{"id":17728,"date":"2016-10-17T14:42:00","date_gmt":"2016-10-17T07:42:00","guid":{"rendered":"https:\/\/luatsubaoho.com\/phapluat\/?p=17728"},"modified":"2020-03-17T14:56:44","modified_gmt":"2020-03-17T07:56:44","slug":"an-le-so-08-2016-al-ve-xac-dinh-lai-suat-viec-dieu-chinh-lai-suat-trong-hop-dong-tin-dung-ke-tu-ngay-tiep-theo-cua-ngay-xet-xu-so-tham","status":"publish","type":"post","link":"https:\/\/luatsubaoho.com\/phapluat\/an-le-so-08-2016-al-ve-xac-dinh-lai-suat-viec-dieu-chinh-lai-suat-trong-hop-dong-tin-dung-ke-tu-ngay-tiep-theo-cua-ngay-xet-xu-so-tham\/","title":{"rendered":"\u00c1n l\u1ec7 s\u1ed1 08\/2016\/AL v\u1ec1 x\u00e1c \u0111\u1ecbnh l\u00e3i su\u1ea5t, vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t trong h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng k\u1ec3 t\u1eeb ng\u00e0y ti\u1ebfp theo c\u1ee7a ng\u00e0y x\u00e9t x\u1eed s\u01a1 th\u1ea9m"},"content":{"rendered":"\n

\u00c1n l\u1ec7 s\u1ed1 08\/2016\/AL v\u1ec1 x\u00e1c \u0111\u1ecbnh l\u00e3i su\u1ea5t, vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t trong h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng k\u1ec3 t\u1eeb ng\u00e0y ti\u1ebfp theo c\u1ee7a ng\u00e0y x\u00e9t x\u1eed s\u01a1 th\u1ea9m v\u1ee5 \u00e1n kinh doanh, th\u01b0\u01a1ng m\u1ea1i<\/span>, \u0111\u01b0\u1ee3c H\u1ed9i \u0111\u1ed3ng Th\u1ea9m ph\u00e1n T\u00f2a \u00e1n nh\u00e2n d\u00e2n t\u1ed1i cao th\u00f4ng qua ng\u00e0y 17 th\u00e1ng 10 n\u0103m 2016 v\u00e0 \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 theo Quy\u1ebft \u0111\u1ecbnh s\u1ed1 698\/Q\u0110-CA ng\u00e0y 17 th\u00e1ng 10 n\u0103m 2016 c\u1ee7a Ch\u00e1nh \u00e1n T\u00f2a \u00e1n nh\u00e2n d\u00e2n t\u1ed1i cao.\u00a0<\/p>\n

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Ngu\u1ed3n \u00e1n l\u1ec7: <\/strong><\/p>\n

Quy\u1ebft \u0111\u1ecbnh gi\u00e1m \u0111\u1ed1c th\u1ea9m s\u1ed1 12\/2013\/KDTM-G\u0110T ng\u00e0y 16-5-2013 c\u1ee7a H\u1ed9i \u0111\u1ed3ng Th\u1ea9m ph\u00e1n T\u00f2a \u00e1n nh\u00e2n d\u00e2n t\u1ed1i cao v\u1ec1 v\u1ee5 \u00e1n kinh doanh, th\u01b0\u01a1ng m\u1ea1i \u201cTranh ch\u1ea5p v\u1ec1 h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d t\u1ea1i th\u00e0nh ph\u1ed1 H\u00e0 N\u1ed9i gi\u1eefa nguy\u00ean \u0111\u01a1n l\u00e0 Ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam v\u1edbi b\u1ecb \u0111\u01a1n l\u00e0 C\u00f4ng ty c\u1ed5 ph\u1ea7n d\u01b0\u1ee3c ph\u1ea9m Kaoli; ng\u01b0\u1eddi c\u00f3 quy\u1ec1n l\u1ee3i v\u00e0 ngh\u0129a v\u1ee5 li\u00ean quan g\u1ed3m c\u00e1c \u00f4ng, b\u00e0 Nguy\u1ec5n Th\u1ecb Ph\u01b0\u1ee3ng, Nguy\u1ec5n \u0110\u0103ng Duy\u00ean, \u0110\u1ed7 Th\u1ecb Loan.<\/p>\n

V\u1ecb tr\u00ed n\u1ed9i dung \u00e1n l\u1ec7:<\/strong><\/p>\n

\u0110o\u1ea1n 16 ph\u1ea7n \u201cX\u00e9t th\u1ea5y\u201d c\u1ee7a quy\u1ebft \u0111\u1ecbnh gi\u00e1m \u0111\u1ed1c th\u1ea9m n\u00eau tr\u00ean.<\/p>\n

Kh\u00e1i qu\u00e1t n\u1ed9i dung c\u1ee7a \u00e1n l\u1ec7:<\/strong><\/p>\n

\u2013 T\u00ecnh hu\u1ed1ng \u00e1n l\u1ec7:<\/strong><\/p>\n

Trong h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng, c\u00e1c b\u00ean c\u00f3 th\u1ecfa thu\u1eadn v\u1ec1 l\u00e3i su\u1ea5t cho vay, g\u1ed3m: l\u00e3i su\u1ea5t cho vay trong h\u1ea1n, l\u00e3i su\u1ea5t n\u1ee3 qu\u00e1 h\u1ea1n, vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t cho vay theo t\u1eebng th\u1eddi k\u1ef3 c\u1ee7a Ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng cho vay m\u00e0 \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m x\u00e9t x\u1eed s\u01a1 th\u1ea9m kh\u00e1ch h\u00e0ng vay ch\u01b0a thanh to\u00e1n, ho\u1eb7c thanh to\u00e1n kh\u00f4ng \u0111\u1ee7 s\u1ed1 ti\u1ec1n n\u1ee3 g\u1ed1c, l\u00e3i theo h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng.<\/p>\n

\u2013 Gi\u1ea3i ph\u00e1p ph\u00e1p l\u00fd:<\/strong><\/p>\n

Tr\u01b0\u1eddng h\u1ee3p n\u00e0y, kh\u00e1ch h\u00e0ng vay ph\u1ea3i ti\u1ebfp t\u1ee5c thanh to\u00e1n cho Ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kho\u1ea3n ti\u1ec1n n\u1ee3 g\u1ed1c ch\u01b0a thanh to\u00e1n, ti\u1ec1n l\u00e3i tr\u00ean n\u1ee3 g\u1ed1c trong h\u1ea1n (n\u1ebfu c\u00f3), l\u00e3i n\u1ee3 qu\u00e1 h\u1ea1n c\u1ee7a s\u1ed1 ti\u1ec1n g\u1ed1c ch\u01b0a thanh to\u00e1n theo m\u1ee9c l\u00e3i su\u1ea5t m\u00e0 c\u00e1c b\u00ean th\u1ecfa thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng cho \u0111\u1ebfn khi thanh to\u00e1n xong kho\u1ea3n n\u1ee3 g\u1ed1c n\u00e0y. Tr\u01b0\u1eddng h\u1ee3p c\u00e1c b\u00ean c\u00f3 th\u1ecfa thu\u1eadn v\u1ec1 vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh m\u1ee9c l\u00e3i su\u1ea5t cho vay theo t\u1eebng th\u1eddi k\u1ef3 c\u1ee7a ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng cho vay th\u00ec l\u00e3i su\u1ea5t m\u00e0 kh\u00e1ch h\u00e0ng vay ph\u1ea3i ti\u1ebfp t\u1ee5c thanh to\u00e1n theo quy\u1ebft \u0111\u1ecbnh c\u1ee7a T\u00f2a \u00e1n c\u0169ng s\u1ebd \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh cho ph\u00f9 h\u1ee3p v\u1edbi s\u1ef1 \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t c\u1ee7a Ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng cho vay.<\/p>\n

Quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt li\u00ean quan \u0111\u1ebfn \u00e1n l\u1ec7:<\/strong><\/p>\n

\u2013 C\u00e1c \u0111i\u1ec1u 471, 474 v\u00e0 \u0110i\u1ec1u 476 B\u1ed9 lu\u1eadt d\u00e2n s\u1ef1 2005;<\/p>\n

\u2013 Kho\u1ea3n 2 \u0110i\u1ec1u 91 Lu\u1eadt T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u0103m 2010;<\/p>\n

\u2013 Kho\u1ea3n 1 \u0110i\u1ec1u 1 Th\u00f4ng t\u01b0 s\u1ed1 12\/2010\/TT-NHNN ng\u00e0y 14-4-2010 c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc h\u01b0\u1edbng d\u1eabn t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng cho vay b\u1eb1ng \u0111\u1ed3ng Vi\u1ec7t Nam \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng theo l\u00e3i su\u1ea5t th\u1ecfa thu\u1eadn;<\/p>\n

\u2013 Kho\u1ea3n 2 \u0110i\u1ec1u 11 Quy ch\u1ebf cho vay c\u1ee7a T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c ban h\u00e0nh theo Quy\u1ebft \u0111\u1ecbnh s\u1ed1 1627\/2001\/Q\u0110-NHNN ng\u00e0y 31-12-2001 c\u1ee7a Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i, b\u1ed5 sung b\u1eb1ng Quy\u1ebft \u0111\u1ecbnh s\u1ed1 127\/2005\/Q\u0110-NHNN ng\u00e0y 03-2-2005.<\/p>\n

T\u1eeb kh\u00f3a c\u1ee7a \u00e1n l\u1ec7: <\/strong><\/p>\n

\u201cL\u00e3i su\u1ea5t\u201d; \u201cN\u1ee3 g\u1ed1c ch\u01b0a thanh to\u00e1n\u201d; \u201cH\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d; \u201c\u0110i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t\u201d; \u201cL\u00e3i su\u1ea5t n\u1ee3 qu\u00e1 h\u1ea1n\u201d.<\/p>\n

N\u1ed8I DUNG V\u1ee4 \u00c1N<\/p>\n

Theo \u0111\u01a1n kh\u1edfi ki\u1ec7n \u0111\u1ec1 ng\u00e0y 20-7-2010 v\u00e0 c\u00e1c t\u00e0i li\u1ec7u, ch\u1ee9ng c\u1ee9 c\u00f3 trong h\u1ed3 s\u01a1 v\u1ee5 \u00e1n th\u00ec th\u1ea5y:<\/p>\n

Ng\u00e2n h\u00e0ng TMCP ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam \u2013 Chi nh\u00e1nh Th\u0103ng Long (sau \u0111\u00e2y vi\u1ebft t\u1eaft l\u00e0 Vietcombank) v\u00e0 C\u00f4ng ty C\u1ed5 ph\u1ea7n D\u01b0\u1ee3c ph\u1ea9m Kaoli (sau \u0111\u00e2y vi\u1ebft t\u1eaft l\u00e0 C\u00f4ng ty Kaoli) c\u00f3 k\u00fd k\u1ebft 04 h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng, g\u1ed3m: H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng s\u1ed1 03\/07\/NHNT-TL ng\u00e0y 25-12-2007; s\u1ed1 04\/07\/NHNT-TL ng\u00e0y 28-12-2007; s\u1ed1 144\/08\/NHNT-TL ng\u00e0y 28-3-2008 v\u00e0 s\u1ed1 234\/08\/NHNT-TL ng\u00e0y 27-5-2008. C\u00e1c h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng n\u00eau tr\u00ean \u0111\u01b0\u1ee3c b\u1ea3o \u0111\u1ea3m b\u1eb1ng t\u00e0i s\u1ea3n l\u00e0 quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf v\u00e0 quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t \u1edf t\u1ea1i:<\/p>\n

\u2013 S\u1ed1 122 \u0110\u1ed9i C\u1ea5n, ph\u01b0\u1eddng \u0110\u1ed9i C\u1ea5n, qu\u1eadn Ba \u0110\u00ecnh, th\u00e0nh ph\u1ed1 H\u00e0 N\u1ed9i (th\u1eeda \u0111\u1ea5t s\u1ed1 46B+39C+37C, t\u1edd b\u1ea3n \u0111\u1ed3 s\u1ed1 19) thu\u1ed9c quy\u1ec1n s\u1edf h\u1eefu v\u00e0 s\u1eed d\u1ee5ng c\u1ee7a b\u00e0 Nguy\u1ec5n Th\u1ecb Ph\u01b0\u1ee3ng (theo H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p s\u1ed1 1678.2008\/H\u0110TC ng\u00e0y 25-6-2008; b\u1ea3o \u0111\u1ea3m cho kho\u1ea3n vay v\u00e0 b\u1ea3o l\u00e3nh cao nh\u1ea5t l\u00e0 4.605.000.000 \u0111\u1ed3ng; c\u00e1c \u0111i\u1ec1u ki\u1ec7n chi ti\u1ebft v\u1ec1 vi\u1ec7c vay v\u00e0 cho vay kho\u1ea3n ti\u1ec1n n\u00eau tr\u00ean s\u1ebd \u0111\u01b0\u1ee3c ghi c\u1ee5 th\u1ec3 trong c\u00e1c gi\u1ea5y t\u1edd nghi\u1ec7p v\u1ee5 ng\u00e2n h\u00e0ng m\u00e0 Vietcombank v\u00e0 B\u00ean \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh (C\u00f4ng ty Kaoli) s\u1ebd k\u00fd t\u1ea1i tr\u1ee5 s\u1edf c\u1ee7a Vietcombank (kho\u1ea3n 1.3 \u0110i\u1ec1u 1); gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 4.605.000.000 \u0111\u1ed3ng theo Bi\u00ean b\u1ea3n \u0111\u1ecbnh gi\u00e1 t\u00e0i s\u1ea3n s\u1ed1 105\/08\/NHNT.TL; th\u1eddi h\u1ea1n th\u1ebf ch\u1ea5p l\u00e0 05 n\u0103m t\u00ednh t\u1eeb ng\u00e0y B\u00ean \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh nh\u1eadn ti\u1ec1n vay; h\u1ee3p \u0111\u1ed3ng c\u00f3 hi\u1ec7u l\u1ef1c k\u1ec3 t\u1eeb th\u1eddi \u0111i\u1ec3m \u0111\u0103ng k\u00fd t\u1ea1i V\u0103n ph\u00f2ng \u0111\u0103ng k\u00fd quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t (kho\u1ea3n 10.1 \u0110i\u1ec1u 10). H\u1ee3p \u0111\u1ed3ng n\u00e0y \u0111\u01b0\u1ee3c c\u00f4ng ch\u1ee9ng vi\u00ean Ph\u00f2ng C\u00f4ng ch\u1ee9ng s\u1ed1 3 th\u00e0nh ph\u1ed1 H\u00e0 N\u1ed9i c\u00f4ng ch\u1ee9ng ng\u00e0y 25-6-2008 v\u00e0 Ph\u00f2ng T\u00e0i nguy\u00ean v\u00e0 m\u00f4i tr\u01b0\u1eddng qu\u1eadn Ba \u0110\u00ecnh ch\u1ee9ng nh\u1eadn \u0111\u0103ng k\u00fd th\u1ebf ch\u1ea5p b\u1eb1ng quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t, t\u00e0i s\u1ea3n g\u1eafn li\u1ec1n v\u1edbi \u0111\u1ea5t ng\u00e0y 10-7-2008). Tr\u01b0\u1edbc \u0111\u00f3, ng\u00e0y 03-9-2007, b\u00e0 Ph\u01b0\u1ee3ng v\u00e0 Vietcombank l\u1eadp Bi\u00ean b\u1ea3n giao nh\u1eadn h\u1ed3 s\u01a1 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, c\u1ea7m c\u1ed1, b\u1ea3o l\u00e3nh v\u1edbi n\u1ed9i dung: \u201cHai b\u00ean ti\u1ebfn h\u00e0nh b\u00e0n giao c\u00e1c gi\u1ea5y t\u1edd b\u1ea3n ch\u00ednh t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m sau \u0111\u00e2y \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o cho c\u00e1c ngh\u0129a v\u1ee5 c\u1ee7a C\u00f4ng ty c\u1ed5 ph\u1ea7n d\u01b0\u1ee3c ph\u1ea9m Kaoli t\u1ea1i Ng\u00e2n h\u00e0ng ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam \u2013 Chi nh\u00e1nh Th\u0103ng Long; t\u00ean t\u00e0i s\u1ea3n: Quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf v\u00e0 quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t \u1edf t\u1ea1i 122 \u0110\u1ed9i C\u1ea5n, ph\u01b0\u1eddng \u0110\u1ed9i C\u1ea5n, qu\u1eadn Ba \u0110\u00ecnh, H\u00e0 N\u1ed9i\u201d (BL 52).<\/p>\n

\u2013 T\u1ed5 13 c\u1ee5m 2 ph\u01b0\u1eddng Nh\u1eadt T\u00e2n, qu\u1eadn T\u00e2y H\u1ed3, th\u00e0nh ph\u1ed1 H\u00e0 N\u1ed9i thu\u1ed9c quy\u1ec1n s\u1edf h\u1eefu v\u00e0 s\u1eed d\u1ee5ng c\u1ee7a \u00f4ng Nguy\u1ec5n \u0110\u0103ng Duy\u00ean v\u00e0 v\u1ee3 l\u00e0 b\u00e0 \u0110\u1ed7 Th\u1ecb Loan (theo H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p s\u1ed1 1677.2008\/H\u0110TC ng\u00e0y 25-6-2008, b\u1ea3o \u0111\u1ea3m cho kho\u1ea3n vay v\u00e0 b\u1ea3o l\u00e3nh cao nh\u1ea5t l\u00e0 1.250.000.000 \u0111\u1ed3ng; c\u00e1c \u0111i\u1ec1u ki\u1ec7n chi ti\u1ebft v\u1ec1 vi\u1ec7c vay v\u00e0 cho vay kho\u1ea3n ti\u1ec1n n\u00eau tr\u00ean s\u1ebd \u0111\u01b0\u1ee3c ghi c\u1ee5 th\u1ec3 trong c\u00e1c gi\u1ea5y t\u1edd nghi\u1ec7p v\u1ee5 ng\u00e2n h\u00e0ng m\u00e0 Vietcombank v\u00e0 B\u00ean \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh (C\u00f4ng ty Kaoli) s\u1ebd k\u00fd t\u1ea1i tr\u1ee5 s\u1edf c\u1ee7a Vietcombank (kho\u1ea3n 1.3 \u0110i\u1ec1u 1); gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 1.250.000.000 \u0111\u1ed3ng theo Bi\u00ean b\u1ea3n \u0111\u1ecbnh gi\u00e1 t\u00e0i s\u1ea3n s\u1ed1 106\/08\/NHNT.TL ng\u00e0y 03-9-2007 (kho\u1ea3n 3.1 \u0110i\u1ec1u 3); th\u1eddi h\u1ea1n th\u1ebf ch\u1ea5p l\u00e0 05 n\u0103m t\u00ednh t\u1eeb ng\u00e0y B\u00ean \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh nh\u1eadn ti\u1ec1n vay; h\u1ee3p \u0111\u1ed3ng c\u00f3 hi\u1ec7u l\u1ef1c k\u1ec3 t\u1eeb th\u1eddi \u0111i\u1ec3m \u0111\u0103ng k\u00fd t\u1ea1i V\u0103n ph\u00f2ng \u0111\u0103ng k\u00fd quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t (kho\u1ea3n 10.1 \u0110i\u1ec1u 10); h\u1ee3p \u0111\u1ed3ng n\u00e0y \u0111\u01b0\u1ee3c c\u00f4ng ch\u1ee9ng vi\u00ean Ph\u00f2ng C\u00f4ng ch\u1ee9ng s\u1ed1 3 th\u00e0nh ph\u1ed1 H\u00e0 N\u1ed9i c\u00f4ng ch\u1ee9ng ng\u00e0y 25-6-2008 v\u00e0 Ph\u00f2ng T\u00e0i nguy\u00ean v\u00e0 m\u00f4i tr\u01b0\u1eddng qu\u1eadn Ba \u0110\u00ecnh ch\u1ee9ng nh\u1eadn \u0111\u0103ng k\u00fd th\u1ebf ch\u1ea5p b\u1eb1ng quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t, t\u00e0i s\u1ea3n g\u1eafn li\u1ec1n v\u1edbi \u0111\u1ea5t ng\u00e0y 01-7-2008). Tr\u01b0\u1edbc \u0111\u00f3, ng\u00e0y 03-9-2007, \u00f4ng Nguy\u1ec5n \u0110\u0103ng Duy\u00ean v\u00e0 Vietcombank \u2013 Chi nh\u00e1nh Th\u0103ng Long l\u1eadp Bi\u00ean b\u1ea3n giao nh\u1eadn h\u1ed3 s\u01a1 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, c\u1ea7m c\u1ed1, b\u1ea3o l\u00e3nh v\u1edbi n\u1ed9i dung: \u201cHai b\u00ean ti\u1ebfn h\u00e0nh b\u00e0n giao c\u00e1c gi\u1ea5y t\u1edd b\u1ea3n ch\u00ednh t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m sau \u0111\u00e2y \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o cho c\u00e1c ngh\u0129a v\u1ee5 c\u1ee7a C\u00f4ng ty c\u1ed5 ph\u1ea7n d\u01b0\u1ee3c ph\u1ea9m Kaoli t\u1ea1i Ng\u00e2n h\u00e0ng ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam \u2013 Chi nh\u00e1nh Th\u0103ng Long; t\u00ean t\u00e0i s\u1ea3n: Quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf v\u00e0 quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t \u1edf t\u1ea1i t\u1ed5 13 c\u1ee5m 2 ph\u01b0\u1eddng Nh\u1eadt T\u00e2n, qu\u1eadn T\u00e2y H\u1ed3, H\u00e0 N\u1ed9i\u201d (BL 58a).<\/p>\n

Ngo\u00e0i ra, c\u00e1c kho\u1ea3n vay c\u1ee7a c\u00e1c h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng n\u00eau tr\u00ean c\u00f2n \u0111\u01b0\u1ee3c b\u1ea3o \u0111\u1ea3m b\u1eb1ng t\u00e0i s\u1ea3n l\u00e0 nh\u00e0, \u0111\u1ea5t thu\u1ed9c quy\u1ec1n s\u1eed d\u1ee5ng v\u00e0 s\u1edf h\u1eefu c\u1ee7a \u00f4ng Cao Ng\u1ecdc Minh v\u00e0 v\u1ee3 l\u00e0 b\u00e0 \u0110o\u00e0n Th\u1ecb Thanh Th\u1ee7y; nh\u00e0, \u0111\u1ea5t c\u1ee7a \u00f4ng Giang Cao Th\u1eafng v\u00e0 v\u1ee3 l\u00e0 b\u00e0 D\u01b0\u01a1ng Th\u1ecb Sinh (\u0111\u00e3 \u0111\u01b0\u1ee3c gi\u1ea3i ch\u1ea5p); quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t c\u1ee7a \u00f4ng Chu Qu\u1ed1c Khanh; nh\u00e0, \u0111\u1ea5t c\u1ee7a b\u00e0 Chu Th\u1ecb H\u1ed3ng v\u00e0 \u00f4ng Nguy\u1ec5n V\u0103n Minh.<\/p>\n

Th\u1ef1c hi\u1ec7n h\u1ee3p \u0111\u1ed3ng, Vietcombank \u2013 Chi nh\u00e1nh Th\u0103ng Long \u0111\u00e3 gi\u1ea3i ng\u00e2n cho C\u00f4ng ty Kaoli vay s\u1ed1 ti\u1ec1n theo c\u00e1c h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng n\u00f3i tr\u00ean. C\u00f4ng ty Kaoli ch\u1ec9 m\u1edbi tr\u1ea3 \u0111\u01b0\u1ee3c m\u1ed9t ph\u1ea7n ti\u1ec1n n\u1ee3 g\u1ed1c v\u00e0 n\u1ee3 l\u00e3i. Vietcombank kh\u1edfi ki\u1ec7n y\u00eau c\u1ea7u T\u00f2a \u00e1n bu\u1ed9c C\u00f4ng ty Kaoli ph\u1ea3i thanh to\u00e1n s\u1ed1 ti\u1ec1n c\u00f2n n\u1ee3 c\u1ee7a 04 h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng n\u00eau tr\u00ean l\u00e0 8.197.957.837 \u0111\u1ed3ng (trong \u0111\u00f3: n\u1ee3 g\u1ed1c l\u00e0 5.457.000.000 \u0111\u1ed3ng, n\u1ee3 l\u00e3i trong h\u1ea1n l\u00e0 397.149.467 \u0111\u1ed3ng, n\u1ee3 l\u00e3i qu\u00e1 h\u1ea1n t\u00ednh \u0111\u1ebfn ng\u00e0y x\u00e9t x\u1eed s\u01a1 th\u1ea9m l\u00e0 2.343.808.370 \u0111\u1ed3ng) v\u00e0 x\u1eed l\u00fd t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p c\u1ee7a b\u00e0 Nguy\u1ec5n Th\u1ecb Ph\u01b0\u1ee3ng; c\u1ee7a \u00f4ng Nguy\u1ec5n \u0110\u0103ng Duy\u00ean v\u00e0 b\u00e0 \u0110\u1ed7 Th\u1ecb Loan \u0111\u1ec3 thu h\u1ed3i n\u1ee3.<\/p>\n

\u0110\u1ea1i di\u1ec7n b\u1ecb \u0111\u01a1n \u2013 \u00f4ng \u0110\u1ed7 V\u0103n Ch\u00ednh, gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Kaoli tr\u00ecnh b\u00e0y: \u00d4ng th\u1eeba nh\u1eadn C\u00f4ng ty Kaoli c\u00f2n n\u1ee3 Vietcombank s\u1ed1 ti\u1ec1n g\u1ed1c v\u00e0 l\u00e3i trong h\u1ea1n, l\u00e3i qu\u00e1 h\u1ea1n theo 04 H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng nh\u01b0 Vietcombank tr\u00ecnh b\u00e0y l\u00e0 \u0111\u00fang. \u00d4ng x\u00e1c \u0111\u1ecbnh tr\u00e1ch nhi\u1ec7m tr\u1ea3 n\u1ee3 theo 04 h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng n\u00eau tr\u00ean l\u00e0 c\u1ee7a C\u00f4ng ty Kaoli v\u00e0 xin tr\u1ea3 d\u1ea7n trong th\u1eddi h\u1ea1n 05 n\u0103m.<\/p>\n

Tr\u01b0\u1eddng h\u1ee3p C\u00f4ng ty Kaoli kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3 ho\u1eb7c tr\u1ea3 n\u1ee3 kh\u00f4ng \u0111\u1ea7y \u0111\u1ee7, Vietcombank y\u00eau c\u1ea7u ph\u00e1t m\u1ea1i t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o c\u1ee7a b\u00e0 Nguy\u1ec5n Th\u1ecb Ph\u01b0\u1ee3ng, c\u1ee7a \u00f4ng Nguy\u1ec5n \u0110\u0103ng Duy\u00ean v\u00e0 b\u00e0 \u0110\u1ed7 Th\u1ecb Loan th\u00ec \u0111\u1ec1 ngh\u1ecb T\u00f2a \u00e1n gi\u1ea3i quy\u1ebft theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt. \u00d4ng Ch\u00ednh x\u00e1c nh\u1eadn Vietcombank gi\u1ea3i ng\u00e2n tr\u01b0\u1edbc khi k\u00fd k\u1ebft H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p s\u1ed1 1678.2008\/H\u0110TC ng\u00e0y 25-6-2008 v\u00e0 H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p s\u1ed1 1677.2008\/H\u0110TC ng\u00e0y 25-6-2008. T\u1eeb ng\u00e0y 25-6-2008 \u0111\u1ebfn nay, C\u00f4ng ty Kaoli kh\u00f4ng vay th\u00eam m\u1ed9t kho\u1ea3n vay n\u00e0o kh\u00e1c, kh\u00f4ng k\u00fd h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng n\u00e0o kh\u00e1c v\u1edbi Vietcombank.<\/p>\n

Ng\u01b0\u1eddi c\u00f3 quy\u1ec1n l\u1ee3i, ngh\u0129a v\u1ee5 li\u00ean quan tr\u00ecnh b\u00e0y:<\/p>\n

\u2013 \u00d4ng Nguy\u1ec5n V\u0103n Nghi (\u0111\u1ea1i di\u1ec7n theo \u1ee7y quy\u1ec1n c\u1ee7a b\u00e0 Nguy\u1ec5n Th\u1ecb Ph\u01b0\u1ee3ng) tr\u00ecnh b\u00e0y: Vietcombank kh\u1edfi ki\u1ec7n C\u00f4ng ty Kaoli v\u00e0 \u0111\u1ec1 ngh\u1ecb T\u00f2a \u00e1n cho ph\u00e1t m\u1ea1i t\u00e0i s\u1ea3n c\u1ee7a b\u00e0 Ph\u01b0\u1ee3ng trong tr\u01b0\u1eddng h\u1ee3p C\u00f4ng ty Kaoli kh\u00f4ng th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3, \u00f4ng kh\u00f4ng \u0111\u1ed3ng \u00fd v\u00ec b\u00e0 Ph\u01b0\u1ee3ng k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p v\u00e0o ng\u00e0y 25-6-2008 n\u00ean kh\u00f4ng ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m b\u1ea3o l\u00e3nh cho kho\u1ea3n vay c\u1ee7a C\u00f4ng ty Kaoli t\u1ea1i Vietcombank theo 04 h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng m\u00e0 Vietcombank \u0111ang kh\u1edfi ki\u1ec7n. \u0110\u1ec1 ngh\u1ecb T\u00f2a \u00e1n bu\u1ed9c Vietcombank l\u00e0m th\u1ee7 t\u1ee5c gi\u1ea3i ch\u1ea5p v\u00e0 tr\u1ea3 l\u1ea1i Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t v\u00e0 quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf cho b\u00e0 Ph\u01b0\u1ee3ng.<\/p>\n

\u2013 \u00d4ng Nguy\u1ec5n \u0110\u0103ng Duy\u00ean v\u00e0 b\u00e0 \u0110\u1ed7 Th\u1ecb Loan c\u00f9ng tr\u00ecnh b\u00e0y: V\u1ee3 ch\u1ed3ng \u00f4ng, b\u00e0 c\u00f3 k\u00fd H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p ng\u00e0y 25-6-2008 nh\u01b0ng h\u1ee3p \u0111\u1ed3ng n\u00e0y ch\u1ec9 \u0111\u1ea3m b\u1ea3o cho kho\u1ea3n vay c\u1ee7a C\u00f4ng ty Kaoli t\u1ea1i Vietcombank v\u00e0 s\u1ebd ch\u1ecbu m\u1ecdi tr\u00e1ch nhi\u1ec7m ph\u00e1t sinh t\u1eeb th\u1eddi \u0111i\u1ec3m sau ng\u00e0y 25-6-2008 \u0111\u1ebfn ng\u00e0y 25-4-2009 c\u00f2n to\u00e0n b\u1ed9 nh\u1eefng h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng \u0111\u00e3 k\u00fd tr\u01b0\u1edbc th\u1eddi \u0111i\u1ec3m ng\u00e0y 25-6-2008 gi\u1eefa Vietcombank v\u00e0 C\u00f4ng ty Kaoli th\u00ec \u00f4ng, b\u00e0 kh\u00f4ng ch\u1ecbu tr\u00e1ch nhi\u1ec7m. Theo Vietcombank th\u00ec t\u1eeb sau th\u1eddi \u0111i\u1ec3m ng\u00e0y 25-6-2008 \u0111\u1ebfn nay, Vietcombank kh\u00f4ng k\u00fd h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng n\u00e0o v\u1edbi C\u00f4ng ty Kaoli. Do v\u1eady, tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd c\u1ee7a \u00f4ng, b\u00e0 ch\u01b0a ph\u00e1t sinh. \u0110\u1ec1 ngh\u1ecb T\u00f2a \u00e1n bu\u1ed9c Vietcombank ph\u1ea3i gi\u1ea3i ch\u1ea5p t\u00e0i s\u1ea3n theo H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p ng\u00e0y 25-6-2008 cho \u00f4ng, b\u00e0.<\/p>\n

T\u1ea1i B\u1ea3n \u00e1n kinh doanh, th\u01b0\u01a1ng m\u1ea1i s\u01a1 th\u1ea9m s\u1ed1 32\/2011\/KDTM-ST ng\u00e0y 24-3-2011, T\u00f2a \u00e1n nh\u00e2n d\u00e2n th\u00e0nh ph\u1ed1 H\u00e0 N\u1ed9i quy\u1ebft \u0111\u1ecbnh:<\/p>\n

\u201c1. Ch\u1ea5p nh\u1eadn m\u1ed9t ph\u1ea7n y\u00eau c\u1ea7u kh\u1edfi ki\u1ec7n c\u1ee7a Ng\u00e2n h\u00e0ng TMCP ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam \u0111\u1ed1i v\u1edbi C\u00f4ng ty Kaoli. Bu\u1ed9c C\u00f4ng ty Kaoli c\u00f3 tr\u00e1ch nhi\u1ec7m ph\u1ea3i tr\u1ea3 cho Ng\u00e2n h\u00e0ng t\u1ed5ng s\u1ed1 ti\u1ec1n n\u1ee3 g\u1ed1c v\u00e0 l\u00e3i l\u00e0 8.197.957.837 \u0111\u1ed3ng.<\/p>\n

Kh\u00f4ng ch\u1ea5p nh\u1eadn y\u00eau c\u1ea7u c\u1ee7a Ng\u00e2n h\u00e0ng TMCP ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam \u0111\u00f2i ph\u00e1t m\u00e3i c\u00e1c t\u00e0i s\u1ea3n l\u00e0 gi\u00e1 tr\u1ecb quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf v\u00e0 quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t \u1edf t\u1ea1i th\u1eeda \u0111\u1ea5t s\u1ed1 46B + 39C + 37C, t\u1edd b\u1ea3n \u0111\u1ed3 s\u1ed1 19, \u0111\u1ecba ch\u1ec9 s\u1ed1 122 \u0110\u1ed9i C\u1ea5n, ph\u01b0\u1eddng \u0110\u1ed9i C\u1ea5n, qu\u1eadn Ba \u0110\u00ecnh, th\u00e0nh ph\u1ed1 H\u00e0 N\u1ed9i theo Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf v\u00e0 quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t \u1edf s\u1ed1 10101132587 do U\u1ef7 ban nh\u00e2n d\u00e2n qu\u1eadn Ba \u0110\u00ecnh c\u1ea5p ng\u00e0y 27-4-2004 cho b\u00e0 Nguy\u1ec5n Th\u1ecb Ph\u01b0\u1ee3ng v\u00e0 gi\u00e1 tr\u1ecb quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf v\u00e0 quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t \u1edf t\u1ea1i \u0111\u1ecba ch\u1ec9 s\u1ed1 t\u1ed5 13, c\u1ee5m 2, ph\u01b0\u1eddng Nh\u1eadt T\u00e2n, qu\u1eadn T\u00e2y H\u1ed3, th\u00e0nh ph\u1ed1 H\u00e0 N\u1ed9i theo Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf v\u00e0 quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t \u1edf t\u1ea1i th\u1eeda \u0111\u1ea5t s\u1ed1 13+64A (1 ph\u1ea7n), t\u1edd b\u1ea3n \u0111\u1ed3 s\u1ed1 04 t\u1ea1i \u0111\u1ecba ch\u1ec9 s\u1ed1 t\u1ed5 13 c\u1ee5m 2, ph\u01b0\u1eddng Nh\u1eadt T\u00e2n, qu\u1eadn T\u00e2y H\u1ed3, H\u00e0 N\u1ed9i theo Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf v\u00e0 quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t \u1edf s\u1ed1 10103090899 do \u1ee6y ban nh\u00e2n d\u00e2n th\u00e0nh ph\u1ed1 H\u00e0 N\u1ed9i c\u1ea5p ng\u00e0y 23-3-2004 cho \u00f4ng Nguy\u1ec5n \u0110\u0103ng Duy\u00ean v\u00e0 v\u1ee3 l\u00e0 b\u00e0 \u0110\u1ed7 Th\u1ecb Loan.<\/p>\n

Ng\u00e2n h\u00e0ng TMCP ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam c\u00f3 tr\u00e1ch nhi\u1ec7m tr\u1ea3 l\u1ea1i \u0111\u1ea7y \u0111\u1ee7 gi\u1ea5y t\u1edd v\u1ec1 quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf v\u00e0 quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t \u1edf v\u00e0 l\u00e0m th\u1ee7 t\u1ee5c gi\u1ea3i t\u1ecfa t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p cho b\u00e0 Nguy\u1ec5n Th\u1ecb Ph\u01b0\u1ee3ng v\u00e0 v\u1ee3, ch\u1ed3ng \u00f4ng Nguy\u1ec5n \u0110\u0103ng Duy\u00ean, b\u00e0 \u0110\u1ed7 Th\u1ecb Loan\u201d.<\/p>\n

Ngo\u00e0i ra, T\u00f2a \u00e1n c\u1ea5p s\u01a1 th\u1ea9m c\u00f2n c\u00f3 quy\u1ebft \u0111\u1ecbnh v\u1ec1 \u00e1n ph\u00ed, quy\u1ec1n kh\u00e1ng c\u00e1o c\u1ee7a c\u00e1c \u0111\u01b0\u01a1ng s\u1ef1 theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/p>\n

Ng\u00e0y 04-4-2011, Vietcombank c\u00f3 \u0111\u01a1n kh\u00e1ng c\u00e1o.<\/p>\n

T\u1ea1i B\u1ea3n \u00e1n kinh doanh, th\u01b0\u01a1ng m\u1ea1i ph\u00fac th\u1ea9m s\u1ed1 148\/2011\/KDTM-PT ng\u00e0y 17-8-2011, T\u00f2a ph\u00fac th\u1ea9m T\u00f2a \u00e1n nh\u00e2n d\u00e2n t\u1ed1i cao t\u1ea1i H\u00e0 N\u1ed9i c\u0103n c\u1ee9 kho\u1ea3n 2 \u0110i\u1ec1u 275 v\u00e0 kho\u1ea3n 1 \u0110i\u1ec1u 276 B\u1ed9 lu\u1eadt t\u1ed1 t\u1ee5ng d\u00e2n s\u1ef1 quy\u1ebft \u0111\u1ecbnh:<\/p>\n

\u201cS\u1eeda B\u1ea3n \u00e1n kinh doanh, th\u01b0\u01a1ng m\u1ea1i s\u01a1 th\u1ea9m s\u1ed1 32\/2011\/KDTM-ST ng\u00e0y 23 v\u00e0 24-3-2011 c\u1ee7a T\u00f2a \u00e1n nh\u00e2n d\u00e2n th\u00e0nh ph\u1ed1 H\u00e0 N\u1ed9i v\u1ec1 ph\u1ea7n ngh\u0129a v\u1ee5 b\u1ea3o l\u00e3nh \u0111\u1ed1i v\u1edbi b\u00e0 Nguy\u1ec5n Th\u1ecb Ph\u01b0\u1ee3ng v\u00e0 v\u1ee3, ch\u1ed3ng \u00f4ng Nguy\u1ec5n \u0110\u0103ng Duy\u00ean, b\u00e0 \u0110\u1ed7 Th\u1ecb Loan, c\u1ee5 th\u1ec3 nh\u01b0 sau:<\/p>\n

X\u1eed: C\u00e1c Bi\u00ean b\u1ea3n b\u00e0n giao h\u1ed3 s\u01a1 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, c\u1ea7m c\u1ed1, b\u1ea3o l\u00e3nh
ng\u00e0y 03-9-2007 gi\u1eefa Ng\u00e2n h\u00e0ng TMCP ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam \u2013 Chi nh\u00e1nh Th\u0103ng Long v\u1edbi b\u00e0 Nguy\u1ec5n Th\u1ecb Ph\u01b0\u1ee3ng v\u00e0 v\u1ee3 ch\u1ed3ng \u00f4ng Nguy\u1ec5n \u0110\u0103ng Duy\u00ean, b\u00e0 \u0110\u1ed7 Th\u1ecb Loan l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o l\u00e3nh (c\u00e1c b\u00fat l\u1ee5c s\u1ed1 52, 58a).<\/p>\n

Bu\u1ed9c C\u00f4ng ty c\u1ed5 ph\u1ea7n d\u01b0\u1ee3c ph\u1ea9m Kaoli ph\u1ea3i c\u00f3 tr\u00e1ch nhi\u1ec7m thanh to\u00e1n tr\u1ea3 cho Ng\u00e2n h\u00e0ng TMCP ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam t\u1ed5ng s\u1ed1 ti\u1ec1n n\u1ee3 g\u1ed1c v\u00e0 n\u1ee3 l\u00e3i l\u00e0 8.197.957.837 \u0111\u1ed3ng\u2026<\/p>\n

Trong tr\u01b0\u1eddng h\u1ee3p C\u00f4ng ty c\u1ed5 ph\u1ea7n d\u01b0\u1ee3c ph\u1ea9m Kaoli kh\u00f4ng th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 ho\u1eb7c th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3 kh\u00f4ng \u0111\u1ea7y \u0111\u1ee7 cho Ng\u00e2n h\u00e0ng TMCP ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam th\u00ec Ng\u00e2n h\u00e0ng TMCP ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam c\u00f3 quy\u1ec1n y\u00eau c\u1ea7u C\u1ee5c thi h\u00e0nh \u00e1n d\u00e2n s\u1ef1 th\u00e0nh ph\u1ed1 H\u00e0 N\u1ed9i x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o l\u00e3nh theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt thi h\u00e0nh \u00e1n d\u00e2n s\u1ef1 \u0111\u1ec3 thu h\u1ed3i n\u1ee3 theo tr\u00e1ch nhi\u1ec7m b\u1ea3o l\u00e3nh c\u1ee7a ng\u01b0\u1eddi b\u1ea3o l\u00e3nh.<\/p>\n

\u2026K\u1ec3 t\u1eeb ng\u00e0y b\u1ea3n \u00e1n c\u00f3 hi\u1ec7u l\u1ef1c ph\u00e1p lu\u1eadt v\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c thi h\u00e0nh \u00e1n c\u00f3 \u0111\u01a1n y\u00eau c\u1ea7u thi h\u00e0nh \u00e1n, ng\u01b0\u1eddi ph\u1ea3i thi h\u00e0nh \u00e1n c\u00f2n ph\u1ea3i tr\u1ea3 l\u00e3i \u0111\u1ed1i v\u1edbi s\u1ed1 ti\u1ec1n ch\u1eadm thi h\u00e0nh \u00e1n theo l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u00f4ng b\u1ed1 t\u01b0\u01a1ng \u1ee9ng v\u1edbi th\u1eddi gian ch\u1eadm thi h\u00e0nh \u00e1n\u201d.<\/p>\n

Ngo\u00e0i ra, T\u00f2a \u00e1n c\u1ea5p ph\u00fac th\u1ea9m c\u00f2n quy\u1ebft \u0111\u1ecbnh v\u1ec1 \u00e1n ph\u00ed, v\u1ec1 vi\u1ec7c thi h\u00e0nh \u00e1n.<\/p>\n

Sau khi x\u00e9t x\u1eed ph\u00fac th\u1ea9m, b\u00e0 Nguy\u1ec5n Th\u1ecb Ph\u01b0\u1ee3ng; \u00f4ng Nguy\u1ec5n \u0110\u0103ng Duy\u00ean v\u00e0 b\u00e0 \u0110\u1ed7 Th\u1ecb Loan c\u00f3 nhi\u1ec1u \u0111\u01a1n \u0111\u1ec1 ngh\u1ecb x\u00e9t l\u1ea1i b\u1ea3n \u00e1n ph\u00fac th\u1ea9m n\u00eau tr\u00ean theo th\u1ee7 t\u1ee5c gi\u00e1m \u0111\u1ed1c th\u1ea9m.<\/p>\n

T\u1ea1i Quy\u1ebft \u0111\u1ecbnh kh\u00e1ng ngh\u1ecb s\u1ed1 34\/2012\/KDTM-KN ng\u00e0y 15-10-2012, Ch\u00e1nh \u00e1n T\u00f2a \u00e1n nh\u00e2n d\u00e2n t\u1ed1i cao \u0111\u1ec1 ngh\u1ecb H\u1ed9i \u0111\u1ed3ng Th\u1ea9m ph\u00e1n T\u00f2a \u00e1n nh\u00e2n d\u00e2n t\u1ed1i cao x\u00e9t x\u1eed theo th\u1ee7 t\u1ee5c gi\u00e1m \u0111\u1ed1c th\u1ea9m theo h\u01b0\u1edbng h\u1ee7y B\u1ea3n \u00e1n kinh doanh, th\u01b0\u01a1ng m\u1ea1i ph\u00fac th\u1ea9m s\u1ed1 148\/2011\/KDTM-PT ng\u00e0y 17-8-2011 c\u1ee7a T\u00f2a ph\u00fac th\u1ea9m T\u00f2a \u00e1n nh\u00e2n d\u00e2n t\u1ed1i cao t\u1ea1i H\u00e0 N\u1ed9i; giao h\u1ed3 s\u01a1 v\u1ee5 \u00e1n cho T\u00f2a ph\u00fac th\u1ea9m T\u00f2a \u00e1n nh\u00e2n d\u00e2n t\u1ed1i cao t\u1ea1i H\u00e0 N\u1ed9i x\u00e9t x\u1eed ph\u00fac th\u1ea9m l\u1ea1i theo \u0111\u00fang quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/p>\n

T\u1ea1i phi\u00ean t\u00f2a gi\u00e1m \u0111\u1ed1c th\u1ea9m, \u0111\u1ea1i di\u1ec7n Vi\u1ec7n ki\u1ec3m s\u00e1t nh\u00e2n d\u00e2n t\u1ed1i cao nh\u1ea5t tr\u00ed v\u1edbi kh\u00e1ng ngh\u1ecb c\u1ee7a Ch\u00e1nh \u00e1n T\u00f2a \u00e1n nh\u00e2n d\u00e2n t\u1ed1i cao.<\/p>\n

H\u1ed9i \u0111\u1ed3ng Th\u1ea9m ph\u00e1n T\u00f2a \u00e1n nh\u00e2n d\u00e2n t\u1ed1i cao nh\u1eadn \u0111\u1ecbnh<\/strong>:<\/p>\n

X\u00e9t c\u00e1c H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t v\u00e0 t\u00e0i s\u1ea3n g\u1eafn li\u1ec1n v\u1edbi \u0111\u1ea5t \u0111\u1ec3 b\u1ea3o l\u00e3nh cho ng\u01b0\u1eddi th\u1ee9 ba vay v\u1ed1n ng\u00e2n h\u00e0ng (S\u1ed1 c\u00f4ng ch\u1ee9ng: 1677.2008\/H\u0110TC v\u00e0 1678.2008\/H\u0110TC c\u00f9ng ng\u00e0y 25-6-2008) th\u1ea5y:<\/p>\n

C\u1ea3 hai h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t v\u00e0 t\u00e0i s\u1ea3n g\u1eafn li\u1ec1n v\u1edbi \u0111\u1ea5t \u0111\u1ec3 b\u1ea3o l\u00e3nh cho ng\u01b0\u1eddi th\u1ee9 ba vay v\u1ed1n ng\u00e2n h\u00e0ng \u0111\u1ec1u kh\u00f4ng n\u00eau r\u00f5 b\u1ea3o \u0111\u1ea3m cho kho\u1ea3n vay theo h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng n\u00e0o v\u00e0 \u0111\u1ec1u \u0111\u01b0\u1ee3c k\u00fd k\u1ebft sau khi 04 H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng (s\u1ed1 03\/07\/NHNT-TL ng\u00e0y 25-12-2007; s\u1ed1 04\/07\/NHNT-TL ng\u00e0y 28-12-2007; s\u1ed1 144\/08\/NHNT-TL ng\u00e0y 28-3-2008 v\u00e0 s\u1ed1 234\/08\/NHNT-TL ng\u00e0y 27-5-2008) \u0111\u00e3 \u0111\u01b0\u1ee3c Vietcombank \u2013 Chi nh\u00e1nh Th\u0103ng Long gi\u1ea3i ng\u00e2n. Theo quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 1.3 \u0110i\u1ec1u 1 c\u1ee7a hai H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p n\u00eau tr\u00ean th\u00ec: \u201cC\u00e1c \u0111i\u1ec1u ki\u1ec7n chi ti\u1ebft v\u1ec1 vi\u1ec7c vay v\u00e0 cho vay kho\u1ea3n ti\u1ec1n n\u00eau tr\u00ean (Ngh\u0129a v\u1ee5 \u0111\u01b0\u1ee3c b\u1ea3o \u0111\u1ea3m l\u00e0 kho\u1ea3n vay v\u00e0 b\u1ea3o l\u00e3nh cao nh\u1ea5t l\u00e0 4.605.000.000 \u0111\u1ed3ng\u2026; \u2013 kho\u1ea3n 1.2 \u0110i\u1ec1u 1 H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p) s\u1ebd \u0111\u01b0\u1ee3c ghi c\u1ee5 th\u1ec3 trong gi\u1ea5y t\u1edd nghi\u1ec7p v\u1ee5 Ng\u00e2n h\u00e0ng m\u00e0 b\u00ean B (Vietcombank \u2013 Chi nh\u00e1nh Th\u0103ng Long) v\u00e0 b\u00ean \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh s\u1ebd k\u00fd t\u1ea1i tr\u1ee5 s\u1edf c\u1ee7a b\u00ean B (Vietcombank \u2013 Chi nh\u00e1nh Th\u0103ng Long)\u201d th\u00ec c\u00f3 th\u1ec3 hi\u1ec3u b\u00e0 Ph\u01b0\u1ee3ng, v\u1ee3 ch\u1ed3ng \u00f4ng Duy\u00ean v\u00e0 b\u00e0 Loan ch\u1ec9 b\u1ea3o l\u00e3nh cho C\u00f4ng ty Kaoli vay ti\u1ec1n theo c\u00e1c h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng s\u1ebd \u0111\u01b0\u1ee3c k\u00fd t\u1ea1i tr\u1ee5 s\u1edf c\u1ee7a Vietcombank sau ng\u00e0y k\u00fd h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p (ng\u00e0y 25-6-2008) ch\u1ee9 kh\u00f4ng b\u1ea3o l\u00e3nh cho c\u00e1c kho\u1ea3n vay c\u1ee7a 04 H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng \u0111\u00e3 k\u00fd tr\u01b0\u1edbc \u0111\u00f3.<\/p>\n

Vietcombank c\u0103n c\u1ee9 v\u00e0o kho\u1ea3n 6.2 \u0110i\u1ec1u 6 c\u1ee7a 04 H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng n\u00eau tr\u00ean v\u1ec1 bi\u1ec7n ph\u00e1p b\u1ea3o \u0111\u1ea3m ti\u1ec1n vay c\u00f3 ghi (vi\u1ebft tay) n\u1ed9i dung: \u201cC\u00e1c th\u1ecfa thu\u1eadn chi ti\u1ebft v\u1ec1 t\u00e0i s\u1ea3n, quy\u1ec1n v\u00e0 ngh\u0129a v\u1ee5 c\u1ee7a c\u00e1c b\u00ean \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh c\u1ee5 th\u1ec3 trong\u2026H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p s\u1ed1 1677.2008\/H\u0110TC ng\u00e0y 25-6-2008 v\u00e0 H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p s\u1ed1 1678.2008\/H\u0110TC ng\u00e0y 25-6-2008\u201d \u0111\u1ec3 y\u00eau c\u1ea7u T\u00f2a \u00e1n bu\u1ed9c b\u00e0 Ph\u01b0\u1ee3ng, v\u1ee3 ch\u1ed3ng \u00f4ng Duy\u00ean v\u00e0 b\u00e0 Loan ph\u1ea3i c\u00f3 tr\u00e1ch nhi\u1ec7m b\u1ea3o l\u00e3nh \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n vay c\u1ee7a C\u00f4ng ty Kaoli theo 04 H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng n\u00eau tr\u00ean. Nh\u01b0ng n\u1ed9i dung n\u00e0y, theo \u0111\u1ea1i di\u1ec7n Vietcombank tr\u00ecnh b\u00e0y t\u1ea1i phi\u00ean t\u00f2a s\u01a1 th\u1ea9m l\u00e0 \u201cdo k\u1ebf to\u00e1n c\u1ee7a Ng\u00e2n h\u00e0ng vi\u1ebft\u201d. T\u1ea1i phi\u00ean t\u00f2a s\u01a1 th\u1ea9m, \u00f4ng \u0110\u1ed7 V\u0103n Ch\u00ednh \u2013 Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Kaoli tr\u00ecnh b\u00e0y: \u201cC\u00f4ng ty Kaoli kh\u00f4ng bi\u1ebft vi\u1ec7c vi\u1ebft th\u00eam n\u00e0y\u201d v\u00e0 \u201cKh\u00f4ng \u0111\u1ed3ng \u00fd v\u1edbi y\u00eau c\u1ea7u ph\u00e1t m\u1ea1i c\u1ee7a Ng\u00e2n h\u00e0ng. C\u00e1c t\u00e0i s\u1ea3n c\u1ee7a b\u00e0 Ph\u01b0\u1ee3ng v\u00e0 v\u1ee3 ch\u1ed3ng \u00f4ng Duy\u00ean, b\u00e0 Loan l\u00e0 do Ng\u00e2n h\u00e0ng ghi th\u00eam trong c\u00e1c h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng\u201d.<\/p>\n

M\u1eb7t kh\u00e1c, t\u1ea1i phi\u00ean t\u00f2a ph\u00fac th\u1ea9m \u0111\u1ea1i di\u1ec7n theo \u1ee7y quy\u1ec1n c\u1ee7a b\u00e0 Nguy\u1ec5n Th\u1ecb Ph\u01b0\u1ee3ng cho bi\u1ebft b\u00e0 Nguy\u1ec5n Th\u1ecb Ph\u01b0\u1ee3ng kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng n\u00e0o t\u1eeb Vietcombank; c\u00f2n \u00f4ng Duy\u00ean, b\u00e0 Loan th\u00ec c\u00f3 nh\u1eadn \u0111\u01b0\u1ee3c h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng t\u1eeb Vietcombank. Nh\u01b0 v\u1eady, \u00f4ng Ch\u00ednh, b\u00e0 Ph\u01b0\u1ee3ng v\u00e0 v\u1ee3 ch\u1ed3ng \u00f4ng Duy\u00ean, b\u00e0 Loan kh\u00f4ng bi\u1ebft n\u1ed9i dung ch\u1eef vi\u1ebft tay do k\u1ebf to\u00e1n Ng\u00e2n h\u00e0ng ghi trong c\u00e1c h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng, kh\u00f4ng k\u00fd v\u00e0o h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng cho n\u00ean ch\u01b0a c\u00f3 c\u0103n c\u1ee9 \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh c\u00e1c h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng n\u00eau tr\u00ean \u0111\u01b0\u1ee3c b\u1ea3o \u0111\u1ea3m b\u1eb1ng c\u00e1c H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p s\u1ed1 1677.2008\/H\u0110TC v\u00e0 1678.2008\/H\u0110TC c\u00f9ng ng\u00e0y 25-6-2008.<\/p>\n

B\u00ean c\u1ea1nh hai h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p n\u00eau tr\u00ean th\u00ec trong h\u1ed3 s\u01a1 v\u1ee5 \u00e1n c\u00f3 02 b\u1ed9 t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn vi\u1ec7c th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n: 01 b\u1ed9 c\u1ee7a b\u00e0 Ph\u01b0\u1ee3ng; 01 b\u1ed9 c\u1ee7a v\u1ee3 ch\u1ed3ng \u00f4ng Duy\u00ean, b\u00e0 Loan; trong m\u1ed7i b\u1ed9 \u0111\u1ec1u c\u00f3: Bi\u00ean b\u1ea3n \u0111\u1ecbnh gi\u00e1 t\u00e0i s\u1ea3n v\u00e0 Bi\u00ean b\u1ea3n b\u00e0n giao t\u00e0i s\u1ea3n c\u00f9ng \u0111\u1ec1 ng\u00e0y 03-9-2007; \u0110\u01a1n y\u00eau c\u1ea7u \u0111\u0103ng k\u00fd th\u1ebf ch\u1ea5p (ng\u00e0y 29-01-2008 c\u1ee7a b\u00e0 Ph\u01b0\u1ee3ng; ng\u00e0y 25-6-2008 c\u1ee7a \u00f4ng Duy\u00ean, b\u00e0 Loan). Tuy nhi\u00ean, trong c\u00e1c Bi\u00ean b\u1ea3n v\u00e0 \u0110\u01a1n y\u00eau c\u1ea7u \u0111\u0103ng k\u00fd th\u1ebf ch\u1ea5p n\u00e0y c\u0169ng kh\u00f4ng n\u00f3i r\u00f5 b\u1ea3o \u0111\u1ea3m cho kho\u1ea3n vay c\u1ee7a h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng n\u00e0o.<\/p>\n

T\u00f2a \u00e1n c\u1ea5p ph\u00fac th\u1ea9m nh\u1eadn \u0111\u1ecbnh (t\u00f3m t\u1eaft): \u201cC\u00e1c Bi\u00ean b\u1ea3n giao nh\u1eadn h\u1ed3 s\u01a1 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, c\u1ea7m c\u1ed1, b\u1ea3o l\u00e3nh gi\u1eefa Ng\u00e2n h\u00e0ng TMCP ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam \u2013 Chi nh\u00e1nh Th\u0103ng Long v\u1edbi b\u00e0 Ph\u01b0\u1ee3ng, v\u1ee3 ch\u1ed3ng \u00f4ng Duy\u00ean, b\u00e0 Loan l\u1eadp ng\u00e0y 03-9-2007 \u0111\u1ec1u c\u00f3 n\u1ed9i dung th\u1ebf ch\u1ea5p, c\u1ea7m c\u1ed1, b\u1ea3o l\u00e3nh cho c\u00e1c ngh\u0129a v\u1ee5 c\u1ee7a C\u00f4ng ty c\u1ed5 ph\u1ea7n d\u01b0\u1ee3c ph\u1ea9m Kaoli t\u1ea1i Ng\u00e2n h\u00e0ng\u2026n\u00ean x\u00e1c \u0111\u1ecbnh \u0111\u00e2y l\u00e0 m\u1ed9t h\u1ee3p \u0111\u1ed3ng\u2026\u201d. V\u00e0 T\u00f2a \u00e1n c\u1ea5p ph\u00fac th\u1ea9m tuy\u00ean x\u1eed: \u201cC\u00e1c Bi\u00ean b\u1ea3n b\u00e0n giao h\u1ed3 s\u01a1 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, c\u1ea7m c\u1ed1, b\u1ea3o l\u00e3nh ng\u00e0y 03-9-2007 gi\u1eefa Ng\u00e2n h\u00e0ng TMCP ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam \u2013 Chi nh\u00e1nh Th\u0103ng Long v\u1edbi b\u00e0 Nguy\u1ec5n Th\u1ecb Ph\u01b0\u1ee3ng v\u00e0 v\u1ee3 ch\u1ed3ng \u00f4ng Nguy\u1ec5n \u0110\u0103ng Duy\u00ean, b\u00e0 \u0110\u1ed7 Th\u1ecb Loan l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o l\u00e3nh (c\u00e1c b\u00fat l\u1ee5c s\u1ed1 52, 58a)\u201d v\u00e0 \u201cTrong tr\u01b0\u1eddng h\u1ee3p C\u00f4ng ty c\u1ed5 ph\u1ea7n d\u01b0\u1ee3c ph\u1ea9m Kaoli kh\u00f4ng th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 ho\u1eb7c th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3 kh\u00f4ng \u0111\u1ea7y \u0111\u1ee7 cho Ng\u00e2n h\u00e0ng TMCP ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam, th\u00ec Ng\u00e2n h\u00e0ng TMCP ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam c\u00f3 quy\u1ec1n y\u00eau c\u1ea7u C\u1ee5c thi h\u00e0nh \u00e1n d\u00e2n s\u1ef1 th\u00e0nh ph\u1ed1 H\u00e0 N\u1ed9i x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o l\u00e3nh theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt thi h\u00e0nh \u00e1n d\u00e2n s\u1ef1 \u0111\u1ec3 thu h\u1ed3i n\u1ee3 theo tr\u00e1ch nhi\u1ec7m b\u1ea3o l\u00e3nh c\u1ee7a ng\u01b0\u1eddi b\u1ea3o l\u00e3nh\u201d.<\/p>\n

Nh\u1eadn \u0111\u1ecbnh v\u00e0 quy\u1ebft \u0111\u1ecbnh tr\u00ean \u0111\u00e2y c\u1ee7a T\u00f2a \u00e1n c\u1ea5p ph\u00fac th\u1ea9m l\u00e0 kh\u00f4ng c\u00f3 c\u0103n c\u1ee9 v\u00e0 kh\u00f4ng \u0111\u00fang ph\u00e1p lu\u1eadt. B\u1edfi l\u1ebd:<\/p>\n

\u2013 Bi\u00ean b\u1ea3n giao nh\u1eadn h\u1ed3 s\u01a1 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, c\u1ea7m c\u1ed1, b\u1ea3o l\u00e3nh ng\u00e0y 03-9-2007 gi\u1eefa b\u00e0 Nguy\u1ec5n Th\u1ecb Ph\u01b0\u1ee3ng (c\u0169ng nh\u01b0 gi\u1eefa \u00f4ng Duy\u00ean, b\u00e0 Loan) v\u1edbi Vietcombank \u2013 Chi nh\u00e1nh Th\u0103ng Long kh\u00f4ng ph\u1ea3i l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o l\u00e3nh nh\u01b0 T\u00f2a \u00e1n c\u1ea5p ph\u00fac th\u1ea9m x\u00e1c \u0111\u1ecbnh.<\/p>\n

T\u1ea1i phi\u00ean t\u00f2a ph\u00fac th\u1ea9m ng\u00e0y 17-8-2011 \u0111\u1ea1i di\u1ec7n Vietcombank c\u0169ng ch\u1ec9 x\u00e1c \u0111\u1ecbnh: \u201cBi\u00ean b\u1ea3n b\u00e0n giao t\u00e0i s\u1ea3n, bi\u00ean b\u1ea3n \u0111\u1ecbnh gi\u00e1 t\u00e0i s\u1ea3n l\u00e0 m\u1ed9t b\u1ed9 ph\u1eadn kh\u00f4ng th\u1ec3 t\u00e1ch r\u1eddi h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n\u201d.<\/p>\n

\u2013 Theo Bi\u00ean b\u1ea3n giao nh\u1eadn h\u1ed3 s\u01a1 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, c\u1ea7m c\u1ed1, b\u1ea3o l\u00e3nh, Bi\u00ean b\u1ea3n \u0111\u1ecbnh gi\u00e1 t\u00e0i s\u1ea3n v\u00e0 tr\u00ecnh b\u00e0y c\u1ee7a \u0111\u1ea1i di\u1ec7n Vietcombank t\u1ea1i phi\u00ean t\u00f2a ph\u00fac th\u1ea9m th\u00ec ng\u00e0y giao nh\u1eadn h\u1ed3 s\u01a1 v\u00e0 \u0111\u1ecbnh gi\u00e1 t\u00e0i s\u1ea3n l\u00e0 ng\u00e0y 03-9-2007. C\u00f2n h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p gi\u1eefa b\u00e0 Ph\u01b0\u1ee3ng (c\u0169ng nh\u01b0 gi\u1eefa \u00f4ng Duy\u00ean, b\u00e0 Loan) v\u1edbi Vietcombank \u2013 Chi nh\u00e1nh Th\u0103ng Long \u0111\u01b0\u1ee3c k\u00fd v\u00e0o ng\u00e0y 25-6-2008 (sau ng\u00e0y l\u1eadp Bi\u00ean b\u1ea3n giao nh\u1eadn h\u1ed3 s\u01a1 t\u00e0i s\u1ea3n v\u00e0 Bi\u00ean b\u1ea3n \u0111\u1ecbnh gi\u00e1 t\u00e0i s\u1ea3n) n\u00ean kh\u00f4ng th\u1ec3 coi c\u00e1c Bi\u00ean b\u1ea3n n\u00e0y l\u00e0 m\u1ed9t b\u1ed9 ph\u1eadn kh\u00f4ng th\u1ec3 t\u00e1ch r\u1eddi c\u1ee7a H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p n\u00f3i tr\u00ean. T\u00f2a \u00e1n c\u1ea5p ph\u00fac th\u1ea9m c\u0169ng x\u00e1c \u0111\u1ecbnh: \u201cH\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p ng\u00e0y 25-6-2008\u2026 kh\u00f4ng li\u00ean quan \u0111\u1ebfn c\u00e1c bi\u00ean b\u1ea3n giao nh\u1eadn h\u1ed3 s\u01a1\u2026\u201d.<\/p>\n

\u2013 Theo ng\u00e0y ghi trong bi\u00ean b\u1ea3n v\u00e0 tr\u00ecnh b\u00e0y c\u1ee7a \u0111\u1ea1i di\u1ec7n Vietcombank t\u1ea1i phi\u00ean t\u00f2a ph\u00fac th\u1ea9m th\u00ec ng\u00e0y giao h\u1ed3 s\u01a1 (b\u1ea3n ch\u00ednh Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf v\u00e0 quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t \u1edf) v\u00e0 ng\u00e0y \u0111\u1ecbnh gi\u00e1 t\u00e0i s\u1ea3n l\u00e0 ng\u00e0y 03-9-2007, nh\u01b0ng trong c\u00e1c Bi\u00ean b\u1ea3n \u0111\u1ecbnh gi\u00e1 t\u00e0i s\u1ea3n n\u00e0y l\u1ea1i ghi: \u201cC\u0103n c\u1ee9 B\u1ea3ng gi\u00e1 \u0111\u1ea5t t\u1ea1i c\u00e1c qu\u1eadn t\u1ea1i H\u00e0 N\u1ed9i ban h\u00e0nh k\u00e8m theo Quy\u1ebft \u0111\u1ecbnh s\u1ed1 150\/2007\/Q\u0110UBND ng\u00e0y 28-12-2007 c\u1ee7a U\u1ef7 ban nh\u00e2n d\u00e2n th\u00e0nh ph\u1ed1 H\u00e0 N\u1ed9i\u201d v\u00e0 Bi\u00ean b\u1ea3n n\u00e0y l\u00e0 b\u1ed9 ph\u1eadn kh\u00f4ng th\u1ec3 t\u00e1ch r\u1eddi c\u1ee7a H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p s\u1ed1 1678.2008\/H\u0110TC v\u00e0 s\u1ed1 1677.2008\/H\u0110TC ng\u00e0y 25-6-2008. Ri\u00eang \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p c\u1ee7a b\u00e0 Ph\u01b0\u1ee3ng, gi\u00e1 tr\u1ecb quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t \u1edf \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh theo Bi\u00ean b\u1ea3n x\u00e1c \u0111\u1ecbnh gi\u00e1 \u0111\u1ea5t th\u1ef1c t\u1ebf ng\u00e0y 04-9-2007 v\u00e0 \u0110\u01a1n y\u00eau c\u1ea7u \u0111\u0103ng k\u00fd th\u1ebf ch\u1ea5p c\u1ee7a b\u00e0 Ph\u01b0\u1ee3ng \u0111\u1ec1 ng\u00e0y 29-01-2008 ghi: \u201cH\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p s\u1ed1 1678.2008\/H\u0110TC k\u00fd ng\u00e0y 25 th\u00e1ng 6 n\u0103m 2008\u201d. M\u1eb7t kh\u00e1c, theo tr\u00ecnh b\u00e0y v\u00e0 t\u00e0i li\u1ec7u do b\u00e0 Ph\u01b0\u1ee3ng, v\u1ee3 ch\u1ed3ng \u00f4ng Duy\u00ean, b\u00e0 Loan xu\u1ea5t tr\u00ecnh th\u00ec t\u1ea1i th\u1eddi \u0111i\u1ec3m ng\u00e0y 03-9-2007 nh\u00e0, \u0111\u1ea5t c\u1ee7a b\u00e0 Ph\u01b0\u1ee3ng \u0111ang \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p t\u1ea1i Chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u00f4ng nghi\u1ec7p v\u00e0 ph\u00e1t tri\u1ec3n n\u00f4ng th\u00f4n Qu\u1ea3ng An, qu\u1eadn T\u00e2y H\u1ed3, \u0111\u1ebfn ng\u00e0y 11-01-2008 m\u1edbi \u0111\u01b0\u1ee3c gi\u1ea3i ch\u1ea5p; c\u00f2n nh\u00e0, \u0111\u1ea5t c\u1ee7a v\u1ee3, ch\u1ed3ng \u00f4ng Duy\u00ean, b\u00e0 Loan \u0111ang \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p t\u1ea1i Ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n ngo\u00e0i qu\u1ed1c doanh Vi\u1ec7t Nam \u2013 Chi nh\u00e1nh Th\u0103ng Long, \u0111\u1ebfn ng\u00e0y 16-01-2008 m\u1edbi \u0111\u01b0\u1ee3c gi\u1ea3i ch\u1ea5p.<\/p>\n

V\u1edbi c\u00e1c ch\u1ee9ng c\u1ee9 n\u00eau tr\u00ean c\u00f3 c\u0103n c\u1ee9 \u0111\u1ec3 k\u1ebft lu\u1eadn: Bi\u00ean b\u1ea3n giao nh\u1eadn h\u1ed3 s\u01a1 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, c\u1ea7m c\u1ed1, b\u1ea3o l\u00e3nh v\u00e0 Bi\u00ean b\u1ea3n \u0111\u1ecbnh gi\u00e1 t\u00e0i s\u1ea3n kh\u00f4ng ph\u1ea3i \u0111\u01b0\u1ee3c l\u1eadp v\u00e0o ng\u00e0y 03-9-2007, Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf v\u00e0 quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t \u1edf kh\u00f4ng ph\u1ea3i \u0111\u01b0\u1ee3c giao v\u00e0o ng\u00e0y 03-9-2007, vi\u1ec7c \u0111\u1ecbnh gi\u00e1 kh\u00f4ng \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n v\u00e0o ng\u00e0y 03-9-2007 nh\u01b0 \u0111\u1ea1i di\u1ec7n Vietcombank tr\u00ecnh b\u00e0y v\u00e0 \u0111\u01b0\u1ee3c T\u00f2a \u00e1n c\u1ea5p ph\u00fac th\u1ea9m ch\u1ea5p nh\u1eadn.<\/p>\n

T\u1ea1i th\u1eddi \u0111i\u1ec3m ng\u00e0y 03-9-2007, th\u00ec H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p, b\u1ea3o l\u00e3nh t\u00e0i s\u1ea3n b\u1eb1ng quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t v\u00e0 t\u00e0i s\u1ea3n g\u1eafn li\u1ec1n tr\u00ean \u0111\u1ea5t ph\u1ea3i \u0111\u01b0\u1ee3c c\u00f4ng ch\u1ee9ng v\u00e0 \u0111\u0103ng k\u00fd giao d\u1ecbch b\u1ea3o \u0111\u1ea3m theo quy \u0111\u1ecbnh t\u1ea1i \u0111i\u1ec3m a kho\u1ea3n 1 \u0110i\u1ec1u 130 Lu\u1eadt \u0110\u1ea5t \u0111ai 2003; t\u1ea1i \u0111i\u1ec3m a m\u1ee5c 1 \u0110i\u1ec1u 12 Ngh\u1ecb \u0111\u1ecbnh 163\/N\u0110-CP ng\u00e0y 29-12-2006 v\u00e0 t\u1ea1i ti\u1ec3u m\u1ee5c 2.4 m\u1ee5c 2 Th\u00f4ng t\u01b0 li\u00ean t\u1ecbch s\u1ed1 03\/2006\/TTLT-BTP-BTNMT ng\u00e0y 13-6-2006; ch\u1ee9 kh\u00f4ng ph\u1ea3i c\u00f4ng ch\u1ee9ng v\u00e0 kh\u00f4ng ph\u1ea3i \u0111\u0103ng k\u00fd giao d\u1ecbch b\u1ea3o \u0111\u1ea3m nh\u01b0 T\u00f2a \u00e1n c\u1ea5p ph\u00fac th\u1ea9m nh\u1eadn \u0111\u1ecbnh.<\/p>\n

T\u00f2a \u00e1n c\u1ea5p ph\u00fac th\u1ea9m ch\u01b0a l\u00e0m r\u00f5 ngo\u00e0i c\u00e1c t\u00e0i li\u1ec7u n\u00eau tr\u00ean c\u00f2n c\u00f3 t\u00e0i li\u1ec7u, ch\u1ee9ng c\u1ee9 n\u00e0o kh\u00e1c \u0111\u1ec3 ch\u1ec9 d\u1eabn c\u00e1c h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p do b\u00e0 Ph\u01b0\u1ee3ng v\u00e0 v\u1ee3 ch\u1ed3ng \u00f4ng Duy\u00ean, b\u00e0 Loan k\u00fd l\u00e0 \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh cho 04 h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng c\u1ee7a C\u00f4ng ty Kaoli hay kh\u00f4ng m\u00e0 l\u1ea1i cho r\u1eb1ng c\u00e1c bi\u00ean b\u1ea3n b\u00e0n giao h\u1ed3 s\u01a1 l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o l\u00e3nh l\u00e0 kh\u00f4ng \u0111\u00fang, kh\u00f4ng ch\u00ednh x\u00e1c. V\u00ec Bi\u00ean b\u1ea3n n\u00e0y kh\u00f4ng th\u1ec3 l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o l\u00e3nh, khi x\u00e9t c\u1ea3 v\u1ec1 m\u1eb7t h\u00ecnh th\u1ee9c v\u00e0 n\u1ed9i dung v\u0103n b\u1ea3n.<\/p>\n

\u2013 N\u1ebfu c\u00f3 c\u0103n c\u1ee9 cho r\u1eb1ng c\u00e1c H\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p ng\u00e0y 25-6-2008 c\u1ee7a b\u00e0 Ph\u01b0\u1ee3ng v\u00e0 c\u1ee7a v\u1ee3 ch\u1ed3ng \u00f4ng Duy\u00ean, b\u00e0 Loan b\u1ea3o l\u00e3nh cho c\u00e1c h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng n\u00eau tr\u00ean th\u00ec h\u1ee3p \u0111\u1ed3ng b\u1ea3o l\u00e3nh c\u1ee7a b\u00e0 Ph\u01b0\u1ee3ng ch\u1ec9 b\u1ea3o \u0111\u1ea3m cho kho\u1ea3n vay v\u00e0 b\u1ea3o l\u00e3nh cao nh\u1ea5t l\u00e0 4.605.000.000 \u0111\u1ed3ng; h\u1ee3p \u0111\u1ed3ng b\u1ea3o l\u00e3nh c\u1ee7a v\u1ee3 ch\u1ed3ng \u00f4ng Duy\u00ean, b\u00e0 Loan b\u1ea3o \u0111\u1ea3m cho kho\u1ea3n vay v\u00e0 b\u1ea3o l\u00e3nh cao nh\u1ea5t l\u00e0 1.250.000.000 \u0111\u1ed3ng. Trong khi \u0111\u00f3, T\u00f2a \u00e1n c\u1ea5p ph\u00fac th\u1ea9m nh\u1eadn \u0111\u1ecbnh c\u00e1c Bi\u00ean b\u1ea3n giao nh\u1eadn h\u1ed3 s\u01a1 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, c\u1ea7m c\u1ed1, b\u1ea3o l\u00e3nh l\u1eadp ng\u00e0y 03-9-2007 l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o l\u00e3nh v\u00e0 tuy\u00ean: \u201cTrong tr\u01b0\u1eddng h\u1ee3p C\u00f4ng ty C\u1ed5 ph\u1ea7n D\u01b0\u1ee3c ph\u1ea9m Kaoli kh\u00f4ng th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 ho\u1eb7c th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3 kh\u00f4ng \u0111\u1ea7y \u0111\u1ee7 cho Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i C\u1ed5 ph\u1ea7n Ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam, th\u00ec Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i C\u1ed5 ph\u1ea7n Ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam c\u00f3 quy\u1ec1n y\u00eau c\u1ea7u C\u1ee5c thi h\u00e0nh \u00e1n d\u00e2n s\u1ef1 th\u00e0nh ph\u1ed1 H\u00e0 N\u1ed9i x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o l\u00e3nh theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt thi h\u00e0nh \u00e1n d\u00e2n s\u1ef1 \u0111\u1ec3 thu h\u1ed3i n\u1ee3 theo tr\u00e1ch nhi\u1ec7m b\u1ea3o l\u00e3nh c\u1ee7a ng\u01b0\u1eddi b\u1ea3o l\u00e3nh\u201d c\u00f3 ngh\u0129a l\u00e0 b\u00e0 Ph\u01b0\u1ee3ng, \u00f4ng Duy\u00ean, b\u00e0 Loan ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m b\u1ea3o l\u00e3nh cho to\u00e0n b\u1ed9 s\u1ed1 n\u1ee3 c\u1ee7a C\u00f4ng ty Kaoli v\u00e0 kh\u00f4ng ph\u00e2n \u0111\u1ecbnh r\u00f5 tr\u00e1ch nhi\u1ec7m b\u1ea3o l\u00e3nh c\u1ee7a b\u00e0 Ph\u01b0\u1ee3ng, \u00f4ng Duy\u00ean v\u00e0 b\u00e0 Loan c\u0169ng l\u00e0 kh\u00f4ng \u0111\u00fang.<\/p>\n

Ngo\u00e0i ra, T\u00f2a \u00e1n c\u1ea5p s\u01a1 th\u1ea9m v\u00e0 T\u00f2a \u00e1n c\u1ea5p ph\u00fac th\u1ea9m quy\u1ebft \u0111\u1ecbnh: \u201cK\u1ec3 t\u1eeb ng\u00e0y b\u1ea3n \u00e1n c\u00f3 hi\u1ec7u l\u1ef1c ph\u00e1p lu\u1eadt v\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c thi h\u00e0nh \u00e1n c\u00f3 \u0111\u01a1n y\u00eau c\u1ea7u thi h\u00e0nh \u00e1n, ng\u01b0\u1eddi ph\u1ea3i thi h\u00e0nh \u00e1n c\u00f2n ph\u1ea3i tr\u1ea3 l\u00e3i \u0111\u1ed1i v\u1edbi s\u1ed1 ti\u1ec1n ch\u1eadm thi h\u00e0nh \u00e1n theo l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u00f4ng b\u1ed1 t\u01b0\u01a1ng \u1ee9ng v\u1edbi th\u1eddi gian ch\u1eadm thi h\u00e0nh \u00e1n\u201d c\u0169ng l\u00e0 kh\u00f4ng \u0111\u00fang. \u0110\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n ti\u1ec1n vay c\u1ee7a t\u1ed5 ch\u1ee9c Ng\u00e2n h\u00e0ng, t\u00edn d\u1ee5ng, ngo\u00e0i kho\u1ea3n ti\u1ec1n n\u1ee3 g\u1ed1c, l\u00e3i vay trong h\u1ea1n, l\u00e3i vay qu\u00e1 h\u1ea1n, ph\u00ed m\u00e0 kh\u00e1ch h\u00e0ng vay ph\u1ea3i thanh to\u00e1n cho b\u00ean cho vay theo h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng t\u00ednh \u0111\u1ebfn ng\u00e0y x\u00e9t x\u1eed s\u01a1 th\u1ea9m, th\u00ec k\u1ec3 t\u1eeb ng\u00e0y ti\u1ebfp theo c\u1ee7a ng\u00e0y x\u00e9t x\u1eed s\u01a1 th\u1ea9m kh\u00e1ch h\u00e0ng vay c\u00f2n ph\u1ea3i ti\u1ebfp t\u1ee5c ch\u1ecbu kho\u1ea3n ti\u1ec1n l\u00e3i qu\u00e1 h\u1ea1n c\u1ee7a s\u1ed1 ti\u1ec1n n\u1ee3 g\u1ed1c ch\u01b0a thanh to\u00e1n, theo m\u1ee9c l\u00e3i su\u1ea5t m\u00e0 c\u00e1c b\u00ean th\u1ecfa thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng cho \u0111\u1ebfn khi thanh to\u00e1n xong kho\u1ea3n n\u1ee3 g\u1ed1c n\u00e0y. Tr\u01b0\u1eddng h\u1ee3p trong h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng, c\u00e1c b\u00ean c\u00f3 th\u1ecfa thu\u1eadn v\u1ec1 vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t cho vay theo t\u1eebng th\u1eddi k\u1ef3 c\u1ee7a Ng\u00e2n h\u00e0ng cho vay th\u00ec l\u00e3i su\u1ea5t m\u00e0 kh\u00e1ch h\u00e0ng vay ph\u1ea3i ti\u1ebfp t\u1ee5c thanh to\u00e1n cho Ng\u00e2n h\u00e0ng cho vay theo quy\u1ebft \u0111\u1ecbnh c\u1ee7a T\u00f2a \u00e1n c\u0169ng s\u1ebd \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh cho ph\u00f9 h\u1ee3p v\u1edbi s\u1ef1 \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t c\u1ee7a Ng\u00e2n h\u00e0ng cho vay.<\/p>\n

B\u1edfi c\u00e1c l\u1ebd tr\u00ean, c\u0103n c\u1ee9 v\u00e0o kho\u1ea3n 3 \u0110i\u1ec1u 291, kho\u1ea3n 3 \u0110i\u1ec1u 297, \u0110i\u1ec1u 299 c\u1ee7a B\u1ed9 lu\u1eadt t\u1ed1 t\u1ee5ng d\u00e2n s\u1ef1 (\u0111\u00e3 \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i, b\u1ed5 sung n\u0103m 2011),<\/p>\n

QUY\u1ebeT \u0110\u1ecaNH:<\/strong><\/p>\n

H\u1ee7y B\u1ea3n \u00e1n kinh doanh, th\u01b0\u01a1ng m\u1ea1i ph\u00fac th\u1ea9m s\u1ed1 148\/2011\/KDTM-PT ng\u00e0y 17-8-2011 c\u1ee7a T\u00f2a ph\u00fac th\u1ea9m T\u00f2a \u00e1n nh\u00e2n d\u00e2n t\u1ed1i cao t\u1ea1i H\u00e0 N\u1ed9i x\u00e9t x\u1eed v\u1ee5 \u00e1n kinh doanh, th\u01b0\u01a1ng m\u1ea1i tranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng gi\u1eefa nguy\u00ean \u0111\u01a1n l\u00e0 Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i C\u1ed5 ph\u1ea7n Ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam v\u1edbi b\u1ecb \u0111\u01a1n l\u00e0 C\u00f4ng ty c\u1ed5 ph\u1ea7n d\u01b0\u1ee3c ph\u1ea9m Kaoli v\u00e0 ng\u01b0\u1eddi c\u00f3 quy\u1ec1n l\u1ee3i, ngh\u0129a v\u1ee5 li\u00ean quan l\u00e0 b\u00e0 Nguy\u1ec5n Th\u1ecb Ph\u01b0\u1ee3ng, \u00f4ng Nguy\u1ec5n \u0110\u0103ng Duy\u00ean, b\u00e0 \u0110\u1ed7 Th\u1ecb Loan.<\/p>\n

Giao h\u1ed3 s\u01a1 v\u1ee5 \u00e1n cho T\u00f2a ph\u00fac th\u1ea9m T\u00f2a \u00e1n nh\u00e2n d\u00e2n t\u1ed1i cao t\u1ea1i H\u00e0 N\u1ed9i x\u00e9t x\u1eed ph\u00fac th\u1ea9m l\u1ea1i theo \u0111\u00fang quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/p>\n

N\u1ed8I DUNG \u00c1N L\u1ec6<\/strong><\/p>\n

\u201cT\u00f2a \u00e1n c\u1ea5p s\u01a1 th\u1ea9m v\u00e0 T\u00f2a \u00e1n c\u1ea5p ph\u00fac th\u1ea9m quy\u1ebft \u0111\u1ecbnh: \u201cK\u1ec3 t\u1eeb ng\u00e0y b\u1ea3n \u00e1n c\u00f3 hi\u1ec7u l\u1ef1c ph\u00e1p lu\u1eadt v\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c thi h\u00e0nh \u00e1n c\u00f3 \u0111\u01a1n y\u00eau c\u1ea7u thi h\u00e0nh \u00e1n, ng\u01b0\u1eddi ph\u1ea3i thi h\u00e0nh \u00e1n c\u00f2n ph\u1ea3i tr\u1ea3 l\u00e3i \u0111\u1ed1i v\u1edbi s\u1ed1 ti\u1ec1n ch\u1eadm thi h\u00e0nh \u00e1n theo l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u00f4ng b\u1ed1 t\u01b0\u01a1ng \u1ee9ng v\u1edbi th\u1eddi gian ch\u1eadm thi h\u00e0nh \u00e1n\u201d c\u0169ng l\u00e0 kh\u00f4ng \u0111\u00fang. \u0110\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n ti\u1ec1n vay c\u1ee7a t\u1ed5 ch\u1ee9c Ng\u00e2n h\u00e0ng, t\u00edn d\u1ee5ng, ngo\u00e0i kho\u1ea3n ti\u1ec1n n\u1ee3 g\u1ed1c, l\u00e3i vay trong h\u1ea1n, l\u00e3i vay qu\u00e1 h\u1ea1n, ph\u00ed m\u00e0 kh\u00e1ch h\u00e0ng vay ph\u1ea3i thanh to\u00e1n cho b\u00ean cho vay theo h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng t\u00ednh \u0111\u1ebfn ng\u00e0y x\u00e9t x\u1eed s\u01a1 th\u1ea9m, th\u00ec k\u1ec3 t\u1eeb ng\u00e0y ti\u1ebfp theo c\u1ee7a ng\u00e0y x\u00e9t x\u1eed s\u01a1 th\u1ea9m kh\u00e1ch h\u00e0ng vay c\u00f2n ph\u1ea3i ti\u1ebfp t\u1ee5c ch\u1ecbu kho\u1ea3n ti\u1ec1n l\u00e3i qu\u00e1 h\u1ea1n c\u1ee7a s\u1ed1 ti\u1ec1n n\u1ee3 g\u1ed1c ch\u01b0a thanh to\u00e1n, theo m\u1ee9c l\u00e3i su\u1ea5t m\u00e0 c\u00e1c b\u00ean th\u1ecfa thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng cho \u0111\u1ebfn khi thanh to\u00e1n xong kho\u1ea3n n\u1ee3 g\u1ed1c n\u00e0y. Tr\u01b0\u1eddng h\u1ee3p trong h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng, c\u00e1c b\u00ean c\u00f3 th\u1ecfa thu\u1eadn v\u1ec1 vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t cho vay theo t\u1eebng th\u1eddi k\u1ef3 c\u1ee7a Ng\u00e2n h\u00e0ng cho vay th\u00ec l\u00e3i su\u1ea5t m\u00e0 kh\u00e1ch h\u00e0ng vay ph\u1ea3i ti\u1ebfp t\u1ee5c thanh to\u00e1n cho Ng\u00e2n h\u00e0ng cho vay theo quy\u1ebft \u0111\u1ecbnh c\u1ee7a T\u00f2a \u00e1n c\u0169ng s\u1ebd \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh cho ph\u00f9 h\u1ee3p v\u1edbi s\u1ef1 \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t c\u1ee7a Ng\u00e2n h\u00e0ng cho vay\u201d.<\/em><\/p>\n

\u00bb T\u01b0 v\u1ea5n lu\u1eadt kinh doanh th\u01b0\u01a1ng m\u1ea1i<\/a><\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

\u00c1n l\u1ec7 s\u1ed1 08\/2016\/AL v\u1ec1 x\u00e1c \u0111\u1ecbnh l\u00e3i su\u1ea5t, vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t trong h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng k\u1ec3 t\u1eeb ng\u00e0y ti\u1ebfp theo c\u1ee7a ng\u00e0y x\u00e9t x\u1eed s\u01a1 th\u1ea9m v\u1ee5 \u00e1n kinh doanh, th\u01b0\u01a1ng m\u1ea1i, \u0111\u01b0\u1ee3c H\u1ed9i \u0111\u1ed3ng Th\u1ea9m ph\u00e1n T\u00f2a \u00e1n nh\u00e2n d\u00e2n t\u1ed1i cao th\u00f4ng qua ng\u00e0y 17 th\u00e1ng 10 n\u0103m 2016 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[194],"tags":[],"_links":{"self":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/17728"}],"collection":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/comments?post=17728"}],"version-history":[{"count":0,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/17728\/revisions"}],"wp:attachment":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/media?parent=17728"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/categories?post=17728"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/tags?post=17728"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}