{"id":45119,"date":"2023-12-18T17:17:00","date_gmt":"2023-12-18T10:17:00","guid":{"rendered":"https:\/\/luatsubaoho.com\/phapluat\/?p=45119"},"modified":"2026-03-30T04:48:26","modified_gmt":"2026-03-29T21:48:26","slug":"khi-nao-xay-ra-tai-nan-khong-nen-goi-bao-hiem","status":"publish","type":"post","link":"https:\/\/luatsubaoho.com\/phapluat\/khi-nao-xay-ra-tai-nan-khong-nen-goi-bao-hiem\/","title":{"rendered":"Khi na\u0300o x\u00e2\u0309y ra tai na\u0323n kh\u00f4ng n\u00ean go\u0323i ba\u0309o hi\u00ea\u0309m"},"content":{"rendered":"\n<p style=\"text-align: justify;\">Khi na\u0300o x\u00e2\u0309y ra tai na\u0323n kh\u00f4ng n\u00ean go\u0323i ba\u0309o hi\u00ea\u0309m? Khi tai n\u1ea1n x\u1ea3y ra, ca\u0301c chu\u0309 xe th\u01b0\u01a1\u0300ng co\u0301 xu h\u01b0\u01a1\u0301ng go\u0323i ba\u0309o hi\u00ea\u0309m ma\u0300 kh\u00f4ng ti\u0301nh r\u0103\u0300ng n\u1ebfu thi\u1ec7t h\u1ea1i nh\u1ecf h\u01a1n ho\u1eb7c t\u01b0\u01a1ng \u0111\u01b0\u01a1ng m\u1ee9c mi\u1ec5n th\u01b0\u1eddng (chi ph\u00ed t\u1ef1 ch\u1ecbu), l\u1ed7i c\u1ed1 \u00fd, kh\u00f4ng c\u00f3 b\u1eb1ng l\u00e1i, vi ph\u1ea1m ph\u00e1p lu\u1eadt (r\u01b0\u1ee3u bia), ho\u1eb7c tai n\u1ea1n do nguy\u00ean nh\u00e2n b\u1ea5t kh\u1ea3 kh\u00e1ng n\u1eb1m ngo\u00e0i h\u1ee3p \u0111\u1ed3ng. N\u00ea\u0301u go\u0323i ba\u0309o hi\u00ea\u0309m se\u0303 g\u00e2y m\u00e2\u0301t th\u01a1\u0300i gian giam xe, chi phi\u0301 gia\u0301m \u0111i\u0323nh v\u00e0 gi\u1eef m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m kh\u00f4ng b\u1ecb t\u0103ng trong n\u0103m t\u1edbi (thu kh\u00f4ng bu\u0300 chi).<\/p>\n<h2><strong class=\"Yjhzub\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-complete=\"true\">C\u00e1c tr\u01b0\u1eddng h\u1ee3p n\u00ean t\u1ef1 chi tr\u1ea3 thay v\u00ec g\u1ecdi b\u1ea3o hi\u1ec3m<\/strong><\/h2>\n<ul class=\"KsbFXc U6u95\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-complete=\"true\">\n<li class=\"dF3vjf\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAMQAA\" data-complete=\"true\"><span class=\"T286Pc\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-complete=\"true\"><strong class=\"Yjhzub\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-complete=\"true\">Thi\u1ec7t h\u1ea1i qu\u00e1 nh\u1ecf:<\/strong> Chi ph\u00ed s\u1eeda ch\u1eefa nh\u1ecf, th\u1ea5p h\u01a1n m\u1ee9c mi\u1ec5n th\u01b0\u1eddng nh\u01b0: x\u01b0\u1edbc x\u00e1t nh\u1eb9, thay g\u01b0\u01a1ng, v\u1ee1 \u0111\u00e8n gi\u00e1 r\u1ebb.<\/span><\/li>\n<li class=\"dF3vjf\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAMQAQ\" data-complete=\"true\"><span class=\"T286Pc\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-complete=\"true\"><strong class=\"Yjhzub\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-complete=\"true\">L\u1ed7i c\u1ed1 \u00fd:<\/strong>\u00a0C\u1ed1 t\u00ecnh g\u00e2y tai n\u1ea1n ho\u1eb7c g\u00e2y thi\u1ec7t h\u1ea1i cho b\u00ean th\u1ee9 ba.<\/span><\/li>\n<li class=\"dF3vjf\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAMQAg\" data-complete=\"true\"><span class=\"T286Pc\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-complete=\"true\"><strong class=\"Yjhzub\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-complete=\"true\">Vi ph\u1ea1m ph\u00e1p lu\u1eadt nghi\u00eam tr\u1ecdng:<\/strong>\u00a0Ng\u01b0\u1eddi l\u00e1i xe kh\u00f4ng c\u00f3 GPLX h\u1ee3p l\u1ec7, b\u1eb1ng b\u1ecb t\u01b0\u1edbc, ho\u1eb7c \u0111i\u1ec1u khi\u1ec3n xe khi trong m\u00e1u c\u00f3 n\u1ed3ng \u0111\u1ed9 c\u1ed3n, ch\u1ea5t k\u00edch th\u00edch.<\/span><\/li>\n<li class=\"dF3vjf\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAMQAw\" data-complete=\"true\"><span class=\"T286Pc\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-complete=\"true\"><strong class=\"Yjhzub\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-complete=\"true\">Tai n\u1ea1n b\u1ea5t kh\u1ea3 kh\u00e1ng, bi\u0323 lo\u1ea1i tr\u1eeb:<\/strong>\u00a0Xe h\u1ecfng do thi\u00ean tai (l\u0169 l\u1ee5t, \u0111\u1ed9ng \u0111\u1ea5t) n\u1ebfu kh\u00f4ng c\u00f3 \u0111i\u1ec1u kho\u1ea3n m\u1edf r\u1ed9ng, ho\u1eb7c h\u01b0 h\u1ecfng do chi\u1ebfn tranh, kh\u1ee7ng b\u1ed1.<\/span><\/li>\n<li class=\"dF3vjf\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAMQBA\" data-complete=\"true\"><span class=\"T286Pc\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-complete=\"true\"><strong class=\"Yjhzub\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-complete=\"true\">M\u1ea5t c\u1eafp b\u1ed9 ph\u1eadn\/T\u00e0i s\u1ea3n ri\u00eang:<\/strong>\u00a0M\u1ea5t c\u1eafp ph\u1ee5 t\u00f9ng ho\u1eb7c m\u1ea5t t\u00e0i s\u1ea3n, ti\u1ec1n b\u1ea1c \u0111\u1ec3 trong xe trong v\u1ee5 tai n\u1ea1n.<\/span><\/li>\n<li class=\"dF3vjf\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAMQBQ\" data-complete=\"true\"><span class=\"T286Pc\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-complete=\"true\"><strong class=\"Yjhzub\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-complete=\"true\">Xe h\u1ebft h\u1ea1n b\u1ea3o hi\u1ec3m:<\/strong>\u00a0\u0110\u00e3 h\u1ebft th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m m\u00e0 ch\u01b0a t\u00e1i t\u1ee5c k\u1ecbp th\u1eddi.<\/span><\/li>\n<li class=\"dF3vjf\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAMQBg\" data-complete=\"true\"><span class=\"T286Pc\" data-sfc-cp=\"\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-complete=\"true\"><strong class=\"Yjhzub\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-complete=\"true\">B\u1ecf ch\u1ea1y sau tai n\u1ea1n:<\/strong>\u00a0L\u00e1i xe g\u00e2y tai n\u1ea1n nh\u01b0ng c\u1ed1 \u00fd b\u1ecf ch\u1ea1y kh\u00f4ng th\u1ef1c hi\u1ec7n tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1.<\/span><\/li>\n<li style=\"text-align: justify;\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-hveid=\"CAMQBg\" data-complete=\"true\">\n<strong>Khi quy\u1ebft \u0111\u1ecbnh kh\u00f4ng g\u1ecdi b\u1ea3o hi\u1ec3m<\/strong>: <br>Chu\u0309 xe c\u00e2\u0300n \u01b0\u1edbc t\u00ednh chi ph\u00ed s\u1eeda ch\u1eefa t\u1ea1i gara v\u00e0 so s\u00e1nh v\u1edbi m\u1ee9c mi\u1ec5n th\u01b0\u1eddng trong h\u1ee3p \u0111\u1ed3ng c\u1ee7a mi\u0300nh. N\u1ebfu <span style=\"text-decoration: underline;\">thi\u1ec7t h\u1ea1i kh\u00f4ng \u0111\u00e1ng k\u1ec3, t\u1ef1 s\u1eeda ch\u1eefa s\u1ebd nhanh ch\u00f3ng<\/span> v\u00e0 tr\u00e1nh \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn \u201c\u0111i\u1ec3m t\u00edn d\u1ee5ng\u201d b\u1ea3o hi\u1ec3m, t\u00f4\u0301n th\u01a1\u0300i gian th\u01b0\u0323c hi\u00ea\u0323n thu\u0309 tu\u0323c\u2026.<\/li>\n<\/ul>\n<p>\u00bb <a title=\"S\u00f4\u0301 Hotline c\u1ee7a c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m\" href=\"https:\/\/luatsubaoho.com\/phapluat\/so-hotline-cua-cac-doanh-nghiep-bao-hiem\/\" rel=\"bookmark\">S\u00f4\u0301 Hotline c\u1ee7a c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m<\/a><\/p>\n<p>\u00bb <a title=\"N\u1ed3ng \u0111\u1ed9 c\u1ed3n bao nhi\u00eau b\u1ecb b\u1ea3o hi\u1ec3m t\u1eeb ch\u1ed1i\" href=\"https:\/\/luatsubaoho.com\/phapluat\/nong-do-con-bao-nhieu-bi-bao-hiem-tu-choi\/\" rel=\"bookmark\">N\u1ed3ng \u0111\u1ed9 c\u1ed3n bao nhi\u00eau b\u1ecb b\u1ea3o hi\u1ec3m t\u1eeb ch\u1ed1i<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Khi na\u0300o x\u00e2\u0309y ra tai na\u0323n kh\u00f4ng n\u00ean go\u0323i ba\u0309o hi\u00ea\u0309m? Khi tai n\u1ea1n x\u1ea3y ra, ca\u0301c chu\u0309 xe th\u01b0\u01a1\u0300ng co\u0301 xu h\u01b0\u01a1\u0301ng go\u0323i ba\u0309o hi\u00ea\u0309m ma\u0300 kh\u00f4ng ti\u0301nh r\u0103\u0300ng n\u1ebfu thi\u1ec7t h\u1ea1i nh\u1ecf h\u01a1n ho\u1eb7c t\u01b0\u01a1ng \u0111\u01b0\u01a1ng m\u1ee9c mi\u1ec5n th\u01b0\u1eddng (chi ph\u00ed t\u1ef1 ch\u1ecbu), l\u1ed7i c\u1ed1 \u00fd, kh\u00f4ng c\u00f3 b\u1eb1ng l\u00e1i, vi ph\u1ea1m ph\u00e1p [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[249],"tags":[],"_links":{"self":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/45119"}],"collection":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/comments?post=45119"}],"version-history":[{"count":3,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/45119\/revisions"}],"predecessor-version":[{"id":45153,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/45119\/revisions\/45153"}],"wp:attachment":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/media?parent=45119"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/categories?post=45119"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/tags?post=45119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}