h\u00f4ng t\u01b0 13\/2017 s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Th\u00f4ng t\u01b0 07\/2015\/TT-NHNN ng\u00e0y 25\/6\/2015 c\u1ee7a Th\u1ed1ng \u0111\u1ed1c NHNN quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng \u0111\u00e3 ch\u00ednh th\u1ee9c c\u00f3 hi\u1ec7u l\u1ef1c, nhi\u1ec1u doanh nghi\u1ec7p cho bi\u1ebft h\u1ecd s\u1ebd \u201ch\u1ee5t h\u01a1i\u201d khi ch\u1ea1y theo c\u00e1c quy \u0111\u1ecbnh nh\u01b0 th\u1ebf n\u00e0y.<\/p>\n
L\u00e0 doanh nghi\u1ec7p chuy\u00ean v\u1ec1 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf, \u00f4ng Kh\u00e2u V\u0103n Long \u2013 Gi\u00e1m \u0111\u1ed1c t\u00e0i ch\u00ednh C\u00f4ng ty c\u1ed5 ph\u1ea7n T\u1eadp \u0111o\u00e0n VIDEC cho bi\u1ebft, Th\u00f4ng t\u01b0 13 nh\u1eb1m m\u1ee5c \u0111\u00edch b\u1ea3o v\u1ec7 ng\u01b0\u1eddi mua nh\u00e0, \u0111\u1ed3ng th\u1eddi gi\u00fap thanh l\u1ecdc c\u00e1c ch\u1ee7 \u0111\u1ea7u t\u01b0 y\u1ebfu k\u00e9m, t\u0103ng t\u00ednh minh b\u1ea1ch c\u1ee7a th\u1ecb tr\u01b0\u1eddng. Tuy nhi\u00ean khi \u0111i v\u00e0o th\u1ef1c t\u1ebf s\u1ebd t\u00e1c \u0111\u1ed9ng m\u1ea1nh \u0111\u1ebfn th\u1ecb tr\u01b0\u1eddng v\u00e0 g\u00e2y nhi\u1ec1u kh\u00f3 kh\u0103n cho c\u00e1c doanh nghi\u1ec7p b\u1ea5t \u0111\u1ed9ng s\u1ea3n, ng\u00e2n h\u00e0ng.<\/p>\n
Kh\u00f4ng d\u1ec5 \u0111i v\u00e0o cu\u1ed9c s\u1ed1ng<\/strong><\/p>\n \u00d4ng Long cho bi\u1ebft, doanh nghi\u1ec7p b\u1ea5t \u0111\u1ed9ng s\u1ea3n s\u1ebd ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi vi\u1ec7c t\u0103ng \u00e1p l\u1ef1c chi ph\u00ed, gi\u1ea3m hi\u1ec7u qu\u1ea3 \u0111\u1ea7u t\u01b0. \u201cTh\u1ef1c t\u1ebf hi\u1ec7n nay m\u1ee9c ph\u00ed b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng b\u00ecnh qu\u00e2n \u0111ang dao \u0111\u1ed9ng t\u1eeb 1,1 \u2013 2,5% gi\u00e1 tr\u1ecb b\u1ea3o l\u00e3nh v\u00e0 chi ph\u00ed \u0111\u1ea7u t\u01b0 d\u1ef1 \u00e1n t\u0103ng th\u00eam 5,5 \u2013 8,0% (bao g\u1ed3m ph\u00ed v\u1ed1n k\u00fd qu\u1ef9 v\u00e0 chi ph\u00ed li\u00ean quan kh\u00e1c). V\u00ec v\u1eady, n\u1ebfu th\u1ef1c hi\u1ec7n b\u1ea3o l\u00e3nh d\u1ef1 \u00e1n gi\u00e1 th\u00e0nh s\u1ea3n ph\u1ea9m s\u1ebd \u0111\u1ed9i l\u00ean 5,5 \u2013 8,0%, gi\u1ea3m t\u00ednh c\u1ea1nh tranh c\u1ee7a s\u1ea3n ph\u1ea9m, l\u00e0m gia t\u0103ng \u00e1p l\u1ef1c t\u00e0i ch\u00ednh l\u00ean ng\u01b0\u1eddi mua v\u00e0 ch\u1ee7 \u0111\u1ea7u t\u01b0\u201d \u2013 \u00f4ng Long l\u00fd gi\u1ea3i.<\/p>\n C\u00f2n \u00f4ng V\u0169 V\u0103n Th\u00e0nh \u2013 Ch\u1ee7 t\u1ecbch H\u1ed9i \u0111\u1ed3ng Qu\u1ea3n tr\u1ecb ki\u00eam T\u1ed5ng gi\u00e1m \u0111\u1ed1c h\u1ec7 th\u1ed1ng VNG cho r\u1eb1ng, ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111\u00e3 kh\u00f3, nay l\u1ea1i c\u00e0ng kh\u00f3 th\u00eam v\u1edbi quy \u0111\u1ecbnh n\u00e0y. C\u00f3 th\u1ec3 \u0111\u00e2y l\u00e0 d\u1ea5u hi\u1ec7u si\u1ebft t\u00edn d\u1ee5ng trong b\u1ea5t \u0111\u1ed9ng s\u1ea3n t\u1eeb ph\u00eda ng\u00e2n h\u00e0ng.<\/p>\n D\u01b0\u1edbi g\u00f3c nh\u00ecn c\u1ee7a ng\u01b0\u1eddi kinh doanh, \u00f4ng Nguy\u1ec5n Vi\u1ebft H\u1ea3i \u2013 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Nam Th\u0103ng Long cho r\u1eb1ng quy \u0111\u1ecbnh t\u1ea1i th\u00f4ng t\u01b0 m\u1edbi s\u1ebd l\u00e0m t\u0103ng chi ph\u00ed, gi\u1ea3m t\u00ednh c\u1ea1nh tranh n\u00ean \u00edt ch\u1ee7 \u0111\u1ea7u t\u01b0 mu\u1ed1n th\u1ef1c hi\u1ec7n. B\u1edfi \u0111\u1ec3 \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh ch\u1ee9ng th\u01b0 b\u1ea3o l\u00e3nh, ch\u1ee7 \u0111\u1ea7u t\u01b0 ph\u1ea3i k\u00fd qu\u1ef9 b\u1eb1ng ti\u1ec1n m\u1eb7t ho\u1eb7c ph\u1ea3i c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, qua \u0111\u00f3 s\u1ebd khi\u1ebfn gi\u00e1 th\u00e0nh \u0111\u1ed9i l\u00ean 2%-3%, gi\u1ea3m t\u00ednh c\u1ea1nh tranh c\u1ee7a d\u1ef1 \u00e1n tr\u00ean th\u1ecb tr\u01b0\u1eddng.<\/p>\n \u0110\u00e2y c\u0169ng ch\u00ednh l\u00e0 l\u00fd do ch\u1ee7 y\u1ebfu khi\u1ebfn c\u00e1c doanh nghi\u1ec7p kh\u00f4ng m\u1eb7n m\u00e0 tham gia b\u1ea3o l\u00e3nh v\u00e0 quy \u0111\u1ecbnh t\u1ea1i Th\u00f4ng t\u01b0 13\/2017 kh\u00f4ng d\u1ec5 \u0111i v\u00e0o cu\u1ed9c s\u1ed1ng.<\/p>\n Nh\u01b0ng r\u1ea5t c\u1ea7n thi\u1ebft<\/strong><\/p>\n Lu\u1eadt s\u01b0 Nguy\u1ec5n Thanh H\u00e0 \u2013 Ch\u1ee7 t\u1ecbch C\u00f4ng ty Lu\u1eadt SBLaw ph\u00e2n t\u00edch, tr\u01b0\u1edbc \u0111\u00e2y, t\u1ea1i \u0110i\u1ec1u 56, Lu\u1eadt Kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n 2014 \u0111\u00e3 quy \u0111\u1ecbnh ch\u1ee7 \u0111\u1ea7u t\u01b0 ph\u1ea3i th\u1ef1c hi\u1ec7n vi\u1ec7c b\u1ea3o l\u00e3nh nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai tr\u01b0\u1edbc khi b\u00e1n nh\u00e0 cho kh\u00e1ch h\u00e0ng do m\u1ed9t ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u00f3 \u0111\u1ee7 n\u0103ng l\u1ef1c cam k\u1ebft b\u1ea3o l\u00e3nh.<\/p>\n Nh\u1eefng s\u1eeda \u0111\u1ed5i trong Th\u00f4ng t\u01b0 13\/2017 l\u1ea7n n\u00e0y s\u1ebd gi\u00fap \u0111i\u1ec1u lu\u1eadt 56 \u0111\u01b0\u1ee3c \u0111\u01b0a v\u00e0o th\u1ef1c thi ch\u1eb7t ch\u1ebd v\u00e0 d\u1ec5 d\u00e0ng h\u01a1n. C\u1ee5 th\u1ec3, Th\u00f4ng t\u01b0 13 quy \u0111\u1ecbnh, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc s\u1ebd c\u00f4ng b\u1ed1 c\u00f4ng khai danh s\u00e1ch ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u00f3 \u0111\u1ee7 n\u0103ng l\u1ef1c th\u1ef1c hi\u1ec7n b\u1ea3o l\u00e3nh nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai trong t\u1eebng th\u1eddi k\u1ef3 tr\u00ean trang th\u00f4ng tin \u0111i\u1ec7n t\u1eed c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc.<\/p>\n Ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i kh\u00f4ng c\u00f2n \u0111\u00e1p \u1ee9ng quy \u0111\u1ecbnh t\u1ea1i \u0111i\u1ec3m a kho\u1ea3n 2 \u0110i\u1ec1u n\u00e0y b\u1ecb lo\u1ea1i kh\u1ecfi danh s\u00e1ch v\u1eabn ph\u1ea3i ti\u1ebfp t\u1ee5c th\u1ef1c hi\u1ec7n c\u00e1c th\u1ecfa thu\u1eadn, cam k\u1ebft \u0111\u00e3 k\u00fd v\u1ec1 b\u1ea3o l\u00e3nh nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai cho \u0111\u1ebfn khi ngh\u0129a v\u1ee5 b\u1ea3o l\u00e3nh ch\u1ea5m d\u1ee9t. Trong th\u1eddi h\u1ea1n 5-10 ng\u00e0y l\u00e0m vi\u1ec7c k\u1ec3 t\u1eeb ng\u00e0y nh\u1eadn \u0111\u01b0\u1ee3c h\u1ee3p \u0111\u1ed3ng mua, thu\u00ea mua nh\u00e0, NHTM c\u0103n c\u1ee9 h\u1ee3p \u0111\u1ed3ng mua, thu\u00ea mua nh\u00e0 v\u00e0 th\u1ecfa thu\u1eadn c\u1ea5p b\u1ea3o l\u00e3nh \u0111\u1ec3 ph\u00e1t h\u00e0nh cam k\u1ebft b\u1ea3o l\u00e3nh cho b\u00ean mua v\u00e0 g\u1eedi \u0111\u1ebfn \u0111\u1ecba ch\u1ec9 c\u1ee7a b\u00ean mua.<\/p>\n Cam k\u1ebft b\u1ea3o l\u00e3nh \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh d\u01b0\u1edbi h\u00ecnh th\u1ee9c th\u01b0 b\u1ea3o l\u00e3nh cho t\u1eebng b\u00ean mua. Th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c c\u1ee7a cam k\u1ebft b\u1ea3o l\u00e3nh \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh k\u1ec3 t\u1eeb ng\u00e0y ph\u00e1t h\u00e0nh cho \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m \u00edt nh\u1ea5t sau 30 ng\u00e0y k\u1ec3 t\u1eeb th\u1eddi h\u1ea1n giao, nh\u1eadn nh\u00e0 \u0111\u00e3 cam k\u1ebft quy \u0111\u1ecbnh t\u1ea1i h\u1ee3p \u0111\u1ed3ng mua, thu\u00ea mua nh\u00e0. H\u01a1n n\u1eefa, Th\u00f4ng t\u01b0 m\u1edbi c\u0169ng quy \u0111\u1ecbnh r\u00f5 r\u00e0ng s\u1ed1 ti\u1ec1n b\u1ea3o l\u00e3nh cho m\u1ed9t d\u1ef1 \u00e1n nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai t\u1ed1i \u0111a b\u1eb1ng t\u1ed5ng s\u1ed1 ti\u1ec1n ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111\u01b0\u1ee3c ph\u00e9p nh\u1eadn \u1ee9ng tr\u01b0\u1edbc c\u1ee7a b\u00ean mua.<\/p>\n Tuy nhi\u00ean, \u00f4ng H\u00e0 c\u0169ng n\u00eau l\u00ean h\u1ea1n ch\u1ebf, Th\u00f4ng t\u01b0 13 ch\u1ec9 m\u1edbi s\u1eeda \u0111\u1ed5i v\u1ec1 quy \u0111\u1ecbnh b\u1ea3o l\u00e3nh, m\u00e0 ch\u01b0a b\u1ed5 sung quy \u0111\u1ecbnh c\u01a1 quan qu\u1ea3n l\u00fd gi\u00e1m s\u00e1t hay x\u1eed ph\u1ea1t n\u1ebfu c\u00e1c b\u00ean kh\u00f4ng th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 s\u1ebd d\u1eabn \u0111\u1ebfn r\u1ee7i ro, tranh ch\u1ea5p. Ch\u00ednh v\u00ec v\u1eady, c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng c\u1ea7n ph\u1ea3i nghi\u00ean c\u1ee9u \u0111\u1ec3 \u0111\u01b0a ra \u0111\u01b0\u1ee3c m\u1ee9c x\u1eed ph\u1ea1t ph\u00f9 h\u1ee3p, \u0111\u1ee7 s\u1ee9c r\u0103n \u0111e v\u1edbi c\u00e1c b\u00ean kh\u00f4ng th\u1ef1c hi\u1ec7n tr\u00e1ch nhi\u1ec7m b\u1ea3o l\u00e3nh.<\/p>\n \u201cVi\u1ec7c b\u1ea3o l\u00e3nh nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai kh\u00f4ng ph\u1ea3i l\u00e0 gi\u1ea3i ph\u00e1p l\u00e2u d\u00e0i tuy nhi\u00ean trong giai \u0111o\u1ea1n hi\u1ec7n nay th\u00ec vi\u1ec7c b\u1ea3o l\u00e3nh l\u00e0 r\u1ea5t c\u1ea7n thi\u1ebft \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i ng\u01b0\u1eddi ti\u00eau d\u00f9ng, v\u00ec ch\u1ec9 c\u00f3 nh\u01b0 v\u1eady m\u1edbi h\u1ea1n ch\u1ebf \u0111\u01b0\u1ee3c t\u00ecnh tr\u1ea1ng \u00f4m n\u1ee3, ti\u1ec1n m\u1ea5t t\u1eadt mang x\u1ea3y ra v\u1edbi kh\u00e1ch h\u00e0ng\u201d \u2013 \u00f4ng H\u00e0 cho bi\u1ebft.<\/p>\n B\u1edfi theo \u00f4ng H\u00e0, vi\u1ec7c k\u00fd h\u1ee3p \u0111\u1ed3ng mua b\u00e1n c\u0103n h\u1ed9 kh\u00f4ng c\u00f3 ch\u1ee9ng th\u01b0 b\u1ea3o l\u00e3nh th\u00ec ngay c\u1ea3 v\u1edbi c\u00e1c \u00f4ng tr\u00f9m b\u1ea5t \u0111\u1ed9ng s\u1ea3n l\u1edbn hay d\u1ef1 \u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n si\u00eau VIP \u0111\u1ec1u c\u00f3 th\u1ec3 x\u1ea3y ra tranh ch\u1ea5p hay r\u1ee7i ro m\u00e0 ng\u01b0\u1eddi mua nh\u00e0 ph\u1ea3i \u0111\u1ed1i m\u1eb7t t\u01b0\u01a1ng t\u1ef1 nh\u01b0 d\u1ef1 \u00e1n L\u00e9man Luxury Apartments, Harmona\u2026<\/p>\n