{"id":32869,"date":"2015-06-10T04:49:00","date_gmt":"2015-06-09T21:49:00","guid":{"rendered":"https:\/\/luatsubaoho.com\/phapluat\/?p=32869"},"modified":"2022-06-10T06:18:57","modified_gmt":"2022-06-09T23:18:57","slug":"huong-dan-25-hd-vkstc-2022-kiem-sat-vu-an-kinh-doanh-thuong-mai-ve-tranh-chap-hop-dong-tin-dung","status":"publish","type":"post","link":"https:\/\/luatsubaoho.com\/phapluat\/huong-dan-25-hd-vkstc-2022-kiem-sat-vu-an-kinh-doanh-thuong-mai-ve-tranh-chap-hop-dong-tin-dung\/","title":{"rendered":"H\u01b0\u1edbng d\u1eabn 25\/HD-VKSTC 2022 ki\u1ec3m s\u00e1t v\u1ee5 \u00e1n kinh doanh, th\u01b0\u01a1ng m\u1ea1i v\u1ec1 tranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng"},"content":{"rendered":"\n\n\n

H\u01b0\u1edbng d\u1eabn\u00a025\/HD-VKSTC n\u0103m 2022 v\u1ec1 n\u1ed9i dung ki\u1ec3m s\u00e1t vi\u1ec7c gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n kinh doanh, th\u01b0\u01a1ng m\u1ea1i v\u1ec1 tranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng.\u00a0<\/p>\n\n\n\n\n
\n

VI\u1ec6N KI\u1ec2M S\u00c1T NH\u00c2N D\u00c2N<\/span><\/b>
<\/b>T\u1ed0I CAO
\u2014\u2014-<\/span><\/b><\/p>\n<\/td>\n

\n

C\u1ed8NG H\u00d2A X\u00c3 H\u1ed8I CH\u1ee6 NGH\u0128A VI\u1ec6T NAM
\u0110\u1ed9c l\u1eadp \u2013 T\u1ef1 do \u2013 H\u1ea1nh ph\u00fac
\u2014\u2014\u2014\u2014\u2014<\/span><\/b><\/p>\n<\/td>\n<\/tr>\n

\n

S\u1ed1:\u00a0<\/span>25\/HD-VKSTC<\/span><\/p>\n<\/td>\n

\n

H\u00e0 N\u1ed9i, ng\u00e0y 18 th\u00e1ng 4 n\u0103m 2022<\/span><\/i><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u00a0<\/span><\/i>H\u01af\u1edaNG D\u1eaaN<\/span><\/b><\/p>\n

M\u1ed8T S\u1ed0 N\u1ed8I DUNG KI\u1ec2M S\u00c1T VI\u1ec6C GI\u1ea2I QUY\u1ebeT V\u1ee4 \u00c1N KINH DOANH, TH\u01af\u01a0NG M\u1ea0I V\u1ec0\u00a0\u201cTRANH CH\u1ea4P H\u1ee2P \u0110\u1ed2NG T\u00cdN D\u1ee4NG\u201d<\/i><\/span><\/p>\n

Nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y, v\u1ee5 \u00e1n kinh doanh, th\u01b0\u01a1ng m\u1ea1i (vi\u1ebft t\u1eaft l\u00e0 KDTM) trong l\u0129nh v\u1ef1c\u00a0\u201cTranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d<\/i>\u00a0x\u1ea3y ra ng\u00e0y c\u00e0ng nhi\u1ec1u, chi\u1ebfm t\u1ef7 l\u1ec7 cao trong s\u1ed1 c\u00e1c v\u1ee5 \u00e1n KDTM; v\u1edbi t\u00ednh ch\u1ea5t ng\u00e0y c\u00e0ng \u0111a d\u1ea1ng, ph\u1ee9c t\u1ea1p, gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n tranh ch\u1ea5p l\u1edbn, g\u00e2y nhi\u1ec1u kh\u00f3 kh\u0103n \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t, kinh doanh, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ef1 an to\u00e0n c\u1ee7a ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng. Th\u1ef1c hi\u1ec7n ch\u1ee9c n\u0103ng ki\u1ec3m s\u00e1t ho\u1ea1t \u0111\u1ed9ng t\u01b0 ph\u00e1p, Vi\u1ec7n ki\u1ec3m s\u00e1t nh\u00e2n d\u00e2n (vi\u1ebft t\u1eaft l\u00e0 VKSND) c\u00e1c c\u1ea5p \u0111\u00e3 ph\u1ed1i h\u1ee3p v\u1edbi T\u00f2a \u00e1n nh\u00e2n d\u00e2n (vi\u1ebft t\u1eaft l\u00e0 TAND) c\u00e1c c\u1ea5p gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n KDTM v\u1ec1\u00a0\u201cTranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d<\/i>\u00a0\u0111\u00fang ph\u00e1p lu\u1eadt, k\u1ecbp th\u1eddi; \u0111\u1ea3m b\u1ea3o quy\u1ec1n, l\u1ee3i \u00edch h\u1ee3p ph\u00e1p c\u1ee7a \u0111\u01b0\u01a1ng s\u1ef1. Tuy nhi\u00ean, v\u1eabn c\u00f2n nhi\u1ec1u vi ph\u1ea1m, thi\u1ebfu s\u00f3t c\u1ee7a T\u00f2a \u00e1n c\u1ea5p d\u01b0\u1edbi trong qu\u00e1 tr\u00ecnh gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n v\u1ec1 tranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng, th\u1ec3 hi\u1ec7n qua s\u1ed1 b\u1ea3n \u00e1n, quy\u1ebft \u0111\u1ecbnh b\u1ecb T\u00f2a \u00e1n c\u1ea5p tr\u00ean h\u1ee7y, s\u1eeda chi\u1ebfm t\u1ef7 l\u1ec7 cao trong c\u01a1 c\u1ea5u v\u1ee5 \u00e1n KDTM b\u1ecb h\u1ee7y, s\u1eeda. T\u00ecnh tr\u1ea1ng tr\u00ean, c\u00f3 tr\u00e1ch nhi\u1ec7m c\u1ee7a Vi\u1ec7n ki\u1ec3m s\u00e1t trong c\u00f4ng t\u00e1c ki\u1ec3m s\u00e1t \u0111\u00e3 kh\u00f4ng k\u1ecbp th\u1eddi ph\u00e1t hi\u1ec7n vi ph\u1ea1m, thi\u1ebfu s\u00f3t \u0111\u1ec3 th\u1ef1c hi\u1ec7n quy\u1ec1n y\u00eau c\u1ea7u, ki\u1ebfn ngh\u1ecb, kh\u00e1ng ngh\u1ecb. Nguy\u00ean nh\u00e2n ph\u1ea7n l\u1edbn do l\u1ed7i ch\u1ee7 quan c\u1ee7a Ki\u1ec3m s\u00e1t vi\u00ean (vi\u1ebft t\u1eaft l\u00e0 KSV), c\u00f4ng ch\u1ee9c \u0111\u00e3 kh\u00f4ng nghi\u00ean c\u1ee9u k\u1ef9 h\u1ed3 s\u01a1, kh\u00f4ng th\u1ef1c hi\u1ec7n \u0111\u00fang, \u0111\u1ea7y \u0111\u1ee7 c\u00e1c quy \u0111\u1ecbnh c\u1ee7a Ng\u00e0nh v\u1ec1 c\u00f4ng t\u00e1c ki\u1ec3m s\u00e1t ho\u1ea1t \u0111\u1ed9ng t\u01b0 ph\u00e1p n\u00f3i chung v\u00e0 ki\u1ec3m s\u00e1t vi\u1ec7c gi\u1ea3i quy\u1ebft\u00a0\u201cTranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d<\/i>\u00a0trong t\u1eebng v\u1ee5 \u00e1n c\u1ee5 th\u1ec3; ch\u01b0a n\u1eafm \u0111\u1ea7y \u0111\u1ee7 c\u00e1c quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt chuy\u00ean ng\u00e0nh, kh\u00f4ng \u00edt KSV, c\u00f4ng ch\u1ee9c ch\u01b0a c\u00f3 nhi\u1ec1u kinh nghi\u1ec7m \u0111\u1ed1i v\u1edbi lo\u1ea1i \u00e1n n\u00e0y. Th\u1eadm ch\u00ed, c\u00f2n c\u00f3 t\u00e2m l\u00fd ch\u1ee7 quan, xem h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng (vi\u1ebft t\u1eaft l\u00e0 H\u0110TD) v\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o \u0111\u1ea3m do c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (vi\u1ebft t\u1eaft l\u00e0 TCTD) \u0111\u00e3 nghi\u00ean c\u1ee9u so\u1ea1n th\u1ea3o k\u1ef9, theo m\u1eabu, ch\u1ec9 \u00e1p d\u1ee5ng theo c\u00e1c th\u1ecfa thu\u1eadn n\u00e0y \u0111\u1ec3 gi\u1ea3i quy\u1ebft, n\u00ean \u0111\u00e3 kh\u00f4ng ph\u00e1t hi\u1ec7n ra vi ph\u1ea1m.<\/span><\/p>\n

\u0110\u1ec3 g\u00f3p ph\u1ea7n n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng ho\u1ea1t \u0111\u1ed9ng ki\u1ec3m s\u00e1t vi\u1ec7c gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n KDTM v\u1ec1\u00a0\u201cTranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d<\/i>, \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u c\u1ee7a th\u1ef1c ti\u1ec5n, th\u1ef1c hi\u1ec7n ch\u1ec9 \u0111\u1ea1o c\u1ee7a L\u00e3nh \u0111\u1ea1o VKSND t\u1ed1i cao, VKSND t\u1ed1i cao (V\u1ee5 10) ban h\u00e0nh h\u01b0\u1edbng d\u1eabn m\u1ed9t s\u1ed1 n\u1ed9i dung li\u00ean quan \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng ki\u1ec3m s\u00e1t vi\u1ec7c gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n KDTM v\u1ec1\u00a0\u201cTranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d<\/i>\u00a0nh\u01b0 sau:<\/span><\/p>\n

I. \u0110\u1eb6C TR\u01afNG C\u1ee6A LO\u1ea0I \u00c1N KINH DOANH, TH\u01af\u01a0NG M\u1ea0I V\u1ec0 \u201cTRANH CH\u1ea4P H\u1ee2P \u0110\u1ed2NG T\u00cdN D\u1ee4NG\u201d<\/span><\/b><\/p>\n

C\u00e1c v\u1ee5 \u00e1n kinh doanh, th\u01b0\u01a1ng m\u1ea1i v\u1ec1\u00a0\u201cTranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d<\/i>, c\u00f3 m\u1ed9t s\u1ed1 \u0111\u1eb7c tr\u01b0ng, \u0111\u00f3 l\u00e0:<\/span><\/p>\n

(1) V\u1ec1 quan h\u1ec7 tranh ch\u1ea5p: \u201cTranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d\u00a0<\/span><\/i>c\u0169ng l\u00e0 m\u1ed9t d\u1ea1ng v\u1ec1 tranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng v\u00e0 v\u1ec1 b\u1ea3n ch\u1ea5t c\u0169ng l\u00e0 quan h\u1ec7 vay m\u01b0\u1ee3n, \u0111a s\u1ed1 c\u00f3 l\u00e3i gi\u1ed1ng nh\u01b0 c\u00e1c h\u1ee3p \u0111\u1ed3ng vay t\u00e0i s\u1ea3n th\u00f4ng th\u01b0\u1eddng, nh\u01b0ng nh\u1eb1m m\u1ee5c \u0111\u00edch ph\u1ee5c v\u1ee5 s\u1ea3n xu\u1ea5t, kinh doanh (l\u1ee3i nhu\u1eadn). B\u00ean c\u1ea1nh H\u0110TD, th\u01b0\u1eddng k\u00e8m theo h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p, c\u1ea7m c\u1ed1 t\u00e0i s\u1ea3n, t\u00edn ch\u1ea5p, b\u1ea3o l\u00e3nh\u2026 c\u1ee7a ch\u00ednh ng\u01b0\u1eddi vay ti\u1ec1n ho\u1eb7c b\u00ean th\u1ee9 3. V\u1ec1 h\u00ecnh th\u1ee9c, H\u0110TD v\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o \u0111\u1ea3m (ph\u1ed5 bi\u1ebfn l\u00e0 h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p, c\u1ea7m c\u1ed1) \u0111\u01b0\u1ee3c th\u1ec3 hi\u1ec7n th\u00e0nh v\u0103n b\u1ea3n, n\u1ed9i dung h\u1ee3p \u0111\u1ed3ng th\u01b0\u1eddng \u00e1p d\u1ee5ng theo m\u1eabu c\u1ee7a TCTD. N\u1ed9i dung tranh ch\u1ea5p bao g\u1ed3m vi\u1ec7c thanh to\u00e1n v\u1ed1n, l\u00e3i su\u1ea5t, ti\u1ec1n ph\u1ea1t v\u00e0 x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m.<\/span><\/p>\n

(2) V\u1ec1 ch\u1ee7 th\u1ec3 tranh ch\u1ea5p:\u00a0<\/span><\/i>Nguy\u00ean \u0111\u01a1n kh\u1edfi ki\u1ec7n th\u01b0\u1eddng l\u00e0 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (bao g\u1ed3m ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng phi ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh vi m\u00f4 v\u00e0 qu\u1ef9 t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n) 1, c\u00e1c t\u1ed5 ch\u1ee9c n\u00e0y trong qu\u00e1 tr\u00ecnh ho\u1ea1t \u0111\u1ed9ng \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng trong vi\u1ec7c th\u00fac \u0111\u1ea9y ph\u00e1t tri\u1ec3n kinh t\u1ebf th\u00f4ng qua vi\u1ec7c c\u1ea5p v\u1ed1n t\u00edn d\u1ee5ng v\u00e0 b\u1ea3o \u0111\u1ea3m an to\u00e0n c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng.<\/span><\/p>\n

(3) V\u1ec1 ph\u00e1p lu\u1eadt gi\u1ea3i quy\u1ebft tranh ch\u1ea5p:<\/span><\/i>\u00a0Do \u0111\u1eb7c \u0111i\u1ec3m quan h\u1ec7 tranh ch\u1ea5p n\u00eau tr\u00ean, n\u00ean ph\u00e1p lu\u1eadt \u00e1p d\u1ee5ng gi\u1ea3i quy\u1ebft ch\u1ee7 y\u1ebfu l\u00e0 B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 (BLDS), c\u00e1c lu\u1eadt chuy\u00ean ng\u00e0nh, nh\u01b0 Lu\u1eadt c\u00e1c T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, Lu\u1eadt Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam, Lu\u1eadt Doanh nghi\u1ec7p, Lu\u1eadt H\u1ee3p t\u00e1c x\u00e3, Lu\u1eadt H\u00f4n nh\u00e2n v\u00e0 Gia \u0111\u00ecnh, Lu\u1eadt \u0110\u1ea5t \u0111ai, Lu\u1eadt Nh\u00e0 \u1edf, ph\u00e1p lu\u1eadt v\u1ec1 giao d\u1ecbch b\u1ea3o \u0111\u1ea3m\u2026<\/span><\/p>\n

(4) V\u1ec1 ph\u01b0\u01a1ng th\u1ee9c, th\u1ea9m quy\u1ec1n gi\u1ea3i quy\u1ebft ch\u1ea5p:<\/span><\/i>\u00a0Ph\u01b0\u01a1ng th\u1ee9c gi\u1ea3i quy\u1ebft tranh ch\u1ea5p b\u1eb1ng t\u1ed1 t\u1ee5ng T\u00f2a \u00e1n ho\u1eb7c Tr\u1ecdng t\u00e0i. Tr\u00ean th\u1ef1c t\u1ebf, \u0111\u01b0\u01a1ng s\u1ef1 th\u01b0\u1eddng l\u1ef1a ch\u1ecdn ph\u01b0\u01a1ng th\u1ee9c t\u1ed1 t\u1ee5ng T\u00f2a \u00e1n \u0111\u1ec3 gi\u1ea3i quy\u1ebft. Trong ph\u01b0\u01a1ng th\u1ee9c T\u00f2a \u00e1n, \u0111a s\u1ed1 c\u00e1c tranh ch\u1ea5p thu\u1ed9c th\u1ea9m quy\u1ec1n gi\u1ea3i quy\u1ebft theo th\u1ee7 t\u1ee5c s\u01a1 th\u1ea9m c\u1ee7a TAND c\u1ea5p huy\u1ec7n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i\u00a0<\/a>kho\u1ea3n 1 \u0110i\u1ec1u 30 v\u00e0 kho\u1ea3n 1 \u0110i\u1ec1u 35 BLTTDS n\u0103m 2015.<\/span><\/p>\n

<\/a>II. M\u1ed8T S\u1ed0 VI PH\u1ea0M PH\u1ed4 BI\u1ebeN V\u00c0 NH\u1eeeNG V\u1ea4N \u0110\u1ec0 C\u1ea6N L\u01afU \u00dd TRONG QU\u00c1 TR\u00ccNH KI\u1ec2M S\u00c1T VI\u1ec6C GI\u1ea2I QUY\u1ebeT V\u1ee4 \u00c1N KINH DOANH, TH\u01af\u01a0NG M\u1ea0I V\u1ec0 \u201cTRANH CH\u1ea4P H\u1ee2P \u0110\u1ed2NG T\u00cdN D\u1ee4NG\u201d<\/span><\/b><\/p>\n

<\/a>1. X\u00e1c \u0111\u1ecbnh kh\u00f4ng \u0111\u00fang t\u01b0 c\u00e1ch t\u1ed1 t\u1ee5ng c\u1ee7a \u0111\u01b0\u01a1ng s\u1ef1<\/span><\/b><\/p>\n

\u0110\u1ed1i v\u1edbi H\u0110TD do chi nh\u00e1nh, ph\u00f2ng giao d\u1ecbch c\u1ee7a c\u00e1c TCTD x\u00e1c l\u1eadp, th\u1ef1c hi\u1ec7n v\u1edbi kh\u00e1ch h\u00e0ng, nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p T\u00f2a \u00e1n v\u1eabn x\u00e1c \u0111\u1ecbnh chi nh\u00e1nh, ph\u00f2ng giao d\u1ecbch l\u00e0 \u0111\u01b0\u01a1ng s\u1ef1 trong v\u1ee5 \u00e1n. Tr\u01b0\u1eddng h\u1ee3p kh\u00e1c, \u0111\u1ed1i v\u1edbi H\u0110TD do doanh nghi\u1ec7p t\u01b0 nh\u00e2n vay v\u1ed1n, khi tham gia t\u1ed1 t\u1ee5ng, c\u00f3 T\u00f2a \u00e1n v\u1eabn x\u00e1c \u0111\u1ecbnh t\u00ean doanh nghi\u1ec7p t\u01b0 nh\u00e2n ho\u1eb7c x\u00e1c \u0111\u1ecbnh gi\u00e1m \u0111\u1ed1c doanh nghi\u1ec7p do ch\u1ee7 doanh nghi\u1ec7p t\u01b0 nh\u00e2n thu\u00ea \u0111\u1ec3 qu\u1ea3n l\u00fd doanh nghi\u1ec7p l\u00e0 \u0111\u01b0\u01a1ng s\u1ef1.<\/span><\/p>\n

V\u00ed d\u1ee5, v\u1ee5 \u00e1n \u201cTranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d<\/i> do TAND t\u1ec9nh TN gi\u1ea3i quy\u1ebft t\u1ea1i Quy\u1ebft \u0111\u1ecbnh c\u00f4ng nh\u1eadn s\u1ef1 th\u1ecfa thu\u1eadn c\u1ee7a c\u00e1c \u0111\u01b0\u01a1ng s\u1ef1 s\u1ed1 01\/2012\/Q\u0110ST-KDTM ng\u00e0y 04\/05\/2012 x\u00e1c \u0111\u1ecbnh nguy\u00ean \u0111\u01a1n l\u00e0 Ng\u00e2n h\u00e0ng N \u2013 Chi nh\u00e1nh th\u00e0nh ph\u1ed1 TN v\u1edbi b\u1ecb \u0111\u01a1n l\u00e0 Doanh nghi\u1ec7p t\u01b0 nh\u00e2n s\u1eeda ch\u1eefa \u00f4t\u00f4 HT (do \u00f4ng \u0110\u00e0o Ng\u1ecdc X l\u00e0 ch\u1ee7 doanh nghi\u1ec7p). Quy\u1ebft \u0111\u1ecbnh n\u00eau tr\u00ean \u0111\u00e3 b\u1ecb h\u1ee7y b\u1edfi Quy\u1ebft \u0111\u1ecbnh gi\u00e1m \u0111\u1ed1c th\u1ea9m c\u1ee7a TAND c\u1ea5p cao, m\u1ed9t trong nh\u1eefng nguy\u00ean nh\u00e2n b\u1ecb h\u1ee7y l\u00e0 do T\u00f2a \u00e1n c\u1ea5p s\u01a1 th\u1ea9m x\u00e1c \u0111\u1ecbnh kh\u00f4ng \u0111\u00fang t\u01b0 c\u00e1ch \u0111\u01b0\u01a1ng s\u1ef1 c\u1ee7a nguy\u00ean \u0111\u01a1n v\u00e0 b\u1ecb \u0111\u01a1n 2.<\/span><\/p>\n

Qu\u00e1 tr\u00ecnh ki\u1ec3m s\u00e1t, KSV c\u1ea7n l\u01b0u \u00fd: Trong tr\u01b0\u1eddng h\u1ee3p n\u00eau tr\u00ean, ph\u1ea3i x\u00e1c \u0111\u1ecbnh ph\u00e1p nh\u00e2n l\u00e0 \u0111\u01b0\u01a1ng s\u1ef1 c\u0103n c\u1ee9\u00a0<\/a>kho\u1ea3n 6 \u0110i\u1ec1u 84 BLDS n\u0103m 2015:\u00a0\u201cPh\u00e1p nh\u00e2n c\u00f3 quy\u1ec1n, ngh\u0129a v\u1ee5 d\u00e2n s\u1ef1 ph\u00e1t sinh t\u1eeb giao d\u1ecbch d\u00e2n s\u1ef1 do chi nh\u00e1nh, v\u0103n ph\u00f2ng \u0111\u1ea1i di\u1ec7n x\u00e1c l\u1eadp, th\u1ef1c hi\u1ec7n\u201d<\/i>, v\u00e0 ph\u1ea3i x\u00e1c \u0111\u1ecbnh \u00f4ng\/ b\u00e0\u2026 ch\u1ee7 doanh nghi\u1ec7p t\u01b0 nh\u00e2n \u2026 tham gia t\u1ed1 t\u1ee5ng theo quy \u0111\u1ecbnh t\u1ea1i\u00a0<\/a>kho\u1ea3n 1 \u0110i\u1ec1u 183 Lu\u1eadt Doanh nghi\u1ec7p n\u0103m 2014:\u00a0\u201cDoanh nghi\u1ec7p t\u01b0 nh\u00e2n l\u00e0 doanh nghi\u1ec7p do m\u1ed9t c\u00e1 nh\u00e2n l\u00e0m ch\u1ee7 v\u00e0 t\u1ef1 ch\u1ecbu tr\u00e1ch nhi\u1ec7m b\u1eb1ng to\u00e0n b\u1ed9 t\u00e0i s\u1ea3n c\u1ee7a m\u00ecnh v\u1ec1 m\u1ecdi ho\u1ea1t \u0111\u1ed9ng c\u1ee7a doanh nghi\u1ec7p\u201d<\/i>\u00a0(t\u01b0\u01a1ng \u1ee9ng\u00a0<\/a>kho\u1ea3n 1 \u0110i\u1ec1u 188 Lu\u1eadt Doanh nghi\u1ec7p n\u0103m 2020).<\/span><\/p>\n

<\/a>2. B\u1ecf s\u00f3t v\u1ee3 ho\u1eb7c ch\u1ed3ng tham gia t\u1ed1 t\u1ee5ng \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p \u0111\u1ee9ng t\u00ean m\u1ed9t ng\u01b0\u1eddi trong th\u1eddi k\u1ef3 h\u00f4n nh\u00e2n<\/span><\/b><\/p>\n

Nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p T\u00f2a \u00e1n ch\u1ec9 c\u0103n c\u1ee9 gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t (GCNQSD\u0110) v\u00e0 t\u00e0i s\u1ea3n kh\u00e1c g\u1eafn li\u1ec1n v\u1edbi \u0111\u1ea5t \u0111\u1ee9ng t\u00ean m\u1ed9t ng\u01b0\u1eddi v\u1ee3 ho\u1eb7c ch\u1ed3ng th\u1ebf ch\u1ea5p, n\u00ean ch\u1ec9 \u0111\u01b0a ng\u01b0\u1eddi n\u00e0y tham gia t\u1ed1 t\u1ee5ng m\u00e0 kh\u00f4ng \u0111\u01b0a ng\u01b0\u1eddi c\u00f2n l\u1ea1i v\u00e0o tham gia t\u1ed1 t\u1ee5ng d\u1eabn \u0111\u1ebfn nh\u1eefng thi\u1ebfu s\u00f3t, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn quy\u1ec1n l\u1ee3i c\u1ee7a h\u1ecd, v\u00ec li\u00ean quan ngu\u1ed3n g\u1ed1c, c\u00f4ng s\u1ee9c \u0111\u00f3ng g\u00f3p h\u00ecnh th\u00e0nh t\u00e0i s\u1ea3n, nh\u1eefng th\u1ecfa thu\u1eadn v\u1ec1 t\u00e0i s\u1ea3n ri\u00eang c\u1ee7a v\u1ee3 ho\u1eb7c ch\u1ed3ng. Qu\u00e1 tr\u00ecnh gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n kh\u00f4ng ph\u00e1t hi\u1ec7n thi\u1ebfu s\u00f3t n\u00e0y d\u1eabn \u0111\u1ebfn nhi\u1ec1u v\u1ee5 \u00e1n b\u1ecb h\u1ee7y \u1edf c\u1ea5p gi\u00e1m \u0111\u1ed1c th\u1ea9m.<\/span><\/p>\n

V\u00ed d\u1ee5: V\u1ee5 \u00e1n\u00a0\u201cTranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d<\/i>\u00a0gi\u1eefa nguy\u00ean \u0111\u01a1n Ng\u00e2n h\u00e0ng S v\u1edbi b\u1ecb \u0111\u01a1n C\u00f4ng ty \u0110, ng\u01b0\u1eddi li\u00ean quan l\u00e0 b\u00e0 Nguy\u1ec5n Th\u1ecb C, Nguy\u1ec5n Th\u1ecb T\u2026 T\u1ea1i B\u1ea3n \u00e1n ph\u00fac th\u1ea9m s\u1ed1 10\/2015\/KDTM-PT ng\u00e0y 20\/8\/2015 c\u1ee7a TAND c\u1ea5p cao quy\u1ebft \u0111\u1ecbnh:\u00a0gi\u1eef nguy\u00ean b\u1ea3n \u00e1n s\u01a1 th\u1ea9m bu\u1ed9c \u0111\u01a1n ph\u1ea3i thanh to\u00e1n cho nguy\u00ean \u0111\u01a1n s\u1ed1 ti\u1ec1n 24.760.000.000\u0111, n\u1ebfu kh\u00f4ng thanh to\u00e1n \u0111\u01b0\u1ee3c x\u1eed l\u00fd t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, trong \u0111\u00f3 c\u00f3 nh\u00e0 \u0111\u1ea5t t\u1ea1i 477 Nguy\u1ec5n V\u0103n C\u1eeb\u2026<\/i><\/span><\/p>\n

Trong v\u1ee5 \u00e1n n\u00e0y, t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p (TSTC) l\u00e0 nh\u00e0 \u0111\u1ea5t t\u1ea1i 477 Nguy\u1ec5n V\u0103n C\u1eeb, th\u00e0nh ph\u1ed1 H, c\u00f3 ngu\u1ed3n g\u1ed1c n\u0103m 1995 b\u00e0 C mua c\u00f3 h\u1ee3p \u0111\u1ed3ng c\u00f4ng ch\u1ee9ng, nh\u01b0ng ch\u01b0a sang t\u00ean. Ng\u00e0y 16\/02\/2001, b\u00e0 C c\u00f9ng ch\u1ed3ng l\u00e0 \u00f4ng Nguy\u1ec5n Thi\u1ec7n C1 b\u00e1n nh\u00e0 \u0111\u1ea5t 477 Nguy\u1ec5n V\u0103n C\u1eeb n\u00e0y cho \u00f4ng Nguy\u1ec5n V\u0103n Th v\u1edbi gi\u00e1 1.200.000.000\u0111. Nh\u01b0ng n\u0103m 2004, b\u00e0 C t\u1ef1 l\u00e0m th\u1ee7 t\u1ee5c k\u00ea khai v\u00e0 \u0111\u01b0\u1ee3c c\u1ea5p GCN QSD\u0110 v\u00e0 th\u1ebf ch\u1ea5p Ng\u00e2n h\u00e0ng S cho C\u00f4ng ty \u0110 vay ti\u1ec1n. V\u1ee5 \u00e1n c\u00f3 li\u00ean quan \u0111\u1ebfn \u00f4ng C1, nh\u01b0ng T\u00f2a \u00e1n ch\u01b0a thu th\u1eadp ch\u1ee9ng c\u1ee9 l\u00e0m r\u00f5 quan h\u1ec7 h\u00f4n nh\u00e2n gi\u1eefa \u00f4ng C1 v\u00e0 b\u00e0 C v\u00e0 quy\u1ec1n l\u1ee3i c\u1ee7a \u00f4ng C1 \u0111\u1ed1i v\u1edbi nh\u00e0 477 Nguy\u1ec5n V\u0103n C\u1eeb; \u0111\u1ed3ng th\u1eddi h\u00e0nh vi d\u00f9ng 1 t\u00e0i s\u1ea3n th\u1ef1c hi\u1ec7n nhi\u1ec1u giao d\u1ecbch l\u00e0 c\u00f3 d\u1ea5u hi\u1ec7u c\u1ee7a t\u1ed9i L\u1eeba \u0111\u1ea3o chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n, nh\u01b0ng T\u00f2a \u00e1n ch\u01b0a l\u00e0m r\u00f5 vi\u1ec7c b\u00e0 C c\u00f3 h\u00e0nh vi l\u1eeba \u0111\u1ea3o chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n hay kh\u00f4ng \u0111\u1ec3 x\u1eed l\u00fd h\u00ecnh s\u1ef1, l\u00e0 kh\u00f4ng \u0111\u00fang 3.<\/span><\/p>\n

Qu\u00e1 tr\u00ecnh ki\u1ec3m s\u00e1t, KSV c\u1ea7n l\u01b0u \u00fd: Tr\u01b0\u1eddng h\u1ee3p t\u00e0i s\u1ea3n \u0111\u1ee9ng t\u00ean m\u1ed9t ng\u01b0\u1eddi th\u1eddi k\u1ef3 h\u00f4n nh\u00e2n kh\u00f4ng ch\u1ec9 xem x\u00e9t n\u1ed9i dung GCNQSD\u0110, m\u00e0 c\u00f2n ph\u1ea3i c\u0103n c\u1ee9\u00a0<\/a>\u0110i\u1ec1u 27 Lu\u1eadt H\u00f4n nh\u00e2n v\u00e0 Gia \u0111\u00ecnh n\u0103m 2000,\u00a0<\/a>\u0110i\u1ec1u 33 Lu\u1eadt H\u00f4n nh\u00e2n v\u00e0 Gia \u0111\u00ecnh n\u0103m 2014\u00a0quy \u0111\u1ecbnh v\u1ec1 t\u00e0i s\u1ea3n chung v\u1ee3 ch\u1ed3ng, \u0111\u1eb7c bi\u1ec7t c\u00f3 tr\u01b0\u1eddng h\u1ee3p ph\u1ea3i \u00e1p d\u1ee5ng\u00a0<\/a>\u0110i\u1ec1u 15 Lu\u1eadt H\u00f4n nh\u00e2n v\u00e0 Gia \u0111\u00ecnh n\u0103m 1959\u00a0(quy \u0111\u1ecbnh:\u00a0\u201cV\u1ee3 v\u00e0 ch\u1ed3ng \u0111\u1ec1u c\u00f3 quy\u1ec1n s\u1edf h\u1eefu, h\u01b0\u1edfng th\u1ee5 v\u00e0 s\u1eed d\u1ee5ng ngang nhau \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n c\u00f3 tr\u01b0\u1edbc v\u00e0 sau khi c\u01b0\u1edbi\u201d<\/i>) v\u00e0 nh\u1eefng quy \u0111\u1ecbnh c\u00f3 li\u00ean quan \u0111\u1ec3 xem x\u00e9t k\u1ef9 ngu\u1ed3n g\u1ed1c h\u00ecnh th\u00e0nh t\u00e0i s\u1ea3n, t\u00e0i s\u1ea3n nh\u1eadn chuy\u1ec3n nh\u01b0\u1ee3ng hay \u0111\u01b0\u1ee3c t\u1eb7ng cho, \u0111\u01b0\u1ee3c th\u1eeba k\u1ebf, n\u1ebfu \u0111\u1ee9ng t\u00ean ri\u00eang th\u00ec xem x\u00e9t nh\u1eefng th\u1ecfa thu\u1eadn v\u1ec1 t\u00e0i s\u1ea3n ri\u00eang c\u1ee7a v\u1ee3 ho\u1eb7c ch\u1ed3ng; nh\u1eefng t\u00e0i li\u1ec7u, ch\u1ee9ng c\u1ee9 k\u00e8m theo; tr\u01b0\u1eddng h\u1ee3p c\u1ea7n thi\u1ebft ph\u1ea3i x\u00e1c minh h\u1ed3 s\u01a1 c\u1ea5p GCNQSD\u0110 v\u00e0 t\u00e0i s\u1ea3n g\u1eafn li\u1ec1n v\u1edbi \u0111\u1ea5t \u0111\u1ec3 xem x\u00e9t v\u1ec1 ngu\u1ed3n g\u1ed1c h\u00ecnh th\u00e0nh t\u00e0i s\u1ea3n. Ph\u1ea3i xem x\u00e9t \u0111\u01b0a ch\u1ed3ng ho\u1eb7c v\u1ee3 (ng\u01b0\u1eddi kh\u00f4ng \u0111\u1ee9ng t\u00ean trong GCNQSD\u0110) v\u00e0o tham gia t\u1ed1 t\u1ee5ng v\u1edbi t\u01b0 c\u00e1ch \u0111\u01b0\u01a1ng s\u1ef1 \u0111\u1ec3 gi\u1ea3i quy\u1ebft tri\u1ec7t \u0111\u1ec3, to\u00e0n di\u1ec7n v\u1ee5 \u00e1n.<\/span><\/p>\n

<\/a>3. B\u1ecf s\u00f3t th\u00e0nh vi\u00ean h\u1ed9 gia \u0111\u00ecnh c\u00f3 quy\u1ec1n \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t v\u00e0 t\u00e0i s\u1ea3n g\u1eafn li\u1ec1n v\u1edbi \u0111\u1ea5t \u0111\u1ee9ng t\u00ean \u201ch\u1ed9 gia \u0111\u00ecnh\u201d<\/span><\/b><\/p>\n

C\u00f3 tr\u01b0\u1eddng h\u1ee3p T\u00f2a \u00e1n b\u1ecf s\u00f3t th\u00e0nh vi\u00ean h\u1ed9 gia \u0111\u00ecnh tham gia t\u1ed1 t\u1ee5ng, d\u1eabn \u0111\u1ebfn kh\u00f4ng \u00edt b\u1ea3n \u00e1n, quy\u1ebft \u0111\u1ecbnh b\u1ecb h\u1ee7y s\u1eeda.<\/span><\/p>\n

V\u00ed d\u1ee5: V\u1ee5 \u00e1n\u00a0\u201cTranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d<\/i>\u00a0gi\u1eefa nguy\u00ean \u0111\u01a1n l\u00e0 Ng\u00e2n h\u00e0ng X v\u1edbi b\u1ecb \u0111\u01a1n l\u00e0 C\u00f4ng ty HQ. Theo GCNQSD\u0110 m\u00e0 v\u1ee3 ch\u1ed3ng anh Cao Huy Q v\u00e0 Nguy\u1ec5n Th\u1ecb T th\u1ebf ch\u1ea5p n\u0103m 2010 c\u00f3 t\u00ean s\u1eed d\u1ee5ng \u0111\u1ea5t l\u00e0 h\u1ed9 Cao Huy Q ho\u1eb7c l\u00e0 h\u1ed9 Cao Huy Q, Nguy\u1ec5n Th\u1ecb T \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m kho\u1ea3n vay cho C\u00f4ng ty HQ. Theo c\u00e1c S\u1ed5 h\u1ed9 kh\u1ea9u th\u1ec3 hi\u1ec7n \u00f4ng Cao Huy H (cha \u00f4ng Q) \u1edf c\u00f9ng v\u1ee3 ch\u1ed3ng anh Q cho \u0111\u1ebfn n\u0103m 2012 m\u1edbi t\u00e1ch h\u1ed9. Trong khi \u0111\u00f3, c\u00e1c GCNQSD\u0110 \u0111\u1ec1u \u0111\u01b0\u1ee3c c\u1ea5p n\u0103m 2004 v\u00e0 2006. T\u00f2a \u00e1n kh\u00f4ng \u0111\u01b0a th\u00e0nh vi\u00ean h\u1ed9 gia \u0111\u00ecnh (\u00f4ng H) tham gia t\u1ed1 t\u1ee5ng l\u00e0 thi\u1ebfu s\u00f3t 4.<\/span><\/p>\n

\u0110\u1ed1i v\u1edbi nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0y, KSV \u00e1p d\u1ee5ng\u00a0<\/a>kho\u1ea3n 29 \u0110i\u1ec1u 3 Lu\u1eadt \u0110\u1ea5t \u0111ai n\u0103m 2013\u00a0quy \u0111\u1ecbnh:\u00a0\u201cH\u1ed9 gia \u0111\u00ecnh s\u1eed d\u1ee5ng \u0111\u1ea5t l\u00e0 nh\u1eefng ng\u01b0\u1eddi c\u00f3 quan h\u1ec7 h\u00f4n nh\u00e2n, huy\u1ebft th\u1ed1ng, nu\u00f4i d\u01b0\u1ee1ng theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 h\u00f4n nh\u00e2n v\u00e0 gia \u0111\u00ecnh, \u0111ang s\u1ed1ng chung v\u00e0 c\u00f3 quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t chung t\u1ea1i th\u1eddi \u0111i\u1ec3m \u0111\u01b0\u1ee3c Nh\u00e0 n\u01b0\u1edbc giao \u0111\u1ea5t, cho thu\u00ea \u0111\u1ea5t, c\u00f4ng nh\u1eadn quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t; nh\u1eadn chuy\u1ec3n quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t\u201d<\/i>\u00a0v\u00e0\u00a0<\/a>\u0110i\u1ec1u 212 BLDS n\u0103m 2015\u00a0quy \u0111\u1ecbnh v\u1ec1 s\u1edf h\u1eefu chung c\u1ee7a c\u00e1c th\u00e0nh vi\u00ean gia \u0111\u00ecnh, c\u00f3 nh\u1eefng th\u00e0nh vi\u00ean n\u00e0o \u0111\u1ee7 t\u1eeb 15 tu\u1ed5i tr\u1edf l\u00ean (<\/a>\u0110i\u1ec1u 109 BLDS n\u0103m 2005), ng\u01b0\u1eddi th\u00e0nh ni\u00ean (<\/a>\u0110i\u1ec1u 212 BLDS n\u0103m 2015) \u0111\u1ec3 ki\u1ec3m s\u00e1t vi\u1ec7c T\u00f2a \u00e1n x\u00e1c \u0111\u1ecbnh \u0111\u1ea7y \u0111\u1ee7 c\u00e1c th\u00e0nh vi\u00ean c\u00f3 quy\u1ec1n v\u1ec1 t\u00e0i s\u1ea3n v\u00e0o tham gia t\u1ed1 t\u1ee5ng nh\u1eb1m xem x\u00e9t, x\u1eed l\u00fd tri\u1ec7t \u0111\u1ec3 v\u1ee5 \u00e1n. \u0110\u1ec3 x\u00e1c \u0111\u1ecbnh c\u00f3 bao nhi\u00eau ng\u01b0\u1eddi trong h\u1ed9 gia \u0111\u00ecnh th\u1ef1c s\u1ef1 c\u00f3 quy\u1ec1n v\u1ec1 t\u00e0i s\u1ea3n, c\u1ea7n l\u01b0u \u00fd kh\u00f4ng ch\u1ec9 c\u0103n c\u1ee9 v\u00e0o n\u1ed9i dung GCNQSD\u0110, s\u1ed5 h\u1ed9 kh\u1ea9u, m\u00e0 c\u1ea7n ph\u1ea3i x\u00e1c \u0111\u1ecbnh r\u00f5 ai m\u1edbi l\u00e0 th\u00e0nh vi\u00ean c\u1ee7a h\u1ed9 th\u1ef1c s\u1ef1 c\u00f3 quy\u1ec1n v\u1ec1 t\u00e0i s\u1ea3n 5.<\/span><\/p>\n

<\/a>4. \u0110\u00ecnh ch\u1ec9 gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n do doanh nghi\u1ec7p ch\u1ea5m d\u1ee9t ho\u1ea1t \u0111\u1ed9ng, b\u1ecb gi\u1ea3i th\u1ec3 kh\u00f4ng \u0111\u00fang<\/span><\/b><\/b><\/p>\n

\u0110\u1ed1i v\u1edbi doanh nghi\u1ec7p ch\u1ea5m d\u1ee9t ho\u1ea1t \u0111\u1ed9ng, b\u1ecb gi\u1ea3i th\u1ec3, nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p, T\u00f2a \u00e1n \u0111\u00ecnh ch\u1ec9 gi\u1ea3i quy\u1ebft v\u00ec cho r\u1eb1ng kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n th\u1ee5 l\u00fd, gi\u1ea3i quy\u1ebft l\u00e0 kh\u00f4ng \u0111\u00fang, v\u00ec tr\u01b0\u1eddng h\u1ee3p n\u00e0y ph\u1ea3i x\u00e1c \u0111\u1ecbnh c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c l\u00e0 th\u00e0nh vi\u00ean c\u1ee7a t\u1ed5 ch\u1ee9c \u0111\u00f3 ho\u1eb7c \u0111\u1ea1i di\u1ec7n c\u1ee7a h\u1ecd tham gia t\u1ed1 t\u1ee5ng \u0111\u1ec3 ti\u1ebfp t\u1ee5c gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n theo th\u1ee7 t\u1ee5c chung.<\/span><\/p>\n

V\u00ed d\u1ee5, v\u1ee5 \u00e1n\u00a0\u201cTranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d<\/i>\u00a0gi\u1eefa nguy\u00ean \u0111\u01a1n l\u00e0 Ng\u00e2n h\u00e0ng X v\u1edbi b\u1ecb \u0111\u01a1n l\u00e0 \u00f4ng B\u1ea1ch Ng\u1ecdc T, ng\u01b0\u1eddi li\u00ean quan l\u00e0 C\u00f4ng ty T. Tr\u01b0\u1edbc \u0111\u00e2y, C\u00f4ng ty T n\u1ee3 c\u1ee7a Ng\u00e2n h\u00e0ng X s\u1ed1 ti\u1ec1n g\u1ed1c 120.656,66 USD n\u00ean b\u1ecb kh\u1edfi ki\u1ec7n. Qu\u00e1 tr\u00ecnh gi\u1ea3i quy\u1ebft, TAND th\u00e0nh ph\u1ed1 H x\u00e1c \u0111\u1ecbnh: ng\u00e0y 09\/10\/2000, C\u00f4ng ty T b\u1ecb thu h\u1ed3i Gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0110\u0103ng k\u00fd kinh doanh n\u00ean \u0111\u00e3 ra Quy\u1ebft \u0111\u1ecbnh s\u1ed1 13\/2016\/Q\u0110ST-KDTM \u0111\u00ecnh ch\u1ec9 gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n v\u1edbi l\u00fd do ch\u01b0a \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n kh\u1edfi ki\u1ec7n, T\u00f2a \u00e1n c\u1ea5p ph\u00fac th\u1ea9m c\u0169ng gi\u1eef nguy\u00ean quy\u1ebft \u0111\u1ecbnh \u0111\u00ecnh ch\u1ec9 gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n l\u00e0 kh\u00f4ng \u0111\u00fang, v\u00ec C\u00f4ng ty T \u0111\u00e3 gi\u1ea3i th\u1ec3 n\u00ean Ng\u00e2n h\u00e0ng X c\u00f3 quy\u1ec1n kh\u1edfi ki\u1ec7n c\u00e1c th\u00e0nh vi\u00ean c\u1ee7a C\u00f4ng ty T tr\u1ea3 n\u1ee3 \u0111\u1ec3 ti\u1ebfp t\u1ee5c gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n 6.<\/span><\/p>\n

Qu\u00e1 tr\u00ecnh ki\u1ec3m s\u00e1t, KSV c\u1ea7n l\u01b0u \u00fd: Trong tr\u01b0\u1eddng h\u1ee3p n\u00eau tr\u00ean, c\u0103n c\u1ee9 quy \u0111\u1ecbnh t\u1ea1i\u00a0<\/a>\u0111i\u1ec3m a, kho\u1ea3n 2 \u0110i\u1ec1u 74 BLTTDS n\u0103m 2015:\u00a0\u201cTr\u01b0\u1eddng h\u1ee3p t\u1ed5 ch\u1ee9c ph\u1ea3i ch\u1ea5m d\u1ee9t ho\u1ea1t \u0111\u1ed9ng, b\u1ecb gi\u1ea3i th\u1ec3 l\u00e0 c\u00f4ng ty c\u1ed5 ph\u1ea7n, c\u00f4ng ty tr\u00e1ch nhi\u1ec7m h\u1eefu h\u1ea1n, c\u00f4ng ty h\u1ee3p danh th\u00ec c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c l\u00e0 th\u00e0nh vi\u00ean c\u1ee7a t\u1ed5 ch\u1ee9c \u0111\u00f3 ho\u1eb7c \u0111\u1ea1i di\u1ec7n c\u1ee7a h\u1ecd tham gia t\u1ed1 t\u1ee5ng\u201d,<\/i>\u00a0\u0111\u1ec3 y\u00eau c\u1ea7u T\u00f2a \u00e1n ti\u1ebfp t\u1ee5c gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n.<\/span><\/p>\n

<\/a>5. \u0110\u00ecnh ch\u1ec9 gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n ho\u1eb7c tr\u1ea3 l\u1ea1i \u0111\u01a1n kh\u1edfi ki\u1ec7n do b\u1ecb \u0111\u01a1n thay \u0111\u1ed5i \u0111\u1ecba ch\u1ec9 kh\u00f4ng \u0111\u00fang<\/span><\/b><\/p>\n

Th\u1ef1c t\u1ebf, kh\u00f4ng \u00edt tr\u01b0\u1eddng h\u1ee3p sau khi vay \u0111\u01b0\u1ee3c t\u00e0i s\u1ea3n, b\u1ecb \u0111\u01a1n c\u00f3 d\u1ea5u hi\u1ec7u tr\u1ed1n n\u1ee3 nh\u01b0 thay \u0111\u1ed5i \u0111\u1ecba ch\u1ec9 tr\u1ee5 s\u1edf, chi nh\u00e1nh; ho\u1eb7c doanh nghi\u1ec7p ng\u1eebng ho\u1ea1t \u0111\u1ed9ng nh\u01b0ng kh\u00f4ng ti\u1ebfn h\u00e0nh th\u1ee7 t\u1ee5c gi\u1ea3i th\u1ec3, kh\u00f4ng bi\u1ebft \u0111\u1ecba ch\u1ec9 c\u1ee7a ng\u01b0\u1eddi qu\u1ea3n l\u00fd, \u0111\u1ea1i di\u1ec7n theo ph\u00e1p lu\u1eadt. Khi kh\u1edfi ki\u1ec7n, TCTD ghi \u0111\u00fang \u0111\u1ecba ch\u1ec9 b\u1ecb \u0111\u01a1n khi k\u00fd H\u0110TD, nh\u01b0ng do kh\u00f4ng t\u1ed1ng \u0111\u1ea1t cho \u0111\u01b0\u01a1ng s\u1ef1 \u0111\u01b0\u1ee3c (do thay \u0111\u1ed5i \u0111\u1ecba ch\u1ec9), T\u00f2a \u00e1n \u0111\u00ecnh ch\u1ec9 gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n ho\u1eb7c tr\u1ea3 l\u1ea1i \u0111\u01a1n kh\u1edfi ki\u1ec7n l\u00e0 kh\u00f4ng \u0111\u00fang quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt.<\/span><\/p>\n

Qu\u00e1 tr\u00ecnh ki\u1ec3m s\u00e1t, KSV c\u1ea7n l\u01b0u \u00fd: BLTTDS n\u0103m 2015 v\u00e0 Ngh\u1ecb quy\u1ebft\u00a004\/2017\/NQ-H\u0110TP\u00a0ng\u00e0y 05\/5\/2017 c\u1ee7a H\u1ed9i \u0111\u1ed3ng Th\u1ea9m ph\u00e1n TAND t\u1ed1i cao h\u01b0\u1edbng d\u1eabn m\u1ed9t s\u1ed1 quy \u0111\u1ecbnh v\u1ec1 tr\u1ea3 l\u1ea1i \u0111\u01a1n kh\u1edfi ki\u1ec7n, quy\u1ec1n n\u1ed9p \u0111\u01a1n kh\u1edfi ki\u1ec7n l\u1ea1i v\u1ee5 \u00e1n t\u1ea1i\u00a0<\/a>kho\u1ea3n 1 v\u00e0 kho\u1ea3n 3 \u0110i\u1ec1u 192 BLTTDS\u00a0(Ngh\u1ecb quy\u1ebft 04\/2017\/NQ- H\u0110TP) quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 h\u01a1n v\u1ec1 vi\u1ec7c gi\u1ea3i quy\u1ebft trong tr\u01b0\u1eddng h\u1ee3p b\u1ecb \u0111\u01a1n, ng\u01b0\u1eddi li\u00ean quan v\u1eafng m\u1eb7t t\u1ea1i n\u01a1i c\u01b0 tr\u00fa. T\u1ea1i\u00a0<\/a>\u0111i\u1ec3m e kho\u1ea3n 1 \u0110i\u1ec1u 192 BLTTDS\u00a0v\u00e0\u00a0<\/a>kho\u1ea3n 2 \u0110i\u1ec1u 5 Ngh\u1ecb quy\u1ebft s\u1ed1 04\/2017\/NQ-H\u0110TP\u00a0quy \u0111\u1ecbnh:\u00a0\u201cNg\u01b0\u1eddi kh\u1edfi ki\u1ec7n \u0111\u00e3 cung c\u1ea5p \u0111\u1ecba ch\u1ec9 \u201cn\u01a1i c\u01b0 tr\u00fa, l\u00e0m vi\u1ec7c, ho\u1eb7c n\u01a1i c\u00f3 tr\u1ee5 s\u1edf\u201d c\u1ee7a ng\u01b0\u1eddi b\u1ecb ki\u1ec7n, ng\u01b0\u1eddi c\u00f3 quy\u1ec1n l\u1ee3i, ngh\u0129a v\u1ee5 li\u00ean quan cho T\u00f2a \u00e1n theo \u0111\u00fang quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u00e0 h\u01b0\u1edbng d\u1eabn t\u1ea1i kho\u1ea3n 1 \u0110i\u1ec1u n\u00e0y t\u1ea1i th\u1eddi \u0111i\u1ec3m n\u1ed9p \u0111\u01a1n kh\u1edfi ki\u1ec7n m\u00e0 \u0111\u01b0\u1ee3c c\u01a1 quan, t\u1ed5 ch\u1ee9c c\u00f3 th\u1ea9m quy\u1ec1n c\u1ea5p, x\u00e1c nh\u1eadn ho\u1eb7c c\u00f3 c\u0103n c\u1ee9 kh\u00e1c ch\u1ee9ng minh r\u1eb1ng \u0111\u00f3 l\u00e0 \u0111\u1ecba ch\u1ec9 c\u1ee7a ng\u01b0\u1eddi b\u1ecb ki\u1ec7n, ng\u01b0\u1eddi c\u00f3 quy\u1ec1n ngh\u0129a v\u1ee5 quan th\u00ec \u0111\u01b0\u1ee3c coi l\u00e0 \u0111\u00e3 ghi \u0111\u00fang \u0111\u1ecba ch\u1ec9 c\u1ee7a ng\u01b0\u1eddi b\u1ecb ki\u1ec7n, ng\u01b0\u1eddi c\u00f3 quy\u1ec1n ngh\u0129a v\u1ee5 li\u00ean quan\u201d.<\/i><\/span><\/p>\n

Tr\u01b0\u1eddng h\u1ee3p b\u1ecb \u0111\u01a1n, ng\u01b0\u1eddi li\u00ean quan\u00a0\u201cc\u1ed1 t\u00ecnh gi\u1ea5u \u0111\u1ecba ch\u1ec9\u201d<\/i>\u00a0th\u00ec KSV xem x\u00e9t c\u00f3 d\u1ea5u hi\u1ec7u h\u00ecnh s\u1ef1 v\u1ec1 t\u1ed9i L\u1eeba \u0111\u1ea3o chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n (<\/a>\u0110i\u1ec1u 174 B\u1ed9 lu\u1eadt h\u00ecnh s\u1ef1), L\u1ea1m d\u1ee5ng t\u00edn nhi\u1ec7m chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n (<\/a>\u0110i\u1ec1u 175 B\u1ed9 lu\u1eadt h\u00ecnh s\u1ef1) hay kh\u00f4ng \u0111\u1ec3 c\u00f3 \u0111\u1ecbnh h\u01b0\u1edbng ti\u1ebfp t\u1ee5c gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n. Tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u1ee7 y\u1ebfu t\u1ed1 c\u1ea5u th\u00e0nh t\u1ed9i ph\u1ea1m th\u00ec c\u0103n c\u1ee9\u00a0<\/a>\u0111i\u1ec3m a, b, kho\u1ea3n 2 \u0110i\u1ec1u 6 Ngh\u1ecb quy\u1ebft 04\/2017\/NQ-H\u0110TP\u00a0ki\u1ec3m s\u00e1t vi\u1ec7c T\u00f2a \u00e1n ti\u1ebfp t\u1ee5c gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n m\u00e0 kh\u00f4ng \u0111\u00ecnh ch\u1ec9 ho\u1eb7c tr\u1ea3 l\u1ea1i \u0111\u01a1n kh\u1edfi ki\u1ec7n. Tr\u01b0\u1eddng h\u1ee3p T\u00f2a \u00e1n kh\u00f4ng th\u1ec3 x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c n\u01a1i c\u01b0 tr\u00fa c\u1ee7a b\u1ecb \u0111\u01a1n v\u00e0 ng\u01b0\u1eddi li\u00ean quan th\u00ec T\u00f2a \u00e1n c\u00f3 th\u1ec3 th\u00f4ng qua th\u1ee7 t\u1ee5c ni\u00eam y\u1ebft \u0111\u1ec3 x\u00e9t x\u1eed v\u1eafng m\u1eb7t ho\u1eb7c th\u00f4ng b\u00e1o tr\u00ean ph\u01b0\u01a1ng ti\u1ec7n th\u00f4ng tin \u0111\u1ea1i ch\u00fang khi c\u00f3 y\u00eau c\u1ea7u c\u1ee7a c\u00e1c \u0111\u01b0\u01a1ng s\u1ef1 kh\u00e1c trong v\u1ee5 \u00e1n.<\/span><\/p>\n

<\/a>6. Vi\u1ec7c x\u00e1c \u0111\u1ecbnh th\u1eddi hi\u1ec7u kh\u1edfi ki\u1ec7n<\/span><\/b><\/p>\n

Th\u1ef1c ti\u1ec5n gi\u1ea3i quy\u1ebft tranh ch\u1ea5p H\u0110TD, vi\u1ec7c x\u00e1c \u0111\u1ecbnh th\u1eddi hi\u1ec7u kh\u1edfi ki\u1ec7n v\u1ee5 \u00e1n c\u00f3 c\u00f2n hay kh\u00f4ng c\u00f3 \u00fd ngh\u0129a quan tr\u1ecdng trong vi\u1ec7c gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n \u0111\u00fang quy \u0111\u1ecbnh.<\/span><\/p>\n

V\u1ea5n \u0111\u1ec1 n\u00e0y, KSV l\u01b0u \u00fd t\u00ednh \u0111\u1eb7c th\u00f9 v\u1ec1 th\u1eddi hi\u1ec7u gi\u1ea3i quy\u1ebft lo\u1ea1i \u00e1n\u00a0\u201cTranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d\u00a0<\/i>m\u1eb7c d\u00f9\u00a0<\/a>\u0110i\u1ec1u 429 BLDS n\u0103m 2015\u00a0quy \u0111\u1ecbnh chung v\u1ec1 \u201cTh\u1eddi hi\u1ec7u kh\u1edfi ki\u1ec7n \u0111\u1ec3 y\u00eau c\u1ea7u T\u00f2a \u00e1n gi\u1ea3i quy\u1ebft tranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng l\u00e0 03 n\u0103m, k\u1ec3 t\u1eeb ng\u00e0y ng\u01b0\u1eddi c\u00f3 quy\u1ec1n y\u00eau c\u1ea7u bi\u1ebft ho\u1eb7c ph\u1ea3i bi\u1ebft quy\u1ec1n v\u00e0 l\u1ee3i \u00edch h\u1ee3p ph\u00e1p c\u1ee7a m\u00ecnh b\u1ecb x\u00e2m ph\u1ea1m\u201d.<\/i>\u00a0Tuy nhi\u00ean, theo\u00a0<\/a>kho\u1ea3n 2 \u0110i\u1ec1u 155 BLDS n\u0103m 2015\u00a0th\u00ec kh\u00f4ng \u00e1p d\u1ee5ng th\u1eddi hi\u1ec7u \u0111\u1ed1i v\u1edbi\u00a0\u201cY\u00eau c\u1ea7u b\u1ea3o v\u1ec7 quy\u1ec1n s\u1edf h\u1eefu, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p B\u1ed9 lu\u1eadt n\u00e0y, lu\u1eadt kh\u00e1c c\u00f3 li\u00ean quan quy \u0111\u1ecbnh kh\u00e1c\u201d<\/i>, n\u00ean T\u00f2a \u00e1n v\u1eabn th\u1ee5 l\u00fd, gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n\u00a0\u201cTranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d<\/i>\u00a0theo th\u1ee7 t\u1ee5c chung 7.<\/span><\/p>\n

<\/a>7. Vi ph\u1ea1m trong vi\u1ec7c ph\u1ea1t vi ph\u1ea1m v\u00e0 t\u00ednh l\u00e3i<\/span><\/b><\/p>\n

7.1. X\u00e1c \u0111\u1ecbnh vi\u1ec7c ph\u1ea1t vi ph\u1ea1m kh\u00f4ng \u0111\u00fang<\/span><\/b><\/p>\n

Th\u1ef1c t\u1ebf, trong nhi\u1ec1u H\u0110TD c\u00f3 quy \u0111\u1ecbnh th\u00eam \u0111i\u1ec1u kho\u1ea3n v\u1ec1 ph\u1ea1t vi ph\u1ea1m \u0111\u1ed1i v\u1edbi vi\u1ec7c qu\u00e1 h\u1ea1n c\u1ee7a h\u1ee3p \u0111\u1ed3ng ngo\u00e0i vi\u1ec7c chuy\u1ec3n sang n\u1ee3 qu\u00e1 h\u1ea1n. V\u1ec1 b\u1ea3n ch\u1ea5t, \u0111\u00e2y l\u00e0 kho\u1ea3n ph\u1ea1t qu\u00e1 h\u1ea1n (th\u01b0\u1eddng b\u1eb1ng 150% l\u00e3i su\u1ea5t trong h\u1ea1n); khi ph\u00e1t sinh tranh ch\u1ea5p, nhi\u1ec1u T\u00f2a \u00e1n c\u0103n c\u1ee9 th\u1ecfa thu\u1eadn t\u1ea1i H\u0110TD \u0111\u00e3 c\u00f4ng nh\u1eadn \u0111i\u1ec1u kho\u1ea3n n\u00e0y l\u00e0 kh\u00f4ng \u0111\u00fang.<\/span><\/p>\n

V\u00ed d\u1ee5: V\u1ee5 \u00e1n\u00a0\u201cTranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d\u00a0<\/i>gi\u1eefa nguy\u00ean \u0111\u01a1n l\u00e0 Ng\u00e2n h\u00e0ng S v\u1edbi b\u1ecb \u0111\u01a1n l\u00e0 C\u00f4ng ty \u0110, ng\u01b0\u1eddi li\u00ean quan l\u00e0 b\u00e0 Nguy\u1ec5n Th\u1ecb C, Nguy\u1ec5n Th\u1ecb T\u2026 theo H\u0110TD c\u00e1c b\u00ean th\u1ecfa thu\u1eadn v\u1ec1 l\u00e3i su\u1ea5t qu\u00e1 h\u1ea1n b\u1eb1ng 150% l\u00e3i su\u1ea5t vay trong h\u1ea1n nh\u01b0ng l\u1ea1i c\u00f2n th\u1ecfa thu\u1eadn v\u1ec1 l\u00e3i ph\u1ea1t ch\u1eadm tr\u1ea3 (=150% l\u00e3i su\u1ea5t vay trong h\u1ea1n) \u0111\u1ed1i v\u1edbi s\u1ed1 ti\u1ec1n l\u00e3i ch\u01b0a thanh to\u00e1n \u0111\u00fang h\u1ea1n theo h\u1ee3p \u0111\u1ed3ng l\u00e0\u00a0l\u00e3i ch\u1ed3ng l\u00e3i, ph\u1ea1t ch\u1ed3ng ph\u1ea1t 8.<\/b><\/span><\/p>\n

Qu\u00e1 tr\u00ecnh ki\u1ec3m s\u00e1t, KSV c\u1ea7n l\u01b0u \u00fd: Hi\u1ec7n nay, ch\u01b0a c\u00f3 quy \u0111\u1ecbnh n\u00e0o cho ph\u00e9p ph\u1ea1t nhi\u1ec1u l\u1ea7n v\u1ec1 c\u00f9ng vi ph\u1ea1m trong H\u0110TD.\u00a0<\/a>\u0110i\u1ec1u 12 Ngh\u1ecb quy\u1ebft 01\/2019\/NQ-H\u0110TP\u00a0ng\u00e0y 11\/01\/2019 c\u1ee7a H\u1ed9i \u0111\u1ed3ng Th\u1ea9m ph\u00e1n TAND t\u1ed1i cao h\u01b0\u1edbng d\u1eabn \u00e1p d\u1ee5ng m\u1ed9t s\u1ed1 quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 l\u00e3i, l\u00e3i su\u1ea5t, ph\u1ea1t vi ph\u1ea1m (Ngh\u1ecb quy\u1ebft 01\/2019\/NQ-H\u0110TP) quy \u0111\u1ecbnh nguy\u00ean t\u1eafc\u00a0\u201cch\u1ec9 x\u1eed l\u00fd m\u1ed9t l\u1ea7n \u0111\u1ed1i m\u1ed7i h\u00e0nh vi kh\u00f4ng tr\u1ea3 n\u1ee3 \u0111\u00fang h\u1ea1n\u201d.<\/i>\u00a0Do v\u1eady, n\u1ebfu c\u00e1c b\u00ean \u0111\u00e3 th\u1ecfa thu\u1eadn v\u1ec1 l\u00e3i su\u1ea5t qu\u00e1 h\u1ea1n (th\u01b0\u1eddng b\u1eb1ng 150% l\u00e3i su\u1ea5t vay trong h\u1ea1n), l\u1ea1i c\u00f2n quy \u0111\u1ecbnh th\u00eam kho\u1ea3n ph\u1ea1t ch\u1eadm tr\u1ea3 ho\u1eb7c l\u00e3i \u0111\u1ed1i v\u1edbi l\u00e3i ch\u1eadm tr\u1ea3 l\u00e0 kh\u00f4ng \u0111\u00fang 9.<\/span><\/p>\n

7.2. Vi ph\u1ea1m v\u1ec1 vi\u1ec7c kh\u00f4ng x\u00e1c \u0111\u1ecbnh l\u00e3i su\u1ea5t theo th\u1ecfa thu\u1eadn v\u00e0 kh\u00f4ng \u00e1p d\u1ee5ng vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t theo h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng<\/span><\/b><\/p>\n

Trong m\u1ed9t s\u1ed1 H\u0110TD, c\u00e1c b\u00ean c\u00f3 th\u1ecfa thu\u1eadn v\u1ec1 l\u00e3i su\u1ea5t cho vay, g\u1ed3m: l\u00e3i su\u1ea5t cho vay trong h\u1ea1n, l\u00e3i su\u1ea5t n\u1ee3 qu\u00e1 h\u1ea1n, vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t cho vay theo t\u1eebng th\u1eddi k\u1ef3 c\u1ee7a TCTD. Tuy nhi\u00ean, \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m x\u00e9t x\u1eed s\u01a1 th\u1ea9m, kh\u00e1ch h\u00e0ng vay ch\u01b0a thanh to\u00e1n, ho\u1eb7c thanh to\u00e1n kh\u00f4ng \u0111\u1ee7 s\u1ed1 ti\u1ec1n n\u1ee3 g\u1ed1c, l\u00e3i, c\u00f3 tr\u01b0\u1eddng h\u1ee3p T\u00f2a \u00e1n tuy\u00ean:\u00a0\u201c\u00c1p d\u1ee5ng l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u00f4ng b\u1ed1 t\u01b0\u01a1ng \u1ee9ng v\u1edbi th\u1eddi gian ch\u1eadm thi h\u00e0nh \u00e1n\u201d<\/i>\u00a0v\u00e0 kh\u00f4ng \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t vay theo th\u1ecfa thu\u1eadn c\u1ee7a c\u00e1c b\u00ean trong H\u0110TD l\u00e0 kh\u00f4ng \u0111\u00fang, d\u1eabn \u0111\u1ebfn nhi\u1ec1u b\u1ea3n \u00e1n, quy\u1ebft \u0111\u1ecbnh b\u1ecb h\u1ee7y, s\u1eeda.<\/span><\/p>\n

Qu\u00e1 tr\u00ecnh ki\u1ec3m s\u00e1t, KSV c\u1ea7n l\u01b0u \u00fd: Tr\u01b0\u1eddng h\u1ee3p n\u00e0y, kh\u00e1ch h\u00e0ng vay ph\u1ea3i ti\u1ebfp t\u1ee5c thanh to\u00e1n ti\u1ec1n n\u1ee3 g\u1ed1c ch\u01b0a thanh to\u00e1n, ti\u1ec1n l\u00e3i tr\u00ean n\u1ee3 g\u1ed1c trong h\u1ea1n, l\u00e3i n\u1ee3 qu\u00e1 h\u1ea1n theo\u00a0m\u1ee9c l\u00e3i su\u1ea5t m\u00e0 c\u00e1c b\u00ean th\u1ecfa thu\u1eadn trong H\u0110TD\u00a0<\/b>cho \u0111\u1ebfn khi thanh to\u00e1n xong kho\u1ea3n n\u1ee3 g\u1ed1c n\u00e0y. Tr\u01b0\u1eddng h\u1ee3p c\u00e1c b\u00ean th\u1ecfa thu\u1eadn vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh m\u1ee9c l\u00e3i su\u1ea5t cho vay theo t\u1eebng th\u1eddi k\u1ef3 c\u1ee7a TCTD th\u00ec l\u00e3i su\u1ea5t m\u00e0 kh\u00e1ch h\u00e0ng vay ph\u1ea3i ti\u1ebfp t\u1ee5c thanh to\u00e1n theo quy\u1ebft \u0111\u1ecbnh c\u1ee7a T\u00f2a \u00e1n c\u0169ng s\u1ebd \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh cho ph\u00f9 h\u1ee3p v\u1edbi s\u1ef1 \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t c\u1ee7a TCTD10.<\/span><\/p>\n

7.3. V\u1ec1 c\u0103n c\u1ee9 x\u00e1c \u0111\u1ecbnh c\u00e1ch t\u00ednh kho\u1ea3n ti\u1ec1n l\u00e3i k\u1ec3 t\u1eeb ng\u00e0y ti\u1ebfp theo c\u1ee7a ng\u00e0y x\u00e9t x\u1eed s\u01a1 th\u1ea9m<\/span><\/b><\/p>\n

T\u1eeb khi c\u00f3 \u00c1n l\u1ec7 s\u1ed1 08\/2016\/AL ng\u00e0y 17\/10\/2016 v\u1ec1 x\u00e1c \u0111\u1ecbnh l\u00e3i su\u1ea5t, vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t trong H\u0110TD k\u1ec3 t\u1eeb ng\u00e0y ti\u1ebfp theo c\u1ee7a ng\u00e0y x\u00e9t x\u1eed s\u01a1 th\u1ea9m, nhi\u1ec1u T\u00f2a \u00e1n \u0111\u00e3 x\u00e1c \u0111\u1ecbnh c\u00e1c kho\u1ea3n ti\u1ec1n vay c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, ngo\u00e0i kho\u1ea3n ti\u1ec1n n\u1ee3 g\u1ed1c, l\u00e3i vay trong h\u1ea1n, l\u00e3i vay qu\u00e1 h\u1ea1n, ph\u00ed m\u00e0 kh\u00e1ch h\u00e0ng vay ph\u1ea3i thanh to\u00e1n cho b\u00ean cho vay theo H\u0110TD t\u00ednh \u0111\u1ebfn ng\u00e0y x\u00e9t x\u1eed s\u01a1 th\u1ea9m, th\u00ec\u00a0\u201ck\u1ec3 t\u1eeb ng\u00e0y ti\u1ebfp theo c\u1ee7a ng\u00e0y x\u00e9t x\u1eed s\u01a1 th\u1ea9m kh\u00e1ch h\u00e0ng vay c\u00f2n ph\u1ea3i ti\u1ebfp t\u1ee5c kho\u1ea3n\u00a0l\u00e3i qu\u00e1 h\u1ea1n c\u1ee7a s\u1ed1 ti\u1ec1n n\u1ee3 g\u1ed1c ch\u01b0a thanh to\u00e1n<\/b>, theo m\u1ee9c l\u00e3i su\u1ea5t m\u00e0 c\u00e1c b\u00ean th\u1ecfa thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng cho \u0111\u1ebfn khi thanh to\u00e1n xong kho\u1ea3n n\u1ee3 g\u1ed1c n\u00e0y\u201d.<\/i><\/span><\/p>\n

Tuy nhi\u00ean, \u0111\u1ebfn khi ban h\u00e0nh Ngh\u1ecb quy\u1ebft s\u1ed1\u00a001\/2019\/NQ-H\u0110TP\u00a0th\u00ec vi\u1ec7c x\u00e1c \u0111\u1ecbnh m\u1ee9c l\u00e3i su\u1ea5t, th\u1eddi \u0111i\u1ec3m t\u00ednh l\u00e3i su\u1ea5t v\u00e0 s\u1ed1 ti\u1ec1n \u0111\u1ec3 t\u00ednh l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c h\u01b0\u1edbng d\u1eabn kh\u00e1i qu\u00e1t, \u0111\u1ea7y \u0111\u1ee7 h\u01a1n, c\u1ee5 th\u1ec3 nh\u01b0 sau:\u00a0\u201c\u0110\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p ch\u1eadm th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 trong h\u1ee3p \u0111\u1ed3ng m\u00e0 c\u00e1c b\u00ean c\u00f3 th\u1ecfa thu\u1eadn v\u1ec1 vi\u1ec7c tr\u1ea3 l\u00e3i th\u00ec quy\u1ebft \u0111\u1ecbnh k\u1ec3 t\u1eeb ng\u00e0y ti\u1ebfp theo c\u1ee7a ng\u00e0y x\u00e9t x\u1eed s\u01a1 th\u1ea9m cho \u0111\u1ebfn khi thi h\u00e0nh \u00e1n xong, b\u00ean ph\u1ea3i thi h\u00e0nh \u00e1n c\u00f2n ph\u1ea3i ch\u1ecbu kho\u1ea3n ti\u1ec1n\u00a0l\u00e3i c\u1ee7a s\u1ed1 ti\u1ec1n c\u00f2n ph\u1ea3i thi h\u00e0nh \u00e1n<\/b>\u00a0theo m\u1ee9c l\u00e3i su\u1ea5t c\u00e1c b\u00ean th\u1ecfa thu\u1eadn nh\u01b0ng ph\u1ea3i ph\u00f9 h\u1ee3p v\u1edbi quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt; n\u1ebfu kh\u00f4ng c\u00f3 th\u1ecfa thu\u1eadn v\u1ec1 m\u1ee9c l\u00e3i su\u1ea5t th\u00ec quy\u1ebft \u0111\u1ecbnh theo m\u1ee9c l\u00e3i su\u1ea5t quy \u0111\u1ecbnh t\u1ea1i\u00a0<\/a>kho\u1ea3n 2 \u0110i\u1ec1u 468 c\u1ee7a B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 n\u0103m 2015\u201d<\/i>\u00a0(<\/a>\u0111i\u1ec3m a, kho\u1ea3n 1 \u0110i\u1ec1u 13). V\u00ec v\u1eady, khi ki\u1ec3m s\u00e1t vi\u1ec7c quy\u1ebft \u0111\u1ecbnh l\u00e3i, l\u00e3i su\u1ea5t trong b\u1ea3n \u00e1n, quy\u1ebft \u0111\u1ecbnh c\u1ee7a T\u00f2a \u00e1n \u0111\u1ed1i v\u1edbi lo\u1ea1i \u00e1n v\u1ec1 tranh ch\u1ea5p H\u0110TD, KSV c\u1ea7n ch\u00fa \u00fd \u00e1p d\u1ee5ng cho ch\u00ednh x\u00e1c v\u00e0 \u0111\u1ea7y \u0111\u1ee7 v\u0103n b\u1ea3n ph\u00e1p lu\u1eadt h\u01b0\u1edbng d\u1eabn v\u1ec1 c\u00e1ch tuy\u00ean \u00e1n n\u00e0y11.<\/span><\/p>\n

Ngo\u00e0i ra, tr\u01b0\u1eddng h\u1ee3p khi ki\u1ec3m s\u00e1t th\u1ea5y nguy\u00ean \u0111\u01a1n (TCTD) ch\u1ec9 cung c\u1ea5p duy nh\u1ea5t m\u1ed9t b\u1ea3ng t\u1ed5ng v\u1ec1 l\u00e3i t\u00ednh \u0111\u1ebfn ng\u00e0y x\u00e9t x\u1eed; kh\u00f4ng c\u00f3 t\u00e0i li\u1ec7u gi\u1ea3i tr\u00ecnh vi\u1ec7c t\u00ednh l\u00e3i chi ti\u1ebft trong h\u1ea1n v\u00e0 qu\u00e1 h\u1ea1n, n\u1ebfu th\u1ea5y vi\u1ec7c t\u00ednh l\u00e3i kh\u00f4ng h\u1ee3p l\u00fd (th\u1ef1c t\u1ebf c\u00f3 kh\u00f4ng \u00edt v\u1ee5 t\u00ednh l\u00e3i qu\u00e1 cao, l\u00e3i ch\u1ed3ng l\u00e3i, ph\u1ea1t ch\u1ed3ng ph\u1ea1t), KSV xem x\u00e9t \u0111\u1ec1 ngh\u1ecb H\u0110XX t\u1ea1m ng\u1eebng phi\u00ean t\u00f2a \u0111\u1ec3 thu th\u1eadp th\u00eam t\u00e0i li\u1ec7u, ch\u1ee9ng c\u1ee9 theo quy \u0111\u1ecbnh t\u1ea1i\u00a0<\/a>\u0111i\u1ec3m c, kho\u1ea3n 1 \u0110i\u1ec1u 259 BLTTDS n\u0103m 2015.<\/span><\/p>\n

<\/a>8. Kh\u00f4ng xem x\u00e9t vi\u1ec7c th\u1ea9m \u0111\u1ecbnh t\u1ea1i ch\u1ed7 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p<\/span><\/b><\/p>\n

Kh\u00f4ng \u00edt tr\u01b0\u1eddng h\u1ee3p, T\u00f2a \u00e1n kh\u00f4ng xem x\u00e9t th\u1ea9m \u0111\u1ecbnh t\u1ea1i ch\u1ed7, v\u00ec cho r\u1eb1ng kh\u00f4ng c\u00f3 ai y\u00eau c\u1ea7u, ho\u1eb7c tr\u01b0\u1eddng h\u1ee3p v\u1ee5 \u00e1n b\u1ecb h\u1ee7y \u0111\u1ec3 x\u00e9t x\u1eed l\u1ea1i th\u00ec T\u00f2a \u00e1n cho r\u1eb1ng giai \u0111o\u1ea1n x\u00e9t x\u1eed tr\u01b0\u1edbc \u0111\u00e2y \u0111\u00e3 xem x\u00e9t th\u1ea9m \u0111\u1ecbnh t\u1ea1i ch\u1ed7. Vi ph\u1ea1m n\u00e0y, d\u1eabn \u0111\u1ebfn b\u1ea3n \u00e1n, quy\u1ebft \u0111\u1ecbnh b\u1ecb h\u1ee7y \u1edf c\u1ea5p gi\u00e1m \u0111\u1ed1c th\u1ea9m.<\/span><\/p>\n

V\u00ed d\u1ee5: C\u00f4ng ty K vay c\u1ee7a Ng\u00e2n h\u00e0ng C 20.000.000.000 \u0111\u1ed3ng, t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m l\u00e0 nh\u00e0 \u0111\u1ea5t \u0111\u1ee9ng t\u00ean b\u00e0 Nguy\u1ec5n Xu\u00e2n H t\u1ea1i th\u00f4n PM, x\u00e3 M\u0110, huy\u1ec7n TL, th\u00e0nh ph\u1ed1 H. Do vi ph\u1ea1m ngh\u0129a v\u1ee5 thanh to\u00e1n, Ng\u00e2n h\u00e0ng C kh\u1edfi ki\u1ec7n y\u00eau c\u1ea7u C\u00f4ng ty K thanh to\u00e1n ti\u1ec1n v\u00e0 x\u1eed l\u00fd TSTC. Qu\u00e1 tr\u00ecnh gi\u1ea3i quy\u1ebft, t\u1ea1i B\u1ea3n \u00e1n ph\u00fac th\u1ea9m (l\u1ea7n 2) s\u1ed1 43\/2017\/KDTM-PT ng\u00e0y 06\/3\/2017 c\u1ee7a TAND c\u1ea5p cao quy\u1ebft \u0111\u1ecbnh (t\u00f3m t\u1eaft):\u00a0Tr\u01b0\u1eddng h\u1ee3p C\u00f4ng ty K kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3 th\u00ec Ng\u00e2n h\u00e0ng C c\u00f3 quy\u1ec1n y\u00eau c\u1ea7u ph\u00e1t m\u00e3i nh\u00e0 \u0111\u1ea5t t\u1ea1i th\u00f4n PM, x\u00e3 M\u0110, huy\u1ec7n TL, th\u00e0nh ph\u1ed1 H theo Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t s\u1ed1 AA 242706 do UBND huy\u1ec7n TL c\u1ea5p ng\u00e0y 20\/8\/2004 cho b\u00e0 Nguy\u1ec5n Xu\u00e2n H ng\u00e0y 09\/02\/2012 \u0111\u1ec3 tr\u1ea3 n\u1ee3 cho C\u00f4ng ty K.<\/i><\/span><\/p>\n

Tuy nhi\u00ean, th\u1ef1c t\u1ebf t\u00e0i s\u1ea3n n\u00e0y kh\u00f4ng c\u00f2n c\u1ee7a b\u00e0 Nguy\u1ec5n Xu\u00e2n H, do sau khi B\u1ea3n \u00e1n ph\u00fac th\u1ea9m (l\u1ea7n 1) s\u1ed1 168\/2014\/KDTM-PT ng\u00e0y 17\/9\/2014 T\u00f2a ph\u00fac th\u1ea9m bu\u1ed9c Ng\u00e2n h\u00e0ng C ph\u1ea3i tr\u1ea3 l\u1ea1i cho b\u00e0 H GCN QSD\u0110 s\u1ed1 AA 242706, b\u00e0 H \u0111\u00e3 chuy\u1ec3n nh\u01b0\u1ee3ng cho b\u00e0 Th, b\u00e0 Th t\u00e1ch nhi\u1ec1u th\u1eeda \u0111\u1ea5t chuy\u1ec3n nh\u01b0\u1ee3ng cho nhi\u1ec1u ng\u01b0\u1eddi. \u0110\u1ebfn khi x\u00e9t x\u1eed ph\u00fac th\u1ea9m l\u1ea1i l\u1ea7n 2, T\u00f2a \u00e1n kh\u00f4ng xem x\u00e9t th\u1ea9m \u0111\u1ecbnh t\u1ea1i ch\u1ed7, x\u00e1c \u0111\u1ecbnh hi\u1ec7n tr\u1ea1ng t\u00e0i s\u1ea3n ai \u0111ang qu\u1ea3n l\u00fd, s\u1eed d\u1ee5ng v\u00e0 c\u0169ng kh\u00f4ng x\u1eed l\u00fd h\u1eadu qu\u1ea3 c\u1ee7a vi\u1ec7c thi h\u00e0nh \u00e1n theo quy \u0111\u1ecbnh t\u1ea1i\u00a0<\/a>kho\u1ea3n 5 \u0110i\u1ec1u 313 BLTTDS n\u0103m 2015, n\u00ean \u0111\u00e3 b\u1ecb c\u1ea5p gi\u00e1m \u0111\u1ed1c th\u1ea9m h\u1ee7y \u00e1n \u0111\u1ec3 gi\u1ea3i quy\u1ebft l\u1ea1i ph\u1ea7n TSTC 12.<\/span><\/p>\n

Khi ki\u1ec3m s\u00e1t vi\u1ec7c xem x\u00e9t, th\u1ea9m \u0111\u1ecbnh t\u1ea1i ch\u1ed7 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, KSV c\u1ea7n ki\u1ec3m s\u00e1t ch\u1eb7t ch\u1ebd vi\u1ec7c T\u00f2a \u00e1n xem x\u00e9t, th\u1ea9m \u0111\u1ecbnh t\u1ea1i ch\u1ed7 TSTC theo\u00a0<\/a>\u0110i\u1ec1u 101 BLTTDS n\u0103m 2015. C\u1ee5 th\u1ec3 l\u00e0, vi\u1ec7c xem x\u00e9t, th\u1ea9m \u0111\u1ecbnh t\u1ea1i ch\u1ed7 c\u1ee7a T\u00f2a \u00e1n c\u00f3 m\u00f4 t\u1ea3 \u0111\u00fang, \u0111\u1ea7y \u0111\u1ee7 hi\u1ec7n tr\u1ea1ng TSTC kh\u00f4ng? c\u00f3 \u0111o v\u1ebd, x\u00e1c \u0111\u1ecbnh ch\u00ednh x\u00e1c c\u1ee5 th\u1ec3 v\u1ecb tr\u00ed t\u00e0i s\u1ea3n (tr\u01b0\u1eddng h\u1ee3p c\u1ea7n thi\u1ebft ph\u1ea3i c\u00f3 b\u1ea3n \u1ea3nh \u0111\u1ec3 quan s\u00e1t t\u00e0i s\u1ea3n tr\u00ean th\u1ef1c t\u1ebf); \u0111\u1ed3ng th\u1eddi x\u00e1c \u0111\u1ecbnh ng\u01b0\u1eddi c\u00f3 quy\u1ec1n \u0111\u1ed1i v\u1edbi TSTC, ho\u1eb7c ai \u0111ang qu\u1ea3n l\u00fd, s\u1eed d\u1ee5ng TSTC v\u00e0 TSTC tr\u00ean th\u1ef1c t\u1ebf c\u00f3 kh\u00e1c g\u00ec so v\u1edbi t\u00e0i s\u1ea3n th\u1ec3 hi\u1ec7n tr\u00ean gi\u1ea5y t\u1edd hay kh\u00f4ng \u0111\u1ec3 gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n m\u1ed9t c\u00e1ch to\u00e0n di\u1ec7n, tri\u1ec7t \u0111\u1ec3.<\/span><\/p>\n

Qu\u00e1 tr\u00ecnh ki\u1ec3m s\u00e1t, KSV c\u1ea7n l\u01b0u \u00fd: Tr\u01b0\u1eddng h\u1ee3p T\u00f2a \u00e1n kh\u00f4ng ti\u1ebfn h\u00e0nh xem x\u00e9t th\u1ea9m \u0111\u1ecbnh t\u1ea1i ch\u1ed7 v\u00ec cho r\u1eb1ng kh\u00f4ng c\u00f3 ai y\u00eau c\u1ea7u, ho\u1eb7c tr\u01b0\u1eddng h\u1ee3p khi v\u1ee5 \u00e1n b\u1ecb h\u1ee7y \u0111\u1ec3 x\u00e9t x\u1eed l\u1ea1i T\u00f2a \u00e1n cho r\u1eb1ng giai \u0111o\u1ea1n x\u00e9t x\u1eed tr\u01b0\u1edbc \u0111\u00e2y \u0111\u00e3 xem x\u00e9t th\u1ea9m \u0111\u1ecbnh t\u1ea1i ch\u1ed7, th\u00ec KSV c\u1ea7n y\u00eau c\u1ea7u T\u00f2a \u00e1n xem x\u00e9t, th\u1ea9m \u0111\u1ecbnh l\u1ea1i t\u00e0i s\u1ea3n, v\u00ec qua th\u1eddi gian, t\u00e0i s\u1ea3n c\u00f3 th\u1ec3 c\u00f3 nh\u1eefng bi\u1ebfn \u0111\u1ed9ng, nh\u01b0 c\u00f3 s\u1ef1 thay \u0111\u1ed5i v\u1ec1 t\u00e0i s\u1ea3n tr\u00ean \u0111\u1ea5t, ng\u01b0\u1eddi qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n \u2026<\/span><\/p>\n

<\/a>9. Vi\u1ec7c tuy\u00ean h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p b\u1ecb v\u00f4 hi\u1ec7u kh\u00f4ng \u0111\u00fang<\/span><\/b><\/p>\n

Th\u1ef1c t\u1ebf, x\u1ea3y ra nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p tr\u00ean \u0111\u1ea5t c\u00f3 nhi\u1ec1u lo\u1ea1i t\u00e0i s\u1ea3n m\u00e0 c\u00f3 t\u00e0i s\u1ea3n thu\u1ed9c s\u1edf h\u1eefu c\u1ee7a ng\u01b0\u1eddi s\u1eed d\u1ee5ng \u0111\u1ea5t \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p, c\u00f3 t\u00e0i s\u1ea3n thu\u1ed9c s\u1edf h\u1eefu c\u1ee7a ng\u01b0\u1eddi kh\u00e1c. Khi gi\u1ea3i quy\u1ebft, m\u1ed9t s\u1ed1 T\u00f2a \u00e1n tuy\u00ean v\u00f4 hi\u1ec7u to\u00e0n b\u1ed9 (ho\u1eb7c v\u00f4 hi\u1ec7u m\u1ed9t ph\u1ea7n) h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p (H\u0110TC), trong khi H\u0110TC c\u00f3 n\u1ed9i dung v\u00e0 h\u00ecnh th\u1ee9c ph\u00f9 h\u1ee3p v\u1edbi quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt l\u00e0 kh\u00f4ng \u0111\u00fang.<\/span><\/p>\n

V\u00ed d\u1ee5: V\u1ee5 \u00e1n\u00a0\u201cTranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d<\/i>\u00a0gi\u1eefa nguy\u00ean \u0111\u01a1n l\u00e0 Ng\u00e2n h\u00e0ng A v\u1edbi b\u1ecb \u0111\u01a1n l\u00e0 C\u00f4ng ty B. \u0110\u1ec3 \u0111\u1ea3m b\u1ea3o cho kho\u1ea3n vay \u0111\u01b0\u1ee3c gi\u1ea3i ng\u00e2n 3.066.191.933 \u0111\u1ed3ng, ng\u00e0y 11\/6\/2008, \u00f4ng Tr\u1ea7n Duy\u00ean H v\u00e0 b\u00e0 L\u01b0u Th\u1ecb Minh N \u0111\u00e3 th\u1ebf ch\u1ea5p nh\u00e0, \u0111\u1ea5t t\u1ea1i t\u1ed5 28, ph\u01b0\u1eddng E, qu\u1eadn G, th\u00e0nh ph\u1ed1 H, g\u1ed3m: di\u1ec7n t\u00edch \u0111\u1ea5t \u1edf 147,7m2<\/sup>, di\u1ec7n t\u00edch nh\u00e0 \u1edf 85m2<\/sup>, s\u1ed1 t\u1ea7ng: 02+01, H\u0110TC \u0111\u01b0\u1ee3c c\u00f4ng ch\u1ee9ng v\u00e0 \u0111\u0103ng k\u00fd giao d\u1ecbch b\u1ea3o \u0111\u1ea3m. Ngo\u00e0i ra, th\u1ef1c t\u1ebf c\u00f2n c\u00f3 c\u0103n nh\u00e0 3,5 t\u1ea7ng do \u00f4ng Tr\u1ea7n L\u01b0u H2 l\u00e0 con \u00f4ng H v\u00e0 b\u00e0 N x\u00e2y d\u1ef1ng n\u0103m 2002 nh\u01b0ng ch\u01b0a \u0111\u0103ng k\u00fd s\u1edf h\u1eefu, kh\u00f4ng \u0111\u01b0a v\u00e0o H\u0110TC. Tr\u01b0\u1eddng h\u1ee3p n\u00e0y, tr\u00ean \u0111\u1ea5t c\u1ee7a nhi\u1ec1u t\u00e0i s\u1ea3n g\u1eafn li\u1ec1n v\u1edbi \u0111\u1ea5t, trong \u0111\u00f3 c\u00f3 t\u00e0i s\u1ea3n thu\u1ed9c quy\u1ec1n s\u1edf h\u1eefu c\u1ee7a ng\u01b0\u1eddi th\u1ebf ch\u1ea5p, c\u00f3 t\u00e0i s\u1ea3n thu\u1ed9c quy\u1ec1n s\u1edf h\u1eefu c\u1ee7a ng\u01b0\u1eddi kh\u00e1c, m\u00e0 ng\u01b0\u1eddi th\u1ebf ch\u1ea5p ch\u1ec9 th\u1ebf ch\u1ea5p quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t v\u00e0 t\u00e0i s\u1ea3n g\u1eafn li\u1ec1n v\u1edbi \u0111\u1ea5t thu\u1ed9c s\u1edf h\u1eefu c\u1ee7a m\u00ecnh. N\u1ed9i dung v\u00e0 h\u00ecnh th\u1ee9c c\u1ee7a H\u0110TC ph\u00f9 h\u1ee3p v\u1edbi quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt th\u00ec H\u0110TC c\u00f3 hi\u1ec7u l\u1ef1c ph\u00e1p lu\u1eadt. Nh\u01b0ng qu\u00e1 tr\u00ecnh gi\u1ea3i quy\u1ebft, T\u00f2a \u00e1n c\u1ea5p ph\u00fac th\u1ea9m x\u00e1c \u0111\u1ecbnh H\u0110TC v\u00f4 hi\u1ec7u m\u1ed9t ph\u1ea7n hay v\u00f4 hi\u1ec7u to\u00e0n b\u1ed9 (do th\u1ebf ch\u1ea5p thi\u1ebfu c\u0103n nh\u00e0 3,5 t\u1ea7ng) \u0111\u1ec1u kh\u00f4ng \u0111\u00fang, n\u00ean \u0111\u00e3 b\u1ecb c\u1ea5p gi\u00e1m \u0111\u1ed1c th\u1ea9m h\u1ee7y \u00e1n \u0111\u1ec3 gi\u1ea3i quy\u1ebft l\u1ea1i ph\u1ea7n TSTC\u00a013.<\/span><\/p>\n

Qu\u00e1 tr\u00ecnh ki\u1ec3m s\u00e1t, KSV c\u1ea7n l\u01b0u \u00fd: Khi xem x\u00e9t \u0111\u1ebfn hi\u1ec7u l\u1ef1c c\u1ee7a H\u0110TC, BLDS n\u0103m 2015 \u0111\u00e3 quy \u0111\u1ecbnh m\u1edbi 02 \u0111i\u1ec1u lu\u1eadt (\u0110i\u1ec1u 325 v\u1ec1 th\u1ebf ch\u1ea5p quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t\u00a0m\u00e0 kh\u00f4ng th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n g\u1eafn li\u1ec1n v\u1edbi \u0111\u1ea5t, \u0110i\u1ec1u 326 v\u1ec1 th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n g\u1eafn li\u1ec1n v\u1edbi \u0111\u1ea5t m\u00e0 kh\u00f4ng th\u1ebf ch\u1ea5p quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t); \u0111\u1ed3ng th\u1eddi c\u00f3 quy \u0111\u1ecbnh m\u1edbi b\u1ea3o v\u1ec7 ng\u01b0\u1eddi th\u1ee9 ba ngay t\u00ecnh (\u0110i\u1ec1u 133), C\u00f4ng v\u0103n Gi\u1ea3i \u0111\u00e1p nghi\u1ec7p v\u1ee5 s\u1ed1 02\/2021\/TANDTC-PC ng\u00e0y 02\/8\/2021 c\u1ee7a TAND t\u1ed1i cao (<\/a>m\u1ee5c 1 ph\u1ea7n III) v\u00e0 \u0111\u00e3 c\u00f3 03 \u00c1n l\u1ec7 li\u00ean quan \u0111\u1ebfn hi\u1ec7u l\u1ef1c c\u1ee7a H\u0110TC 14. Nh\u00ecn chung, tr\u01b0\u1eddng h\u1ee3p H\u0110TC \u0111\u01b0\u1ee3c k\u00fd k\u1ebft t\u1ef1 nguy\u1ec7n, \u0111\u01b0\u1ee3c c\u00f4ng ch\u1ee9ng, ch\u1ee9ng th\u1ef1c, t\u00e0i s\u1ea3n \u0111\u00e3 \u0111\u01b0\u1ee3c TCTD xem x\u00e9t, th\u1ea9m \u0111\u1ecbnh v\u00e0 \u0111\u0103ng k\u00fd giao d\u1ecbch b\u1ea3o \u0111\u1ea3m \u0111\u00fang quy \u0111\u1ecbnh, th\u00ec kh\u00f4ng v\u00ec nh\u1eefng l\u00fd do nh\u01b0 c\u00f3 t\u00e0i s\u1ea3n ph\u00e1t sinh tr\u00ean \u0111\u1ea5t tranh ch\u1ea5p, giao d\u1ecbch v\u1ec1 t\u00e0i s\u1ea3n tr\u01b0\u1edbc \u0111\u00f3 b\u1ecb v\u00f4 hi\u1ec7u \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh v\u00f4 hi\u1ec7u, m\u00e0 ph\u1ea3i c\u00f4ng nh\u1eadn hi\u1ec7u l\u1ef1c c\u1ee7a H\u0110TC.<\/span><\/p>\n

<\/a>10. X\u00e1c \u0111\u1ecbnh vi\u1ec7c th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n c\u1ee7a b\u00ean th\u1ee9 ba v\u00f4 hi\u1ec7u kh\u00f4ng \u0111\u00fang<\/span><\/b><\/p>\n

C\u00f3 tr\u01b0\u1eddng h\u1ee3p t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n d\u00f9ng t\u00e0i s\u1ea3n c\u1ee7a ch\u00ednh m\u00ecnh \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m ngh\u0129a v\u1ee5 vay c\u1ee7a ng\u01b0\u1eddi kh\u00e1c. Tuy nhi\u00ean, m\u1ed9t s\u1ed1 c\u01a1 quan t\u1ed1 t\u1ee5ng l\u1ea1i cho r\u1eb1ng H\u0110TC \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n c\u1ee7a b\u00ean th\u1ee9 ba v\u00f4 hi\u1ec7u do nh\u1eadn th\u1ee9c r\u1eb1ng th\u1ef1c ch\u1ea5t \u0111\u00e2y l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o l\u00e3nh, do \u0111\u00f3 c\u00e1c b\u00ean ph\u1ea3i k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o l\u00e3nh ch\u1ee9 kh\u00f4ng ph\u1ea3i H\u0110TC c\u1ee7a b\u00ean th\u1ee9 ba. Nh\u1eadn th\u1ee9c kh\u00e1c c\u00f2n cho r\u1eb1ng, vi\u1ec7c b\u1ea3o l\u00e3nh kh\u00f4ng ch\u1ec9 \u0111\u1ecbnh t\u00e0i s\u1ea3n c\u1ee5 th\u1ec3 l\u00e0m t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, n\u1ebfu c\u00f3 vi\u1ec7c ch\u1ec9 \u0111\u1ecbnh n\u00e0y th\u00ec giao d\u1ecbch tr\u1edf th\u00e0nh giao d\u1ecbch c\u1ea7m c\u1ed1 ho\u1eb7c th\u1ebf ch\u1ea5p. Nh\u1eadn th\u1ee9c n\u00e0y l\u00e0 kh\u00f4ng \u0111\u00fang v\u1edbi c\u00e1c quy \u0111\u1ecbnh c\u1ee7a BLDS.<\/span><\/p>\n

Khi ki\u1ec3m s\u00e1t tr\u01b0\u1eddng h\u1ee3p n\u00e0y c\u1ea7n l\u01b0u \u00fd, m\u1ed9t s\u1ed1 TCTD \u0111\u1eb7t t\u00ean l\u00e0 \u201ch\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p\u201d ho\u1eb7c \u201ch\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p v\u00e0 b\u1ea3o l\u00e3nh\u201d, \u201ch\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p c\u1ee7a ng\u01b0\u1eddi th\u1ee9 ba\u201d\u2026 \u0111\u1ec1u mang t\u00ednh h\u00ecnh th\u1ee9c, v\u1ea5n \u0111\u1ec1 quan tr\u1ecdng l\u00e0 n\u1ed9i dung th\u1ecfa thu\u1eadn v\u00e0 khi c\u00f3 tranh ch\u1ea5p x\u1ea3y ra, c\u0103n c\u1ee9\u00a0kho\u1ea3n 1 \u0110i\u1ec1u 335 BLDS n\u0103m 2015\u00a0quy \u0111\u1ecbnh:\u00a0B\u1ea3o l\u00e3nh l\u00e0 vi\u1ec7c ng\u01b0\u1eddi th\u1ee9 ba cam k\u1ebft b\u00ean c\u00f3 quy\u1ec1n th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 thay cho b\u00ean c\u00f3 ngh\u0129a v\u1ee5, n\u1ebfu khi \u0111\u1ebfn th\u1eddi h\u1ea1n th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 m\u00e0 b\u00ean \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh kh\u00f4ng th\u1ef1c hi\u1ec7n ho\u1eb7c th\u1ef1c hi\u1ec7n kh\u00f4ng \u0111\u00fang ngh\u0129a v\u1ee5<\/i>\u00a0v\u00e0\u00a0<\/a>kho\u1ea3n 3 \u0110i\u1ec1u 336 BLDS n\u0103m 2015\u00a0quy \u0111\u1ecbnh:\u00a0\u201cC\u00e1c b\u00ean c\u00f3 th\u1ec3 th\u1ecfa thu\u1eadn s\u1eed d\u1ee5ng bi\u1ec7n ph\u00e1p b\u1ea3o \u0111\u1ea3m b\u1eb1ng t\u00e0i s\u1ea3n \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 b\u1ea3o l\u00e3nh\u201d.<\/i>\u00a0C\u0103n c\u1ee9 c\u00e1c quy \u0111\u1ecbnh tr\u00ean th\u00ec nh\u1eefng th\u1ecfa thu\u1eadn x\u1eed l\u00fd t\u00e0i s\u1ea3n c\u1ee7a b\u00ean th\u1ee9 ba ph\u00f9 h\u1ee3p v\u1edbi quy \u0111\u1ecbnh n\u00e0y v\u1eabn c\u00f3 hi\u1ec7u l\u1ef1c, kh\u00f4ng b\u1ecb v\u00f4 hi\u1ec7u.<\/span><\/p>\n

<\/a>11. Vi ph\u1ea1m do v\u01b0\u1ee3t qu\u00e1 ph\u1ea1m vi b\u1ea3o \u0111\u1ea3m cho kho\u1ea3n ti\u1ec1n vay<\/span><\/b><\/p>\n

M\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p khi b\u00ean c\u00f3 TSTC gi\u1edbi h\u1ea1n vi\u1ec7c th\u1ebf ch\u1ea5p \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o kho\u1ea3n vay trong ph\u1ea1m vi h\u1ea1n m\u1ee9c s\u1ed1 ti\u1ec1n vay nh\u1ea5t \u0111\u1ecbnh. Tuy nhi\u00ean, khi ph\u00e1t sinh tranh ch\u1ea5p, T\u00f2a \u00e1n kh\u00f4ng xem x\u00e9t k\u1ef9 tr\u01b0\u1eddng h\u1ee3p n\u00e0y, m\u00e0 \u00e1p d\u1ee5ng theo c\u00e1c h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p th\u00f4ng th\u01b0\u1eddng kh\u00f4ng b\u1ecb gi\u1edbi h\u1ea1n ph\u1ea1m vi th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n l\u00e0 kh\u00f4ng \u0111\u00fang quy \u0111\u1ecbnh, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn quy\u1ec1n v\u00e0 l\u1ee3i \u00edch h\u1ee3p ph\u00e1p c\u1ee7a \u0111\u01b0\u01a1ng s\u1ef1.<\/span><\/p>\n

V\u00ed d\u1ee5: V\u1ee5 \u00e1n\u00a0\u201cTranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d<\/i>\u00a0gi\u1eefa nguy\u00ean \u0111\u01a1n l\u00e0 Ng\u00e2n TT v\u1edbi b\u1ecb \u0111\u01a1n l\u00e0 C\u00f4ng ty MT, ng\u01b0\u1eddi li\u00ean quan l\u00e0 h\u1ed9 b\u00e0 Nguy\u1ec5n Th\u1ecb B\u00ecnh M v\u00e0 \u00f4ng Nguy\u1ec5n T\u1ed1ng T. Ng\u00e0y 14\/6\/2011, b\u00e0 M \u1ee7y quy\u1ec1n cho \u00f4ng T \u0111\u01b0\u1ee3c quy\u1ec1n th\u1ebf ch\u1ea5p m\u1ed9t ph\u1ea7n c\u00e1c th\u1eeda \u0111\u1ea5t s\u1ed1 81, th\u1eeda 531, 508, 509, 563, t\u1ea1i ph\u01b0\u1eddng L\u0110, qu\u1eadn T\u0110, th\u00e0nh ph\u1ed1 H. Tuy nhi\u00ean, c\u00f9ng ng\u00e0y 14\/6\/2011, b\u00e0 M, \u00f4ng T c\u00f2n k\u00fd V\u0103n b\u1ea3n th\u1ecfa thu\u1eadn c\u00f3 n\u1ed9i dung b\u00e0 M ch\u1ec9 \u1ee7y quy\u1ec1n cho \u00f4ng T th\u1ebf ch\u1ea5p trong ph\u1ea1m vi gi\u00e1 tr\u1ecb 10.000.000.000\u0111\u00a0(m\u01b0\u1eddi t\u1ef7 \u0111\u1ed3ng)<\/i>, song \u00f4ng T l\u1ea1i th\u1ebf ch\u1ea5p \u0111\u1ec3 b\u1ea3o l\u00e3nh cho C\u00f4ng ty MT vay \u0111\u1ebfn 43.801.409.000\u0111 l\u00e0 v\u01b0\u1ee3t qu\u00e1 ph\u1ea1m vi \u1ee7y quy\u1ec1n. T\u00f2a \u00e1n c\u1ea5p s\u01a1 th\u1ea9m, ph\u00fac th\u1ea9m quy\u1ebft \u0111\u1ecbnh ph\u00e1t m\u00e3i to\u00e0n b\u1ed9 TSTC c\u1ee7a b\u00e0 M l\u00e0 kh\u00f4ng \u0111\u00fang 15.<\/span><\/p>\n

Qu\u00e1 tr\u00ecnh ki\u1ec3m s\u00e1t, KSV c\u1ea7n l\u01b0u \u00fd: Ph\u1ea3i xem x\u00e9t k\u1ef9 ph\u1ea1m vi b\u1ea3o \u0111\u1ea3m \u0111\u1ed1i v\u1edbi kho\u1ea3n ti\u1ec1n vay trong H\u0110TC c\u1ee5 th\u1ec3 v\u00e0 tr\u00ecnh b\u00e0y c\u1ee7a \u0111\u01b0\u01a1ng s\u1ef1 v\u1ec1 ph\u1ea1m vi b\u1ea3o \u0111\u1ea3m.<\/span><\/p>\n

<\/a>12. H\u1ee7y to\u00e0n b\u1ed9 b\u1ea3n \u00e1n, quy\u1ebft \u0111\u1ecbnh kh\u00f4ng \u0111\u00fang<\/span><\/b><\/p>\n

Tr\u01b0\u1eddng h\u1ee3p khi gi\u1ea3i quy\u1ebft tranh ch\u1ea5p H\u0110TD g\u1ed3m 2 ph\u1ea7n, ph\u1ea7n n\u1ee3 vay v\u00e0 ph\u1ea7n t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, T\u00f2a \u00e1n c\u1ea5p d\u01b0\u1edbi \u0111\u00e3 gi\u1ea3i quy\u1ebft \u0111\u00fang ph\u1ea7n n\u1ee3 vay, c\u00f2n ph\u1ea7n t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m gi\u1ea3i quy\u1ebft ch\u01b0a \u0111\u00fang. Nh\u01b0ng khi T\u00f2a \u00e1n c\u1ea5p tr\u00ean gi\u1ea3i quy\u1ebft l\u1ea1i tuy\u00ean h\u1ee7y to\u00e0n b\u1ed9 b\u1ea3n \u00e1n, quy\u1ebft \u0111\u1ecbnh l\u00e0 kh\u00f4ng \u0111\u00fang, d\u1eabn \u0111\u1ebfn v\u1ee5 \u00e1n b\u1ecb h\u1ee7y \u1edf c\u1ea5p gi\u00e1m \u0111\u1ed1c th\u1ea9m \u0111\u1ec3 gi\u1ea3i quy\u1ebft l\u1ea1i.<\/span><\/p>\n

V\u00ed d\u1ee5: V\u1ee5 \u00e1n\u00a0\u201cTranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d\u00a0<\/i>gi\u1eefa nguy\u00ean \u0111\u01a1n l\u00e0 Ng\u00e2n TV v\u1edbi b\u1ecb \u0111\u01a1n l\u00e0 C\u00f4ng ty ZT. T\u1ea1i B\u1ea3n \u00e1n s\u01a1 th\u1ea9m s\u1ed1 04\/2016\/KDTM-ST ng\u00e0y 26\/12\/2016, TAND t\u1ec9nh V \u0111\u00e3 tuy\u00ean:<\/span><\/p>\n

Bu\u1ed9c C\u00f4ng ty ZT ph\u1ea3i tr\u1ea3 cho Ng\u00e2n h\u00e0ng TV n\u1ee3 g\u1ed1c 697.564.464\u0111, n\u1ee3 l\u00e3i: 489.464.431\u0111. T\u1ed5ng c\u1ed9ng: 1.187.028.895\u0111. C\u00f4ng ty ZT c\u00f2n ph\u1ea3i ch\u1ecbu l\u00e3i theo h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u2026<\/span><\/i><\/p>\n

Kh\u00f4ng ch\u1ea5p nh\u1eadn y\u00eau c\u1ea7u \u0111\u01b0\u1ee3c ph\u00e1t m\u00e3i t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p c\u1ee7a h\u1ed9 gia \u0111\u00ecnh \u00f4ng Nguy\u1ec5n Xu\u00e2n C. Tuy\u00ean b\u1ed1 H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t v\u00e0 t\u00e0i s\u1ea3n g\u1eafn li\u1ec1n v\u1edbi \u0111\u1ea5t s\u1ed1 \u2026 v\u00f4 hi\u1ec7u\u2026<\/span><\/i><\/p>\n

T\u1ea1i B\u1ea3n \u00e1n ph\u00fac th\u1ea9m s\u1ed1 311\/2017\/KDTM-PT ng\u00e0y 25\/10\/2017 tuy\u00ean h\u1ee7y to\u00e0n b\u1ed9 B\u1ea3n \u00e1n s\u01a1 th\u1ea9m s\u1ed1 04\/2016\/KDTM-ST ng\u00e0y 26\/12\/2016 c\u1ee7a TAND t\u1ec9nh V.<\/span><\/p>\n

Trong v\u1ee5 \u00e1n n\u00e0y, c\u1ea5p s\u01a1 th\u1ea9m gi\u1ea3i quy\u1ebft \u0111\u00fang ph\u1ea7n n\u1ee3 g\u1ed1c, l\u00e3i, ch\u1ec9 sai ph\u1ea7n x\u1eed l\u00fd TSTC, l\u1ebd ra c\u1ea5p ph\u00fac th\u1ea9m ch\u1ec9 h\u1ee7y ph\u1ea7n n\u00e0y. Vi\u1ec7c B\u1ea3n \u00e1n ph\u00fac th\u1ea9m h\u1ee7y to\u00e0n b\u1ed9 B\u1ea3n \u00e1n s\u01a1 th\u1ea9m l\u00e0 kh\u00f4ng \u0111\u00fang 16.<\/span><\/p>\n

Qu\u00e1 tr\u00ecnh ki\u1ec3m s\u00e1t, KSV c\u1ea7n l\u01b0u \u00fd: \u0110a s\u1ed1 tranh ch\u1ea5p H\u0110TD, th\u01b0\u1eddng T\u00f2a \u00e1n gi\u1ea3i quy\u1ebft 02 ph\u1ea7n, ph\u1ea7n tranh ch\u1ea5p kho\u1ea3n ti\u1ec1n vay (g\u1ed3m g\u1ed1c, l\u00e3i trong h\u1ea1n, l\u00e3i qu\u00e1 h\u1ea1n, c\u00e1c kho\u1ea3n ph\u00ed) v\u00e0 ph\u1ea7n x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m. \u0110\u00e2y l\u00e0 2 ph\u1ea7n \u0111\u1ed9c l\u1eadp kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn vi\u1ec7c gi\u1ea3i quy\u1ebft, n\u00ean n\u1ebfu ch\u1ec9 gi\u1ea3i quy\u1ebft sai ph\u1ea7n x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m th\u00ec ch\u1ec9 tuy\u00ean h\u1ee7y m\u1ed9t ph\u1ea7n b\u1ea3n \u00e1n, quy\u1ebft \u0111\u1ecbnh, kh\u00f4ng h\u1ee7y to\u00e0n b\u1ed9 b\u1ea3n \u00e1n, quy\u1ebft \u0111\u1ecbnh.<\/span><\/p>\n

<\/a>13. V\u1ee5 \u00e1n c\u00f3 d\u1ea5u hi\u1ec7u h\u00ecnh s\u1ef1 nh\u01b0ng v\u1eabn gi\u1ea3i quy\u1ebft theo t\u1ed1 t\u1ee5ng d\u00e2n s\u1ef1<\/span><\/b><\/p>\n

Trong kh\u00f4ng \u00edt v\u1ee5 \u00e1n\u00a0\u201cTranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d\u00a0<\/i>c\u00f3 d\u1ea5u hi\u1ec7u h\u00ecnh s\u1ef1 theo quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 lu\u1eadt H\u00ecnh s\u1ef1 n\u0103m 2015 v\u1ec1 c\u00e1c t\u1ed9i L\u1eeba \u0111\u1ea3o chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n (<\/a>\u0110i\u1ec1u 174), L\u1ea1m d\u1ee5ng t\u00edn nhi\u1ec7m chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n (\u0110i\u1ec1u 175), Vi ph\u1ea1m quy \u0111\u1ecbnh trong ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i (<\/a>\u0110i\u1ec1u 206). Ch\u1eb3ng h\u1ea1n, h\u00e0nh vi c\u1ee7a \u00f4ng A \u0111\u00e3 chuy\u1ec3n nh\u01b0\u1ee3ng quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t cho \u00f4ng B, nh\u01b0ng sau \u0111\u00f3 l\u1ea1i s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n n\u00e0y th\u1ebf ch\u1ea5p vay ng\u00e2n h\u00e0ng; ho\u1eb7c tr\u01b0\u1eddng h\u1ee3p gi\u00e1m \u0111\u1ed1c chi nh\u00e1nh ng\u00e2n h\u00e0ng c\u1ea5p t\u00edn d\u1ee5ng cho nh\u1eefng tr\u01b0\u1eddng h\u1ee3p v\u01b0\u1ee3t qu\u00e1 th\u1ea9m quy\u1ec1n g\u00e2y thi\u1ec7t h\u1ea1i nghi\u00eam tr\u1ecdng. Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0y, c\u00f3 T\u00f2a \u00e1n v\u1eabn gi\u1eef l\u1ea1i \u0111\u1ec3 x\u1eed l\u00fd theo th\u1ee7 t\u1ee5c t\u1ed1 t\u1ee5ng d\u00e2n s\u1ef1 l\u00e0 \u201cd\u00e2n s\u1ef1 h\u00f3a h\u00ecnh s\u1ef1\u201d. D\u1eabn \u0111\u1ebfn b\u1ea3n \u00e1n, quy\u1ebft \u0111\u1ecbnh b\u1ecb h\u1ee7y s\u1eeda, nh\u01b0 v\u1ee5 \u00e1n\u00a0\u201cTranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d<\/i>\u00a0gi\u1eefa nguy\u00ean \u0111\u01a1n Ng\u00e2n h\u00e0ng S v\u1edbi b\u1ecb \u0111\u01a1n C\u00f4ng ty \u0110 \u0111\u00e3 n\u00eau \u1edf m\u1ee5c 2 ph\u1ea7n II c\u1ee7a h\u01b0\u1edbng d\u1eabn n\u00e0y.<\/span><\/p>\n

Qu\u00e1 tr\u00ecnh ki\u1ec3m s\u00e1t, KSV c\u1ea7n l\u01b0u \u00fd: Trong v\u1ee5 \u00e1n v\u1ec1 t\u00edn d\u1ee5ng c\u00f3 d\u1ea5u hi\u1ec7u h\u00ecnh s\u1ef1 nh\u01b0 gi\u1ea3 m\u1ea1o gi\u1ea5y t\u1edd, th\u1ebf ch\u1ea5p nhi\u1ec1u n\u01a1i, cho vay kh\u00f4ng \u0111\u00fang qui tr\u00ecnh\u2026 vi\u1ec7c x\u1eed l\u00fd b\u1eb1ng th\u1ee7 t\u1ee5c t\u1ed1 t\u1ee5ng d\u00e2n s\u1ef1 l\u00e0 kh\u00f4ng b\u1ea3o \u0111\u1ea3m, kh\u00f4ng \u0111\u00fang b\u1ea3n ch\u1ea5t v\u00e0 \u00e1p d\u1ee5ng kh\u00f4ng \u0111\u00fang ph\u00e1p lu\u1eadt, n\u00ean c\u1ea7n ph\u1ea3i ki\u00ean quy\u1ebft y\u00eau c\u1ea7u T\u00f2a \u00e1n chuy\u1ec3n h\u1ed3 s\u01a1 cho c\u01a1 quan \u0111i\u1ec1u tra xem x\u00e9t, gi\u1ea3i quy\u1ebft theo \u0111\u00fang quy \u0111\u1ecbnh.<\/span><\/p>\n

14. M\u1ed9t s\u1ed1 v\u1ea5n \u0111\u1ec1 kh\u00e1c<\/span><\/b><\/p>\n

Ngo\u00e0i ra, KSV l\u01b0u \u00fd \u0111\u1ed1i v\u1edbi m\u1ed9t s\u1ed1 d\u1ea1ng vi ph\u1ea1m kh\u00e1c li\u00ean quan \u0111\u1ebfn vi\u1ec7c x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m x\u1ea3y ra, nh\u01b0 H\u0110TC ch\u1ec9 th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n g\u1eafn li\u1ec1n v\u1edbi \u0111\u1ea5t (nh\u00e0 x\u01b0\u1edfng, c\u00f4ng tr\u00ecnh\u2026) kh\u00f4ng th\u1ebf ch\u1ea5p quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t, nh\u01b0ng khi tuy\u00ean \u00e1n, T\u00f2a \u00e1n c\u00f2n tuy\u00ean c\u1ea3 vi\u1ec7c ph\u00e1t m\u00e3i quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t l\u00e0 kh\u00f4ng \u0111\u00fang th\u1ecfa thu\u1eadn c\u1ee7a c\u00e1c b\u00ean 17, ho\u1eb7c ch\u1ea5p nh\u1eadn H\u0110TC \u0111\u1ed1i v\u1edbi quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t thu\u00ea tr\u1ea3 ti\u1ec1n h\u00e0ng n\u0103m l\u00e0 vi ph\u1ea1m\u00a0<\/a>kho\u1ea3n 2 \u0110i\u1ec1u 179 Lu\u1eadt \u0110\u1ea5t \u0111ai n\u0103m 2013\u00a0(nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0y c\u0169ng th\u01b0\u1eddng hay b\u1ecb nh\u1ea7m l\u1eabn v\u1edbi nh\u1eefng tr\u01b0\u1eddng h\u1ee3p th\u1ebf ch\u1ea5p th\u00f4ng th\u01b0\u1eddng)\u2026<\/span><\/p>\n

Tr\u00ean \u0111\u00e2y l\u00e0 h\u01b0\u1edbng d\u1eabn m\u1ed9t s\u1ed1 n\u1ed9i dung ki\u1ec3m s\u00e1t vi\u1ec7c gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n KDTM trong l\u0129nh v\u1ef1c\u00a0\u201cTranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d.<\/i> VKSND c\u00e1c c\u1ea5p nghi\u00ean c\u1ee9u, \u00e1p d\u1ee5ng \u0111\u1ec3 ph\u1ee5c v\u1ee5 cho c\u00f4ng t\u00e1c ki\u1ec3m s\u00e1t. Trong qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n, ph\u00e1t sinh kh\u00f3 kh\u0103n, v\u01b0\u1edbng m\u1eafc b\u00e1o c\u00e1o v\u1ec1 VKSND t\u1ed1i cao (V\u1ee5 10) \u0111\u1ec3 gi\u1ea3i \u0111\u00e1p, h\u01b0\u1edbng d\u1eabn.\/.\u00a0<\/span><\/p>\n\n\n\n
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N\u01a1i nh\u1eadn:
<\/span><\/i><\/b>\u2013 Vi\u1ec7n tr\u01b0\u1edfng VKSNDTC (\u0111\u1ec3 b\/c);
\u2013 \u0110\/c Nguy\u1ec5n Duy Gi\u1ea3ng, PVT VKSNDTC (\u0111\u1ec3 b\/c);
\u2013 VKSND c\u1ea5p cao 1, 2, 3;
\u2013 VKSND c\u1ea5p t\u1ec9nh, TP tr\u1ef1c thu\u1ed9c TW;
\u2013 V\u0103n ph\u00f2ng VKSNDTC, V\u1ee5 14;
\u2013 L\u00e3nh \u0111\u1ea1o, c\u00f4ng ch\u1ee9c V\u1ee5 10;
\u2013 L\u01b0u: VT, V\u1ee5 10.<\/span><\/p>\n<\/td>\n

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TL. VI\u1ec6N TR\u01af\u1edeNG
V\u1ee4 TR\u01af\u1edeNG
V\u1ee4 KI\u1ec2M S\u00c1T VI\u1ec6C GI\u1ea2I QUY\u1ebeT
C\u00c1C V\u1ee4 \u00c1N H\u00c0NH CH\u00cdNH, V\u1ee4 VI\u1ec6C KINH DOANH,
TH\u01af\u01a0NG M\u1ea0I, LAO \u0110\u1ed8NG V\u00c0 NH\u1eeeNG VI\u1ec6C KH\u00c1C
THEO QUY \u0110\u1ecaNH C\u1ee6A PH\u00c1P LU\u1eacT


L\u00ea Ti\u1ebfn<\/span><\/b><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Ghi ch\u00fa s\u1ed1 \u1edf tr\u00ean:<\/strong><\/em><\/div>\n

1<\/span><\/strong>\u00a0C\u00e1 bi\u1ec7t c\u0169ng c\u00f3 tr\u01b0\u1eddng h\u1ee3p nguy\u00ean \u0111\u01a1n l\u00e0 kh\u00e1ch h\u00e0ng vay\u00a0<\/span>ti\u1ec1n<\/span>\u00a0ki\u1ec7n t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u1ec1 c\u00e1ch t\u00ednh l\u00e3i\u00a0<\/span>su\u1ea5t\u00a0<\/span>ph\u00e1t sinh t<\/span>\u1eeb h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng<\/span>\u00a0ho\u1eb7c ki\u1ec7n v\u1ec1 vi\u1ec7c b\u1ea3o qu\u1ea3n, x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m.<\/span><\/p>\n

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2<\/span><\/strong>\u00a0Th\u00f4ng b\u00e1o r\u00fat kinh nghi\u1ec7m s\u1ed1 02\/TB-VC1 ng\u00e0y 01\/3\/2016 c\u1ee7a VKSND c\u1ea5p cao t\u1ea1i H\u00e0 N\u1ed9i<\/span><\/p>\n<\/div>\n

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3<\/span><\/strong>\u00a0Quy\u1ebft \u0111\u1ecbnh gi\u00e1m \u0111\u1ed1c th\u1ea9m s\u1ed1 03\/2019\/KDTM-G\u0110T ng\u00e0y 03\/4\/2019 c\u1ee7a TAND t\u1ed1i cao.<\/span><\/p>\n<\/div>\n

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4<\/span><\/strong>\u00a0Th\u00f4ng b\u00e1o r\u00fat kinh nghi\u1ec7m s\u1ed1 09\/TB-VC1-V4 ng\u00e0y 07\/4\/2017 c\u1ee7a VKSND c\u1ea5p cao t\u1ea1i H\u00e0 N\u1ed9i. Ngo\u00e0i ra, c\u00f2n c\u00f3: i) Th\u00f4ng b\u00e1o r\u00fat kinh nghi\u1ec7m s\u1ed1 14\/TB-VC2-V3 ng\u00e0y 19\/02\/2019 c\u1ee7a VKSND c\u1ea5p cao t\u1ea1i \u0110\u00e0 N\u1eb5ng; ii) Th\u00f4ng b\u00e1o r\u00fat kinh nghi\u1ec7m s\u1ed1 28\/TB-VC3-V4 ng\u00e0y 25\/9\/2018 c\u1ee7a VKSND c\u1ea5p cao t\u1ea1i Th\u00e0nh ph\u1ed1 H\u1ed3 Ch\u00ed Minh v\u1ec1 d\u1ea1ng vi ph\u1ea1m t\u01b0\u01a1ng t\u1ef1 c\u1ee7a T\u00f2a \u00e1n kh\u00f4ng \u0111\u01b0a \u0111\u1ea7y \u0111\u1ee7 th\u00e0nh vi\u00ean h\u1ed9 gia \u0111\u00ecnh v\u00e0o tham gia t\u1ed1 t\u1ee5ng.<\/span><\/p>\n<\/div>\n

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5<\/span><\/strong>\u00a0Xem th\u00eam Gi\u1ea3i \u0111\u00e1p nghi\u1ec7p v\u1ee5 s\u1ed1\u00a001\/2017\/G\u0110-TANDTC\u00a0ng\u00e0y 07\/4\/2017 c\u1ee7a TAND t\u1ed1i cao.<\/span><\/p>\n<\/div>\n

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6<\/span><\/strong>\u00a0Quy\u1ebft \u0111\u1ecbnh gi\u00e1m \u0111\u1ed1c th\u1ea9m s\u1ed1 06\/2019\/KDTM-G\u0110T ng\u00e0y 03\/4\/2019 c\u1ee7a TAND t\u1ed1i cao.<\/span><\/p>\n<\/div>\n

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7<\/span><\/strong>\u00a0Tham kh\u1ea3o C\u00f4ng v\u0103n s\u1ed1 02\/TATC-PC ng\u00e0y 02\/8\/2021 c\u1ee7a TAND t\u1ed1i cao v\u1ec1 vi\u1ec7c gi\u1ea3i \u0111\u00e1p m\u1ed9t s\u1ed1 v\u01b0\u1edbng m\u1eafc trong x\u00e9t x\u1eed.<\/span><\/p>\n<\/div>\n

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8<\/strong><\/span>\u00a0Quy\u1ebft \u0111\u1ecbnh gi\u00e1m \u0111\u1ed1c th\u1ea9m s\u1ed1 03\/2019\/KDTM-G\u0110T ng\u00e0y 03\/4\/2019 c\u1ee7a TAND t\u1ed1i cao.<\/span><\/p>\n<\/div>\n

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9<\/span><\/strong>\u00a0Quy\u1ebft \u0111\u1ecbnh gi\u00e1m \u0111\u1ed1c th\u1ea9m s\u1ed1 01\/2017\/KDTM-G\u0110T ng\u00e0y 01-3-2017 c\u1ee7a TAND t\u1ed1i cao (\u0111\u01b0\u1ee3c ph\u00e1t tri\u1ec3n th\u00e0nh \u00c1n l\u1ec7 11\/201\/AL)<\/span><\/p>\n<\/div>\n

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10<\/span><\/strong>\u00a0\u00c1n l\u1ec7 s\u1ed1 08\/2016\/AL ng\u00e0y 17\/10\/2016 v\u1ec1 x\u00e1c \u0111\u1ecbnh l\u00e3i su\u1ea5t, vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t.<\/span><\/p>\n<\/div>\n

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11<\/span><\/strong>\u00a0Nghi\u00ean c\u1ee9u th\u00eam \u201cGi\u1ea3i \u0111\u00e1p v\u01b0\u1edbng m\u1eafc v\u1ec1 ph\u00e1p lu\u1eadt v\u1ec1 d\u00e2n s\u1ef1, h\u00e0nh ch\u00ednh s\u1ed1\u00a06183\/VKSTC-V14\u00a0ng\u00e0y 25\/12\/2019 c\u1ee7a Vi\u1ec7n ki\u1ec3m s\u00e1t nh\u00e2n d\u00e2n t\u1ed1i cao\u201d.<\/span><\/p>\n<\/div>\n

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12<\/span><\/strong>\u00a0Quy\u1ebft \u0111\u1ecbnh gi\u00e1m \u0111\u1ed1c th\u1ea9m s\u1ed1 06\/2020\/KDTM-Q\u0110 ng\u00e0y 26\/02\/2020 c\u1ee7a TAND t\u1ed1i cao.<\/span><\/p>\n<\/div>\n

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13<\/span><\/strong>\u00a0Tham kh\u1ea3o \u00c1n l\u1ec7 s\u1ed1 11\/2017\/AL v\u00e0 Quy\u1ebft \u0111\u1ecbnh gi\u00e1m \u0111\u1ed1c th\u1ea9m s\u1ed1 01\/2020\/KDTM-G\u0110T ng\u00e0y 13\/02\/2020 c\u1ee7a TAND t\u1ed1i cao.<\/span><\/p>\n<\/div>\n

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14<\/span><\/strong>\u00a0Xem: i) \u00c1n l\u1ec7 s\u1ed1 11\/2017\/AL v\u1ec1 c\u00f4ng nh\u1eadn H\u0110TC quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t m\u00e0 tr\u00ean \u0111\u1ea5t c\u00f3 t\u00e0i s\u1ea3n kh\u00f4ng thu\u1ed9c s\u1edf h\u1eefu c\u1ee7a b\u00ean th\u1ebf ch\u1ea5p; ii) \u00c1n l\u1ec7 s\u1ed1 36\/2020\/AL v\u1ec1 hi\u1ec7u l\u1ef1c c\u1ee7a H\u0110TC quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t khi gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t b\u1ecb thu h\u1ed3i, h\u1ee7y b\u1ecf; iii) \u00c1n l\u1ec7 s\u1ed1 43\/2021\/AL v\u1ec1 hi\u1ec7u l\u1ef1c c\u1ee7a H\u0110TC trong tr\u01b0\u1eddng h\u1ee3p t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 nh\u00e0 \u0111\u1ea5t do b\u00ean th\u1ebf ch\u1ea5p nh\u1eadn chuy\u1ec3n nh\u01b0\u1ee3ng c\u1ee7a ng\u01b0\u1eddi kh\u00e1c nh\u01b0ng ch\u01b0a thanh to\u00e1n \u0111\u1ee7 ti\u1ec1n cho b\u00ean b\u00e1n.<\/span><\/p>\n<\/div>\n

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15<\/span><\/strong>\u00a0Quy\u1ebft \u0111\u1ecbnh gi\u00e1m \u0111\u1ed1c th\u1ea9m s\u1ed1 06\/2018\/G\u0110T-KDTM ng\u00e0y 16\/7\/2018 c\u1ee7a TAND t\u1ed1i cao.<\/span><\/p>\n<\/div>\n

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16<\/span><\/strong>\u00a0Quy\u1ebft \u0111\u1ecbnh gi\u00e1m \u0111\u1ed1c th\u1ea9m s\u1ed1 03\/2020\/G\u0110T-KDTM ng\u00e0y 26\/2\/2020 c\u1ee7a TAND t\u1ed1i cao.<\/span><\/p>\n<\/div>\n

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17<\/span><\/strong>\u00a0Th\u00f4ng b\u00e1o r\u00fat kinh nghi\u1ec7m s\u1ed1 40\/TB-VC1-KDTM ng\u00e0y 26\/5\/2020 c\u1ee7a VKSND c\u1ea5p cao t\u1ea1i H\u00e0 N\u1ed9i.<\/span><\/p>\n<\/div>\n

\u00bb T\u01b0 v\u1ea5n ph\u00e1p lu\u1eadt t\u00e0i ch\u00ednh v\u00e0 ng\u00e2n h\u00e0ng<\/a><\/p>\n

\u00bb Ngh\u1ecb quy\u1ebft 01\/2019\/NQ-H\u0110TP v\u1ec1 l\u00e3i, l\u00e3i su\u1ea5t, ph\u1ea1t vi ph\u1ea1m<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

H\u01b0\u1edbng d\u1eabn\u00a025\/HD-VKSTC n\u0103m 2022 v\u1ec1 n\u1ed9i dung ki\u1ec3m s\u00e1t vi\u1ec7c gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n kinh doanh, th\u01b0\u01a1ng m\u1ea1i v\u1ec1 tranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng.\u00a0 VI\u1ec6N KI\u1ec2M S\u00c1T NH\u00c2N D\u00c2NT\u1ed0I CAO\u2014\u2014- C\u1ed8NG H\u00d2A X\u00c3 H\u1ed8I CH\u1ee6 NGH\u0128A VI\u1ec6T NAM\u0110\u1ed9c l\u1eadp \u2013 T\u1ef1 do \u2013 H\u1ea1nh ph\u00fac\u2014\u2014\u2014\u2014\u2014 S\u1ed1:\u00a025\/HD-VKSTC H\u00e0 N\u1ed9i, ng\u00e0y 18 th\u00e1ng 4 n\u0103m 2022 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"_links":{"self":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/32869"}],"collection":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/comments?post=32869"}],"version-history":[{"count":0,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/32869\/revisions"}],"wp:attachment":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/media?parent=32869"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/categories?post=32869"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/tags?post=32869"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}