{"id":35092,"date":"2019-04-09T19:35:00","date_gmt":"2019-04-09T12:35:00","guid":{"rendered":"https:\/\/luatsubaoho.com\/phapluat\/?p=35092"},"modified":"2022-12-17T16:49:42","modified_gmt":"2022-12-17T09:49:42","slug":"thu-tuc-boi-thuong-bao-hiem-xe-may-khi-bi-tai-nan-giao-thong","status":"publish","type":"post","link":"https:\/\/luatsubaoho.com\/phapluat\/thu-tuc-boi-thuong-bao-hiem-xe-may-khi-bi-tai-nan-giao-thong\/","title":{"rendered":"Th\u1ee7 t\u1ee5c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y khi b\u1ecb tai n\u1ea1n giao th\u00f4ng"},"content":{"rendered":"\n

Th\u1ee7 t\u1ee5c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y khi b\u1ecb tai n\u1ea1n giao th\u00f4ng. Khi x\u1ea9y ra tai n\u1ea1n giao th\u00f4ng \u0111\u1ec3 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m c\u1ea7n th\u1ef1c hi\u1ec7n ho\u00e0n thi\u1ec7n h\u1ed3 s\u01a1 v\u00e0 c\u00e1c th\u1ee7 t\u1ee5c theo quy \u0111\u1ecbnh.<\/p>\n

Th\u1ee7 t\u1ee5c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y khi b\u1ecb tai n\u1ea1n giao th\u00f4ng<\/strong><\/h2>\n

1. H\u1ed3 s\u01a1 b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 15 Ngh\u1ecb \u0111\u1ecbnh 03\/2021\/N\u0110-CP bao g\u1ed3m:<\/strong><\/h3>\n

T\u00e0i li\u1ec7u do b\u00ean mua b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m cung c\u1ea5p:<\/strong><\/p>\n

\u2013 T\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn xe, ng\u01b0\u1eddi l\u00e1i xe:\u00a0
B\u1ea3n sao c\u00f4ng ch\u1ee9ng ho\u1eb7c B\u1ea3n sao c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m sau khi \u0111\u00e3 \u0111\u1ed1i chi\u1ebfu v\u1edbi b\u1ea3n ch\u00ednh.<\/p>\n

\u2013 T\u00e0i li\u1ec7u ch\u1ee9ng minh thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng:
B\u1ea3n sao c\u1ee7a c\u00e1c c\u01a1 s\u1edf y t\u1ebf ho\u1eb7c b\u1ea3n sao c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m sau khi \u0111\u00e3 \u0111\u1ed1i chi\u1ebfu v\u1edbi b\u1ea3n ch\u00ednh.<\/p>\n

\u2013 T\u00e0i li\u1ec7u ch\u1ee9ng minh thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n<\/p>\n

\u2013 B\u1ea3n sao c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan c\u1ee7a c\u01a1 quan C\u00f4ng an do doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m thu th\u1eadp trong c\u00e1c v\u1ee5 tai n\u1ea1n g\u00e2y t\u1eed vong \u0111\u1ed1i v\u1edbi b\u00ean th\u1ee9 ba v\u00e0 h\u00e0nh kh\u00e1ch.<\/p>\n

\u2013 Bi\u00ean b\u1ea3n gi\u00e1m \u0111\u1ecbnh x\u00e1c \u0111\u1ecbnh nguy\u00ean nh\u00e2n v\u00e0 m\u1ee9c \u0111\u1ed9 t\u1ed5n th\u1ea5t do doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m l\u1eadp \u0111\u01b0\u1ee3c th\u1ed1ng nh\u1ea5t gi\u1eefa doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m v\u00e0 b\u00ean mua b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.<\/p>\n

2. Th\u1ee7 t\u1ee5c h\u01b0\u1edfng ti\u1ec1n b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y khi b\u1ecb tai n\u1ea1n giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9:<\/strong><\/h3>\n

B\u01b0\u1edbc 1: Th\u00f4ng b\u00e1o cho doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m.<\/p>\n

Trong th\u1eddi h\u1ea1n 5 ng\u00e0y l\u00e0m vi\u1ec7c k\u1ec3 t\u1eeb ng\u00e0y x\u1ea3y ra tai n\u1ea1n (tr\u1eeb tr\u01b0\u1eddng h\u1ee3p b\u1ea5t kh\u1ea3 kh\u00e1ng), b\u00ean mua b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ph\u1ea3i g\u1eedi th\u00f4ng b\u00e1o tai n\u1ea1n b\u1eb1ng v\u0103n b\u1ea3n ho\u1eb7c th\u00f4ng qua h\u00ecnh th\u1ee9c \u0111i\u1ec7n t\u1eed cho doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m.<\/p>\n

B\u01b0\u1edbc 2: Gi\u00e1m \u0111\u1ecbnh<\/p>\n

Khi x\u1ea3y ra tai n\u1ea1n, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ho\u1eb7c ng\u01b0\u1eddi \u0111\u01b0\u1ee3c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m \u1ee7y quy\u1ec1n ph\u1ea3i ph\u1ed1i h\u1ee3p ch\u1eb7t ch\u1ebd v\u1edbi ch\u1ee7 xe c\u01a1 gi\u1edbi, ng\u01b0\u1eddi l\u00e1i xe v\u00e0 b\u00ean th\u1ee9 ba ho\u1eb7c ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n h\u1ee3p ph\u00e1p c\u1ee7a c\u00e1c b\u00ean li\u00ean quan th\u1ef1c hi\u1ec7n vi\u1ec7c gi\u00e1m \u0111\u1ecbnh t\u1ed5n th\u1ea5t \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh nguy\u00ean nh\u00e2n v\u00e0 m\u1ee9c \u0111\u1ed9 t\u1ed5n th\u1ea5t.<\/p>\n

K\u1ebft qu\u1ea3 gi\u00e1m \u0111\u1ecbnh ph\u1ea3i l\u1eadp th\u00e0nh v\u0103n b\u1ea3n c\u00f3 ch\u1eef k\u00fd c\u1ee7a c\u00e1c b\u00ean li\u00ean quan.<\/p>\n

Chi ph\u00ed gi\u00e1m \u0111\u1ecbnh thi\u1ec7t h\u1ea1i do doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m chi tr\u1ea3.<\/p>\n

B\u01b0\u1edbc 3: Nh\u1eadn t\u1ea1m \u1ee9ng b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m<\/p>\n

\u0110\u1ed1i v\u1edbi thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng th\u00ec trong v\u00f2ng 3 ng\u00e0y l\u00e0m vi\u1ec7c k\u1ec3 t\u1eeb ng\u00e0y nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o c\u1ee7a b\u00ean mua b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c B\u1ea3o hi\u1ec3m v\u1ec1 v\u1ee5 tai n\u1ea1n, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i t\u1ea1m \u1ee9ng b\u1ed3i th\u01b0\u1eddng \u0111\u1ed1i v\u1edbi thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng, c\u1ee5 th\u1ec3:<\/p>\n

Tr\u01b0\u1eddng h\u1ee3p \u0111\u00e3 x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c v\u1ee5 tai n\u1ea1n thu\u1ed9c ph\u1ea1m vi b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i:<\/p>\n

+ 70% m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m theo quy \u0111\u1ecbnh\/1 ng\u01b0\u1eddi\/1 v\u1ee5 \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p t\u1eed vong.<\/p>\n

+ 50% m\u1ee9c b\u1ed3i th\u01b0\u1eddng B\u1ea3o hi\u1ec3m theo quy \u0111\u1ecbnh\/1 ng\u01b0\u1eddi\/1 v\u1ee5 \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p t\u1ed5n th\u01b0\u01a1ng b\u1ed9 ph\u1eadn \u0111\u01b0\u1ee3c \u0111i\u1ec1u tr\u1ecb c\u1ea5p c\u1ee9u.<\/p>\n

Tr\u01b0\u1eddng h\u1ee3p ch\u01b0a x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c v\u1ee5 tai n\u1ea1n thu\u1ed9c ph\u1ea1m vi b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i:<\/p>\n

+ 30% m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m theo quy \u0111\u1ecbnh\/1 ng\u01b0\u1eddi\/1 v\u1ee5 \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p t\u1eed vong.<\/p>\n

+ 10% m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m theo quy \u0111\u1ecbnh\/1 ng\u01b0\u1eddi\/1 v\u1ee5 \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p t\u1ed5n th\u01b0\u01a1ng b\u1ed9 ph\u1eadn \u0111\u01b0\u1ee3c \u0111i\u1ec1u tr\u1ecb c\u1ea5p c\u1ee9u.<\/p>\n

B\u01b0\u1edbc 4: N\u1ed9p h\u1ed3 s\u01a1 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng.<\/p>\n

\u00bb Gi\u00e1m \u0111\u1ecbnh thi\u1ec7t h\u1ea1i t\u1ed5n th\u1ea5t trong v\u1ee5 tai n\u1ea1n giao th\u00f4ng<\/a><\/p>\n

\u00bb Tr\u00e1ch nhi\u1ec7m xin x\u00e1c nh\u1eadn xe tai n\u1ea1n c\u1ee7a c\u00f4ng an l\u00e0 c\u1ee7a ai?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Th\u1ee7 t\u1ee5c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y khi b\u1ecb tai n\u1ea1n giao th\u00f4ng. Khi x\u1ea9y ra tai n\u1ea1n giao th\u00f4ng \u0111\u1ec3 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m c\u1ea7n th\u1ef1c hi\u1ec7n ho\u00e0n thi\u1ec7n h\u1ed3 s\u01a1 v\u00e0 c\u00e1c th\u1ee7 t\u1ee5c theo quy \u0111\u1ecbnh. Th\u1ee7 t\u1ee5c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y khi b\u1ecb […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[248],"tags":[],"_links":{"self":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/35092"}],"collection":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/comments?post=35092"}],"version-history":[{"count":2,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/35092\/revisions"}],"predecessor-version":[{"id":35096,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/35092\/revisions\/35096"}],"wp:attachment":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/media?parent=35092"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/categories?post=35092"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/tags?post=35092"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}