{"id":26389,"date":"2018-07-16T14:10:00","date_gmt":"2018-07-16T07:10:00","guid":{"rendered":"https:\/\/luatsubaoho.com\/phapluat\/?p=26389"},"modified":"2023-02-10T14:54:31","modified_gmt":"2023-02-10T07:54:31","slug":"ban-tai-san-the-chap-pham-toi-gi-khong","status":"publish","type":"post","link":"https:\/\/luatsubaoho.com\/phapluat\/ban-tai-san-the-chap-pham-toi-gi-khong\/","title":{"rendered":"B\u00e1n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p ph\u1ea1m t\u1ed9i g\u00ec kh\u00f4ng?"},"content":{"rendered":"\n

B\u00e1n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p ph\u1ea1m t\u1ed9i g\u00ec kh\u00f4ng? Vi\u1ec7c vay v\u1ed1n b\u1eb1ng t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m,\u00a0 nh\u01b0ng l\u1ea1i c\u00f3 h\u00e0nh vi c\u1ed1 t\u00ecnh x\u00e2m ph\u1ea1m t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, th\u1eadm ch\u00ed l\u00e0 b\u00e1n t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m v\u1edbi nhi\u1ec1u nguy\u00ean nh\u00e2n \u0111\u00e3 d\u1eabn \u0111\u1ebfn vi ph\u1ea1m v\u1ec1 h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p.<\/span><\/p>\n

C\u1ee5 th\u1ec3 ng\u01b0\u1eddi \u0111i vay v\u1ed1n ng\u00e2n h\u00e0ng b\u1eb1ng t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n ho\u1eb7c \u0111\u1ed9ng s\u1ea3n (xe \u00f4 t\u00f4). Trong th\u1eddi gian th\u1ebf ch\u1ea5p, l\u1ea1i mang t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111i c\u1ea7m c\u1ed1. khi m\u1ea5t kh\u1ea3 n\u0103ng chi tr\u1ea3 l\u00e0m b\u00ean cho vay kh\u00f4ng th\u1ec3 thu h\u1ed3i \u0111\u01b0\u1ee3c t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m. d\u1eabn \u0111\u1ebfn C\u01a1 quan \u0111i\u1ec1u tra ra quy\u1ebft \u0111\u1ecbnh kh\u1edfi t\u1ed1 v\u1ee5 \u00e1n v\u00e0 kh\u1edfi t\u1ed1 b\u1ecb can v\u1ec1 t\u1ed9i l\u1ea1m d\u1ee5ng t\u00edn nhi\u1ec7m chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n khi n\u00e0o?<\/p>\n

\u00bb\u00a0Vay ti\u1ec1n ng\u00e2n h\u00e0ng kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng chi tr\u1ea3 c\u00f3 ph\u1ea3i ng\u1ed3i t\u00f9 kh\u00f4ng<\/a><\/p>\n

B\u00e1n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p ph\u1ea1m t\u1ed9i l\u1ea1m d\u1ee5ng t\u00edn nhi\u1ec7m chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n kh\u00f4ng?<\/strong><\/h2>\n

1. V\u1ec1 tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 <\/strong><\/em><\/h3>\n

C\u1ea3 2 giao d\u1ecbch b\u1ea3o \u0111\u1ea3m \u0111\u1ed1i v\u1edbi xe \u00f4t\u00f4 (th\u1ebf ch\u1ea5p cho Ng\u00e2n h\u00e0ng v\u00e0 c\u1ea7m c\u1ed1 cho b\u00e0 T.) \u0111\u1ec1u kh\u00f4ng \u0111\u0103ng k\u00fd giao d\u1ecbch b\u1ea3o \u0111\u1ea3m. V\u1ec1 m\u1eb7t h\u00ecnh th\u1ee9c v\u00e0 gi\u1ea3 s\u1eed c\u1ea3 2 giao d\u1ecbch b\u1ea3o \u0111\u1ea3m \u0111\u1ec1u h\u1ee3p l\u1ec7, th\u00ec c\u0103n c\u1ee9 \u0110i\u1ec1u 325.3 BLDS xe \u00f4t\u00f4 v\u1eabn \u0111\u01b0\u1ee3c \u01b0u ti\u00ean d\u00f9ng \u0111\u1ec3 thanh to\u00e1n n\u1ee3 cho Ng\u00e2n h\u00e0ng b\u1edfi giao d\u1ecbch th\u1ebf ch\u1ea5p xe \u00f4t\u00f4 \u0111\u01b0\u1ee3c x\u00e1c l\u1eadp tr\u01b0\u1edbc giao d\u1ecbch c\u1ea7m c\u1ed1, t\u1ee9c vi\u1ec7c c\u1ea7m c\u1ed1 xe kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn quy\u1ec1n l\u1ee3i c\u1ee7a Ng\u00e2n h\u00e0ng. Ngo\u00e0i ra, t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p (xe \u00f4 t\u00f4) \u0111\u00e3 b\u1ecb h\u1ea1n ch\u1ebf giao d\u1ecbch (kh\u00f4ng \u0111\u01b0\u1ee3c b\u00e1n, n\u1ebfu Ng\u00e2n h\u00e0ng kh\u00f4ng cho ph\u00e9p) theo \u0111\u00fang quy \u0111\u1ecbnh t\u1ea1i h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p v\u00e0 lu\u1eadt \u0111\u1ecbnh (\u0110i\u1ec1u 348.4 BLDS), giao d\u1ecbch b\u00e1n xe \u00f4 t\u00f4 cho b\u00e0 T. \u0111\u00e3 b\u1ecb xem l\u00e0 v\u00f4 hi\u1ec7u. Nh\u01b0 v\u1eady, d\u00f9 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m (xe \u00f4t\u00f4) \u0111\u00e3 b\u1ecb N. c\u1ea7m c\u1ed1, b\u00e1n \u0111\u1ec3 t\u1ea9u t\u00e1n th\u00ec v\u1ec1 ph\u00e1p l\u00fd n\u1ebfu t\u00e0i s\u1ea3n c\u00f2n t\u1ed3n t\u1ea1i (v\u1eadt ch\u1ea5t) th\u00ec v\u1eabn \u0111\u01b0\u1ee3c thu h\u1ed3i \u0111\u1ec3 \u01b0u ti\u00ean thanh to\u00e1n n\u1ee3 cho Ng\u00e2n h\u00e0ng.<\/p>\n

2. V\u1ec1 tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1<\/strong><\/h3>\n

H\u00e0nh vi c\u1ea7m c\u1ed1, h\u00e0nh vi b\u00e1n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p c\u1ee7a N. c\u00f3 c\u1ea5u th\u00e0nh t\u1ed9i ph\u1ea1m hay kh\u00f4ng? Trong khoa h\u1ecdc h\u00ecnh s\u1ef1 vi\u1ec7c \u0111\u1ecbnh t\u1ed9i danh ph\u1ee5 thu\u1ed9c v\u00e0o k\u1ebft qu\u1ea3 ch\u1ee9ng minh c\u00e1c y\u1ebfu t\u1ed1 c\u1ea5u th\u00e0nh t\u1ed9i ph\u1ea1m (Lu\u1eadt H\u00ecnh s\u1ef1 quy \u0111\u1ecbnh). Trong s\u1ef1 ki\u1ec7n n\u00e0y h\u00e0nh vi c\u1ee7a N. c\u00f3 c\u1ea5u th\u00e0nh t\u1ed9i ph\u1ea1m hay kh\u00f4ng ph\u1ee5 thu\u1ed9c nhi\u1ec1u v\u00e0o c\u00e1ch m\u00e0 N. \u0111\u00e3 t\u00e1c \u0111\u1ed9ng v\u00e0o \u00fd ch\u00ed ch\u1ee7 quan c\u1ee7a b\u00e0 T. khi tham gia giao d\u1ecbch v\u1edbi nhau (c\u1ea7m c\u1ed1, mua b\u00e1n).<\/p>\n

Khi c\u1ea7m c\u1ed1 \u0111\u1ec3 vay ti\u1ec1n ho\u1eb7c khi th\u1ecfa thu\u1eadn b\u00e1n xe cho b\u00e0 T. n\u1ebfu N. kh\u00f4ng h\u1ec1 th\u00f4ng b\u00e1o cho b\u00e0 T. bi\u1ebft r\u1eb1ng xe \u00f4t\u00f4 \u0111ang th\u1ebf ch\u1ea5p cho ng\u00e2n h\u00e0ng ho\u1eb7c N. c\u00f3 h\u00e0nh vi kh\u00e1c l\u00e0m b\u00e0 T. nh\u1ea7m t\u01b0\u1edfng xe \u00f4t\u00f4 c\u1ee7a N. kh\u00f4ng b\u1ecb h\u1ea1n ch\u1ebf giao d\u1ecbch, \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n mua b\u00e1n nh\u01b0: b\u1ecf qu\u00ean, l\u00e0m m\u1ea5t hay ch\u01b0a l\u00e0m gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u0103ng k\u00fd xe; c\u00f3 th\u1ebf ch\u1ea5p nh\u01b0ng \u0111\u00e3 \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng gi\u1ea3i ch\u1ea5p\u2026 th\u00ec h\u00e0nh vi c\u1ee7a N. \u0111\u00e3 c\u1ea5u th\u00e0nh t\u1ed9i l\u1eeba \u0111\u1ea3o chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n (\u0110i\u1ec1u 139 BLHS); b\u00e0 T. l\u00e0 b\u1ecb h\u1ea1i v\u00e0 s\u1ed1 ti\u1ec1n b\u1ecb chi\u1ebfm \u0111o\u1ea1t l\u00e0 kho\u1ea3n ti\u1ec1n m\u00e0 b\u00e0 T. \u0111\u00e3 \u201ct\u01b0\u1edfng gi\u1ea3 l\u00e0 th\u1eadt\u201d m\u00e0 giao cho N. Ng\u01b0\u1ee3c l\u1ea1i, n\u1ebfu b\u00e0 T. \u0111\u00e3 \u0111\u01b0\u1ee3c N. cho bi\u1ebft (ho\u1eb7c lu\u1eadt bu\u1ed9c b\u00e0 T. ph\u1ea3i bi\u1ebft) xe \u00f4t\u00f4 \u0111ang l\u00e0 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p nh\u01b0ng v\u00ec l\u00fd do n\u00e0o \u0111\u00f3 m\u00e0 v\u1eabn ch\u1ea5p nh\u1eadn giao d\u1ecbch th\u00ec N. kh\u00f4ng ph\u1ea1m t\u1ed9i chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n c\u1ee7a b\u00e0 T., c\u00e1c b\u00ean t\u1ef1 gi\u1ea3i quy\u1ebft c\u00e1c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 theo th\u1ecfa thu\u1eadn, ho\u1eb7c b\u00e0 T. c\u00f3 quy\u1ec1n kh\u1edfi ki\u1ec7n \u0111\u1ec3 \u0111\u00f2i N. tr\u1ea3 ti\u1ec1n ch\u1ee9 kh\u00f4ng th\u1ec3 \u0111\u00f2i h\u1ecfi \u0111\u01b0\u1ee3c c\u00f4ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu \u0111\u1ed1i v\u1edbi xe \u00f4t\u00f4.<\/p>\n

V\u1eady t\u1ed9i danh l\u1ea1m d\u1ee5ng t\u00edn nhi\u1ec7m chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n c\u00f3 th\u1ec3 ph\u00e1t sinh trong t\u00ecnh hu\u1ed1ng n\u00e0o? N. chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n c\u1ee7a ai? \u0110i\u1ec1u 140.1 BLHS \u0111\u00e3 quy \u0111\u1ecbnh v\u1ec1 c\u1ea5u th\u00e0nh c\u01a1 b\u1ea3n c\u1ee7a t\u1ed9i l\u1ea1m d\u1ee5ng t\u00edn nhi\u1ec7m chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n; theo \u0111\u00f3, h\u00e0nh vi c\u1ee7a N. c\u00f3 th\u1ec3 ph\u1ea1m v\u00e0o t\u1ed9i danh n\u00e0y khi:<\/p>\n

(1) N\u1ebfu sau khi \u0111\u01b0\u1ee3c c\u1ea5p t\u00edn d\u1ee5ng h\u1ee3p l\u1ec7,<\/em> N. \u0111\u00e3 d\u00f9ng th\u1ee7 \u0111o\u1ea1n gian d\u1ed1i ho\u1eb7c b\u1ecf tr\u1ed1n \u0111\u1ec3 chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n vay; ho\u1eb7c \u0111\u00e3 s\u1eed d\u1ee5ng ti\u1ec1n vay v\u00e0o m\u1ee5c \u0111\u00edch b\u1ea5t h\u1ee3p ph\u00e1p d\u1eabn \u0111\u1ebfn kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 \u2013 th\u00ec h\u00e0nh vi c\u1ee7a N. c\u1ea5u th\u00e0nh t\u1ed9i \u201cl\u1ea1m d\u1ee5ng t\u00edn nhi\u1ec7m chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n\u201d, ti\u1ec1n chi\u1ebfm \u0111o\u1ea1t l\u00e0 ti\u1ec1n vay c\u1ee7a Ng\u00e2n h\u00e0ng. Tr\u01b0\u1eddng h\u1ee3p N. \u0111\u00e3 c\u00f3 h\u00e0nh vi gian d\u1ed1i v\u1edbi b\u00e0 T. \u0111\u1ec3 \u201cb\u00e1n t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m\u201d th\u00ec ngo\u00e0i vi\u1ec7c b\u1ecb truy c\u1ee9u tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 v\u1ec1 t\u1ed9i l\u1eeba \u0111\u1ea3o chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n (l\u1eeba b\u00e0 T.) h\u00e0nh vi c\u1ee7a N. c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c ti\u1ebfp t\u1ee5c xem l\u00e0 th\u1ee7 \u0111o\u1ea1n gian d\u1ed1i \u0111\u1ec3 chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n vay (c\u1ee7a Ng\u00e2n h\u00e0ng) \u0111\u1ec3 truy c\u1ee9u tr\u00e1ch nhi\u1ec7m th\u00eam v\u1ec1 t\u1ed9i l\u1ea1m d\u1ee5ng t\u00edn nhi\u1ec7m chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n. \u0110i\u1ec1u n\u00e0y l\u00e0 c\u00f3 c\u01a1 s\u1edf b\u1edfi t\u00e0i s\u1ea3n sau mua b\u00e1n ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 b\u1ecb ph\u00e1 d\u1ee1, th\u00e1o d\u1eddi, m\u1ea5t m\u00e1t, kh\u00f4ng th\u1ec3 thu h\u1ed3i\u2026 l\u00e0m suy gi\u1ea3m, m\u1ea5t \u0111i kh\u1ea3 n\u0103ng b\u1ea3o \u0111\u1ea3m tr\u1ea3 n\u1ee3 ti\u1ec1n vay. Gi\u00e1 tr\u1ecb kho\u1ea3n n\u1ee3 kh\u00f4ng th\u1ec3 thu h\u1ed3i l\u00e0 h\u1eadu qu\u1ea3 th\u1ef1c t\u1ebf c\u1ee7a t\u1ed9i ph\u1ea1m. T\u1ed9i ph\u1ea1m l\u1ea1m d\u1ee5ng t\u00edn nhi\u1ec7m chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n \u0111\u00e3 ho\u00e0n th\u00e0nh khi N. th\u1ef1c hi\u1ec7n h\u00e0nh vi gian d\u1ed1i \u0111\u1ec3 b\u00e1n xe tr\u00f3t l\u1ecdt, d\u00f9 tr\u00ean th\u1ef1c t\u1ebf xe \u00f4t\u00f4 c\u00f2n t\u1ed3n t\u1ea1i v\u00e0 Ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 thu h\u1ed3i l\u00e0 ngo\u00e0i \u00fd ch\u00ed c\u1ee7a N. \u2013 \u0111\u00f3 ch\u1ec9 l\u00e0 c\u01a1 s\u1edf \u0111\u1ec3 x\u00e9t mi\u1ec5n gi\u1ea3m tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd.<\/p>\n

(2) N\u1ebfu th\u00f4ng qua giao d\u1ecbch nh\u1eadn ti\u1ec1n vay v\u00e0 c\u1ea7m c\u1ed1 h\u1ee3p l\u1ec7<\/em> (t\u1ee9c N. kh\u00f4ng gian d\u1ed1i g\u00ec v\u1edbi b\u00e0 T.), nh\u01b0ng sau \u0111\u00f3 l\u1ea1i d\u00f9ng th\u1ee7 \u0111o\u1ea1n gian d\u1ed1i nh\u01b0 n\u00f3i d\u1ed1i l\u00e0 xe \u0111\u00e3 \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng gi\u1ea3i ch\u1ea5p \u0111\u1ec3 b\u00e1n xe cho b\u00e0 T. v\u00e0 kh\u1ea5u tr\u1eeb ti\u1ec1n vay ph\u1ea3i tr\u1ea3 cho T.) v\u00e0o ti\u1ec1n b\u00e1n xe ho\u1eb7c b\u1ecf tr\u1ed1n \u0111\u1ec3 chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n vay c\u1ee7a b\u00e0 T.; ho\u1eb7c \u0111\u00e3 s\u1eed d\u1ee5ng ti\u1ec1n vay c\u1ee7a b\u00e0 T. v\u00e0o m\u1ee5c \u0111\u00edch b\u1ea5t h\u1ee3p ph\u00e1p d\u1eabn \u0111\u1ebfn kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 cho b\u00e0 T. th\u00ec khi \u0111\u00f3 h\u00e0nh vi c\u1ee7a N. c\u1ea5u th\u00e0nh t\u1ed9i \u201cl\u1ea1m d\u1ee5ng t\u00edn nhi\u1ec7m chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n\u201d c\u1ee7a b\u00e0 T. V\u00e0 t\u01b0\u01a1ng t\u1ef1 tr\u00ean, ngo\u00e0i ra h\u00e0nh vi gian d\u1ed1i v\u1edbi b\u00e0 T. \u0111\u1ec3 \u201cb\u00e1n t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m\u201d c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c ti\u1ebfp t\u1ee5c xem l\u00e0 th\u1ee7 \u0111o\u1ea1n gian d\u1ed1i trong c\u1ea5u th\u00e0nh t\u1ed9i l\u1ea1m d\u1ee5ng t\u00edn nhi\u1ec7m chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n l\u00e0 kho\u1ea3n ti\u1ec1n vay ph\u1ea3i tr\u1ea3 Ng\u00e2n h\u00e0ng, t\u1ee9c N. ph\u1ea1m t\u1ed9i l\u1ea1m d\u1ee5ng t\u00edn nhi\u1ec7m chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n \u0111\u1ed1i v\u1edbi c\u1ea3 b\u00e0 T. v\u00e0 Ng\u00e2n h\u00e0ng.<\/p>\n

M\u1ed9t h\u00e0nh vi c\u00f3 th\u1ec3 x\u00e2m ph\u1ea1m \u0111\u1ebfn nhi\u1ec1u kh\u00e1ch th\u1ec3 c\u00f3 th\u1ec3 c\u1ea5u th\u00e0nh nhi\u1ec1u t\u1ed9i kh\u00e1c nhau. Tuy nhi\u00ean trong th\u1ef1c t\u1ebf c\u00e1c c\u01a1 quan ti\u1ebfn h\u00e0nh t\u1ed1 t\u1ee5ng th\u01b0\u1eddng \u0111\u00e1nh gi\u00e1 r\u1eb1ng: xe \u00f4t\u00f4 thu\u1ed9c s\u1edf h\u1eefu c\u1ee7a N. d\u00f9ng l\u00e0m t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p n\u00ean b\u00ean n\u00e0o vi ph\u1ea1m th\u00ec ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 theo h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p (nh\u1ea5t l\u00e0 khi xe c\u00f2n c\u00f3 th\u1ec3 thu h\u1ed3i); h\u00e0nh vi c\u1ea7m c\u1ed1 (sau \u0111\u00f3) hay h\u00e0nh vi b\u00e1n t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m (xe \u00f4t\u00f4) c\u1ee7a N. kh\u00f4ng ph\u1ea3i l\u00e0 h\u00e0nh vi ph\u1ea1m t\u1ed9i chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n b\u1edfi xe \u00f4t\u00f4 kh\u00f4ng ph\u1ea3i c\u1ee7a Ng\u00e2n h\u00e0ng; ch\u1ec9 truy c\u1ee9u v\u1ec1 t\u1ed9i l\u1eeba \u0111\u1ea3o chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n n\u1ebfu N. c\u00f3 h\u00e0nh vi gian d\u1ed1i \u0111\u1ec3 b\u00e1n t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m cho ng\u01b0\u1eddi mua; tr\u1eeb khi ng\u01b0\u1eddi vay c\u00f3 \u0111i\u1ec1u ki\u1ec7n tr\u1ea3 n\u1ee3 nh\u01b0ng c\u1ed1 t\u00ecnh b\u1ecf tr\u1ed1n, h\u00e0nh vi l\u1ea1m d\u1ee5ng t\u00edn nhi\u1ec7m \u00edt khi \u0111\u01b0\u1ee3c x\u00e9t \u0111\u1ebfn, nhi\u1ec1u khi c\u00f2n b\u1ecb thu h\u00fat v\u00e0o th\u1ee7 \u0111o\u1ea1n c\u1ee7a h\u00e0nh vi kh\u00e1c\u2026 \u0111i\u1ec1u \u0111\u00f3 v\u00f4 t\u00ecnh l\u00e0m gi\u1ea3m hi\u1ec7u qu\u1ea3 \u201cli\u1ec1u thu\u1ed1c ph\u00e1p lu\u1eadt\u201d, thi\u1ebfu s\u1ee9c r\u0103n \u0111e \u0111\u1ed1i v\u1edbi th\u00e1i \u0111\u1ed9 xem th\u01b0\u1eddng ngh\u0129a v\u1ee5, tr\u00e1ch nhi\u1ec7m \u0111\u00e3 cam k\u1ebft, c\u1ed1 t\u00ecnh x\u00e2m ph\u1ea1m t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m\u2026 c\u1ee7a m\u1ed9t s\u1ed1 ch\u1ee7 t\u00e0i s\u1ea3n, g\u00e2y b\u1ee9c x\u00fac cho c\u00e1c ng\u00e2n h\u00e0ng.<\/p>\n

Trong th\u1ef1c ti\u1ec5n ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng, h\u00e0nh vi c\u1ed1 t\u00ecnh x\u00e2m ph\u1ea1m t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m x\u1ea3y ra kh\u00e1 ph\u1ed5 bi\u1ebfn v\u1edbi nhi\u1ec1u th\u1ee7 \u0111o\u1ea1n kh\u00e1c nhau, th\u1eadm ch\u00ed c\u00f3 s\u1ef1 th\u00f4ng \u0111\u1ed3ng, l\u00e0m b\u1eeba c\u1ee7a b\u00ean th\u1ee9 ba nh\u1eb1m ti\u1ebfp tay cho ch\u1ee7 s\u1edf h\u1eefu t\u1ea9u t\u00e1n, n\u00e9 tr\u00e1nh ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3. Vi\u1ec7c trao \u0111\u1ed5i \u0111\u1ec3 c\u00f3 nh\u1eadn th\u1ee9c r\u00f5 h\u01a1n, qua \u0111\u00f3 \u0111\u1ecbnh t\u00ednh, ki\u1ebfn ngh\u1ecb v\u1ec1 c\u00e1c bi\u1ec7n ph\u00e1p x\u1eed l\u00fd hi\u1ec7u qu\u1ea3 nh\u1eb1m b\u1ea3o v\u1ec7 c\u00e1c k\u1ef7 c\u01b0\u01a1ng ph\u00e1p lu\u1eadt, t\u1ea1o s\u1ef1 an to\u00e0n ph\u00e1p l\u00fd cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng kinh doanh h\u1ee3p ph\u00e1p, thi\u1ebft ngh\u0129 l\u00e0 c\u00f3 \u00fd ngh\u0129a quan tr\u1ecdng.<\/p>\n

theo th\u1eddi b\u00e1o ng\u00e2n h\u00e0ng<\/span><\/em><\/div>\n
\u00bb\u00a0T\u01b0 v\u1ea5n ph\u00e1p lu\u1eadt t\u00e0i ch\u00ednh v\u00e0 ng\u00e2n h\u00e0ng<\/a>\n<\/div>\n
\u00a0<\/div>\n
\u00bb\u00a0Lu\u1eadt s\u01b0 b\u00e0o ch\u1eefa v\u1ee5 \u00e1n h\u00ecnh s\u1ef1<\/a>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

B\u00e1n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p ph\u1ea1m t\u1ed9i g\u00ec kh\u00f4ng? Vi\u1ec7c vay v\u1ed1n b\u1eb1ng t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m,\u00a0 nh\u01b0ng l\u1ea1i c\u00f3 h\u00e0nh vi c\u1ed1 t\u00ecnh x\u00e2m ph\u1ea1m t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, th\u1eadm ch\u00ed l\u00e0 b\u00e1n t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m v\u1edbi nhi\u1ec1u nguy\u00ean nh\u00e2n \u0111\u00e3 d\u1eabn \u0111\u1ebfn vi ph\u1ea1m v\u1ec1 h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p. C\u1ee5 th\u1ec3 ng\u01b0\u1eddi […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"_links":{"self":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/26389"}],"collection":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/comments?post=26389"}],"version-history":[{"count":2,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/26389\/revisions"}],"predecessor-version":[{"id":35907,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/26389\/revisions\/35907"}],"wp:attachment":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/media?parent=26389"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/categories?post=26389"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/tags?post=26389"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}