{"id":14552,"date":"2016-10-03T15:01:12","date_gmt":"2016-10-03T08:01:12","guid":{"rendered":"https:\/\/luatsubaoho.com\/phapluat\/?p=14552"},"modified":"2019-10-03T15:18:39","modified_gmt":"2019-10-03T08:18:39","slug":"de-doa-con-no-doi-tien-co-the-bi-xu-ly-hinh-su","status":"publish","type":"post","link":"https:\/\/luatsubaoho.com\/phapluat\/de-doa-con-no-doi-tien-co-the-bi-xu-ly-hinh-su\/","title":{"rendered":"\u0110e d\u1ecda con n\u1ee3 \u0111\u00f2i ti\u1ec1n c\u00f3 th\u1ec3 b\u1ecb x\u1eed l\u00fd h\u00ecnh s\u1ef1"},"content":{"rendered":"\n<p style=\"text-align: justify;\">B\u1ea1n \u0111\u1ecdc h\u1ecfi: Hi\u1ec7n nay, nhi\u1ec1u c\u01a1 s\u1edf kinh doanh \u0111\u01b0\u1ee3c g\u1ecdi v\u1edbi c\u00e1i t\u00ean m\u1ef9 mi\u1ec1u \u201ch\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh\u201d, \u201ct\u01b0 v\u1ea5n t\u00e0i ch\u00ednh\u201d k\u00e8m theo l\u1eddi qu\u1ea3ng c\u00e1o h\u1ea5p d\u1eabn\u2026 nh\u01b0ng th\u1ef1c ch\u1ea5t ch\u1ec9 l\u00e0 chi\u00eau tr\u00f2 \u0111\u1ec3 cho vay n\u1eb7ng l\u00e3i. Th\u01b0a lu\u1eadt s\u01b0, v\u1eady c\u1ea7n ph\u1ea3i hi\u1ec3u \u201ccho vay n\u1eb7ng l\u00e3i\u201d theo quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh nh\u01b0 th\u1ebf n\u00e0o? Tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi cho vay h\u00e0nh hung con n\u1ee3 \u0111\u1ec3 \u0111\u00f2i n\u1ee3 s\u1ebd b\u1ecb x\u1eed l\u00fd nh\u01b0 th\u1ebf n\u00e0o? Ng\u00f4 V\u0103n To\u00e0n (Ba \u0110\u00ecnh, H\u00e0 N\u1ed9i)<\/p>\n<p><em>C\u00e1c h\u00e0nh vi \u0111e d\u1ecda \u0111\u1ec3 \u0111\u00f2i n\u1ee3 s\u1ebd b\u1ecb x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh ho\u1eb7c truy c\u1ee9u tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 (\u1ea2nh minh h\u1ecda)\u00a0<\/em><\/p>\n<p style=\"text-align: justify;\"><strong>Lu\u1eadt s\u01b0 \u0110\u1eb7ng Th\u00e0nh Chung tr\u1ea3 l\u1eddi: <\/strong><\/p>\n<p style=\"text-align: justify;\">T\u1ea1i \u0110i\u1ec1u 201 B\u1ed9 lu\u1eadt H\u00ecnh s\u1ef1 hi\u1ec7n h\u00e0nh quy \u0111\u1ecbnh \u201cT\u1ed9i cho vay n\u1eb7ng l\u00e3i trong giao d\u1ecbch d\u00e2n s\u1ef1\u201d nh\u01b0 sau: \u201cNg\u01b0\u1eddi n\u00e0o trong giao d\u1ecbch d\u00e2n s\u1ef1 m\u00e0 cho vay v\u1edbi l\u00e3i su\u1ea5t g\u1ea5p 5 l\u1ea7n tr\u1edf l\u00ean c\u1ee7a m\u1ee9c l\u00e3i su\u1ea5t cao nh\u1ea5t quy \u0111\u1ecbnh trong B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1, thu l\u1ee3i b\u1ea5t ch\u00ednh t\u1eeb 30.000.000 \u0111\u1ed3ng \u0111\u1ebfn d\u01b0\u1edbi 100.000.000 \u0111\u1ed3ng ho\u1eb7c \u0111\u00e3 b\u1ecb x\u1eed ph\u1ea1t vi ph\u1ea1m h\u00e0nh ch\u00ednh v\u1ec1 h\u00e0nh vi n\u00e0y ho\u1eb7c \u0111\u00e3 b\u1ecb k\u1ebft \u00e1n v\u1ec1 t\u1ed9i n\u00e0y, ch\u01b0a \u0111\u01b0\u1ee3c x\u00f3a \u00e1n t\u00edch m\u00e0 c\u00f2n vi ph\u1ea1m, th\u00ec b\u1ecb ph\u1ea1t ti\u1ec1n t\u1eeb 50.000.000 \u0111\u1ed3ng \u0111\u1ebfn 200.000.000 \u0111\u1ed3ng ho\u1eb7c ph\u1ea1t c\u1ea3i t\u1ea1o kh\u00f4ng giam gi\u1eef \u0111\u1ebfn 3 n\u0103m\u2026\u201d.<\/p>\n<p style=\"text-align: justify;\">Theo quy \u0111\u1ecbnh n\u00e0y th\u00ec cho vay n\u1eb7ng l\u00e3i \u0111\u01b0\u1ee3c hi\u1ec3u l\u00e0: Cho vay l\u00e3i su\u1ea5t g\u1ea5p 5 l\u1ea7n m\u1ee9c l\u00e3i su\u1ea5t cao nh\u1ea5t quy \u0111\u1ecbnh trong B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 v\u00e0 thu l\u1ee3i b\u1ea5t ch\u00ednh t\u1eeb 30 tri\u1ec7u \u0111\u1ed3ng \u0111\u1ebfn d\u01b0\u1edbi 100 tri\u1ec7u \u0111\u1ed3ng ho\u1eb7c \u0111\u00e3 b\u1ecb x\u1eed ph\u1ea1t vi ph\u1ea1m h\u00e0nh ch\u00ednh ho\u1eb7c \u0111\u00e3 b\u1ecb k\u1ebft \u00e1n v\u1ec1 t\u1ed9i n\u00e0y, ch\u01b0a \u0111\u01b0\u1ee3c x\u00f3a \u00e1n t\u00edch m\u00e0 c\u00f2n vi ph\u1ea1m.<\/p>\n<p style=\"text-align: justify;\"><strong>C\u1ee5 th\u1ec3:<\/strong><\/p>\n<p style=\"text-align: justify;\">+ Theo quy \u0111\u1ecbnh t\u1ea1i <span style=\"text-decoration: underline;\">\u0110i\u1ec1u 468 B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1<\/span>, l\u00e3i su\u1ea5t vay do c\u00e1c b\u00ean th\u1ecfa thu\u1eadn nh\u01b0ng <strong>kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 20%\/n\u0103m<\/strong> c\u1ee7a kho\u1ea3n ti\u1ec1n vay, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p ph\u00e1p lu\u1eadt c\u00f3 quy \u0111\u1ecbnh kh\u00e1c. N\u1ebfu l\u00e3i su\u1ea5t theo th\u1ecfa thu\u1eadn v\u01b0\u1ee3t qu\u00e1 l\u00e3i su\u1ea5t gi\u1edbi h\u1ea1n n\u00eau tr\u00ean th\u00ec m\u1ee9c l\u00e3i su\u1ea5t v\u01b0\u1ee3t qu\u00e1 kh\u00f4ng c\u00f3 hi\u1ec7u l\u1ef1c. Ng\u01b0\u1eddi cho vay \u0111\u00e3 cho vay v\u1edbi l\u00e3i su\u1ea5t g\u1ea5p 5 l\u1ea7n m\u1ee9c l\u00e3i su\u1ea5t 20%\/n\u0103m.<\/p>\n<p style=\"text-align: justify;\">+ Thu l\u1ee3i b\u1ea5t ch\u00ednh t\u1eeb h\u00e0nh vi cho vay t\u1eeb 30 tri\u1ec7u \u0111\u1ed1ng \u0111\u1ebfn d\u01b0\u1edbi 100 tri\u1ec7u \u0111\u1ed3ng ho\u1eb7c \u0111\u00e3 b\u1ecb x\u1eed ph\u1ea1t vi ph\u1ea1m h\u00e0nh ch\u00ednh \u0111\u1ed1i v\u1edbi h\u00e0nh vi <strong>cho vay qu\u00e1 m\u1ee9c l\u00e3i su\u1ea5t 20%\/n\u0103m<\/strong> \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i \u0111i\u1ec3m d, kho\u1ea3n 3, \u0110i\u1ec1u 11 c\u1ee7a <span style=\"text-decoration: underline;\">Ngh\u1ecb \u0111\u1ecbnh 167\/2013\/N\u0110-CP<\/span> c\u1ee7a Ch\u00ednh ph\u1ee7 v\u1edbi m\u1ee9c ph\u1ea1t ti\u1ec1n t\u1eeb 5.000.000 \u0111\u1ed3ng \u0111\u1ebfn 15.000.000 \u0111\u1ed3ng \u0111\u1ed1i v\u1edbi h\u00e0nh vi cho vay ti\u1ec1n c\u00f3 c\u1ea7m c\u1ed1 t\u00e0i s\u1ea3n, nh\u01b0ng <strong>l\u00e3i su\u1ea5t cho vay v\u01b0\u1ee3t qu\u00e1 150% m\u1ee9c l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n<\/strong> do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam c\u00f4ng b\u1ed1 t\u1ea1i th\u1eddi \u0111i\u1ec3m cho vay.<\/p>\n<p style=\"text-align: justify;\">Khi c\u00f3 \u0111\u1ee7 2 y\u1ebfu t\u1ed1 n\u00e0y, ng\u01b0\u1eddi cho vay n\u1eb7ng l\u00e3i m\u1edbi b\u1ecb ph\u1ea1t ti\u1ec1n t\u1eeb 50 tri\u1ec7u \u0111\u1ed3ng \u0111\u1ebfn 200 tri\u1ec7u \u0111\u1ed3ng ho\u1eb7c ph\u1ea1t c\u1ea3i t\u1ea1o kh\u00f4ng giam gi\u1eef \u0111\u1ebfn 3 n\u0103m. Ngo\u00e0i ra, ng\u01b0\u1eddi ph\u1ea1m t\u1ed9i c\u00f2n c\u00f3 th\u1ec3 b\u1ecb ph\u1ea1t ti\u1ec1n t\u1eeb 30.000.000 \u0111\u1ed3ng \u0111\u1ebfn 100.000.000 \u0111\u1ed3ng, c\u1ea5m \u0111\u1ea3m nhi\u1ec7m ch\u1ee9c v\u1ee5, c\u1ea5m h\u00e0nh ngh\u1ec1 ho\u1eb7c l\u00e0m c\u00f4ng vi\u1ec7c nh\u1ea5t \u0111\u1ecbnh t\u1eeb 1 n\u0103m \u0111\u1ebfn 5 n\u0103m.<\/p>\n<p style=\"text-align: justify;\">\u0110\u1ed1i v\u1edbi h\u00e0nh vi h\u00e0nh hung \u0111\u1ec3 \u0111\u00f2i n\u1ee3 th\u00ec ng\u01b0\u1eddi cho vay c\u00f3 th\u1ec3 b\u1ecb x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh ho\u1eb7c truy c\u1ee9u tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 n\u1ebfu h\u00e0nh vi n\u00e0y c\u00f3 \u0111\u1ea7y \u0111\u1ee7 y\u1ebfu t\u1ed1 c\u1ea5u th\u00e0nh t\u1ed9i ph\u1ea1m.\u00a0<\/p>\n<p style=\"text-align: justify;\">\u2013 V\u1ec1 x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh: theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 5 Ngh\u1ecb \u0111\u1ecbnh 167\/2013\/N\u0110-CP th\u00ec t\u00f9y v\u00e0o h\u00e0nh vi c\u1ee5 th\u1ec3 nh\u01b0: <em>C\u00f3 c\u1eed ch\u1ec9, l\u1eddi n\u00f3i th\u00f4 b\u1ea1o, khi\u00eau kh\u00edch, tr\u00eau gh\u1eb9o, x\u00fac ph\u1ea1m danh d\u1ef1, nh\u00e2n ph\u1ea9m c\u1ee7a ng\u01b0\u1eddi kh\u00e1c; X\u00e2m h\u1ea1i ho\u1eb7c thu\u00ea ng\u01b0\u1eddi kh\u00e1c x\u00e2m h\u1ea1i \u0111\u1ebfn s\u1ee9c kh\u1ecfe c\u1ee7a ng\u01b0\u1eddi kh\u00e1c\u2026<\/em> c\u00f3 th\u1ec3 b\u1ecb ph\u1ea1t ti\u1ec1n t\u1eeb 500.000 \u0111\u1ed3ng \u0111\u1ebfn 2.000.000 \u0111\u1ed3ng.<\/p>\n<p style=\"text-align: justify;\">\u2013 V\u1ec1 truy c\u1ee9u tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1: h\u00e0nh vi n\u00e0y c\u00f3 th\u1ec3 b\u1ecb truy c\u1ee9u theo <strong><em>t\u1ed9i c\u01b0\u1ee1ng \u0111o\u1ea1t t\u00e0i s\u1ea3n<\/em><\/strong> (\u0110i\u1ec1u 170 BLHS) ho\u1eb7c <strong><em>t\u1ed9i c\u1ed1 \u00fd g\u00e2y th\u01b0\u01a1ng t\u00edch ho\u1eb7c g\u00e2y t\u1ed5n h\u1ea1i cho s\u1ee9c kh\u1ecfe c\u1ee7a ng\u01b0\u1eddi kh\u00e1c<\/em><\/strong> (\u0110i\u1ec1u 134 BLHS) ho\u1eb7c <strong><em>\u201cT\u1ed9i l\u00e0m nh\u1ee5c ng\u01b0\u1eddi kh\u00e1c\u201d<\/em><\/strong> (\u0110i\u1ec1u 155 BLHS) t\u00f9y v\u00e0o h\u00e0nh vi c\u1ee5 th\u1ec3 v\u00e0 c\u00f3 \u0111\u1ea7y \u0111\u1ee7 y\u1ebfu t\u1ed1 c\u1ea5u th\u00e0nh t\u1ed9i ph\u1ea1m hay kh\u00f4ng.<\/p>\n<p style=\"text-align: right;\"><em>Lu\u1eadt s\u01b0 \u0110\u1eb7ng Th\u00e0nh Chung tr\u1ea3 l\u1eddi tr\u00ean anninhthudo.vn<\/em><\/p>\n<p>\u00bb <a title=\"Tr\u00ecnh t\u1ef1 thu h\u1ed3i n\u1ee3 n\u00ean bi\u1ebft\" href=\"https:\/\/luatsubaoho.com\/phapluat\/trinh-tu-thu-hoi-no-nen-biet\/\" rel=\"bookmark\">Tr\u00ecnh t\u1ef1 thu h\u1ed3i n\u1ee3 n\u00ean bi\u1ebft<\/a><\/p>\n<p style=\"text-align: justify;\">\u00bb <a title=\"Lu\u1eadt s\u01b0 t\u01b0 v\u1ea5n kh\u1edfi ki\u1ec7n \u0111\u00f2i n\u1ee3\" href=\"https:\/\/luatsubaoho.com\/phapluat\/luat-su-tu-van-khoi-kien-doi-no\/\" rel=\"bookmark\">Lu\u1eadt s\u01b0 t\u01b0 v\u1ea5n kh\u1edfi ki\u1ec7n \u0111\u00f2i n\u1ee3<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea1n \u0111\u1ecdc h\u1ecfi: Hi\u1ec7n nay, nhi\u1ec1u c\u01a1 s\u1edf kinh doanh \u0111\u01b0\u1ee3c g\u1ecdi v\u1edbi c\u00e1i t\u00ean m\u1ef9 mi\u1ec1u \u201ch\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh\u201d, \u201ct\u01b0 v\u1ea5n t\u00e0i ch\u00ednh\u201d k\u00e8m theo l\u1eddi qu\u1ea3ng c\u00e1o h\u1ea5p d\u1eabn\u2026 nh\u01b0ng th\u1ef1c ch\u1ea5t ch\u1ec9 l\u00e0 chi\u00eau tr\u00f2 \u0111\u1ec3 cho vay n\u1eb7ng l\u00e3i. Th\u01b0a lu\u1eadt s\u01b0, v\u1eady c\u1ea7n ph\u1ea3i hi\u1ec3u \u201ccho vay n\u1eb7ng l\u00e3i\u201d [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":14554,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[171],"tags":[],"_links":{"self":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/14552"}],"collection":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/comments?post=14552"}],"version-history":[{"count":0,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/14552\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/media\/14554"}],"wp:attachment":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/media?parent=14552"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/categories?post=14552"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/tags?post=14552"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}