{"id":38614,"date":"2019-07-31T09:45:00","date_gmt":"2019-07-31T02:45:00","guid":{"rendered":"https:\/\/luatsubaoho.com\/phapluat\/?p=38614"},"modified":"2023-07-31T10:40:18","modified_gmt":"2023-07-31T03:40:18","slug":"nguoi-gay-tai-nan-giao-thong-chet-thi-bao-hiem-co-chi-tra-cho-nguoi-bi-thiet-hai-khong","status":"publish","type":"post","link":"https:\/\/luatsubaoho.com\/phapluat\/nguoi-gay-tai-nan-giao-thong-chet-thi-bao-hiem-co-chi-tra-cho-nguoi-bi-thiet-hai-khong\/","title":{"rendered":"Ng\u01b0\u1eddi g\u00e2y tai n\u1ea1n giao th\u00f4ng ch\u1ebft th\u00ec B\u1ea3o hi\u1ec3m c\u00f3 chi tr\u1ea3 cho ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i kh\u00f4ng?"},"content":{"rendered":"\n<p style=\"text-align: justify;\">Ng\u01b0\u1eddi g\u00e2y tai n\u1ea1n giao th\u00f4ng ch\u1ebft th\u00ec B\u1ea3o hi\u1ec3m c\u00f3 chi tr\u1ea3 cho ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i kh\u00f4ng? B\u1ea3o hi\u1ec3m c\u00f3 tr\u00e1ch nhi\u1ec7m chi tr\u1ea3 thi\u1ec7t h\u1ea1i do ng\u01b0\u1eddi g\u00e2y ra tai n\u1ea1n giao th\u00f4ng nh\u01b0 th\u1ebf n\u00e0o? Trong v\u1ee5 \u00e1n giao th\u00f4ng, C\u00f4ng an k\u1ebft lu\u1eadn tai n\u1ea1n g\u00e2y ra l\u00e0 do l\u1ed7i ho\u00e0n to\u00e0n c\u1ee7a b\u00ean g\u00e2y tai n\u1ea1n.\u00a0<\/p>\n<h2 style=\"text-align: justify;\"><strong>T\u01b0 v\u1ea5n ng\u01b0\u1eddi g\u00e2y tai n\u1ea1n giao th\u00f4ng ch\u1ebft th\u00ec B\u1ea3o hi\u1ec3m c\u00f3 chi tr\u1ea3 cho ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i kh\u00f4ng?<\/strong><\/h2>\n<h3 id=\"trach-nhiem-boi-thuong-thiet-hai-ve-tai-san-va-suc-khoe-doi-voi-nguoi-gay-tai-nan-giao-thong-cho-nguoi-khac-la-gi-1\" style=\"text-align: justify;\"><strong>1. Tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n v\u00e0 s\u1ee9c kh\u1ecfe \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi g\u00e2y tai n\u1ea1n giao th\u00f4ng cho ng\u01b0\u1eddi kh\u00e1c l\u00e0 g\u00ec?<\/strong><\/h3>\n<p style=\"text-align: justify;\"><strong>V\u1ec1 Thi\u1ec7t h\u1ea1i do t\u00e0i s\u1ea3n b\u1ecb x\u00e2m ph\u1ea1m<\/strong> theo \u0110i\u1ec1u 589 B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 2015 quy \u0111\u1ecbnh nh\u01b0 sau:<\/p>\n<p style=\"text-align: justify;\"><em>\u201c- T\u00e0i s\u1ea3n b\u1ecb h\u1ee7y ho\u1ea1i ho\u1eb7c h\u01b0 h\u1ecfng;<\/em><br><em>\u2013 L\u1ee3i \u00edch g\u1eafn li\u1ec1n v\u1edbi vi\u1ec7c s\u1eed d\u1ee5ng, khai th\u00e1c t\u00e0i s\u1ea3n b\u1ecb h\u01b0 h\u1ecfng\u2026\u201d<\/em><\/p>\n<p style=\"text-align: justify;\"><strong>V\u1ec1 thi\u1ec7t h\u1ea1i do s\u1ee9c kho\u1ebb b\u1ecb x\u00e2m ph\u1ea1m<\/strong> (n\u1ebfu c\u00f3) theo \u0110i\u1ec1u 590 B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 2015 quy \u0111\u1ecbnh :<\/p>\n<p style=\"text-align: justify;\"><em>\u201c- Chi ph\u00ed h\u1ee3p l\u00fd cho vi\u1ec7c c\u1ee9u ch\u1eefa, b\u1ed3i d\u01b0\u1ee1ng, ph\u1ee5c h\u1ed3i s\u1ee9c kho\u1ebb v\u00e0 ch\u1ee9c n\u0103ng b\u1ecb m\u1ea5t, b\u1ecb gi\u1ea3m s\u00fat c\u1ee7a ch\u1ecb B;<\/em><br><em>\u2013 Thu nh\u1eadp th\u1ef1c t\u1ebf b\u1ecb m\u1ea5t ho\u1eb7c b\u1ecb gi\u1ea3m s\u00fat; n\u1ebfu thu nh\u1eadp th\u1ef1c t\u1ebf c\u1ee7a ch\u1ecb D kh\u00f4ng \u1ed5n \u0111\u1ecbnh v\u00e0 kh\u00f4ng th\u1ec3 x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c th\u00ec \u00e1p d\u1ee5ng m\u1ee9c thu nh\u1eadp trung b\u00ecnh c\u1ee7a lao \u0111\u1ed9ng c\u00f9ng lo\u1ea1i;\u2026<\/em><br><em>\u2013 Thi\u1ec7t h\u1ea1i kh\u00e1c do lu\u1eadt quy \u0111\u1ecbnh.\u201d<\/em><\/p>\n<p style=\"text-align: justify;\">Ngo\u00e0i ra, ng\u01b0\u1eddi ch\u1ecbu tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng ph\u1ea3i b\u1ed3i th\u01b0\u1eddng m\u1ed9t kho\u1ea3n ti\u1ec1n kh\u00e1c \u0111\u1ec3 b\u00f9 \u0111\u1eafp t\u1ed5n th\u1ea5t v\u1ec1 tinh th\u1ea7n m\u00e0 ng\u01b0\u1eddi \u0111\u00f3 g\u00e1nh ch\u1ecbu.<\/p>\n<h3 id=\"bao-hiem-co-trach-nhiem-boi-thuong-thiet-hai-do-nguoi-gay-tai-nan-gay-ra-hay-khong-2\" style=\"text-align: justify;\"><strong>2. B\u1ea3o hi\u1ec3m c\u00f3 tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i do ng\u01b0\u1eddi g\u00e2y tai n\u1ea1n g\u00e2y ra hay kh\u00f4ng?<\/strong><\/h3>\n<p style=\"text-align: justify;\">Tr\u01b0\u1eddng h\u1ee3p <span style=\"text-decoration: underline;\">ng\u01b0\u1eddi g\u00e2y tai n\u1ea1n tham gia B\u1ea3o hi\u1ec3m<\/span> b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi, <span style=\"text-decoration: underline;\">ng\u01b0\u1eddi b\u1ecb h\u1ea1i kh\u00f4ng tham gia B\u1ea3o hi\u1ec3m<\/span> b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi th\u00ec theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 14 Ngh\u1ecb \u0111\u1ecbnh 03\/2021\/N\u0110-CP\u00a0c\u00f3 quy \u0111\u1ecbnh v\u1ec1 b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u01b0 sau:<\/p>\n<p style=\"text-align: justify;\">Khi tai n\u1ea1n x\u1ea3y ra, trong ph\u1ea1m vi m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m s\u1ed1 ti\u1ec1n m\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m \u0111\u00e3 b\u1ed3i th\u01b0\u1eddng ho\u1eb7c s\u1ebd ph\u1ea3i b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i.<\/p>\n<p style=\"text-align: justify;\">Tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ch\u1ebft, m\u1ea5t n\u0103ng l\u1ef1c h\u00e0nh vi d\u00e2n s\u1ef1 theo quy\u1ebft \u0111\u1ecbnh c\u1ee7a T\u00f2a \u00e1n, d<span style=\"text-decoration: underline;\">oanh nghi\u1ec7p b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng tr\u1ef1c ti\u1ebfp cho ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i<\/span> ho\u1eb7c ng\u01b0\u1eddi th\u1eeba k\u1ebf c\u1ee7a ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i (trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i \u0111\u00e3 ch\u1ebft) ho\u1eb7c \u0111\u1ea1i di\u1ec7n c\u1ee7a ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i (trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i m\u1ea5t n\u0103ng l\u1ef1c h\u00e0nh vi d\u00e2n s\u1ef1 theo quy\u1ebft \u0111\u1ecbnh c\u1ee7a T\u00f2a \u00e1n ho\u1eb7c ch\u01b0a \u0111\u1ee7 s\u00e1u tu\u1ed5i).<\/p>\n<p style=\"text-align: justify;\">* Trong v\u00f2ng 3 ng\u00e0y l\u00e0m vi\u1ec7c k\u1ec3 t\u1eeb ng\u00e0y nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o c\u1ee7a b\u00ean mua b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c B\u1ea3o hi\u1ec3m v\u1ec1 v\u1ee5 tai n\u1ea1n, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i t\u1ea1m \u1ee9ng b\u1ed3i th\u01b0\u1eddng \u0111\u1ed1i v\u1edbi thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng, c\u1ee5 th\u1ec3:<\/p>\n<p style=\"text-align: justify;\">a) Tr\u01b0\u1eddng h\u1ee3p \u0111\u00e3 x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c v\u1ee5 tai n\u1ea1n thu\u1ed9c ph\u1ea1m vi b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i:<\/p>\n<p style=\"text-align: justify;\">\u2013 70% m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m theo quy \u0111\u1ecbnh\/1 ng\u01b0\u1eddi\/1 v\u1ee5 \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p t\u1eed vong.<\/p>\n<p style=\"text-align: justify;\">\u2013 50% m\u1ee9c b\u1ed3i th\u01b0\u1eddng B\u1ea3o hi\u1ec3m theo quy \u0111\u1ecbnh\/1 ng\u01b0\u1eddi\/1 v\u1ee5 \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p t\u1ed5n th\u01b0\u01a1ng b\u1ed9 ph\u1eadn \u0111\u01b0\u1ee3c \u0111i\u1ec1u tr\u1ecb c\u1ea5p c\u1ee9u.<\/p>\n<p style=\"text-align: justify;\">b) Tr\u01b0\u1eddng h\u1ee3p ch\u01b0a x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c v\u1ee5 tai n\u1ea1n thu\u1ed9c ph\u1ea1m vi b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i:<\/p>\n<p style=\"text-align: justify;\">\u2013 30% m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m theo quy \u0111\u1ecbnh\/1 ng\u01b0\u1eddi\/1 v\u1ee5 \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p t\u1eed vong.<\/p>\n<p style=\"text-align: justify;\">\u2013 10% m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m theo quy \u0111\u1ecbnh\/1 ng\u01b0\u1eddi\/1 v\u1ee5 \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p t\u1ed5n th\u01b0\u01a1ng b\u1ed9 ph\u1eadn \u0111\u01b0\u1ee3c \u0111i\u1ec1u tr\u1ecb c\u1ea5p c\u1ee9u.<\/p>\n<p style=\"text-align: justify;\">* M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m:<\/p>\n<p style=\"text-align: justify;\">a) M\u1ee9c b\u1ed3i th\u01b0\u1eddng c\u1ee5 th\u1ec3 v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh theo t\u1eebng lo\u1ea1i th\u01b0\u01a1ng t\u1eadt, thi\u1ec7t h\u1ea1i theo B\u1ea3ng quy \u0111\u1ecbnh tr\u1ea3 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng theo quy \u0111\u1ecbnh t\u1ea1i\u00a0Ph\u1ee5 l\u1ee5c I\u00a0ban h\u00e0nh k\u00e8m theo Ngh\u1ecb \u0111\u1ecbnh n\u00e0y ho\u1eb7c theo tho\u1ea3 thu\u1eadn (n\u1ebfu c\u00f3) gi\u1eefa ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u00e0 ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i ho\u1eb7c ng\u01b0\u1eddi th\u1eeba k\u1ebf c\u1ee7a ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i (trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i \u0111\u00e3 ch\u1ebft) ho\u1eb7c \u0111\u1ea1i di\u1ec7n c\u1ee7a ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i (trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i m\u1ea5t n\u0103ng l\u1ef1c h\u00e0nh vi d\u00e2n s\u1ef1 theo quy\u1ebft \u0111\u1ecbnh c\u1ee7a T\u00f2a \u00e1n ho\u1eb7c ch\u01b0a \u0111\u1ee7 s\u00e1u tu\u1ed5i), nh\u01b0ng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 m\u1ee9c b\u1ed3i th\u01b0\u1eddng quy \u0111\u1ecbnh t\u1ea1i\u00a0Ph\u1ee5 l\u1ee5c I\u00a0ban h\u00e0nh k\u00e8m theo Ngh\u1ecb \u0111\u1ecbnh n\u00e0y. Tr\u01b0\u1eddng h\u1ee3p c\u00f3 quy\u1ebft \u0111\u1ecbnh c\u1ee7a T\u00f2a \u00e1n th\u00ec c\u0103n c\u1ee9 v\u00e0o quy\u1ebft \u0111\u1ecbnh c\u1ee7a T\u00f2a \u00e1n nh\u01b0ng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 m\u1ee9c b\u1ed3i th\u01b0\u1eddng quy \u0111\u1ecbnh t\u1ea1i\u00a0Ph\u1ee5 l\u1ee5c I\u00a0ban h\u00e0nh k\u00e8m theo Ngh\u1ecb \u0111\u1ecbnh n\u00e0y.<\/p>\n<p style=\"text-align: justify;\">Tr\u01b0\u1eddng h\u1ee3p nhi\u1ec1u xe c\u01a1 gi\u1edbi g\u00e2y tai n\u1ea1n d\u1eabn \u0111\u1ebfn thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng, m\u1ee9c b\u1ed3i th\u01b0\u1eddng \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh theo m\u1ee9c \u0111\u1ed9 l\u1ed7i c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m nh\u01b0ng t\u1ed5ng m\u1ee9c b\u1ed3i th\u01b0\u1eddng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m.<\/p>\n<p style=\"text-align: justify;\">\u0110\u1ed1i v\u1edbi v\u1ee5 tai n\u1ea1n \u0111\u01b0\u1ee3c c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n x\u00e1c \u0111\u1ecbnh nguy\u00ean nh\u00e2n do l\u1ed7i ho\u00e0n to\u00e0n c\u1ee7a b\u00ean th\u1ee9 ba, th\u00ec m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng \u0111\u1ed1i v\u1edbi c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng thu\u1ed9c b\u00ean th\u1ee9 ba b\u1eb1ng 50% m\u1ee9c b\u1ed3i th\u01b0\u1eddng quy \u0111\u1ecbnh t\u1ea1i\u00a0Ph\u1ee5 l\u1ee5c I\u00a0ban h\u00e0nh k\u00e8m theo Ngh\u1ecb \u0111\u1ecbnh n\u00e0y ho\u1eb7c theo th\u1ecfa thu\u1eadn (n\u1ebfu c\u00f3) gi\u1eefa ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ho\u1eb7c ng\u01b0\u1eddi th\u1eeba k\u1ebf c\u1ee7a ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i (trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i \u0111\u00e3 ch\u1ebft) ho\u1eb7c \u0111\u1ea1i di\u1ec7n c\u1ee7a ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i (trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i m\u1ea5t n\u0103ng l\u1ef1c h\u00e0nh vi d\u00e2n s\u1ef1 theo quy\u1ebft \u0111\u1ecbnh c\u1ee7a T\u00f2a \u00e1n ho\u1eb7c ch\u01b0a \u0111\u1ee7 s\u00e1u tu\u1ed5i), nh\u01b0ng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 50% m\u1ee9c b\u1ed3i th\u01b0\u1eddng quy \u0111\u1ecbnh t\u1ea1i\u00a0Ph\u1ee5 l\u1ee5c I\u00a0ban h\u00e0nh k\u00e8m theo Ngh\u1ecb \u0111\u1ecbnh n\u00e0y.<\/p>\n<p style=\"text-align: justify;\">b) M\u1ee9c b\u1ed3i th\u01b0\u1eddng c\u1ee5 th\u1ec3 v\u1ec1 thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n\/1 v\u1ee5 tai n\u1ea1n \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh theo thi\u1ec7t h\u1ea1i th\u1ef1c t\u1ebf v\u00e0 theo m\u1ee9c \u0111\u1ed9 l\u1ed7i c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m nh\u01b0ng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m.<\/p>\n<p style=\"text-align: justify;\">* Doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m kh\u00f4ng c\u00f3 tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng ph\u1ea7n v\u01b0\u1ee3t qu\u00e1 m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m theo quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 T\u00e0i ch\u00ednh, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p ch\u1ee7 xe c\u01a1 gi\u1edbi tham gia h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n.<\/p>\n<p style=\"text-align: justify;\">* Tr\u01b0\u1eddng h\u1ee3p nhi\u1ec1u h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 \u0111\u01b0\u1ee3c giao k\u1ebft cho c\u00f9ng m\u1ed9t xe c\u01a1 gi\u1edbi, s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng ch\u1ec9 \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft theo h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m giao k\u1ebft \u0111\u1ea7u ti\u00ean. Doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i ho\u00e0n l\u1ea1i cho b\u00ean mua b\u1ea3o hi\u1ec3m 100% ph\u00ed b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u00f3ng \u0111\u1ed1i v\u1edbi c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f2n l\u1ea1i.<\/p>\n<p style=\"text-align: justify;\">Nh\u01b0 v\u1eady, trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi g\u00e2y tai n\u1ea1n c\u00f3 tham gia b\u1ea3o hi\u1ec3m cho xe c\u01a1 gi\u1edbi m\u00e0 \u0111\u00e3 ch\u1ebft n\u00ean ng\u01b0\u1eddi b\u1ecb h\u1ea1i s\u1ebd \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m chi tr\u1ea3 c\u00e1c kho\u1ea3n thi\u1ec7t h\u1ea1i n\u1ebfu c\u00f3.\u00a0<\/p>\n<h3 id=\"nguoi-gay-tai-nan-giao-thong-ma-chet-thi-co-duoc-boi-thuong-thiet-hai-hay-khong-0\" style=\"text-align: justify;\"><strong>3. Ng\u01b0\u1eddi g\u00e2y tai n\u1ea1n giao th\u00f4ng m\u00e0 ch\u1ebft th\u00ec c\u00f3 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i hay kh\u00f4ng?<\/strong><\/h3>\n<p style=\"text-align: justify;\">T\u1ea1i\u00a0\u0110i\u1ec1u 601 B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 2015\u00a0c\u00f3 quy \u0111\u1ecbnh:<\/p>\n<p style=\"text-align: justify;\"><em>\u201c\u0110i\u1ec1u 601. B\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i do ngu\u1ed3n nguy hi\u1ec3m cao \u0111\u1ed9 g\u00e2y ra<\/em><\/p>\n<p style=\"text-align: justify;\"><em>1. Ngu\u1ed3n nguy hi\u1ec3m cao \u0111\u1ed9 bao g\u1ed3m ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng v\u1eadn t\u1ea3i c\u01a1 gi\u1edbi, h\u1ec7 th\u1ed1ng t\u1ea3i \u0111i\u1ec7n, nh\u00e0 m\u00e1y c\u00f4ng nghi\u1ec7p \u0111ang ho\u1ea1t \u0111\u1ed9ng, v\u0169 kh\u00ed, ch\u1ea5t n\u1ed5, ch\u1ea5t ch\u00e1y, ch\u1ea5t \u0111\u1ed9c, ch\u1ea5t ph\u00f3ng x\u1ea1, th\u00fa d\u1eef v\u00e0 c\u00e1c ngu\u1ed3n nguy hi\u1ec3m cao \u0111\u1ed9 kh\u00e1c do ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh.<\/em><\/p>\n<p style=\"text-align: justify;\"><em>Ch\u1ee7 s\u1edf h\u1eefu ngu\u1ed3n nguy hi\u1ec3m cao \u0111\u1ed9 ph\u1ea3i v\u1eadn h\u00e0nh, s\u1eed d\u1ee5ng, b\u1ea3o qu\u1ea3n, tr\u00f4ng gi\u1eef, v\u1eadn chuy\u1ec3n ngu\u1ed3n nguy hi\u1ec3m cao \u0111\u1ed9 theo \u0111\u00fang quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/em><\/p>\n<p style=\"text-align: justify;\"><em>2. Ch\u1ee7 s\u1edf h\u1eefu ngu\u1ed3n nguy hi\u1ec3m cao \u0111\u1ed9 ph\u1ea3i b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i do ngu\u1ed3n nguy hi\u1ec3m cao \u0111\u1ed9 g\u00e2y ra; n\u1ebfu ch\u1ee7 s\u1edf h\u1eefu \u0111\u00e3 giao cho ng\u01b0\u1eddi kh\u00e1c chi\u1ebfm h\u1eefu, s\u1eed d\u1ee5ng th\u00ec ng\u01b0\u1eddi n\u00e0y ph\u1ea3i b\u1ed3i th\u01b0\u1eddng, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p c\u00f3 th\u1ecfa thu\u1eadn kh\u00e1c.<\/em><\/p>\n<p style=\"text-align: justify;\"><em>3. Ch\u1ee7 s\u1edf h\u1eefu, ng\u01b0\u1eddi chi\u1ebfm h\u1eefu, s\u1eed d\u1ee5ng ngu\u1ed3n nguy hi\u1ec3m cao \u0111\u1ed9 ph\u1ea3i b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i c\u1ea3 khi kh\u00f4ng c\u00f3 l\u1ed7i, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p sau \u0111\u00e2y:<\/em><\/p>\n<p style=\"text-align: justify;\"><em>a) Thi\u1ec7t h\u1ea1i x\u1ea3y ra ho\u00e0n to\u00e0n do l\u1ed7i c\u1ed1 \u00fd c\u1ee7a ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i;<\/em><\/p>\n<p style=\"text-align: justify;\"><em>b) Thi\u1ec7t h\u1ea1i x\u1ea3y ra trong tr\u01b0\u1eddng h\u1ee3p b\u1ea5t kh\u1ea3 kh\u00e1ng ho\u1eb7c t\u00ecnh th\u1ebf c\u1ea5p thi\u1ebft, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p ph\u00e1p lu\u1eadt c\u00f3 quy \u0111\u1ecbnh kh\u00e1c.<\/em><\/p>\n<p style=\"text-align: justify;\"><em>4. Tr\u01b0\u1eddng h\u1ee3p ngu\u1ed3n nguy hi\u1ec3m cao \u0111\u1ed9 b\u1ecb chi\u1ebfm h\u1eefu, s\u1eed d\u1ee5ng tr\u00e1i ph\u00e1p lu\u1eadt th\u00ec ng\u01b0\u1eddi \u0111ang chi\u1ebfm h\u1eefu, s\u1eed d\u1ee5ng ngu\u1ed3n nguy hi\u1ec3m cao \u0111\u1ed9 tr\u00e1i ph\u00e1p lu\u1eadt ph\u1ea3i b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i.<\/em><\/p>\n<p style=\"text-align: justify;\"><em>Khi ch\u1ee7 s\u1edf h\u1eefu, ng\u01b0\u1eddi chi\u1ebfm h\u1eefu, s\u1eed d\u1ee5ng ngu\u1ed3n nguy hi\u1ec3m cao \u0111\u1ed9 c\u00f3 l\u1ed7i trong vi\u1ec7c \u0111\u1ec3 ngu\u1ed3n nguy hi\u1ec3m cao \u0111\u1ed9 b\u1ecb chi\u1ebfm h\u1eefu, s\u1eed d\u1ee5ng tr\u00e1i ph\u00e1p lu\u1eadt th\u00ec ph\u1ea3i li\u00ean \u0111\u1edbi b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i.\u201d<\/em><\/p>\n<p style=\"text-align: justify;\">Nh\u01b0 v\u1eady, trong tr\u01b0\u1eddng h\u1ee3p l\u1ed7i ho\u00e0n to\u00e0n do ng\u01b0\u1eddi g\u00e2y tai n\u1ea1n ch\u1ebft g\u00e2y ra, do \u0111\u00f3 ng\u01b0\u1eddi ch\u1ebf s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng v\u00e0 ph\u1ea3i b\u1ed3i th\u01b0\u1eddng cho b\u1ecb h\u1ea1i. Tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i s\u1ebd bao g\u1ed3m: thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n v\u00e0 thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe.<\/p>\n<p style=\"text-align: justify;\">\u00bb <a title=\"Lu\u1eadt s\u01b0 b\u1ea3o v\u1ec7 b\u1ecb h\u1ea1i trong v\u1ee5 \u00e1n giao th\u00f4ng\" href=\"https:\/\/luatsubaoho.com\/phapluat\/luat-su-bao-ve-bi-hai-trong-vu-an-giao-thong\/\" rel=\"bookmark\">Lu\u1eadt s\u01b0 b\u1ea3o v\u1ec7 b\u1ecb h\u1ea1i trong v\u1ee5 \u00e1n giao th\u00f4ng<\/a><\/p>\n<p style=\"text-align: justify;\">\u00bb <a title=\"B\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1ed3i th\u01b0\u1eddng nh\u01b0 th\u1ebf n\u00e0o?\" href=\"https:\/\/luatsubaoho.com\/phapluat\/bao-hiem-bat-buoc-trach-nhiem-dan-su-boi-thuong-nhu-the-nao\/\" rel=\"bookmark\">B\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1ed3i th\u01b0\u1eddng nh\u01b0 th\u1ebf n\u00e0o?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ng\u01b0\u1eddi g\u00e2y tai n\u1ea1n giao th\u00f4ng ch\u1ebft th\u00ec B\u1ea3o hi\u1ec3m c\u00f3 chi tr\u1ea3 cho ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i kh\u00f4ng? B\u1ea3o hi\u1ec3m c\u00f3 tr\u00e1ch nhi\u1ec7m chi tr\u1ea3 thi\u1ec7t h\u1ea1i do ng\u01b0\u1eddi g\u00e2y ra tai n\u1ea1n giao th\u00f4ng nh\u01b0 th\u1ebf n\u00e0o? Trong v\u1ee5 \u00e1n giao th\u00f4ng, C\u00f4ng an k\u1ebft lu\u1eadn tai n\u1ea1n g\u00e2y ra l\u00e0 do l\u1ed7i [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[249],"tags":[],"_links":{"self":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/38614"}],"collection":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/comments?post=38614"}],"version-history":[{"count":3,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/38614\/revisions"}],"predecessor-version":[{"id":38618,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/38614\/revisions\/38618"}],"wp:attachment":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/media?parent=38614"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/categories?post=38614"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/tags?post=38614"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}