{"id":33993,"date":"2018-08-12T11:15:00","date_gmt":"2018-08-12T04:15:00","guid":{"rendered":"https:\/\/luatsubaoho.com\/phapluat\/?p=33993"},"modified":"2022-11-14T16:39:06","modified_gmt":"2022-11-14T09:39:06","slug":"chu-xe-gay-tai-nan-hay-bao-hiem-chi-tra-tien-boi-thuong","status":"publish","type":"post","link":"https:\/\/luatsubaoho.com\/phapluat\/chu-xe-gay-tai-nan-hay-bao-hiem-chi-tra-tien-boi-thuong\/","title":{"rendered":"Ch\u1ee7 xe g\u00e2y tai n\u1ea1n hay b\u1ea3o hi\u1ec3m chi tr\u1ea3 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng?"},"content":{"rendered":"\n

Ch\u1ee7 xe g\u00e2y tai n\u1ea1n hay b\u1ea3o hi\u1ec3m chi tr\u1ea3 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng? Lu\u1eadt s\u01b0 cho t\u00f4i h\u1ecfi: T\u00f4i g\u00e2y ra tai n\u1ea1n v\u1edbi m\u1ed9t ng\u01b0\u1eddi t\u00ean l\u00e0 Bi\u1ec3n, xe c\u1ee7a anh \u1ea5y b\u1ecb h\u01b0 h\u1ecfng n\u1eb7ng, nh\u01b0ng \u0111\u00e3 \u0111\u01b0\u1ee3c c\u01a1 quan b\u1ea3o hi\u1ec3m m\u00e0 anh \u1ea5y mua chi tr\u1ea3 v\u00e0 anh \u1ea5y bi th\u01b0\u01a1ng \u1edf ch\u00e2n.
\u2013 T\u00f4i c\u00f3 ph\u1ea3i b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i cho anh \u1ea5y \u0111\u1ed1i v\u1edbi thi\u1ec7t h\u1ea1i c\u1ee7a chi\u1ebfc xe do t\u00f4i g\u00e2y ra n\u1eefa hay kh\u00f4ng? Theo t\u00f4i bi\u1ebft, ngo\u00e0i b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf c\u1ee7a xe anh \u1ea5y, t\u00f4i c\u0169ng \u0111\u00e3 mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi c\u1ee7a t\u00f4i, xe t\u00f4i g\u00e2y ra tai n\u1ea1n th\u00ec t\u00f4i s\u1ebd \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m chi tr\u1ea3 ph\u1ea7n tr\u00e1ch nhi\u1ec7m \u0111\u00f3 cho b\u00ean b\u1ecb tai n\u1ea1n. V\u1eady ph\u1ea7n b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 n\u00e0y t\u00f4i \u0111\u01b0\u1ee3c nh\u1eadn t\u1eeb c\u01a1 quan b\u1ea3o hi\u1ec3m, sau \u0111\u00f3 t\u00f4i mang ph\u1ea7n \u0111\u00f3 \u0111i b\u1ed3i th\u01b0\u1eddng cho anh Bi\u1ec3n hay c\u01a1 quan b\u1ea3o hi\u1ec3m t\u1ef1 chi tr\u1ea3 cho anh \u1ea5y?
\u2013 V\u1ec1 thi\u1ec7t h\u1ea1i s\u1ee9c kh\u1ecfe do n\u1eb1m vi\u1ec7n b\u1ecb th\u01b0\u01a1ng \u1edf ch\u00e2n, t\u00f4i c\u00f3 ph\u1ea3i b\u1ed3i th\u01b0\u1eddng kh\u00f4ng? T\u00f4i c\u1ea3m \u01a1n lu\u1eadt s\u01b0!<\/p>\n

T\u01b0 v\u1ea5n ch\u1ee7 xe g\u00e2y tai n\u1ea1n chi tr\u1ea3 b\u1ed5i th\u01b0\u1eddng hay b\u1ea3o hi\u1ec3m chi tr\u1ea3 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng<\/strong><\/h2>\n

1. Xe g\u00e2y tai n\u1ea1n do ch\u1ee7 xe hay b\u1ea3o hi\u1ec3m chi tr\u1ea3 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng?<\/strong><\/h3>\n

Theo quy \u0111\u1ecbnh t\u1ea1i B\u1ed9 lu\u1eadn D\u00e2n s\u1ef1 hi\u1ec7n h\u00e0nh v\u1ec1 b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i ngo\u00e0i h\u1ee3p \u0111\u1ed3ng, tr\u01b0\u1eddng h\u1ee3p n\u00e0y b\u1ea1n ph\u1ea3i c\u00f3 tr\u00e1ch nhi\u1ec7m b\u00f2i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n l\u00e0 chi\u1ebfc xe b\u1ecb h\u01b0 h\u1ecfng n\u1eb7ng c\u1ee7a anh Bi\u1ec3n.<\/p>\n

Tuy nhi\u00ean, theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt v\u1ec1 b\u1ea3o hi\u1ec3m v\u00e0 quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt Giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9 2008 hi\u1ec7n h\u00e0nh th\u00ec c\u00e1c\u00a0ch\u1ee7 xe c\u01a1 gi\u1edbi ph\u1ea3i mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1<\/strong>, v\u00e0\u00a0ph\u1ea7n thi\u1ec7t h\u1ea1i n\u00e0y s\u1ebd \u0111\u01b0\u1ee3c c\u01a1 quan b\u1ea3o hi\u1ec3m chi tr\u1ea3<\/strong>.<\/p>\n

C\u1ee5 th\u1ec3, c\u0103n c\u1ee9 kho\u1ea3n 1 \u0110i\u1ec1u 14 Ngh\u1ecb \u0111\u1ecbnh 03\/2021\/N\u0110-CP v\u1ec1 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi:<\/strong><\/p>\n

\u201cKhi tai n\u1ea1n x\u1ea3y ra, trong ph\u1ea1m vi m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m s\u1ed1 ti\u1ec1n m\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m \u0111\u00e3 b\u1ed3i th\u01b0\u1eddng ho\u1eb7c s\u1ebd ph\u1ea3i b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i.\u201d<\/em><\/p>\n

Theo quy \u0111\u1ecbnh n\u00e0y, ch\u1ee7 s\u1edf h\u1eefu xe s\u1ebd l\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c nh\u1eadn ti\u1ec1n b\u1ea3o hi\u1ec3m<\/strong>, tuy nhi\u00ean \u0111i\u1ec1u ki\u1ec7n l\u00e0 ch\u1ee7 s\u1edf h\u1eefu xe ph\u1ea3i l\u00e0 ng\u01b0\u1eddi c\u00f3 tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i. Nh\u01b0 v\u1eady, b\u1ea1n s\u1ebd ph\u1ea3i b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i cho anh Bi\u1ec3n r\u1ed3i sau \u0111\u00f3 Doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m tr\u1ea3 ti\u1ec1n b\u1ea3o hi\u1ec3m cho b\u1ea1n l\u00e0 ng\u01b0\u1eddi g\u00e2y tai n\u1ea1n.<\/p>\n

C\u0169ng c\u00f3 nhi\u1ec1u ng\u01b0\u1eddi lo l\u1eafng v\u1ec1 vi\u1ec7c \u0111\u1ebfn khi n\u00e0o m\u1edbi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m chi tr\u1ea3 trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, tuy nhi\u00ean t\u1ea1i \u0110i\u1ec1u 29 Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m n\u0103m 2000 quy \u0111\u1ecbnh v\u1ec1 th\u1eddi h\u1ea1n tr\u1ea3 ti\u1ec1n b\u1ea3o hi\u1ec3m ho\u1eb7c b\u1ed3i th\u01b0\u1eddng th\u00ec \u201cKhi x\u1ea3y ra s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i tr\u1ea3 ti\u1ec1n b\u1ea3o hi\u1ec3m ho\u1eb7c b\u1ed3i th\u01b0\u1eddng theo th\u1eddi h\u1ea1n \u0111\u00e3 tho\u1ea3 thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m; trong tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng c\u00f3 tho\u1ea3 thu\u1eadn v\u1ec1 th\u1eddi h\u1ea1n th\u00ec doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i tr\u1ea3 ti\u1ec1n b\u1ea3o hi\u1ec3m ho\u1eb7c b\u1ed3i th\u01b0\u1eddng trong th\u1eddi h\u1ea1n 15 ng\u00e0y, k\u1ec3 t\u1eeb ng\u00e0y nh\u1eadn \u0111\u01b0\u1ee3c \u0111\u1ea7y \u0111\u1ee7 h\u1ed3 s\u01a1 h\u1ee3p l\u1ec7 v\u1ec1 y\u00eau c\u1ea7u tr\u1ea3 ti\u1ec1n b\u1ea3o hi\u1ec3m ho\u1eb7c b\u1ed3i th\u01b0\u1eddng<\/em>.\u201d<\/p>\n

H\u1ed3 s\u01a1 b\u1ed3i th\u01b0\u1eddng tai n\u1ea1n giao th\u00f4ng \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh \u0110i\u1ec1u 15 Ngh\u1ecb \u0111\u1ecbnh 03\/2021\/N\u0110-CP. nh\u01b0 sau:<\/p>\n

\u0110i\u1ec1u 15. H\u1ed3 s\u01a1 b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m<\/span><\/b><\/p>\n

\u201c<\/span>Doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u00f3 tr\u00e1ch nhi\u1ec7m ph\u1ed1i h\u1ee3p v\u1edbi b\u00ean mua b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c b\u00ean c\u00f3 li\u00ean quan \u0111\u1ec3 thu th\u1eadp 1 b\u1ed9 h\u1ed3 s\u01a1 b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m v\u00e0 ch\u1ecbu tr\u00e1ch nhi\u1ec7m tr\u01b0\u1edbc ph\u00e1p lu\u1eadt v\u1ec1 t\u00ednh ch\u00ednh x\u00e1c, \u0111\u1ea7y \u0111\u1ee7, h\u1ee3p l\u1ec7 c\u1ee7a h\u1ed3 s\u01a1 b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m. H\u1ed3 s\u01a1 b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m bao g\u1ed3m c\u00e1c t\u00e0i li\u1ec7u sau:<\/span><\/em><\/p>\n

1. T\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn xe, ng\u01b0\u1eddi l\u00e1i xe (B\u1ea3n sao c\u00f4ng ch\u1ee9ng ho\u1eb7c B\u1ea3n sao c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m sau khi \u0111\u00e3 \u0111\u1ed1i chi\u1ebfu v\u1edbi b\u1ea3n ch\u00ednh) do b\u00ean mua b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c B\u1ea3o hi\u1ec3m cung c\u1ea5p:<\/span><\/em><\/p>\n

a) Gi\u1ea5y \u0111\u0103ng k\u00fd xe (ho\u1eb7c b\u1ea3n sao ch\u1ee9ng th\u1ef1c Gi\u1ea5y \u0111\u0103ng k\u00fd xe k\u00e8m b\u1ea3n g\u1ed1c Gi\u1ea5y bi\u00ean nh\u1eadn c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u00f2n hi\u1ec7u l\u1ef1c, thay cho b\u1ea3n ch\u00ednh Gi\u1ea5y \u0111\u0103ng k\u00fd xe trong th\u1eddi gian t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng gi\u1eef b\u1ea3n ch\u00ednh Gi\u1ea5y \u0111\u0103ng k\u00fd xe) ho\u1eb7c ch\u1ee9ng t\u1eeb chuy\u1ec3n quy\u1ec1n s\u1edf h\u1eefu xe v\u00e0 ch\u1ee9ng t\u1eeb ngu\u1ed3n g\u1ed1c xe (tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng c\u00f3 gi\u1ea5y \u0111\u0103ng k\u00fd xe).<\/span><\/em><\/p>\n

b) Gi\u1ea5y ph\u00e9p l\u00e1i xe.<\/span><\/em><\/p>\n

c) Gi\u1ea5y ch\u1ee9ng minh nh\u00e2n d\u00e2n ho\u1eb7c Th\u1ebb c\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n ho\u1eb7c H\u1ed9 chi\u1ebfu ho\u1eb7c c\u00e1c gi\u1ea5y t\u1edd t\u00f9y th\u00e2n kh\u00e1c c\u1ee7a ng\u01b0\u1eddi l\u00e1i xe.<\/span><\/em><\/p>\n

d) Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m.<\/span><\/em><\/p>\n

2. T\u00e0i li\u1ec7u ch\u1ee9ng minh thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng (B\u1ea3n sao c\u1ee7a c\u00e1c c\u01a1 s\u1edf y t\u1ebf ho\u1eb7c b\u1ea3n sao c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m sau khi \u0111\u00e3 \u0111\u1ed1i chi\u1ebfu v\u1edbi b\u1ea3n ch\u00ednh) do b\u00ean mua b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m cung c\u1ea5p:<\/span><\/em><\/p>\n

a) Gi\u1ea5y ch\u1ee9ng nh\u1eadn th\u01b0\u01a1ng t\u00edch.<\/span><\/em><\/p>\n

b) H\u1ed3 s\u01a1 b\u1ec7nh \u00e1n.<\/span><\/em><\/p>\n

c) Tr\u00edch l\u1ee5c khai t\u1eed ho\u1eb7c Gi\u1ea5y b\u00e1o t\u1eed ho\u1eb7c v\u0103n b\u1ea3n x\u00e1c nh\u1eadn c\u1ee7a c\u01a1 quan c\u00f4ng an ho\u1eb7c k\u1ebft qu\u1ea3 gi\u00e1m \u0111\u1ecbnh c\u1ee7a C\u01a1 quan gi\u00e1m \u0111\u1ecbnh ph\u00e1p y \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p n\u1ea1n nh\u00e2n ch\u1ebft tr\u00ean ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng, ch\u1ebft do tai n\u1ea1n.<\/span><\/em><\/p>\n

3. T\u00e0i li\u1ec7u ch\u1ee9ng minh thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n do b\u00ean mua b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m cung c\u1ea5p:<\/span><\/em><\/p>\n

a) H\u00f3a \u0111\u01a1n, ch\u1ee9ng t\u1eeb h\u1ee3p l\u1ec7 v\u1ec1 vi\u1ec7c s\u1eeda ch\u1eefa, thay m\u1edbi t\u00e0i s\u1ea3n b\u1ecb thi\u1ec7t h\u1ea1i do tai n\u1ea1n giao th\u00f4ng g\u00e2y ra (tr\u01b0\u1eddng h\u1ee3p doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m th\u1ef1c hi\u1ec7n s\u1eeda ch\u1eefa, kh\u1eafc ph\u1ee5c thi\u1ec7t h\u1ea1i, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u00f3 tr\u00e1ch nhi\u1ec7m thu th\u1eadp gi\u1ea5y t\u1edd n\u00e0y).<\/span><\/em><\/p>\n

b) C\u00e1c gi\u1ea5y t\u1edd, h\u00f3a \u0111\u01a1n, ch\u1ee9ng t\u1eeb li\u00ean quan \u0111\u1ebfn chi ph\u00ed ph\u00e1t sinh m\u00e0 ch\u1ee7 xe c\u01a1 gi\u1edbi \u0111\u00e3 chi ra \u0111\u1ec3 gi\u1ea3m thi\u1ec3u t\u1ed5n th\u1ea5t hay \u0111\u1ec3 th\u1ef1c hi\u1ec7n theo ch\u1ec9 d\u1eabn c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m.<\/span><\/em><\/p>\n

4. B\u1ea3n sao c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan c\u1ee7a c\u01a1 quan C\u00f4ng an do doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m thu th\u1eadp trong c\u00e1c v\u1ee5 tai n\u1ea1n g\u00e2y t\u1eed vong \u0111\u1ed1i v\u1edbi b\u00ean th\u1ee9 ba v\u00e0 h\u00e0nh kh\u00e1ch, bao g\u1ed3m: Th\u00f4ng b\u00e1o k\u1ebft qu\u1ea3 \u0111i\u1ec1u tra, x\u00e1c minh, gi\u1ea3i quy\u1ebft v\u1ee5 tai n\u1ea1n giao th\u00f4ng ho\u1eb7c Th\u00f4ng b\u00e1o k\u1ebft lu\u1eadn \u0111i\u1ec1u tra gi\u1ea3i quy\u1ebft v\u1ee5 tai n\u1ea1n giao th\u00f4ng.<\/span><\/em><\/p>\n

5. Bi\u00ean b\u1ea3n gi\u00e1m \u0111\u1ecbnh x\u00e1c \u0111\u1ecbnh nguy\u00ean nh\u00e2n v\u00e0 m\u1ee9c \u0111\u1ed9 t\u1ed5n th\u1ea5t do doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m l\u1eadp \u0111\u01b0\u1ee3c th\u1ed1ng nh\u1ea5t gi\u1eefa doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m v\u00e0 b\u00ean mua b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.\u201d\u00a0<\/span><\/em><\/p>\n

2. Ai ph\u1ea3i b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe do n\u1eb1m vi\u1ec7n<\/strong><\/h3>\n

Theo \u0110i\u1ec1u 584, 585 B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 2015, s\u1eeda \u0111\u1ed5i, b\u1ed5 sung 2017 th\u00ec\u00a0ng\u01b0\u1eddi n\u00e0o c\u00f3 h\u00e0nh vi x\u00e2m ph\u1ea1m t\u00ednh m\u1ea1ng, s\u1ee9c kh\u1ecfe, t\u00e0i s\u1ea3n c\u1ee7a ng\u01b0\u1eddi kh\u00e1c th\u00ec ph\u1ea3i b\u1ed3i th\u01b0\u1eddng<\/strong>, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p ph\u00e1p lu\u1eadt c\u00f3 quy \u0111\u1ecbnh kh\u00e1c. Ng\u01b0\u1eddi g\u00e2y thi\u1ec7t h\u1ea1i kh\u00f4ng ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i trong tr\u01b0\u1eddng h\u1ee3p thi\u1ec7t h\u1ea1i ph\u00e1t sinh l\u00e0 do s\u1ef1 ki\u1ec7n b\u1ea5t kh\u1ea3 kh\u00e1ng ho\u1eb7c ho\u00e0n to\u00e0n do l\u1ed7i c\u1ee7a b\u00ean b\u1ecb thi\u1ec7t h\u1ea1i.<\/p>\n

Ng\u01b0\u1eddi ch\u1ecbu tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3m m\u1ee9c b\u1ed3i th\u01b0\u1eddng n\u1ebfu kh\u00f4ng c\u00f3 l\u1ed7i ho\u1eb7c c\u00f3 l\u1ed7i v\u00f4 \u00fd v\u00e0 thi\u1ec7t h\u1ea1i qu\u00e1 l\u1edbn so v\u1edbi kh\u1ea3 n\u0103ng kinh t\u1ebf c\u1ee7a m\u00ecnh<\/strong>. Tr\u01b0\u1eddng h\u1ee3p b\u00ean b\u1ecb thi\u1ec7t h\u1ea1i c\u00f3 l\u1ed7i <\/strong>trong vi\u1ec7c g\u00e2y ra thi\u1ec7t h\u1ea1i th\u00ec kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng ph\u1ea7n thi\u1ec7t h\u1ea1i do l\u1ed7i c\u1ee7a m\u00ecnh<\/strong> g\u00e2y ra.<\/p>\n

Nh\u01b0 v\u1eady, vi\u1ec7c x\u00e1c \u0111\u1ecbnh ng\u01b0\u1eddi n\u00e0o c\u00f3 l\u1ed7i trong vi\u1ec7c g\u00e2y ra tai n\u1ea1n c\u00f3 \u00fd ngh\u0129a quan tr\u1ecdng trong vi\u1ec7c x\u00e1c \u0111\u1ecbnh ch\u1ee7 th\u1ec3 c\u00f3 tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng nh\u1eefng thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n, v\u1ec1 t\u00ednh m\u1ea1ng, s\u1ee9c kh\u1ecfe con ng\u01b0\u1eddi x\u1ea3y ra.<\/p>\n

C\u0103n c\u1ee9 v\u00e0o k\u1ebft lu\u1eadn \u0111i\u1ec1u tra c\u1ee7a c\u01a1 quan c\u00f4ng an, b\u1ea1n x\u00e1c \u0111\u1ecbnh l\u1ed7i c\u1ee7a b\u00ean g\u00e2y tai n\u1ea1n v\u00e0 m\u1ee9c b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i nh\u01b0 th\u1ebf n\u00e0o. B\u00ean g\u00e2y tai n\u1ea1n trong ph\u1ea1m vi l\u1ed7i s\u1ebd ph\u1ea3i b\u1ed3i th\u01b0\u1eddng cho gia \u0111\u00ecnh b\u1ea1n c\u00e1c chi ph\u00ed sau:<\/p>\n

\u2013 Chi ph\u00ed h\u1ee3p l\u00fd cho vi\u1ec7c c\u1ee9u ch\u1eefa, b\u1ed3i d\u01b0\u1ee1ng, ph\u1ee5c h\u1ed3i s\u1ee9c kh\u1ecfe v\u00e0 ch\u1ee9c n\u0103ng b\u1ecb m\u1ea5t, b\u1ecb gi\u1ea3m s\u00fat c\u1ee7a ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i;<\/p>\n

\u2013 Thu nh\u1eadp th\u1ef1c t\u1ebf b\u1ecb m\u1ea5t ho\u1eb7c b\u1ecb gi\u1ea3m s\u00fat c\u1ee7a ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i; n\u1ebfu thu nh\u1eadp th\u1ef1c t\u1ebf c\u1ee7a ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i kh\u00f4ng \u1ed5n \u0111\u1ecbnh v\u00e0 kh\u00f4ng th\u1ec3 x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c th\u00ec \u00e1p d\u1ee5ng m\u1ee9c thu nh\u1eadp trung b\u00ecnh c\u1ee7a lao \u0111\u1ed9ng c\u00f9ng lo\u1ea1i;<\/p>\n

\u2013 Chi ph\u00ed h\u1ee3p l\u00fd v\u00e0 ph\u1ea7n thu nh\u1eadp th\u1ef1c t\u1ebf b\u1ecb m\u1ea5t c\u1ee7a ng\u01b0\u1eddi ch\u0103m s\u00f3c ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i trong th\u1eddi gian \u0111i\u1ec1u tr\u1ecb; n\u1ebfu ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i m\u1ea5t kh\u1ea3 n\u0103ng lao \u0111\u1ed9ng v\u00e0 c\u1ea7n ph\u1ea3i c\u00f3 ng\u01b0\u1eddi th\u01b0\u1eddng xuy\u00ean ch\u0103m s\u00f3c th\u00ec thi\u1ec7t h\u1ea1i bao g\u1ed3m c\u1ea3 chi ph\u00ed h\u1ee3p l\u00fd cho vi\u1ec7c ch\u0103m s\u00f3c ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i;<\/p>\n

Ng\u01b0\u1eddi ch\u1ecbu tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng trong tr\u01b0\u1eddng h\u1ee3p s\u1ee9c kh\u1ecfe c\u1ee7a ng\u01b0\u1eddi kh\u00e1c b\u1ecb x\u00e2m ph\u1ea1m c\u00f3 th\u1ec3 ph\u1ea3i b\u1ed3i th\u01b0\u1eddng th\u00eam kho\u1ea3n ti\u1ec1n kh\u00e1c \u0111\u1ec3 b\u00f9 \u0111\u1eafp t\u1ed5n th\u1ea5t v\u1ec1 tinh th\u1ea7n m\u00e0 ng\u01b0\u1eddi \u0111\u00f3 g\u00e1nh ch\u1ecbu. M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u00f9 \u0111\u1eafp t\u1ed5n th\u1ea5t v\u1ec1 tinh th\u1ea7n do c\u00e1c b\u00ean th\u1ecfa thu\u1eadn; n\u1ebfu kh\u00f4ng th\u1ecfa thu\u1eadn \u0111\u01b0\u1ee3c th\u00ec m\u1ee9c t\u1ed1i \u0111a cho m\u1ed9t ng\u01b0\u1eddi c\u00f3 s\u1ee9c kh\u1ecfe b\u1ecb x\u00e2m ph\u1ea1m kh\u00f4ng qu\u00e1 n\u0103m m\u01b0\u01a1i l\u1ea7n m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf do<\/strong> Nh\u00e0 n\u01b0\u1edbc quy \u0111\u1ecbnh.\u00a0<\/p>\n

\u00bb\u00a0Lu\u1eadt s\u01b0 t\u01b0 v\u1ea5n l\u1ed7i vi ph\u1ea1m giao th\u00f4ng<\/a><\/p>\n

\u00bb T\u01b0 v\u1ea5n lu\u1eadt giao th\u00f4ng<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Ch\u1ee7 xe g\u00e2y tai n\u1ea1n hay b\u1ea3o hi\u1ec3m chi tr\u1ea3 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng? Lu\u1eadt s\u01b0 cho t\u00f4i h\u1ecfi: T\u00f4i g\u00e2y ra tai n\u1ea1n v\u1edbi m\u1ed9t ng\u01b0\u1eddi t\u00ean l\u00e0 Bi\u1ec3n, xe c\u1ee7a anh \u1ea5y b\u1ecb h\u01b0 h\u1ecfng n\u1eb7ng, nh\u01b0ng \u0111\u00e3 \u0111\u01b0\u1ee3c c\u01a1 quan b\u1ea3o hi\u1ec3m m\u00e0 anh \u1ea5y mua chi tr\u1ea3 v\u00e0 anh \u1ea5y bi th\u01b0\u01a1ng […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[249],"tags":[],"_links":{"self":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/33993"}],"collection":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/comments?post=33993"}],"version-history":[{"count":7,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/33993\/revisions"}],"predecessor-version":[{"id":37286,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/33993\/revisions\/37286"}],"wp:attachment":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/media?parent=33993"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/categories?post=33993"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/tags?post=33993"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}