{"id":37289,"date":"2021-04-28T10:28:00","date_gmt":"2021-04-28T03:28:00","guid":{"rendered":"https:\/\/luatsubaoho.com\/phapluat\/?p=37289"},"modified":"2023-04-28T10:59:41","modified_gmt":"2023-04-28T03:59:41","slug":"bao-hiem-y-te-chi-tra-cho-nguoi-bi-tai-nan-giao-thong-nhu-the-nao","status":"publish","type":"post","link":"https:\/\/luatsubaoho.com\/phapluat\/bao-hiem-y-te-chi-tra-cho-nguoi-bi-tai-nan-giao-thong-nhu-the-nao\/","title":{"rendered":"B\u1ea3o hi\u1ec3m Y t\u1ebf chi tr\u1ea3 cho ng\u01b0\u1eddi b\u1ecb tai n\u1ea1n giao th\u00f4ng nh\u01b0 th\u1ebf n\u00e0o?"},"content":{"rendered":"\n

B\u1ea3o hi\u1ec3m Y t\u1ebf chi tr\u1ea3 cho ng\u01b0\u1eddi b\u1ecb tai n\u1ea1n giao th\u00f4ng nh\u01b0 th\u1ebf n\u00e0o? Ng\u01b0\u1eddi b\u1ecb tai n\u1ea1n \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi tham gia giao th\u00f4ng c\u0169ng ph\u1ea3i c\u00f3 tr\u00e1ch nhi\u1ec7m tu\u00e2n th\u1ee7 ph\u00e1p lu\u1eadt v\u1ec1 giao th\u00f4ng, n\u00ean \u0111\u00e3 ph\u00e2n ra nh\u1eefng tr\u01b0\u1eddng h\u1ee3p \u0111\u01b0\u1ee3c chi tr\u1ea3, nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c chi tr\u1ea3 B\u1ea3i hi\u1ec3m y t\u1ebf (BHYT) khi x\u1ea9y ra tai n\u1ea1n giao th\u00f4ng (TNGT)? nh\u1eb1m n\u00e2ng cao \u0111\u01b0\u1ee3c quy\u1ec1n l\u1ee3i v\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u01b0\u1eddi tham gia BHYT.<\/p>\n

T\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m Y t\u1ebf chi tr\u1ea3 cho ng\u01b0\u1eddi b\u1ecb tai n\u1ea1n giao th\u00f4ng nh\u01b0 th\u1ebf n\u00e0o?<\/strong><\/h2>\n

1. Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c chi tr\u1ea3 BHYT<\/strong><\/h3>\n

Trong Lu\u1eadt BHYT \u0111\u00e3 quy \u0111\u1ecbnh kh\u00f4ng chi tr\u1ea3 b\u1ea3o hi\u1ec3m cho nh\u1eefng h\u00e0nh vi vi ph\u1ea1m ph\u00e1p lu\u1eadt do ch\u00ednh ng\u01b0\u1eddi \u0111\u00f3 g\u00e2y ra. V\u00ec v\u1eady, nh\u1eefng ng\u01b0\u1eddi b\u1ecb TNGT do h\u00e0nh vi vi ph\u1ea1m ph\u00e1p lu\u1eadt v\u1ec1 giao th\u00f4ng c\u1ee7a h\u1ecd g\u00e2y n\u00ean th\u00ec kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m y t\u1ebf chi tr\u1ea3. Ngo\u1ea1i tr\u1eeb tr\u01b0\u1eddng h\u1ee3p tr\u1ebb em d\u01b0\u1edbi 14 tu\u1ed5i v\u00e0 ng\u01b0\u1eddi gi\u00e0 tr\u00ean 80 tu\u1ed5i n\u1ebfu vi ph\u1ea1m quy \u0111\u1ecbnh v\u1ec1 ph\u00e1p lu\u1eadt giao th\u00f4ng v\u1eabn \u0111\u01b0\u1ee3c Qu\u1ef9 BHYT chi tr\u1ea3.<\/p>\n

2. Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p \u0111\u01b0\u1ee3c chi tr\u1ea3 BHYT<\/strong><\/h3>\n

Nh\u1eefng ng\u01b0\u1eddi b\u1ecb TNGT kh\u00f4ng do h\u1ecd g\u00e2y ra, k\u1ec3 c\u1ea3 nh\u1eefng ng\u01b0\u1eddi ng\u1ed3i sau xe m\u00e1y, \u00f4 t\u00f4 vi ph\u1ea1m ph\u00e1p lu\u1eadt giao th\u00f4ng d\u1eabn \u0111\u1ebfn tai n\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c chi tr\u1ea3 BHYT.<\/p>\n

3. H\u00ecnh th\u1ee9c chi tr\u1ea3 BHYT khi b\u1ecb tai n\u1ea1n giao th\u00f4ng<\/strong><\/h3>\n

Th\u00f4ng t\u01b0 m\u1edbi, ng\u01b0\u1eddi b\u1ecb TNGT c\u00f3 tham gia BHYT s\u1ebd \u0111\u01b0\u1ee3c Qu\u1ef9 BHYT chi tr\u1ea3 ngay sau khi ng\u01b0\u1eddi \u0111\u00f3 nh\u1eadp vi\u1ec7n. Sau \u0111\u00f3, khi c\u00f3 b\u1ea3n x\u00e1c minh nguy\u00ean nh\u00e2n tai n\u1ea1n c\u1ee7a c\u00f4ng an, n\u1ebfu ng\u01b0\u1eddi \u0111\u00e3 \u0111\u01b0\u1ee3c chi tr\u1ea3 vi ph\u1ea1m ph\u00e1p lu\u1eadt v\u1ec1 giao th\u00f4ng th\u00ec BHYT s\u1ebd y\u00eau c\u1ea7u ng\u01b0\u1eddi \u0111\u00f3 ho\u00e0n l\u1ea1i chi ph\u00ed.<\/p>\n

Trong th\u1eddi h\u1ea1n 3 th\u00e1ng, v\u1edbi nhi\u1ec1u l\u1ea7n nh\u1eafc nh\u1edf theo quy \u0111\u1ecbnh, n\u1ebfu ng\u01b0\u1eddi \u0111\u00f3 kh\u00f4ng ho\u00e0n tr\u1ea3 l\u1ea1i chi ph\u00ed cho Qu\u1ef9 BHYT, c\u01a1 quan B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i s\u1ebd t\u1ed5ng h\u1ee3p b\u00e1o c\u00e1o Ch\u00ednh ph\u1ee7 cho quy\u1ebft to\u00e1n kho\u1ea3n chi ph\u00ed \u0111\u00f3 b\u1eb1ng Qu\u1ef9 BHYT.<\/p>\n

\u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi vi ph\u1ea1m giao th\u00f4ng d\u1eabn \u0111\u1ebfn t\u1eed vong, Qu\u1ef9 BHYT s\u1ebd th\u1ef1c hi\u1ec7n chi tr\u1ea3 c\u00e1c chi ph\u00ed y t\u1ebf m\u00e0 kh\u00f4ng c\u1ea7n b\u1ea3n x\u00e1c minh nguy\u00ean nh\u00e2n tai n\u1ea1n.\u00a0<\/p>\n

X\u00e1c minh nguy\u00ean nh\u00e2n tai n\u1ea1n: <\/strong>Trong v\u00f2ng 2 ng\u00e0y l\u00e0m vi\u1ec7c, c\u01a1 quan b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i s\u1ebd l\u00e0m vi\u1ec7c n\u00e0y.<\/p>\n

\u00bb N\u1ed3ng \u0111\u1ed9 c\u1ed3n bao nhi\u00eau b\u1ecb b\u1ea3o hi\u1ec3m t\u1eeb ch\u1ed1i<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

B\u1ea3o hi\u1ec3m Y t\u1ebf chi tr\u1ea3 cho ng\u01b0\u1eddi b\u1ecb tai n\u1ea1n giao th\u00f4ng nh\u01b0 th\u1ebf n\u00e0o? Ng\u01b0\u1eddi b\u1ecb tai n\u1ea1n \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi tham gia giao th\u00f4ng c\u0169ng ph\u1ea3i c\u00f3 tr\u00e1ch nhi\u1ec7m tu\u00e2n th\u1ee7 ph\u00e1p lu\u1eadt v\u1ec1 giao th\u00f4ng, n\u00ean \u0111\u00e3 ph\u00e2n ra nh\u1eefng tr\u01b0\u1eddng h\u1ee3p \u0111\u01b0\u1ee3c chi tr\u1ea3, nh\u1eefng tr\u01b0\u1eddng […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[249],"tags":[],"_links":{"self":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/37289"}],"collection":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/comments?post=37289"}],"version-history":[{"count":2,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/37289\/revisions"}],"predecessor-version":[{"id":37291,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/37289\/revisions\/37291"}],"wp:attachment":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/media?parent=37289"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/categories?post=37289"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/tags?post=37289"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}