{"id":10714,"date":"2019-01-03T18:33:47","date_gmt":"2019-01-03T11:33:47","guid":{"rendered":"https:\/\/luatsubaoho.com\/phapluat\/?p=10714"},"modified":"2023-09-28T04:55:04","modified_gmt":"2023-09-27T21:55:04","slug":"cho-vay-nang-lai-co-bi-truy-cuu-trach-nhiem-hinh-su-khong","status":"publish","type":"post","link":"https:\/\/luatsubaoho.com\/phapluat\/cho-vay-nang-lai-co-bi-truy-cuu-trach-nhiem-hinh-su-khong\/","title":{"rendered":"Cho vay n\u1eb7ng l\u00e3i c\u00f3 b\u1ecb truy c\u1ee9u tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 kh\u00f4ng?"},"content":{"rendered":"\n

Theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 468 B\u1ed9 lu\u1eadt d\u00e2n s\u1ef1, l\u00e3i su\u1ea5t vay do c\u00e1c b\u00ean th\u1ecfa thu\u1eadn nh\u01b0ng kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 20%\/n\u0103m c\u1ee7a kho\u1ea3n ti\u1ec1n vay, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p ph\u00e1p lu\u1eadt c\u00f3 quy \u0111\u1ecbnh kh\u00e1c.<\/p>\n

H\u1ecfi:<\/strong>\u00a0Theo d\u00f5i th\u00f4ng tin tr\u00ean b\u00e1o \u0111\u00e0i, tivi, t\u00f4i th\u1ea5y ng\u01b0\u1eddi d\u00e2n m\u00ecnh khi c\u1ea7n ti\u1ec1n g\u1ea5p l\u00e0 \u201cnh\u1eafm m\u1eaft\u201d vay t\u00edn d\u1ee5ng \u0111en v\u1edbi l\u00e3i su\u1ea5t cao g\u1ea5p nhi\u1ec1u l\u1ea7n quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt d\u1eabn \u0111\u1ebfn h\u1ec7 l\u1ee5y nhi\u1ec1u ng\u01b0\u1eddi sau khi vay ti\u1ec1n \u0111\u00e3 kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 l\u00e3i. Th\u01b0a Lu\u1eadt s\u01b0, hi\u1ec7n nay h\u00e0nh vi cho vay n\u1eb7ng l\u00e3i n\u00e0y c\u00f3 th\u1ec3 b\u1ecb truy c\u1ee9u tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 kh\u00f4ng?\u00a0Khu\u00ea Anh (H\u00e0 T\u0129nh)
<\/em><\/p>\n

Cho vay n\u1eb7ng l\u00e3i c\u00f3 b\u1ecb truy c\u1ee9u tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 kh\u00f4ng?<\/strong><\/h2>\n

\u00bb Ph\u1ea1m t\u1ed9i cho vay n\u1eb7ng l\u00e3i v\u1edbi l\u00e3i su\u1ea5t l\u00e0 bao nhi\u00eau?<\/a><\/p>\n

Tr\u1ea3 l\u1eddi:\u00a0<\/strong>Lu\u1eadt s\u01b0 \u0110\u1eb7ng Th\u00e0nh Chung, C\u00f4ng ty lu\u1eadt An Ninh, cho bi\u1ebft:\u00a0Hi\u1ec7n nay, d\u01b0\u1edbi g\u00f3c \u0111\u1ed9 B\u1ed9 lu\u1eadt h\u00ecnh s\u1ef1, \u0110i\u1ec1u 201 quy \u0111\u1ecbnh T\u1ed9i cho vay n\u1eb7ng l\u00e3i trong giao d\u1ecbch d\u00e2n s\u1ef1 nh\u01b0 sau:\u00a0<\/p>\n

\u201cNg\u01b0\u1eddi n\u00e0o trong giao d\u1ecbch d\u00e2n s\u1ef1 m\u00e0 cho vay v\u1edbi l\u00e3i su\u1ea5t g\u1ea5p 05 l\u1ea7n tr\u1edf l\u00ean c\u1ee7a m\u1ee9c l\u00e3i su\u1ea5t cao nh\u1ea5t quy \u0111\u1ecbnh trong B\u1ed9 lu\u1eadt d\u00e2n s\u1ef1, thu l\u1ee3i b\u1ea5t ch\u00ednh t\u1eeb 30.000.000 \u0111\u1ed3ng \u0111\u1ebfn d\u01b0\u1edbi 100.000.000 \u0111\u1ed3ng ho\u1eb7c \u0111\u00e3 b\u1ecb x\u1eed ph\u1ea1t vi ph\u1ea1m h\u00e0nh ch\u00ednh v\u1ec1 h\u00e0nh vi n\u00e0y m\u00e0 ho\u1eb7c \u0111\u00e3 b\u1ecb k\u1ebft \u00e1n v\u1ec1 t\u1ed9i n\u00e0y, ch\u01b0a \u0111\u01b0\u1ee3c x\u00f3a \u00e1n t\u00edch m\u00e0 c\u00f2n vi ph\u1ea1m, th\u00ec b\u1ecb ph\u1ea1t ti\u1ec1n t\u1eeb 50.000.000 \u0111\u1ed3ng \u0111\u1ebfn 200.000.000 \u0111\u1ed3ng ho\u1eb7c ph\u1ea1t c\u1ea3i t\u1ea1o kh\u00f4ng giam gi\u1eef \u0111\u1ebfn 03 n\u0103m\u2026.\u201d.<\/em>\u00a0<\/p>\n

\u0110\u1ec3 kh\u00e9p t\u1ed9i ng\u01b0\u1eddi cho vay n\u1eb7ng l\u00e3i theo \u0110i\u1ec1u 201 B\u1ed9 lu\u1eadt H\u00ecnh s\u1ef1 n\u0103m c\u1ea7n ph\u1ea3i th\u1ecfa m\u00e3n c\u00e1c y\u1ebfu t\u1ed1: Cho vay l\u00e3i su\u1ea5t g\u1ea5p 05 l\u1ea7n m\u1ee9c l\u00e3i su\u1ea5t cao nh\u1ea5t quy \u0111\u1ecbnh trong B\u1ed9 lu\u1eadt d\u00e2n s\u1ef1 v\u00e0 Thu l\u1ee3i b\u1ea5t ch\u00ednh t\u1eeb 30 tri\u1ec7u \u0111\u1ed3ng \u0111\u1ebfn d\u01b0\u1edbi 100 tri\u1ec7u \u0111\u1ed3ng ho\u1eb7c \u0111\u00e3 b\u1ecb x\u1eed ph\u1ea1t vi ph\u1ea1m h\u00e0nh ch\u00ednh ho\u1eb7c \u0111\u00e3 b\u1ecb k\u1ebft \u00e1n v\u1ec1 t\u1ed9i n\u00e0y, ch\u01b0a \u0111\u01b0\u1ee3c x\u00f3a \u00e1n t\u00edch m\u00e0 c\u00f2n vi ph\u1ea1m.\u00a0<\/p>\n

+ Theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 468 B\u1ed9 lu\u1eadt d\u00e2n s\u1ef1, l\u00e3i su\u1ea5t vay do c\u00e1c b\u00ean th\u1ecfa thu\u1eadn nh\u01b0ng kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 20%\/n\u0103m c\u1ee7a kho\u1ea3n ti\u1ec1n vay, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p ph\u00e1p lu\u1eadt c\u00f3 quy \u0111\u1ecbnh kh\u00e1c. N\u1ebfu l\u00e3i su\u1ea5t theo th\u1ecfa thu\u1eadn v\u01b0\u1ee3t qu\u00e1 l\u00e3i su\u1ea5t gi\u1edbi h\u1ea1n n\u00eau tr\u00ean th\u00ec m\u1ee9c l\u00e3i su\u1ea5t v\u01b0\u1ee3t qu\u00e1 kh\u00f4ng c\u00f3 hi\u1ec7u l\u1ef1c.\u00a0<\/p>\n

+ Vi\u1ec7c x\u1eed ph\u1ea1t vi ph\u1ea1m h\u00e0nh ch\u00ednh \u0111\u1ed1i v\u1edbi h\u00e0nh vi cho vay qu\u00e1 m\u1ee9c l\u00e3i su\u1ea5t 20%\/n\u0103m \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i \u0111i\u1ec3m d, kho\u1ea3n 3, \u0110i\u1ec1u 11 c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 167\/2013\/N\u0110-CP c\u1ee7a Ch\u00ednh ph\u1ee7 v\u1edbi m\u1ee9c ph\u1ea1t ti\u1ec1n t\u1eeb 5.000.000 \u0111\u1ed3ng \u0111\u1ebfn 15.000.000 \u0111\u1ed3ng \u0111\u1ed1i v\u1edbi h\u00e0nh vi cho vay ti\u1ec1n c\u00f3 c\u1ea7m c\u1ed1 t\u00e0i s\u1ea3n, nh\u01b0ng l\u00e3i su\u1ea5t cho vay v\u01b0\u1ee3t qu\u00e1 150% m\u1ee9c l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam c\u00f4ng b\u1ed1 t\u1ea1i th\u1eddi \u0111i\u1ec3m cho vay\u201d.\u00a0Khi c\u00f3 \u0111\u1ee7 02 y\u1ebfu t\u1ed1 n\u00e0y, ng\u01b0\u1eddi cho vay n\u1eb7ng l\u00e3i m\u1edbi b\u1ecb ph\u1ea1t ti\u1ec1n t\u1eeb 50 tri\u1ec7u \u0111\u1ed3ng \u0111\u1ebfn 200 tri\u1ec7u \u0111\u1ed3ng ho\u1eb7c ph\u1ea1t c\u1ea3i t\u1ea1o kh\u00f4ng giam gi\u1eef \u0111\u1ebfn 03 n\u0103m. Ngo\u00e0i ra, ng\u01b0\u1eddi ph\u1ea1m t\u1ed9i c\u00f2n c\u00f3 th\u1ec3 b\u1ecb ph\u1ea1t ti\u1ec1n t\u1eeb 30.000.000 \u0111\u1ed3ng \u0111\u1ebfn 100.000.000 \u0111\u1ed3ng, c\u1ea5m \u0111\u1ea3m nhi\u1ec7m ch\u1ee9c v\u1ee5, c\u1ea5m h\u00e0nh ngh\u1ec1 ho\u1eb7c l\u00e0m c\u00f4ng vi\u1ec7c nh\u1ea5t \u0111\u1ecbnh t\u1eeb 01 n\u0103m \u0111\u1ebfn 05 n\u0103m.<\/p>\n

Lu\u1eadt s\u01b0 \u0110\u1eb7ng Th\u00e0nh Chung, C\u00f4ng ty lu\u1eadt An Ninh
tr\u1ea3 l\u1eddi tr\u00ean b\u00e1o phunuvietnam.vn<\/em><\/p>\n

\u00bb Lu\u1eadt s\u01b0 b\u00e0o ch\u1eefa t\u1ed9i cho vay l\u00e3i n\u1eb7ng<\/a><\/p>\n

\u00bb T\u01b0 v\u1ea5n ph\u00e1p lu\u1eadt t\u00e0i ch\u00ednh v\u00e0 ng\u00e2n h\u00e0ng<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 468 B\u1ed9 lu\u1eadt d\u00e2n s\u1ef1, l\u00e3i su\u1ea5t vay do c\u00e1c b\u00ean th\u1ecfa thu\u1eadn nh\u01b0ng kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 20%\/n\u0103m c\u1ee7a kho\u1ea3n ti\u1ec1n vay, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p ph\u00e1p lu\u1eadt c\u00f3 quy \u0111\u1ecbnh kh\u00e1c. H\u1ecfi:\u00a0Theo d\u00f5i th\u00f4ng tin tr\u00ean b\u00e1o \u0111\u00e0i, tivi, t\u00f4i th\u1ea5y ng\u01b0\u1eddi d\u00e2n m\u00ecnh khi c\u1ea7n ti\u1ec1n g\u1ea5p l\u00e0 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[196],"tags":[],"_links":{"self":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/10714"}],"collection":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/comments?post=10714"}],"version-history":[{"count":1,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/10714\/revisions"}],"predecessor-version":[{"id":36570,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/10714\/revisions\/36570"}],"wp:attachment":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/media?parent=10714"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/categories?post=10714"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/tags?post=10714"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}