u1ed9 lu\u1eadt n\u00e0y.
\n2. Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c l\u1ee3i v\u1ec1 t\u00e0i s\u1ea3n m\u00e0 kh\u00f4ng c\u00f3 c\u0103n c\u1ee9 ph\u00e1p lu\u1eadt l\u00e0m cho ng\u01b0\u1eddi kh\u00e1c b\u1ecb thi\u1ec7t h\u1ea1i th\u00ec ph\u1ea3i ho\u00e0n tr\u1ea3 kho\u1ea3n l\u1ee3i \u0111\u00f3 cho ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 236 c\u1ee7a B\u1ed9 lu\u1eadt n\u00e0y.\u201d<\/p>\n

Ngo\u00e0i ra, n\u1ebfu c\u1ed1 t\u00ecnh chi\u1ebfm h\u1eefu, s\u1eed d\u1ee5ng, kh\u00f4ng tr\u1ea3 l\u1ea1i ti\u1ec1n cho ng\u01b0\u1eddi chuy\u1ec3n nh\u1ea7m sau khi \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o t\u1eeb ph\u00eda ng\u00e2n h\u00e0ng v\u00e0 ng\u01b0\u1eddi chuy\u1ec3n nh\u1ea7m ti\u1ec1n, th\u00ec ng\u01b0\u1eddi c\u1ed1 t\u00ecnh chi\u1ebfm h\u1eefu, s\u1eed d\u1ee5ng tr\u00e1i ph\u00e9p s\u1ed1 ti\u1ec1n tr\u00ean c\u00f2n c\u00f3 th\u1ec3 b\u1ecb truy t\u1ed1 v\u1ec1 h\u00e0nh vi chi\u1ebfm gi\u1eef tr\u00e1i ph\u00e9p t\u00e0i s\u1ea3n theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 176 B\u1ed9 lu\u1eadt H\u00ecnh s\u1ef1 2015.<\/p>\n

\u201c\u0110i\u1ec1u 176 B\u1ed9 lu\u1eadt h\u00ecnh s\u1ef1 2015, t\u1ed9i chi\u1ebfm gi\u1eef tr\u00e1i ph\u00e9p t\u00e0i s\u1ea3n<\/strong>
\n1. Ng\u01b0\u1eddi n\u00e0o c\u1ed1 t\u00ecnh kh\u00f4ng tr\u1ea3 l\u1ea1i cho ch\u1ee7 s\u1edf h\u1eefu, ng\u01b0\u1eddi qu\u1ea3n l\u00fd h\u1ee3p ph\u00e1p ho\u1eb7c kh\u00f4ng giao n\u1ed9p cho c\u01a1 quan c\u00f3 tr\u00e1ch nhi\u1ec7m t\u00e0i s\u1ea3n tr\u1ecb gi\u00e1 t\u1eeb 10.000.000 \u0111\u1ed3ng \u0111\u1ebfn d\u01b0\u1edbi 200.000.000 \u0111\u1ed3ng, di v\u1eadt, c\u1ed5 v\u1eadt ho\u1eb7c v\u1eadt c\u00f3 gi\u00e1 tr\u1ecb l\u1ecbch s\u1eed, v\u0103n h\u00f3a b\u1ecb giao nh\u1ea7m ho\u1eb7c do m\u00ecnh t\u00ecm \u0111\u01b0\u1ee3c, b\u1eaft \u0111\u01b0\u1ee3c, sau khi ch\u1ee7 s\u1edf h\u1eefu, ng\u01b0\u1eddi qu\u1ea3n l\u00fd h\u1ee3p ph\u00e1p ho\u1eb7c c\u01a1 quan c\u00f3 tr\u00e1ch nhi\u1ec7m y\u00eau c\u1ea7u \u0111\u01b0\u1ee3c nh\u1eadn l\u1ea1i t\u00e0i s\u1ea3n \u0111\u00f3 theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt, th\u00ec b\u1ecb ph\u1ea1t ti\u1ec1n t\u1eeb 10.000.000 \u0111\u1ed3ng \u0111\u1ebfn 50.000.000 \u0111\u1ed3ng, ph\u1ea1t c\u1ea3i t\u1ea1o kh\u00f4ng giam gi\u1eef \u0111\u1ebfn 02 n\u0103m ho\u1eb7c ph\u1ea1t t\u00f9 t\u1eeb 03 th\u00e1ng \u0111\u1ebfn 02 n\u0103m.
\n2. Ph\u1ea1m t\u1ed9i chi\u1ebfm gi\u1eef t\u00e0i s\u1ea3n tr\u1ecb gi\u00e1 200.000.000 \u0111\u1ed3ng tr\u1edf l\u00ean ho\u1eb7c b\u1ea3o v\u1eadt qu\u1ed1c gia, th\u00ec b\u1ecb ph\u1ea1t t\u00f9 t\u1eeb 01 n\u0103m \u0111\u1ebfn 05 n\u0103m.\u201d<\/p>\n

\u00bb T\u01b0 v\u1ea5n ph\u00e1p lu\u1eadt t\u00e0i ch\u00ednh v\u00e0 ng\u00e2n h\u00e0ng<\/a><\/p>\n

\u00bb Lu\u1eadt s\u01b0 t\u01b0 v\u1ea5n lu\u1eadt h\u00ecnh s\u1ef1<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

C\u00e1ch gi\u00fap b\u1ea1n l\u1ea5y l\u1ea1i ti\u1ec1n khi chuy\u1ec3n kho\u1ea3n nh\u1ea7m. Nhi\u1ec1u ng\u01b0\u1eddi \u0111\u00e1nh nh\u1ea7m s\u1ed1 t\u00e0i kho\u1ea3n khi chuy\u1ec3n kho\u1ea3n \u0111\u1ebfn m\u1ed9t t\u00e0i kho\u1ea3n kh\u00e1c, tuy nhi\u00ean ph\u00e1p lu\u1eadt \u0111\u00e3 quy \u0111\u1ecbnh r\u00f5 v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y \u0111\u1ec3 gi\u00fap nh\u1eefng ng\u01b0\u1eddi chuy\u1ec3n kho\u1ea3n nh\u1ea7m l\u1ea5y l\u1ea1i ti\u1ec1n. Hi\u1ec7n nay, \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o an to\u00e0n v\u00e0 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"_links":{"self":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/8544"}],"collection":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/comments?post=8544"}],"version-history":[{"count":0,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/8544\/revisions"}],"wp:attachment":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/media?parent=8544"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/categories?post=8544"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/tags?post=8544"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}