{"id":6886,"date":"2016-01-19T19:28:57","date_gmt":"2016-01-19T12:28:57","guid":{"rendered":"https:\/\/luatsubaoho.com\/phapluat\/?p=6886"},"modified":"2020-01-29T16:27:34","modified_gmt":"2020-01-29T09:27:34","slug":"thong-tu-26-2015-tt-nhnn-the-chap-giai-chap-tai-san-du-an-dau-tu-nha-o","status":"publish","type":"post","link":"https:\/\/luatsubaoho.com\/phapluat\/thong-tu-26-2015-tt-nhnn-the-chap-giai-chap-tai-san-du-an-dau-tu-nha-o\/","title":{"rendered":"Th\u00f4ng t\u01b0 26\/ 2015\/ TT-NHNN th\u1ebf ch\u1ea5p gi\u1ea3i ch\u1ea5p t\u00e0i s\u1ea3n d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 nh\u00e0 \u1edf"},"content":{"rendered":"\n\n\n\n\n
\n

NG\u00c2N H\u00c0NG NH\u00c0 N\u01af\u1edaC<\/span>
\n<\/b>VI\u1ec6T NAM
\n\u2014\u2014-<\/span><\/b><\/p>\n<\/td>\n

\n

C\u1ed8NG H\u00d2A X\u00c3 H\u1ed8I CH\u1ee6 NGH\u0128A VI\u1ec6T NAM
\n\u0110\u1ed9c l\u1eadp \u2013 T\u1ef1 do \u2013 H\u1ea1nh ph\u00fac
\n\u2014\u2014\u2014\u2014\u2014<\/span><\/b><\/p>\n<\/td>\n<\/tr>\n

\n

S\u1ed1: 26\/2015\/TT-NHNN<\/span><\/p>\n<\/td>\n

\n

H\u00e0 N\u1ed9i, ng\u00e0y<\/span> 09 <\/i>th\u00e1ng<\/span> 12 <\/i>n\u0103m 2015<\/span><\/i><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

TH\u00d4NG T\u01af<\/span><\/b><\/p>\n

H\u01af\u1edaNG D\u1eaaN TR\u00ccNH T\u1ef0, TH\u1ee6 T\u1ee4C TH\u1ebe CH\u1ea4P V\u00c0 GI\u1ea2I CH\u1ea4P T\u00c0I S\u1ea2N L\u00c0 D\u1ef0 \u00c1N \u0110\u1ea6U T\u01af X\u00c2Y D\u1ef0NG NH\u00c0 \u1ede, NH\u00c0 \u1ede H\u00ccNH TH\u00c0NH TRONG T\u01af\u01a0NG LAI<\/span><\/p>\n

C\u0103n c\u1ee9 B\u1ed9 lu\u1eadt d\u00e2n s\u1ef1 s<\/span>\u1ed1<\/i> 33\/2005\/QH11 ng\u00e0y 14 th\u00e1ng 6 n\u0103m 2005;<\/span><\/i><\/p>\n

C\u0103n c\u1ee9 Lu\u1eadt Nh\u00e0 \u1edf s<\/span>\u1ed1<\/i> 65\/2014\/QH13 ng\u00e0y 25 th\u00e1ng 11 n\u0103m 2014;<\/span><\/i><\/p>\n

C\u0103n c\u1ee9<\/span><\/i> Lu\u1eadt Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam s<\/span>\u1ed1<\/i> 46\/2010\/QH12 ng\u00e0y 16 th\u00e1ng 6 n\u0103m 2010;<\/span><\/i><\/p>\n

C\u0103n c\u1ee9 Lu\u1eadt c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng s<\/span>\u1ed1<\/i> 47\/2010\/QH<\/span>1<\/i>2 ng\u00e0y 16 th\u00e1ng 6 n\u0103m 2010;<\/span><\/i><\/p>\n

C\u0103n c\u1ee9 Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 99\/2015\/N\u0110-CP ng\u00e0y 20 ng\u00e0y 10 th\u00e1ng 2015 c\u1ee7a Ch\u00ednh ph\u1ee7 quy \u0111\u1ecbnh chi ti\u1ebft v\u00e0 h\u01b0\u1edbng d\u1eabn th<\/span>i <\/i>h\u00e0nh Lu\u1eadt Nh\u00e0 \u1edf;<\/span><\/i><\/p>\n

C\u0103n c\u1ee9 Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 156\/2013\/N\u0110-CP ng\u00e0y 11 th\u00e1ng 11 n\u0103m 2013 c\u1ee7a Ch\u00ednh ph\u1ee7 quy \u0111\u1ecbnh ch\u1ee9c n\u0103ng, nhi\u1ec7m v\u1ee5, quy\u1ec1n h\u1ea1n v\u00e0 c\u01a1 c\u1ea5u t\u1ed5 ch\u1ee9c c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam;<\/span><\/i><\/p>\n

Theo \u0111\u1ec1 ngh\u1ecb c\u1ee7a V\u1ee5 tr\u01b0\u1edfng V\u1ee5 Ph\u00e1p ch\u1ebf v\u00e0 V\u1ee5 tr\u01b0\u1edfng V\u1ee5 Ch\u00ednh s\u00e1ch ti<\/span>\u1ec1<\/i>n t\u1ec7;<\/span><\/i><\/p>\n

Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam ban h\u00e0nh Th\u00f4ng t\u01b0 h\u01b0\u1edbng d<\/span>\u1eab<\/i>n tr\u00ecnh t\u1ef1, th\u1ee7 t\u1ee5c th\u1ebf ch\u1ea5p v\u00e0 gi\u1ea3i ch\u1ea5p t\u00e0i s\u1ea3n l\u00e0 d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf, nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1<\/span>n<\/i>g lai.<\/span><\/i><\/p>\n

Ch\u01b0\u01a1ng I<\/span><\/b><\/p>\n

QUY \u0110\u1ecaNH CHUNG<\/span><\/b><\/p>\n

\u0110i\u1ec1u 1. Ph\u1ea1m vi \u0111i\u1ec1u ch\u1ec9nh<\/span><\/b><\/p>\n

1. Th\u00f4ng t\u01b0 n\u00e0y h\u01b0\u1edbng d\u1eabn tr\u00ecnh t\u1ef1, th\u1ee7 t\u1ee5c th\u1ebf ch\u1ea5p v\u00e0 gi\u1ea3i ch\u1ea5p t\u1ea1i t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i \u0111<\/span>\u1ed1i v\u1edbi c\u00e1c t\u00e0i s\u1ea3n sau:<\/span><\/p>\n

a) D\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf, nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai c\u1ee7a ch\u1ee7 \u0111\u1ea7u t\u01b0 d\u1ef1 \u00e1n x\u00e2y d\u1ef1ng nh\u00e0 \u1edf;<\/span><\/p>\n

b) Nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai c\u1ee7a t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n mua nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai trong d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf;<\/span><\/p>\n

c) Nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng tr\u00ean th\u1eeda \u0111\u1ea5t \u1edf h\u1ee3p ph\u00e1p c\u1ee7a t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n.<\/span><\/p>\n

2. Vi\u1ec7c th\u1ebf ch\u1ea5p quy\u1ec1n t\u00e0i s\u1ea3n ph\u00e1t sinh t\u1eeb h\u1ee3p \u0111\u1ed3ng mua b\u00e1n, thu\u00ea mua nh\u00e0 \u1edf, h\u1ee3p \u0111\u1ed3ng chuy\u1ec3n nh\u01b0\u1ee3ng d\u1ef1 \u00e1n v\u00e0 c\u00e1c quy<\/span>\u1ec1n t\u00e0i s\u1ea3n kh\u00e1c li\u00ean quan \u0111<\/span>\u1ebfn nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai, d\u1ef1 \u00e1n \u0111<\/span>\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf thu\u1ed9c di\u1ec7<\/span>n \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt ph\u1ea3i th\u1ef1c hi\u1ec7n theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt Nh\u00e0 \u1edf, Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 99\/2015\/N\u0110-CP ng\u00e0y 20 th\u00e1ng 10 n\u0103m 2015 c\u1ee7a Ch\u00ednh ph\u1ee7 quy \u0111\u1ecbnh chi ti\u1ebft v\u00e0 h\u01b0\u1edbng d\u1eabn thi h\u00e0nh m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Lu\u1eadt nh\u00e0 \u1edf v\u00e0 c\u00e1c quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt c\u00f3 li\u00ean quan.<\/span><\/p>\n

3. Vi\u1ec7c c\u00f4ng ch\u1ee9ng h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p, \u0111\u0103ng k\u00fd th\u1ebf ch\u1ea5p th\u1ef1c hi\u1ec7n theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 c\u00f4ng ch<\/span>\u1ee9ng, \u0111\u0103ng k\u00fd th\u1ebf ch\u1ea5p v\u00e0 c\u00e1c quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt c\u00f3 li\u00ean quan.<\/span><\/p>\n

\u0110i\u1ec1u 2. \u0110\u1ed1i t\u01b0\u1ee3ng \u00e1p d\u1ee5ng<\/span><\/b><\/p>\n

Th\u00f4ng t\u01b0 n\u00e0y \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng sau:<\/span><\/p>\n

1. C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp v\u00e0 ho\u1ea1t \u0111\u1ed9ng theo Lu\u1eadt c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (sau \u0111\u00e2y g\u1ecdi l\u00e0 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng).<\/span><\/p>\n

2. Ch\u1ee7 \u0111\u1ea7u t\u01b0 d\u1ef1 \u00e1n x\u00e2y d\u1ef1ng nh\u00e0 \u1edf (sau \u0111\u00e2y g\u1ecdi l\u00e0 ch\u1ee7 \u0111\u1ea7u t\u01b0).<\/span><\/p>\n

3. T\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n mua nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai trong d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf c\u1ee7a ch\u1ee7 \u0111\u1ea7u t\u01b0.<\/span><\/p>\n

4. T\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n x\u00e2y d\u1ef1ng nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai tr\u00ean th\u1eeda \u0111\u1ea5t \u1edf h\u1ee3p ph\u00e1p c\u1ee7a m\u00ecnh.<\/span><\/p>\n

5. C\u00e1c t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n kh\u00e1c c\u00f3 li\u00ean quan \u0111\u1ebfn vi\u1ec7c th\u1ebf ch\u1ea5p, gi\u1ea3i ch\u1ea5p t\u00e0i s\u1ea3n l\u00e0 d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf, nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai.<\/span><\/p>\n

\u0110i\u1ec1u 3. Nguy\u00ean t\u1eafc th\u1ef1c hi\u1ec7n th\u1ebf ch\u1ea5p d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf, nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai<\/span><\/b><\/p>\n

1. T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng nh\u1eadn th\u1ebf ch\u1ea5p d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf, nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai ph\u1ea3i th\u1ef1c hi\u1ec7n theo quy \u0111\u1ecbnh t\u1ea1i Th\u00f4ng t\u01b0 n\u00e0y, quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt kh\u00e1c c\u00f3 li\u00ean quan.<\/span><\/p>\n

2. Ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p d\u1ef1 \u00e1n ho\u1eb7c nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai x\u00e2y d\u1ef1ng trong d\u1ef1 \u00e1n t\u1ea1i t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ec3 vay v\u1ed1n ph\u1ee5c v\u1ee5 cho vi\u1ec7c \u0111\u1ea7u t\u01b0 d\u1ef1 \u00e1n ho\u1eb7c x\u00e2y d\u1ef1ng nh\u00e0 \u1edf \u0111\u00f3.<\/span><\/p>\n

3. T\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n x\u00e2y d\u1ef1ng nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai tr\u00ean th\u1eeda \u0111\u1ea5t \u1edf h\u1ee3p ph\u00e1p c\u1ee7a m\u00ecnh \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p nh\u00e0 \u1edf n\u00e0y t\u1ea1i t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111<\/span>\u1ec3 vay v\u1ed1n ph\u1ee5c v\u1ee5 cho x\u00e2y d\u1ef1ng nh\u00e0 \u1edf \u0111\u00f3; t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n mua nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai trong d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf c\u1ee7a ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p nh\u00e0 \u1edf n\u00e0y t\u1ea1i t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111<\/span>\u1ec3 mua ch\u00ednh nh\u00e0 \u1edf \u0111\u00f3.<\/span><\/p>\n

4. Vi\u1ec7c th\u1ebf ch\u1ea5p d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf, nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai ch\u1ec9 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n khi c\u00e1c t\u00e0i s\u1ea3n \u0111\u00f3 c\u00f3 \u0111\u1ee7 c\u00e1c \u0111i\u1ec1u ki\u1ec7n th\u1ebf ch\u1ea5p quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 7 c\u1ee7a Th\u00f4ng t\u01b0 n\u00e0y.<\/span><\/p>\n

5. Tr\u01b0\u1eddng h\u1ee3p ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111\u00e3 th\u1ebf ch\u1ea5p nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai thu\u1ed9c d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf, khi th\u1ebf ch\u1ea5p d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf \u0111\u00f3 ch\u1ec9 \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p ph\u1ea7n d\u1ef1 \u00e1n kh\u00f4ng bao g\u1ed3m nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai n\u00e0y.<\/span><\/p>\n

6. Tr\u01b0\u1eddng h\u1ee3p \u0111\u00e3 th\u1ebf ch\u1ea5p quy\u1ec1n t\u00e0i s\u1ea3n li\u00ean quan \u0111\u1ebfn d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf, nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai thu\u1ed9c di\u1ec7n \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt th\u00ec kh\u00f4ng \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf, nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai \u0111\u00f3 theo quy \u0111\u1ecbnh t\u1ea1i Th\u00f4ng t\u01b0 n\u00e0y.<\/span><\/p>\n

\u0110i\u1ec1u 4. Quy\u1ec1n v\u00e0 ngh\u0129a v\u1ee5 c\u1ee7a b\u00ean th\u1ebf ch\u1ea5p<\/span><\/b><\/p>\n

1. Quy\u1ec1n c\u1ee7a b\u00ean th\u1ebf ch\u1ea5p:<\/span><\/p>\n

a) T\u1eeb ch\u1ed1i c\u00e1c y\u00eau c\u1ea7u c\u1ee7a b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p kh\u00f4ng \u0111\u00fang v\u1edbi th\u1ecfa thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p v\u00e0 quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt;<\/span><\/p>\n

b) \u0110\u01b0\u1ee3c nh\u1eadn l\u1ea1i gi\u1ea5y t\u1edd trong h\u1ed3 s\u01a1 th\u1ebf ch\u1ea5p ngay sau khi th\u1ef1c hi\u1ec7n c\u00e1c ngh\u0129a v\u1ee5 \u0111\u1ed1i v\u1edbi b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p theo th\u1ecfa thu\u1eadn gi\u1eefa c\u00e1c b\u00ean ho\u1eb7c tr\u01b0\u1eddng h\u1ee3p b\u00ean th\u1ebf ch\u1ea5p thay th\u1ebf b\u1eb1ng bi\u1ec7n ph\u00e1p b\u1ea3o \u0111\u1ea3m kh\u00e1c ho\u1eb7c thay th\u1ebf t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m kh\u00e1c khi \u0111\u01b0\u1ee3c b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p \u0111\u1ed3ng \u00fd;<\/span><\/p>\n

c) C\u00e1c quy\u1ec1n kh\u00e1c theo th\u1ecfa thu\u1eadn v\u1edbi b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p v\u00e0 quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/span><\/p>\n

2. Ngh\u0129a v\u1ee5 c\u1ee7a b\u00ean th\u1ebf ch\u1ea5p:<\/span><\/p>\n

a) Cung c\u1ea5p \u0111\u1ea7y \u0111\u1ee7 h\u1ed3 s\u01a1 th\u1ebf ch\u1ea5p theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 9 Th\u00f4ng t\u01b0 n\u00e0y;<\/span><\/p>\n

b) Th\u1ef1c hi\u1ec7n \u0111\u00fang c\u00e1c n\u1ed9i dung \u0111\u00e3 th\u1ecfa thu\u1eadn ghi trong h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p;<\/span><\/p>\n

c) Trong tr\u01b0\u1eddng h\u1ee3p nh\u00e0 \u1edf th\u1ebf ch\u1ea5p b\u1ecb h\u01b0 h\u1ecfng, b\u1ecb ti\u00eau h\u1ee7y, kh\u00f4ng th\u1ec3 ho\u00e0n th\u00e0nh vi\u1ec7c x\u00e2y d\u1ef1ng ho\u1eb7c b\u1ecb d\u1eebng qu\u00e1 tr\u00ecnh x\u00e2y d\u1ef1ng th\u00ec b\u00ean th<\/span>\u1ebf ch<\/span>\u1ea5p ph\u1ea3i th\u00f4ng b\u00e1o ngay cho b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p v\u00e0 thay th\u1ebf b\u1eb1ng t\u00e0i s\u1ea3n kh\u00e1c c\u00f3 gi\u00e1 tr\u1ecb t\u01b0\u01a1ng \u0111\u01b0\u01a1ng ho\u1eb7c b\u1ed5 sung, thay th\u1ebf b\u1eb1ng bi\u1ec7n ph\u00e1p b\u1ea3o \u0111\u1ea3m kh\u00e1c, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p c\u00e1c b\u00ean c\u00f3 th\u1ecfa thu\u1eadn kh\u00e1c;<\/span><\/p>\n

d) T\u1ea1o \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p th\u1ef1c hi\u1ec7n quy\u1ec1n gi\u00e1m s\u00e1t, ki\u1ec3m tra qu\u00e1 tr\u00ecnh h\u00ecnh th\u00e0nh t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p;<\/span><\/p>\n

\u0111) Th\u1ef1c hi\u1ec7n c\u00e1c ngh\u0129a v\u1ee5 kh\u00e1c theo th\u1ecfa thu\u1eadn v\u1edbi b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p v\u00e0 quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/span><\/p>\n

\u0110i\u1ec1u 5. Quy\u1ec1n v\u00e0 ngh\u0129a v\u1ee5 c\u1ee7a b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p<\/span><\/b><\/p>\n

1. Quy\u1ec1n c\u1ee7a b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p:<\/span><\/p>\n

a) Y\u00eau c\u1ea7u b\u00ean th\u1ebf ch\u1ea5p cung c\u1ea5p \u0111\u1ea7y \u0111\u1ee7 h\u1ed3 s\u01a1 th\u1ebf ch\u1ea5p theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 9 Th\u00f4ng t\u01b0 n\u00e0y;<\/span><\/p>\n

b) Th\u1ef1c hi\u1ec7n quy\u1ec1n gi\u00e1m s\u00e1t, ki\u1ec3m tra qu\u00e1 tr\u00ecnh h\u00ecnh th\u00e0nh t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p;<\/span><\/p>\n

c) \u0110\u01b0\u1ee3c quy\u1ec1n \u0111\u1ecbnh gi\u00e1 l\u1ea1i t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p \u0111\u1ecbnh k\u1ef3 ho\u1eb7c t\u1ea1i b\u1ea5t k\u1ef3 th\u1eddi \u0111i\u1ec3m n\u00e0o theo th\u1ecfa thu\u1eadn <\/span>ghi trong h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p \u0111\u1ec3 y\u00eau c\u1ea7u b\u00ean th\u1ebf ch\u1ea5p b\u1ed5 sung, thay th\u1ebf t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p ho\u1eb7c bi\u1ec7n ph\u00e1p b\u1ea3o \u0111\u1ea3m kh\u00e1c n<\/span>\u1ebfu x\u00e9t th<\/span>\u1ea5y c<\/span>\u1ea7n thi\u1ebft;<\/span><\/p>\n

d) Th\u1ef1c hi\u1ec7n x\u1eed l\u00fd t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt trong tr\u01b0\u1eddng h\u1ee3p b\u00ean th\u1ebf ch\u1ea5p kh\u00f4ng th\u1ef1c hi\u1ec7n ho\u1eb7c th\u1ef1c hi\u1ec7n kh\u00f4ng \u0111\u00fang c\u00e1c ngh\u0129a v\u1ee5 theo th\u1ecfa thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p, h<\/span>\u1ee3p \u0111<\/span>\u1ed3ng cho vay;<\/span><\/p>\n

\u0111) Y\u00eau c\u1ea7u ch\u1ee7 \u0111\u1ea7u t\u01b0 c\u00f3 nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai b\u00e1n cho b\u00ean th<\/span>\u1ebf ch\u1ea5p, b\u00ean th\u1ebf ch\u1ea5p cung c\u1ea5p th\u00f4ng tin li\u00ean quan \u0111\u1ebfn t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p v\u00e0 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p th\u1ef1c hi\u1ec7n quy\u1ec1n gi\u00e1m s\u00e1t, ki\u1ec3m tra qu\u00e1 tr\u00ecnh h\u00ecnh th\u00e0nh t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p;<\/span><\/p>\n

e) C\u00e1c quy\u1ec1n kh\u00e1c theo th\u1ecfa thu\u1eadn v\u1edbi b\u00ean th\u1ebf ch\u1ea5p v\u00e0 quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/span><\/p>\n

2. Ngh\u0129a v\u1ee5 c\u1ee7a b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p:<\/span><\/p>\n

a) Th\u1ef1c hi\u1ec7n \u0111\u00fang c\u00e1c n\u1ed9i dung \u0111\u00e3 th\u1ecfa thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p;<\/span><\/p>\n

b) Ki\u1ec3m tra, x\u00e1c minh d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf, nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n th\u1ebf ch\u1ea5p theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 7 Th\u00f4ng t\u01b0 n\u00e0y;<\/span><\/p>\n

c) Gi\u00e1m s\u00e1t, ki\u1ec3m tra qu\u00e1 tr\u00ecnh h\u00ecnh th\u00e0nh t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p;<\/span><\/p>\n

d) Kh\u00f4ng \u0111\u01b0\u1ee3c c\u1ea3n tr\u1edf ho\u1eb7c g\u00e2y kh\u00f3 kh\u0103n cho vi\u1ec7c h\u00ecnh th\u00e0nh t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p khi th\u1ef1c hi\u1ec7n vi\u1ec7c gi\u00e1m s\u00e1t, ki\u1ec3m tra;<\/span><\/p>\n

\u0111) Giao l\u1ea1i c\u00e1c gi\u1ea5y t\u1edd m\u00e0 b\u00ean th\u1ebf ch\u1ea5p \u0111\u00e3 n\u1ed9p trong h\u1ed3 s\u01a1 th\u1ebf ch\u1ea5p cho b\u00ean th\u1ebf ch\u1ea5p sau khi b\u00ean th\u1ebf ch\u1ea5p th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 theo th\u1ecfa thu\u1eadn ho\u1eb7c tr\u01b0\u1eddng h\u1ee3p b\u00ean th\u1ebf ch\u1ea5p thay th\u1ebf b\u1eb1ng bi\u1ec7n ph\u00e1p b\u1ea3o \u0111\u1ea3m kh\u00e1c ho\u1eb7c thay th\u1ebf t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m kh\u00e1c khi \u0111\u01b0\u1ee3c b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p \u0111\u1ed3ng \u00fd;<\/span><\/p>\n

e) Sau khi k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p, b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p ph\u1ea3i g\u1eedi v\u0103n b\u1ea3n cho ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111\u1ec3 th\u00f4ng b\u00e1o v\u1ec1 vi\u1ec7c b\u00ean mua nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai \u0111<\/span>\u00e3 th\u1ebf ch\u1ea5p nh\u00e0 \u1edf;<\/span><\/p>\n

g) L\u01b0u h\u1ed3 s\u01a1 th\u1ebf ch\u1ea5p trong h\u1ed3 s\u01a1 cho vay theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt;<\/span><\/p>\n

h) Th\u1ef1c hi\u1ec7n c\u00e1c ngh\u0129a v\u1ee5 kh\u00e1c theo th\u1ecfa thu\u1eadn v\u1edbi b\u00ean th\u1ebf ch\u1ea5p v\u00e0 quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/span><\/p>\n

\u0110i\u1ec1u 6. Quy\u1ec1n v\u00e0 ngh\u0129a v\u1ee5 c\u1ee7a ch\u1ee7 \u0111\u1ea7u t\u01b0 c\u00f3 nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai b\u00e1n cho t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n<\/span><\/b><\/p>\n

1. Quy\u1ec1n c\u1ee7a ch\u1ee7 \u0111\u1ea7u t\u01b0:<\/span><\/p>\n

a) T\u1eeb ch\u1ed1i cung c\u1ea5p th\u00f4ng tin, t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn h\u1ed3 s\u01a1 th\u1ebf ch\u1ea5p kh\u00f4ng \u0111\u00fang quy \u0111\u1ecbnh t\u1ea1i Th\u00f4ng t\u01b0 n\u00e0y;<\/span><\/p>\n

b) C\u00e1c quy\u1ec1n kh\u00e1c theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/span><\/p>\n

2. Ngh\u0129a v\u1ee5 c\u1ee7a ch\u1ee7 \u0111\u1ea7u t\u01b0:<\/span><\/p>\n

a) Ch\u1ee7 \u0111\u1ea7u t\u01b0 c\u00f3 h\u1ed3 s\u01a1 g\u1eedi c\u01a1 quan Nh\u00e0 n\u01b0\u1edbc c\u00f3 th\u1ea9m quy\u1ec1n \u0111<\/span>\u1ec3 \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o nh\u00e0 \u1edf \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u01b0\u1ee3c b\u00e1n;<\/span><\/p>\n

b) Cung c\u1ea5p \u0111\u1ea7y \u0111\u1ee7, trung th\u1ef1c c\u00e1c t\u00e0i li\u1ec7u c\u00f3 li\u00ean quan \u0111\u1ebfn nh\u00e0 \u1edf \u0111<\/span>\u1ec3 b\u00ean mua nh\u00e0 \u1edf th\u1ef1c hi\u1ec7n vi\u1ec7c th\u1ebf ch\u1ea5p t\u1ea1i t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng theo quy \u0111\u1ecbnh t\u1ea1i Th\u00f4ng t\u01b0 n\u00e0y. Giao cho b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p c\u00e1c gi\u1ea5y t\u1edd, t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn nh\u00e0 \u1edf th<\/span>\u1ebf ch\u1ea5p ph\u00e1t sinh sau th\u1eddi \u0111i\u1ec3m x\u00e1c l\u1eadp h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p theo \u1ee7y quy\u1ec1n c\u1ee7a b\u00ean th\u1ebf ch\u1ea5p;<\/span><\/p>\n

c) Khi nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o c\u1ee7a b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p v\u1ec1 vi\u1ec7c nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai \u0111ang \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p, ch\u1ee7 \u0111\u1ea7u t\u01b0 kh\u00f4ng \u0111\u01b0\u1ee3c l\u00e0m th\u1ee7 t\u1ee5c chuy<\/span>\u1ec3n nh\u01b0\u1ee3ng nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai \u0111\u00f3 cho b\u1ea5t c\u1ee9 t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n n\u00e0o, n\u1ebfu ch\u01b0a c\u00f3 v\u0103n b\u1ea3n \u0111\u1ed3ng \u00fd c\u1ee7a b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p;<\/span><\/p>\n

d) T\u1ea1o \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p th\u1ef1c hi\u1ec7n quy\u1ec1n gi\u00e1m s\u00e1t, ki\u1ec3m tra qu\u00e1 tr\u00ecnh h\u00ecnh th\u00e0nh nh\u00e0 \u1edf th\u1ebf ch\u1ea5p;<\/span><\/p>\n

\u0111) Th\u00f4ng b\u00e1o cho b\u00ean th\u1ebf ch\u1ea5p, b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p bi\u1ebft ti\u1ebfn \u0111\u1ed9 thanh to\u00e1n ti\u1ec1n mua nh\u00e0 \u1edf, ti\u1ebfn \u0111\u1ed9 x\u00e2y d\u1ef1ng v\u00e0 ho\u00e0n th\u00e0nh vi\u1ec7c x\u00e2y d\u1ef1ng nh\u00e0 \u1edf;<\/span><\/p>\n

e) Th\u1ef1c hi\u1ec7n c\u00e1c ngh\u0129a v\u1ee5 kh\u00e1c theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/span><\/p>\n

Ch\u01b0\u01a1ng II<\/span><\/b><\/p>\n

TR\u00ccNH T\u1ef0, TH\u1ee6 T\u1ee4C TH\u1ebe CH\u1ea4P D\u1ef0 \u00c1N \u0110\u1ea6U T\u01af X\u00c2Y D\u1ef0NG NH\u00c0 \u1ede, NH\u00c0 \u1ede H\u00ccNH TH\u00c0NH TRONG T\u01af\u01a0NG LAI<\/span><\/b><\/p>\n

\u0110i\u1ec1u 7. \u0110i\u1ec1u ki\u1ec7n th\u1ebf ch\u1ea5p d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf v\u00e0 th\u1ebf ch\u1ea5p nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai t\u1ea1i t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng<\/span><\/b><\/p>\n

1. Ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p m\u1ed9t ph\u1ea7n ho\u1eb7c to\u00e0n b\u1ed9 d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf khi \u0111\u00e1p \u1ee9ng \u0111\u1ea7y \u0111\u1ee7 c\u00e1c \u0111i\u1ec1u ki\u1ec7n sau \u0111\u00e2y:<\/span><\/p>\n

a) C\u00f3 h\u1ed3 s\u01a1 d\u1ef1 \u00e1n, c\u00f3 thi\u1ebft k\u1ebf k\u1ef9 thu\u1eadt c\u1ee7a d\u1ef1 \u00e1n \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t;<\/span><\/p>\n

b) C\u00f3 Gi\u1ea5y ch\u1ee9ng nh\u1eadn ho\u1eb7c quy\u1ebft \u0111\u1ecbnh giao \u0111\u1ea5t, cho thu\u00ea \u0111\u1ea5t c\u1ee7a c\u01a1 quan nh\u00e0 n\u01b0\u1edbc c\u00f3 th\u1ea9m quy\u1ec1n;<\/span><\/p>\n

c) L\u00e0 d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 8 Th\u00f4ng t\u01b0 n\u00e0y.<\/span><\/p>\n

2. Ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai thu\u1ed9c d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf khi \u0111\u00e1p \u1ee9ng \u0111\u1ea7y \u0111\u1ee7 c\u00e1c \u0111i\u1ec1u ki\u1ec7n sau \u0111\u00e2y:<\/span><\/p>\n

a) C\u00e1c \u0111i\u1ec1u ki\u1ec7n quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 1 \u0110i\u1ec1u n\u00e0y;<\/span><\/p>\n

b) Nh\u00e0 \u1edf th\u1ebf ch\u1ea5p ph\u1ea3i thu\u1ed9c di\u1ec7n \u0111\u00e3 x\u00e2y d\u1ef1ng xong ph\u1ea7n m\u00f3ng theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 x\u00e2y d\u1ef1ng;<\/span><\/p>\n

c) Kh\u00f4ng n\u1eb1m trong ph\u1ea7n d\u1ef1 \u00e1n m\u00e0 ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111\u00e3 th\u1ebf ch\u1ea5p theo quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 1 \u0110i\u1ec1u n\u00e0y;<\/span><\/p>\n

d) Kh\u00f4ng thu\u1ed9c di\u1ec7n \u0111ang c\u00f3 tranh ch\u1ea5p, khi\u1ebfu n\u1ea1i, khi\u1ebfu ki\u1ec7n v\u1ec1 quy\u1ec1n s\u1edf h\u1eefu;<\/span><\/p>\n

\u0111) Kh\u00f4ng b\u1ecb k\u00ea bi\u00ean \u0111\u1ec3 thi h\u00e0nh \u00e1n ho\u1eb7c kh\u00f4ng b\u1ecb k\u00ea bi\u00ean \u0111\u1ec3 ch\u1ea5p h\u00e0nh quy\u1ebft \u0111\u1ecbnh h\u00e0nh ch\u00ednh \u0111\u00e3 c\u00f3 hi\u1ec7u l\u1ef1c ph\u00e1p lu\u1eadt c\u1ee7a c\u01a1 quan nh\u00e0 n\u01b0\u1edbc c\u00f3 th\u1ea9m quy\u1ec1n;<\/span><\/p>\n

e) Kh\u00f4ng thu\u1ed9c di\u1ec7n \u0111\u00e3 c\u00f3 quy\u1ebft \u0111\u1ecbnh thu h\u1ed3i \u0111\u1ea5t, c\u00f3 th\u00f4ng b\u00e1o gi\u1ea3i t\u1ecfa, ph\u00e1 d\u1ee1 nh\u00e0 \u1edf c\u1ee7a c\u01a1 quan nh\u00e0 n\u01b0\u1edbc c\u00f3 th\u1ea9m quy\u1ec1n.<\/span><\/p>\n

3. T\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 2 \u0110i\u1ec1u 147 Lu\u1eadt nh\u00e0 \u1edf khi \u0111\u00e1p \u1ee9ng \u0111\u1ea7y \u0111\u1ee7 c\u00e1c \u0111i\u1ec1u ki\u1ec7n sau \u0111\u00e2y:<\/span><\/p>\n

a) \u0110\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n th\u1ebf ch\u1ea5p nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng tr\u00ean th\u1eeda \u0111\u1ea5t \u1edf h\u1ee3p ph\u00e1p c\u1ee7a m\u00ecnh:<\/span><\/p>\n

(i) C\u00f3 gi\u1ea5y t\u1edd ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t \u1edf h\u1ee3p ph\u00e1p theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 \u0111\u1ea5t \u0111ai;<\/span><\/p>\n

(ii) C\u00f3 Gi\u1ea5y ph\u00e9p x\u00e2y d\u1ef1ng n\u1ebfu thu\u1ed9c di\u1ec7n ph\u1ea3i c\u00f3 gi\u1ea5y ph\u00e9p x\u00e2y d\u1ef1ng theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt c\u00f3 li\u00ean quan;<\/span><\/p>\n

(iii) C\u00e1c \u0111i\u1ec1u ki\u1ec7n quy \u0111\u1ecbnh t\u1ea1i \u0111i\u1ec3m d, \u0111, e kho\u1ea3n 2 \u0110i\u1ec1u n\u00e0y;<\/span><\/p>\n

b) \u0110\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n th\u1ebf ch\u1ea5p nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai mua c\u1ee7a ch\u1ee7 \u0111\u1ea7u t\u01b0 trong d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf:<\/span><\/p>\n

(i) C\u00f3 h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0 \u1edf k\u00fd k\u1ebft v\u1edbi ch\u1ee7 \u0111\u1ea7u t\u01b0;<\/span><\/p>\n

(ii) C\u00f3 v\u0103n b\u1ea3n chuy\u1ec3n nh\u01b0\u1ee3ng h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0 \u1edf n\u1ebfu l\u00e0 b\u00ean nh\u1eadn chuy\u1ec3n nh\u01b0\u1ee3ng h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0 \u1edf theo quy \u0111\u1ecbnh;<\/span><\/p>\n

(iii) C\u00f3 gi\u1ea5y t\u1edd ch\u1ee9ng minh \u0111\u00e3 \u0111\u00f3ng ti\u1ec1n mua nh\u00e0 \u1edf cho ch\u1ee7 \u0111\u1ea7u t\u01b0 theo ti\u1ebfn \u0111\u1ed9 th\u1ecfa thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0 \u1edf;<\/span><\/p>\n

(iv) Kh\u00f4ng thu\u1ed9c di\u1ec7n \u0111ang c\u00f3 khi\u1ebfu n\u1ea1i, khi\u1ebfu ki\u1ec7n, tranh ch\u1ea5p v\u1ec1 h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0 \u1edf ho\u1eb7c v\u1ec1 vi\u1ec7c chuy\u1ec3n nh\u01b0\u1ee3ng h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0 \u1edf n\u00e0y;<\/span><\/p>\n

(v) C\u00e1c \u0111i\u1ec1u ki\u1ec7n quy \u0111\u1ecbnh t\u1ea1i \u0111i\u1ec3m \u0111, e kho\u1ea3n 2 \u0110i\u1ec1u n\u00e0y.<\/span><\/p>\n

\u0110i\u1ec1u 8. Lo\u1ea1i d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p vay v\u1ed1n t\u1ea1i t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng<\/b><\/p>\n

D\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p \u0111\u1ec3 vay v\u1ed1n theo quy \u0111\u1ecbnh t\u1ea1i Th\u00f4ng t\u01b0 n\u00e0y l\u00e0 m\u1ed9t trong c\u00e1c d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 2 \u0110i\u1ec1u 17 Lu\u1eadt Nh\u00e0 \u1edf, bao g\u1ed3m:<\/span><\/p>\n

1. D\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng m\u1edbi ho\u1eb7c c\u1ea3i t\u1ea1o m\u1ed9t c\u00f4ng tr\u00ecnh nh\u00e0 \u1edf \u0111\u1ed9c l\u1eadp ho\u1eb7c m\u1ed9t c\u1ee5m c\u00f4ng tr\u00ecnh nh\u00e0 \u1edf.<\/span><\/p>\n

2. D\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng khu nh\u00e0 \u1edf c\u00f3 h\u1ec7 th\u1ed1ng h\u1ea1 t\u1ea7ng k\u1ef9 thu\u1eadt v\u00e0 h\u1ea1 t\u1ea7ng x\u00e3 h\u1ed9i \u0111\u1ed3ng b\u1ed9 t\u1ea1i khu v\u1ef1c n\u00f4ng th\u00f4n.<\/span><\/p>\n

3. D\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng khu \u0111\u00f4 th\u1ecb ho\u1eb7c d\u1ef1 \u00e1n s\u1eed d\u1ee5ng \u0111\u1ea5t h\u1ed7n h<\/span>\u1ee3p m\u00e0 c\u00f3 d\u00e0nh di\u1ec7n t\u00edch \u0111\u1ea5t trong d\u1ef1 \u00e1n \u0111<\/span>\u1ec3 x\u00e2y d\u1ef1n<\/span>g nh\u00e0 \u1edf.<\/span><\/p>\n

4. D\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng c\u00f4ng tr\u00ecnh c\u00f3 m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng h\u1ed7n h<\/span>\u1ee3p \u0111<\/span>\u1ec3 \u1edf v\u00e0 kinh doanh.<\/span><\/p>\n

\u0110i\u1ec1u 9. H\u1ed3 s\u01a1 th\u1ebf ch\u1ea5p<\/span><\/b><\/p>\n

H\u1ed3 s\u01a1 th\u1ebf ch\u1ea5p \u0111\u1ec3 vay v\u1ed1n t\u1ea1i t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng bao g\u1ed3m c\u00e1c gi\u1ea5y t\u1edd sau \u0111\u00e2y:<\/span><\/p>\n

1. \u0110\u1ed1i v\u1edbi t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf:<\/span><\/p>\n

a) H\u1ed3 s\u01a1 d\u1ef1 \u00e1n, thi\u1ebft k\u1ebf k<\/span>\u1ef9 thu\u1eadt c\u1ee7a d\u1ef1 \u00e1n \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t;<\/span><\/p>\n

b) Gi\u1ea5y ch\u1ee9n<\/span>g nh\u1eadn ho\u1eb7c quy\u1ebft \u0111\u1ecbnh giao \u0111\u1ea5t, cho thu\u00ea \u0111\u1ea5t c\u1ee7a c\u01a1 quan nh\u00e0 n\u01b0\u1edbc c\u00f3 th\u1ea9m quy\u1ec1n (b\u1ea3n g\u1ed1c);<\/span><\/p>\n

c) H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p ph\u00f9 h\u1ee3p v\u1edbi quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt;<\/span><\/p>\n

d) C\u00e1c gi\u1ea5y t\u1edd kh\u00e1c (n\u1ebfu c\u00f3).<\/span><\/p>\n

2. \u0110\u1ed1i v\u1edbi t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai c\u1ee7a ch\u1ee7 \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng trong d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf:<\/span><\/p>\n

a) C\u00e1c gi\u1ea5y t\u1edd quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 1 \u0110i\u1ec1u n\u00e0y;<\/span><\/p>\n

b) Gi\u1ea5y t\u1edd ch\u1ee9ng minh \u0111\u00e3 ho\u00e0n th\u00e0nh xong ph\u1ea7n m\u00f3ng theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 x\u00e2y d\u1ef1ng.<\/span><\/p>\n

3. \u0110\u1ed1i v\u1edbi t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai \u0111\u01b0\u1ee3c mua c\u1ee7a ch\u1ee7 \u0111\u1ea7u t\u01b0 trong d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf:<\/span><\/p>\n

a) H\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0 \u1edf \u0111\u01b0\u1ee3c k\u00fd gi\u1eefa b\u00ean th\u1ebf ch\u1ea5p v\u1edbi ch\u1ee7 \u0111\u1ea7u t\u01b0 ph\u00f9 h\u1ee3p quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 nh\u00e0 \u1edf (b\u1ea3n g\u1ed1c);<\/span><\/p>\n

b) V\u0103n b\u1ea3n chuy\u1ec3n nh\u01b0\u1ee3ng h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0 \u1edf theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 nh\u00e0 \u1edf \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p b\u00ean th\u1ebf ch\u1ea5p l\u00e0 b\u00ean nh\u1eadn chuy<\/span>\u1ec3n nh\u01b0\u1ee3ng h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0 \u1edf (b\u1ea3n g\u1ed1c);<\/span><\/p>\n

c) Gi\u1ea5y t\u1edd ch\u1ee9ng minh \u0111\u00e3 \u0111\u00f3ng ti\u1ec1n mua nh\u00e0 \u1edf cho ch\u1ee7 \u0111\u1ea7u t\u01b0 theo ti\u1ebfn \u0111\u1ed9 th\u1ecfa thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0 \u1edf (b\u1ea3n g\u1ed1c);<\/span><\/p>\n

d) H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p ph\u00f9 h\u1ee3p v\u1edbi quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt;<\/span><\/p>\n

\u0111) C\u00e1c <\/span>gi\u1ea5y t\u1edd kh\u00e1c (n\u1ebfu c\u00f3).<\/span><\/p>\n

4. \u0110\u1ed1i v\u1edbi t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai c\u1ee7a t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n x\u00e2y d\u1ef1ng tr\u00ean th\u1eeda \u0111\u1ea5t \u1edf h\u1ee3p ph\u00e1p c\u1ee7a m\u00ecnh:<\/span><\/p>\n

a) Gi\u1ea5y t\u1edd ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t \u1edf h\u1ee3p ph\u00e1p theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 \u0111\u1ea5t \u0111ai (b\u1ea3n g\u1ed1c);<\/span><\/p>\n

b) Gi\u1ea5y ph\u00e9p x\u00e2y d\u1ef1ng n\u1ebfu thu\u1ed9c di\u1ec7n ph\u1ea3i c\u00f3 Gi\u1ea5y ph\u00e9p x\u00e2y d\u1ef1ng;<\/span><\/p>\n

c) H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p ph\u00f9 h\u1ee3p v\u1edbi quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt;<\/span><\/p>\n

d) C\u00e1c gi\u1ea5y t\u1edd kh\u00e1c (n\u1ebfu c\u00f3).<\/span><\/p>\n

Ch\u01b0\u01a1ng III<\/span><\/b><\/p>\n

TR\u00ccNH T\u1ef0, TH\u1ee6 T\u1ee4C GI\u1ea2I CH\u1ea4P D\u1ef0 \u00c1N \u0110\u1ea6U T\u01af X\u00c2Y D\u1ef0NG NH\u00c0 \u1ede, NH\u00c0 \u1ede H\u00ccNH TH\u00c0NH TRONG T\u01af\u01a0NG LAI<\/span><\/b><\/p>\n

\u0110i\u1ec1u 10. Gi\u1ea3i ch\u1ea5p t\u00e0i s\u1ea3n l\u00e0 d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf, nh\u00e0 <\/span>\u1edf<\/b> h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai<\/span><\/b><\/p>\n

1. B\u00ean nh\u1eadn <\/span>th\u1ebf ch\u1ea5p v\u00e0 b\u00ean th\u1ebf ch\u1ea5p \u0111\u01b0\u1ee3c th\u1ecfa thu\u1eadn l\u1ef1a ch\u1ecdn vi\u1ec7c gi\u1ea3i ch\u1ea5p m\u1ed9t ph\u1ea7n th\u00f4ng qua vi\u1ec7c r\u00fat b\u1edbt t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p ho\u1eb7c gi\u1ea3i ch\u1ea5p to\u00e0n b\u1ed9 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l<\/span>\u00e0 d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf, nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai.<\/span><\/p>\n

2. Th\u1ecfa thu\u1eadn v\u1ec1 gi\u1ea3i ch<\/span>\u1ea5p t\u00e0i s\u1ea3n th<\/span>\u1ebf ch<\/span>\u1ea5p ph\u1ea3i \u0111\u01b0\u1ee3c l\u1eadp th\u00e0nh v\u0103n b\u1ea3n. Vi\u1ec7c c\u00f4ng ch\u1ee9ng, quy tr\u00ecnh, th\u1ee7 t\u1ee5c c\u00f4ng ch\u1ee9ng v\u0103n b\u1ea3n th\u1ecfa thu\u1eadn v\u1ec1 gi\u1ea3i ch\u1ea5p t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p th\u1ef1c hi\u1ec7n theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt c\u00f3 li\u00ean quan.<\/span><\/p>\n

3. Vi\u1ec7c gi\u1ea3i ch\u1ea5p t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf, nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 1 \u0110i\u1ec1u n\u00e0y \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n theo tr\u00ecnh t\u1ef1 sau \u0111\u00e2y:<\/span><\/p>\n

a) Khi c\u00f3 nhu c\u1ea7u gi\u1ea3i ch\u1ea5p t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, b\u00ean th\u1ebf ch\u1ea5p g\u1eedi v\u0103n b\u1ea3n \u0111\u1ec1 ngh\u1ecb gi\u1ea3i ch\u1ea5p v\u00e0 c\u00e1c gi<\/span>\u1ea5y t\u1edd c\u00f3 li\u00ean quan theo th\u1ecfa thu\u1eadn v\u1ec1 gi\u1ea3i ch<\/span>\u1ea5p gi\u1eefa c\u00e1c b\u00ean cho b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p;<\/span><\/p>\n

b) B\u00ean nh\u1eadn th\u1ebf ch\u1ea5p c\u00f3 v\u0103n b\u1ea3n \u0111\u1ed3ng \u00fd gi\u1ea3i ch\u1ea5p v\u00e0 ho\u00e0n tr\u1ea3 cho b\u00ean th\u1ebf ch\u1ea5p v\u0103n b\u1ea3n \u0111<\/span>\u1ed3ng \u00fd gi\u1ea3i ch\u1ea5p, c\u00e1c h\u1ed3 s\u01a1, gi\u1ea5y t\u1edd li\u00ean quan \u0111\u1ebfn t\u00e0i s\u1ea3n th\u1ebf ch<\/span>\u1ea5p theo th\u1ecfa thu\u1eadn v\u1ec1 gi\u1ea3i ch\u1ea5p gi\u1eefa c\u00e1c b\u00ean.<\/span><\/p>\n

\u0110i\u1ec1u 11. \u0110\u0103ng k\u00fd thay \u0111\u1ed5i th\u1ebf ch\u1ea5p, \u0111\u0103ng k\u00fd x\u00f3a \u0111\u0103ng k\u00fd th\u1ebf ch\u1ea5p sau khi gi\u1ea3i ch\u1ea5p<\/span><\/b><\/p>\n

Vi\u1ec7c \u0111\u0103ng k\u00fd thay \u0111\u1ed5i th\u1ebf ch\u1ea5p, \u0111\u0103ng k\u00fd x\u00f3a \u0111\u0103ng k\u00fd th\u1ebf ch\u1ea5p sau khi th\u1ef1c hi\u1ec7n gi\u1ea3i ch\u1ea5p quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 10 Th\u00f4ng t\u01b0 n\u00e0y th\u1ef1c hi\u1ec7n theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 \u0111\u0103ng k\u00fd thay \u0111\u1ed5i th\u1ebf ch\u1ea5p, \u0111\u0103ng k\u00fd x\u00f3a \u0111\u0103ng k\u00fd th<\/span>\u1ebf ch<\/span>\u1ea5p.<\/span><\/p>\n

Ch\u01b0\u01a1ng IV<\/span><\/b><\/p>\n

\u0110I\u1ec0U KHO\u1ea2N THI H\u00c0NH<\/span><\/b><\/p>\n

\u0110i\u1ec1u 12. T\u1ed5 ch\u1ee9c th\u1ef1c hi\u1ec7n<\/span><\/b><\/p>\n

1. Th\u00f4ng t\u01b0 n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c thi h\u00e0nh k\u1ec3 t\u1eeb ng\u00e0y<\/span> 10 th\u00e1ng<\/span> 12 n\u0103m 2015.<\/span><\/p>\n

2. K\u1ec3 t\u1eeb ng\u00e0y Th\u00f4ng t\u01b0 n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c thi h\u00e0nh, tr\u00ecnh t\u1ef1, th\u1ee7 t\u1ee5c th\u1ebf ch\u1ea5p v\u00e0 gi\u1ea3i ch\u1ea5p t\u00e0i s\u1ea3n l\u00e0 d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf, nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai t\u1ea1i t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n theo quy \u0111\u1ecbnh t\u1ea1i Th\u00f4ng t\u01b0 n\u00e0y.<\/span><\/p>\n

3. Vi\u1ec7c th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n l\u00e0 d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf, nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai tr\u01b0\u1edbc ng\u00e0y Th\u00f4ng t\u01b0 n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c thi h\u00e0nh, c\u00e1c b\u00ean th\u1ef1c hi\u1ec7n c\u00e1c n\u1ed9i dung trong h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p ph\u00f9 h\u1ee3p v\u1edbi quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt t\u1ea1i th\u1eddi \u0111i\u1ec3m k\u00fd k\u1ebft. Vi\u1ec7c s\u1eeda \u0111\u1ed5i, b\u1ed5 sung h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p ph\u1ea3i ph\u00f9 h\u1ee3p v\u1edbi quy \u0111\u1ecbnh t\u1ea1i Th\u00f4ng t\u01b0 n\u00e0y.<\/span><\/p>\n

4. Ch\u00e1nh V\u0103n ph\u00f2ng, V\u1ee5 tr\u01b0\u1edfng V\u1ee5 Ph\u00e1p ch\u1ebf, V\u1ee5 tr\u01b0\u1edfng V\u1ee5 Ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7, Th\u1ee7 tr\u01b0\u1edfng c\u00e1c \u0111\u01a1n v\u1ecb thu\u1ed9c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam, Gi\u00e1m \u0111<\/span>\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam chi nh\u00e1nh c\u00e1c t\u1ec9nh, th\u00e0nh ph\u1ed1 tr\u1ef1c thu\u1ed9c Trung \u01b0\u01a1ng; Ch<\/span>\u1ee7 t\u1ecbch H\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb, Ch\u1ee7 t\u1ecbch H\u1ed9i \u0111\u1ed3ng th\u00e0nh vi\u00ean v\u00e0 T\u1ed5ng gi\u00e1m \u0111\u1ed1c (Gi\u00e1m \u0111\u1ed1c) c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ch\u1ecbu tr\u00e1ch nhi\u1ec7m t\u1ed5 ch\u1ee9c th\u1ef1c hi\u1ec7n Th\u00f4ng t\u01b0 n\u00e0y.\/. <\/span><\/p>\n\n\n\n
\n\u00a0<\/span><\/i><\/b>N\u01a1i nh\u1eadn:
\n<\/span><\/i><\/b>\u2013 Nh\u01b0 kho\u1ea3n 4 \u0110i\u1ec1u 12;
\n\u2013 Ban L\u00e3nh \u0111\u1ea1o NHNN;
\n\u2013 V\u0103n ph\u00f2ng Ch\u00ednh ph\u1ee7;
\n\u2013 B\u1ed9 T\u01b0 ph\u00e1p (\u0111\u1ec3 ki<\/span>\u1ec3m <\/span>tra);
\n\u2013 C\u00f4ng b\u00e1o;
\n\u2013 L\u01b0u: VP, V\u1ee5 CSTT, V\u1ee5 PC<\/span>.<\/td>\n		\n

KT. TH\u1ed0NG \u0110\u1ed0C
\nPH\u00d3 TH\u1ed0NG \u0110\u1ed0C<\/b><\/p>\n

<\/b>Nguy\u1ec5n \u0110\u1ed3ng Ti\u1ebfn<\/b><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u00bb T\u01b0 v\u1ea5n c\u00f4ng ch\u1ee9ng, d\u1ecbch thu\u1eadt<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

NG\u00c2N H\u00c0NG NH\u00c0 N\u01af\u1edaC VI\u1ec6T NAM \u2014\u2014- C\u1ed8NG H\u00d2A X\u00c3 H\u1ed8I CH\u1ee6 NGH\u0128A VI\u1ec6T NAM \u0110\u1ed9c l\u1eadp \u2013 T\u1ef1 do \u2013 H\u1ea1nh ph\u00fac \u2014\u2014\u2014\u2014\u2014 S\u1ed1: 26\/2015\/TT-NHNN H\u00e0 N\u1ed9i, ng\u00e0y 09 th\u00e1ng 12 n\u0103m 2015 TH\u00d4NG T\u01af H\u01af\u1edaNG D\u1eaaN TR\u00ccNH T\u1ef0, TH\u1ee6 T\u1ee4C TH\u1ebe CH\u1ea4P V\u00c0 GI\u1ea2I CH\u1ea4P T\u00c0I S\u1ea2N L\u00c0 D\u1ef0 \u00c1N \u0110\u1ea6U T\u01af X\u00c2Y […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[142],"tags":[],"_links":{"self":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/6886"}],"collection":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/comments?post=6886"}],"version-history":[{"count":0,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/6886\/revisions"}],"wp:attachment":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/media?parent=6886"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/categories?post=6886"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/tags?post=6886"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}