{"id":1124,"date":"2015-04-03T07:43:05","date_gmt":"2015-04-03T00:43:05","guid":{"rendered":"https:\/\/luatsubaoho.com\/?p=1124"},"modified":"2015-04-03T07:43:05","modified_gmt":"2015-04-03T00:43:05","slug":"quy-dinh-ve-dich-vu-trung-gian-thanh-toan-vi-dien-tu","status":"publish","type":"post","link":"https:\/\/luatsubaoho.com\/phapluat\/quy-dinh-ve-dich-vu-trung-gian-thanh-toan-vi-dien-tu\/","title":{"rendered":"Quy \u0111\u1ecbnh v\u1ec1 d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n v\u00ed \u0111i\u1ec7n t\u1eed"},"content":{"rendered":"\n<p style=\"text-align: justify;\">Quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c cung c\u1ea5p d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n theo h\u00ecnh th\u1ee9c v\u00ed \u0111i\u1ec7n t\u1eed.<\/p>\n<p style=\"text-align: justify;\">Ch\u00fang t\u00f4i l\u00e0 doanh nghi\u1ec7p c\u00f4ng ngh\u1ec7, mu\u1ed1n h\u1ecfi v\u1ec1 quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt Vi\u1ec7t Nam v\u1ec1 vi\u1ec7c cung c\u1ea5p d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n theo h\u00ecnh th\u1ee9c v\u00ed \u0111i\u1ec7n t\u1eed?<\/p>\n<p style=\"text-align: justify;\"><strong>Lu\u1eadt s\u01b0 tu v\u1ea5n:<\/strong> D\u1ecbch v\u1ee5 v\u00ed \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c \u0111\u1ecbnh ngh\u0129a t\u1ea1i Kho\u1ea3n 6, \u0110i\u1ec1u 3, Th\u00f4ng t\u01b0 s\u1ed1 39\/2014\/TT-NHNN ng\u00e0y 11 th\u00e1ng 12 n\u0103m 2014 nh\u01b0 sau:<\/p>\n<p style=\"text-align: justify;\">D\u1ecbch v\u1ee5 V\u00ed \u0111i\u1ec7n t\u1eed l\u00e0 d\u1ecbch v\u1ee5 cung c\u1ea5p cho kh\u00e1ch h\u00e0ng m\u1ed9t t\u00e0i kho\u1ea3n \u0111i\u1ec7n t\u1eed \u0111\u1ecbnh danh do c\u00e1c t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 t\u1ea1o l\u1eadp tr\u00ean v\u1eadt mang tin (nh\u01b0 chip \u0111i\u1ec7n t\u1eed, sim \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng, m\u00e1y t\u00ednh\u2026) cho ph\u00e9p l\u01b0u gi\u1eef m\u1ed9t gi\u00e1 tr\u1ecb ti\u1ec1n t\u1ec7 \u0111\u01b0\u1ee3c b\u1ea3o \u0111\u1ea3m b\u1eb1ng gi\u00e1 tr\u1ecb ti\u1ec1n g\u1eedi t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi s\u1ed1 ti\u1ec1n \u0111\u01b0\u1ee3c chuy\u1ec3n t\u1eeb t\u00e0i kho\u1ea3n thanh to\u00e1n c\u1ee7a Kh\u00e1ch h\u00e0ng t\u1ea1i ng\u00e2n h\u00e0ng v\u00e0o t\u00e0i kho\u1ea3n b\u1ea3o \u0111\u1ea3m thanh to\u00e1n c\u1ee7a t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 v\u00ed \u0111i\u1ec7n t\u1eed theo t\u1ef7 l\u1ec7 1:1 v\u00e0 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng l\u00e0m ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t.<\/p>\n<p style=\"text-align: justify;\">Theo th\u1ee9c n\u00e0y, th\u00ec kh\u00e1ch h\u00e0ng sau khi n\u1ea1p th\u1ebb v\u00e0o t\u00e0i kho\u1ea3n \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c m\u1edf tr\u00ean website c\u1ee7a doanh nghi\u1ec7p d\u1ecbch v\u1ee5 th\u00ec Kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 thanh to\u00e1n cho c\u00e1c giao d\u1ecbch c\u1ee7a Kh\u00e1ch h\u00e0ng b\u1eb1ng v\u1edbi ch\u00ednh s\u1ed1 d\u01b0 tr\u00ean t\u00e0i kho\u1ea3n \u0111\u00f3.<\/p>\n<p style=\"text-align: justify;\">D\u1ecbch v\u1ee5 v\u00ed \u0111i\u1ec7n t\u1eed l\u00e0 m\u1ed9t trong c\u00e1c lo\u1ea1i h\u00ecnh d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 d\u1ecbch v\u1ee5 thanh to\u00e1n theo quy \u0111\u1ecbnh t\u1ea1i Kho\u1ea3n 2, \u0110i\u1ec1u 1 c\u1ee7a Th\u00f4ng t\u01b0 s\u1ed1 39\/2014\/TT-NHNN ng\u00e0y 11 th\u00e1ng 12 n\u0103m 2014 v\u00e0 l\u00e0 m\u1ed9t lo\u1ea1i h\u00ecnh d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n.<\/p>\n<p style=\"text-align: justify;\">Theo quy \u0111\u1ecbnh t\u1ea1i Kho\u1ea3n 4, \u0110i\u1ec1u 4, Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 101\/2012\/N\u0110-CP c\u1ee7a Ch\u00ednh ph\u1ee7 ng\u00e0y 22 th\u00e1ng 11 n\u0103m 2012 v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t th\u00ec c\u00e1c t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n m\u00e0 kh\u00f4ng ph\u1ea3i l\u00e0 ng\u00e2n h\u00e0ng, th\u00ec b\u1eaft bu\u1ed9c ph\u1ea3i \u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc c\u1ea5p gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng cung \u1ee9ng d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n.<\/p>\n<p style=\"text-align: justify;\">Gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng trung gian thanh to\u00e1n kh\u00f4ng gi\u1edbi h\u1ea1n \u0111\u1ed1i t\u01b0\u1ee3ng h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5 \u0111\u01b0\u1ee3c ph\u00e9p s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n.<\/p>\n<p style=\"text-align: justify;\">Vi\u1ec7c c\u00f3 ch\u1ea5p nh\u1eadn thanh to\u00e1n th\u00f4ng qua c\u00e1c k\u00eanh trung gian thanh to\u00e1n n\u00e0y hay kh\u00f4ng ho\u00e0n to\u00e0n ph\u1ee5 thu\u1ed9c v\u00e0o \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn thanh to\u00e1n.<\/p>\n<p style=\"text-align: justify;\">Ti\u1ebfp theo n\u1ed9i dung email trao \u0111\u1ed5i d\u01b0\u1edbi \u0111\u00e2y, b\u00ean em xin \u0111\u01b0\u1ee3c ph\u1ea3n h\u1ed3i nh\u01b0 sau.<\/p>\n<p style=\"text-align: justify;\">&gt;&gt; <a class=\"entry-crumb\" title=\"View all posts in T\u01b0 v\u1ea5n lu\u1eadt t\u00e0i ch\u00ednh, Ng\u00e2n h\u00e0ng\" href=\"https:\/\/luatsubaoho.com\/phapluat\/tu-van-luat-tai-chinh-ngan-hang\/\">T\u01b0 v\u1ea5n lu\u1eadt t\u00e0i ch\u00ednh, Ng\u00e2n h\u00e0ng<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c cung c\u1ea5p d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n theo h\u00ecnh th\u1ee9c v\u00ed \u0111i\u1ec7n t\u1eed. Ch\u00fang t\u00f4i l\u00e0 doanh nghi\u1ec7p c\u00f4ng ngh\u1ec7, mu\u1ed1n h\u1ecfi v\u1ec1 quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt Vi\u1ec7t Nam v\u1ec1 vi\u1ec7c cung c\u1ea5p d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n theo h\u00ecnh th\u1ee9c v\u00ed \u0111i\u1ec7n t\u1eed? Lu\u1eadt s\u01b0 tu v\u1ea5n: [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"_links":{"self":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/1124"}],"collection":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/comments?post=1124"}],"version-history":[{"count":0,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/1124\/revisions"}],"wp:attachment":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/media?parent=1124"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/categories?post=1124"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/tags?post=1124"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}