{"id":14415,"date":"2018-10-01T18:33:47","date_gmt":"2018-10-01T11:33:47","guid":{"rendered":"https:\/\/luatsubaoho.com\/phapluat\/?p=14415"},"modified":"2022-11-14T16:25:14","modified_gmt":"2022-11-14T09:25:14","slug":"mua-bao-hiem-xe-may-co-may-loai","status":"publish","type":"post","link":"https:\/\/luatsubaoho.com\/phapluat\/mua-bao-hiem-xe-may-co-may-loai\/","title":{"rendered":"Mua b\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 m\u1ea5y lo\u1ea1i"},"content":{"rendered":"\n<p style=\"text-align: justify;\">Mua b\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 m\u1ea5y lo\u1ea1i? T\u1ea1i sao mua b\u1ea3o hi\u1ec3m xe m\u00e1y ven \u0111\u01b0\u1eddng v\u1eabn b\u1ecb ph\u1ea1t.<\/p>\n<p style=\"text-align: justify;\"><strong>B\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 02 lo\u1ea1i: <br><\/strong>Ngo\u00e0i vi\u1ec7c tham gia h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1, ch\u1ee7 xe c\u01a1 gi\u1edbi c\u00f3 th\u1ec3 th\u1ecfa thu\u1eadn v\u1edbi doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m \u0111\u1ec3 tham gia h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n (theo kho\u1ea3n 3\u00a0\u0110i\u1ec1u 4 Th\u00f4ng t\u01b0 s\u1ed1 22\/2016\/TT-BTC).<\/p>\n<p style=\"text-align: justify;\">Theo \u0111\u00f3, c\u00f3 02 lo\u1ea1i b\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 <strong>b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c<\/strong> v\u00e0 <strong>b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n<\/strong>. B\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c c\u00f3 t\u00ean ch\u00ednh x\u00e1c l\u00e0 Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi. C\u00f2n b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n g\u1ecdi \u0111\u1ea7y \u0111\u1ee7 l\u00e0 Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n.<\/p>\n<p style=\"text-align: justify;\">Doanh nghi\u1ec7p \u0111\u01b0\u1ee3c ph\u00e9p t\u1ef1 in b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c nh\u01b0ng ph\u1ea3i theo m\u1eabu do B\u1ed9 T\u00e0i ch\u00ednh ban h\u00e0nh k\u00e8m theo Th\u00f4ng t\u01b0 22\/2016, b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n in theo m\u1eabu ri\u00eang c\u1ee7a doanh nghi\u1ec7p.<\/p>\n<p style=\"text-align: justify;\">\u0110\u1eb7c bi\u1ec7t, Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi ph\u1ea3i in ri\u00eang, t\u00e1ch bi\u1ec7t v\u1edbi Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n (n\u1ebfu c\u00f3).<\/p>\n<p style=\"text-align: justify;\">Tr\u01b0\u1eddng h\u1ee3p doanh nghi\u1ec7p gh\u00e9p 02 lo\u1ea1i Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m n\u00e0y v\u1edbi nhau th\u00ec c\u0169ng ph\u1ea3i in theo m\u1eabu quy \u0111\u1ecbnh c\u1ee7a Th\u00f4ng t\u01b0 s\u1ed1 22.<\/p>\n<p style=\"text-align: justify;\"><strong>T\u1ea1i sao \u0111\u00e3 c\u00f3 b\u1ea3o hi\u1ec3m xe nh\u01b0ng v\u1eabn b\u1ecb ph\u1ea1t?<\/strong><\/p>\n<p style=\"text-align: justify;\">Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi (b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c)\u00a0l\u00e0 m\u1ed9t trong nh\u1eefng gi\u1ea5y t\u1edd ng\u01b0\u1eddi l\u00e1i xe ph\u1ea3i mang theo khi \u0111i\u1ec1u khi\u1ec3n ph\u01b0\u01a1ng ti\u1ec7n (\u0111i\u1ec3m d kho\u1ea3n 2\u00a0\u0110i\u1ec1u 58 Lu\u1eadt Giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9 s\u1ed1 23\/2008\/QH12). Do \u0111\u00f3, ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n ph\u01b0\u01a1ng ti\u1ec7n <span style=\"text-decoration: underline;\">ph\u1ea3i mang theo b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c<\/span> c\u00f2n <span style=\"text-decoration: underline;\">b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n c\u00f3 th\u1ec3 c\u00f3 ho\u1eb7c kh\u00f4ng<\/span>.<\/p>\n<p style=\"text-align: justify;\"><strong>M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c l\u00e0:<\/strong><\/p>\n<table style=\"width: 100%; height: 197px;\" width=\"0\">\n<tbody>\n<tr style=\"height: 69px;\">\n<td style=\"height: 69px;\">\n<p style=\"text-align: center;\">Stt<\/p>\n<\/td>\n<td style=\"height: 69px;\">\n<p style=\"text-align: center;\">Lo\u1ea1i xe<\/p>\n<\/td>\n<td style=\"height: 69px;\">\n<p>Ph\u00ed b\u1ea3o hi\u1ec3m n\u0103m<br>(\u0111\u1ed3ng)<\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 64px;\">\n<td style=\"height: 64px;\">\n<p>1<\/p>\n<\/td>\n<td style=\"height: 64px;\">\n<p>T\u1eeb 50cc tr\u1edf xu\u1ed1ng (xe g\u1eafn m\u00e1y)<\/p>\n<\/td>\n<td style=\"height: 64px;\">\n<p>55.000<\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 64px;\">\n<td style=\"height: 64px;\">\n<p>2<\/p>\n<\/td>\n<td style=\"height: 64px;\">\n<p>Tr\u00ean 50cc (xe m\u00e1y)<\/p>\n<\/td>\n<td style=\"height: 64px;\">\n<p>60.000<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: justify;\">(* Ph\u00ed b\u1ea3o hi\u1ec3m tr\u00ean \u0111\u00e2y ch\u01b0a bao g\u1ed3m 10% thu\u1ebf Gi\u00e1 tr\u1ecb gia t\u0103ng)<\/p>\n<p style=\"text-align: justify;\">Theo \u0111\u00f3, ph\u00ed b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c l\u00e0 <strong>66.000 \u0111\u1ed3ng\/n\u0103m<\/strong> v\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c khuy\u1ebfn m\u1ea1i d\u01b0\u1edbi m\u1ecdi h\u00ecnh th\u1ee9c. B\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c s\u1ebd kh\u00f4ng c\u00f3 gi\u00e1 r\u1ebb h\u01a1n, m\u1ecdi l\u1eddi m\u1eddi ch\u00e0o b\u1ea3o hi\u1ec3m gi\u00e1 r\u1ebb \u0111\u1ec1u ph\u1ea3i \u0111\u01b0\u1ee3c xem x\u00e9t c\u1ea9n th\u1eadn.<\/p>\n<p style=\"text-align: justify;\">Th\u1ef1c t\u1ebf, r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi v\u1eabn l\u1ea7m t\u01b0\u1edfng r\u1eb1ng 02 lo\u1ea1i b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c v\u00e0 t\u1ef1 nguy\u1ec7n l\u00e0 gi\u1ed1ng nhau. Ch\u00ednh \u0111i\u1ec1u n\u00e0y \u0111\u00e3 d\u1eabn \u0111\u1ebfn vi\u1ec7c mua b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n gi\u00e1 r\u1ebb \u1edf ven \u0111\u01b0\u1eddng m\u00e0 kh\u00f4ng bi\u1ebft l\u00e0 d\u00f9 c\u00f3 b\u1ea3o hi\u1ec3m n\u00e0y th\u00ec v\u1eabn b\u1ecb ph\u1ea1t.<\/p>\n<p style=\"text-align: justify;\">Ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe m\u00f4 t\u00f4, xe g\u1eafn m\u00e1y, c\u00e1c lo\u1ea1i xe t\u01b0\u01a1ng t\u1ef1 xe m\u00f4 t\u00f4 v\u00e0 c\u00e1c lo\u1ea1i xe t\u01b0\u01a1ng t\u1ef1 xe g\u1eafn m\u00e1y kh\u00f4ng c\u00f3 ho\u1eb7c kh\u00f4ng mang theo Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi c\u00f2n hi\u1ec7u l\u1ef1c s\u1ebd b\u1ecb ph\u1ea1t t\u1eeb 80.000 \u0111\u1ed3ng \u2013 120.000 \u0111\u1ed3ng (\u0111i\u1ec3m a kho\u1ea3n 2\u00a0\u0110i\u1ec1u 21 Ngh\u1ecb \u0111\u1ecbnh 46).<\/p>\n<p style=\"text-align: right;\"><em>theo luatvietnam.vn<\/em><\/p>\n<p style=\"text-align: justify;\">\u00bb <a title=\"Tr\u00e1ch nhi\u1ec7m \u0111\u1ec1n b\u00f9 khi tai n\u1ea1n c\u00f3 b\u1ea3o hi\u1ec3m TNDS\" href=\"https:\/\/luatsubaoho.com\/phapluat\/trach-nhiem-den-bu-khi-tai-nan-co-bao-hiem-tnds\/\" rel=\"bookmark\">Tr\u00e1ch nhi\u1ec7m \u0111\u1ec1n b\u00f9 khi tai n\u1ea1n c\u00f3 b\u1ea3o hi\u1ec3m TNDS<\/a><\/p>\n<p style=\"text-align: justify;\">\u00bb <a title=\"T\u1ed1c \u0111\u1ed9 t\u1ed1i \u0111a c\u1ee7a \u00f4 t\u00f4, xe m\u00e1y khi tham gia giao th\u00f4ng\" href=\"https:\/\/luatsubaoho.com\/phapluat\/toc-do-toi-da-cua-o-to-xe-may-khi-tham-gia-giao-thong\/\" rel=\"bookmark\">T\u1ed1c \u0111\u1ed9 t\u1ed1i \u0111a c\u1ee7a \u00f4 t\u00f4, xe m\u00e1y khi tham gia giao th\u00f4ng<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mua b\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 m\u1ea5y lo\u1ea1i? T\u1ea1i sao mua b\u1ea3o hi\u1ec3m xe m\u00e1y ven \u0111\u01b0\u1eddng v\u1eabn b\u1ecb ph\u1ea1t. B\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 02 lo\u1ea1i: Ngo\u00e0i vi\u1ec7c tham gia h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1, ch\u1ee7 xe c\u01a1 gi\u1edbi c\u00f3 th\u1ec3 th\u1ecfa thu\u1eadn v\u1edbi doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m \u0111\u1ec3 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":14421,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[249],"tags":[],"_links":{"self":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/14415"}],"collection":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/comments?post=14415"}],"version-history":[{"count":1,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/14415\/revisions"}],"predecessor-version":[{"id":34578,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/14415\/revisions\/34578"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/media\/14421"}],"wp:attachment":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/media?parent=14415"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/categories?post=14415"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/tags?post=14415"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}