{"id":10395,"date":"2020-11-26T06:15:00","date_gmt":"2020-11-25T23:15:00","guid":{"rendered":"https:\/\/luatsubaoho.com\/phapluat\/?p=10395"},"modified":"2022-11-14T16:56:57","modified_gmt":"2022-11-14T09:56:57","slug":"quy-trinh-den-bu-bao-hiem-xe-o-to","status":"publish","type":"post","link":"https:\/\/luatsubaoho.com\/phapluat\/quy-trinh-den-bu-bao-hiem-xe-o-to\/","title":{"rendered":"Quy tr\u00ecnh \u0111\u1ec1n b\u00f9 b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4?"},"content":{"rendered":"\n

Khi mua \u00f4 t\u00f4 th\u01b0\u1eddng l\u1ef1a ch\u1ecdn tham gia m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 t\u1ef1 nguy\u1ec7n ngo\u00e0i g\u00f3i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c. Nh\u01b0ng khi g\u1eb7p s\u1ef1 c\u1ed1, tai n\u1ea1n li\u00ean quan \u0111\u1ebfn ph\u01b0\u01a1ng ti\u1ec7n th\u00ec th\u1ee7 t\u1ee5c thanh to\u00e1n b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1ea1n c\u1ea7n ph\u1ea3i n\u1eafm \u0111\u01b0\u1ee3c quy tr\u00ecnh b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe c\u01a1 gi\u1edbi \u0111\u1ec3 c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c \u0111\u1ec1n b\u00f9 b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 nhanh t\u1eeb c\u00f4ng ty b\u1ea3o hi\u1ec3m, \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m c\u1ee7a m\u00ecnh.<\/p>\n

T\u01b0 v\u1ea5n quy tr\u00ecnh \u0111\u1ec1n b\u00f9 b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4?<\/h2>\n

1. Th\u00f4ng b\u00e1o ngay cho c\u00f4ng ty b\u1ea3o hi\u1ec3m khi x\u1ea3y ra tai n\u1ea1n, x\u1ea3y ra s\u1ef1 c\u1ed1.<\/strong>
\nKhi x\u1ea3y ra tai n\u1ea1n, s\u1ef1 c\u1ed1 th\u00ec b\u1ea1n c\u1ea7n nhanh ch\u00f3ng th\u00f4ng b\u00e1o cho c\u00f4ng ty b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 m\u00e0 b\u1ea1n tham b\u1eb1ng c\u00e1ch g\u1ecdi \u0111i\u1ec7n tho\u1ea1i, khai b\u00e1o \u0111\u1ea7y \u0111\u1ee7 c\u00e1c th\u00f4ng tin nh\u01b0:
\nH\u1ecd t\u00ean, s\u1ed1 \u0111i\u1ec7n tho\u1ea1i c\u1ee7a ng\u01b0\u1eddi th\u00f4ng b\u00e1o, bi\u1ec3n s\u1ed1 xe, th\u1eddi gian, \u0111\u1ecba \u0111i\u1ec3m v\u00e0 di\u1ec5n bi\u1ebfn x\u1ea3y ra tai n\u1ea1n, s\u1ef1 c\u1ed1.
\nS\u1ed1 \u0111i\u1ec7n tho\u1ea1i c\u1ea7n li\u00ean h\u1ec7 th\u01b0\u1eddng \u0111\u01b0\u1ee3c in tr\u00ean Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m \u00f4 t\u00f4. B\u1edfi theo quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4 th\u00ec c\u00e1c c\u00f4ng ty c\u00f3 th\u1ec3 b\u1ecb ph\u1ea1t ch\u1ebf t\u00e0i trong qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n b\u1ea3o hi\u1ec3m, m\u1ee9c ch\u1ebf t\u00e0i th\u01b0\u1eddng n\u1eb1m trong kho\u1ea3ng 10 \u2013 50% t\u1ed5ng chi ph\u00ed s\u1eeda ch\u1eefa, th\u1eadm ch\u00ed c\u00f3 tr\u01b0\u1eddng h\u1ee3p c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f2n t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng n\u1ebfu b\u1ea1n kh\u00f4ng th\u00f4ng b\u00e1o cho c\u00f4ng ty b\u1ea3o hi\u1ec3m khi x\u1ea3y ra t\u1ed5n th\u1ea5t.<\/p>\n

M\u1ed9t trong nh\u1eefng nguy\u00ean t\u1eafc \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 nhanh ch\u00f3ng l\u00e0 b\u1ea1n c\u1ea7n ph\u1ea3i gi\u1eef nguy\u00ean hi\u1ec7n tr\u1ea1ng v\u1ee5 tai n\u1ea1n v\u00e0 ch\u1ee5p h\u00ecnh hi\u1ec7n tr\u01b0\u1eddng. B\u1edfi ch\u00ednh vi\u1ec7c n\u00e0y s\u1ebd gi\u00fap b\u1ea1n \u0111\u1ea3m b\u1ea3o ch\u00ednh x\u00e1c nh\u1eefng chi ti\u1ebft trong s\u1ef1 c\u1ed1 tai n\u1ea1n n\u00e0y, gi\u00fap b\u1ea3o v\u1ec7 b\u1ea1n kh\u00f4ng b\u1ecb t\u1eeb ch\u1ed1i m\u1ed9t ph\u1ea7n theo nguy\u00ean t\u1eafc b\u1ea3o hi\u1ec3m.<\/p>\n

2. Gi\u00e1m \u0111\u1ecbnh b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m<\/strong><\/p>\n

\u2013 Tr\u01b0\u1eddng h\u1ee3p xe tham gia b\u1ea3o hi\u1ec3m kh\u00f4ng<\/span> va ch\u1ea1m v\u1edbi ng\u01b0\u1eddi th\u1ee9 ba<\/strong>
\n\u0110\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe c\u01a1 gi\u1edbi, trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, vi\u1ec7c gi\u00e1m \u0111\u1ecbnh b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m ph\u1ea3i c\u00f3 s\u1ef1 c\u00f3 m\u1eb7t c\u1ee7a \u0111\u1ea1i di\u1ec7n \u1ee7y quy\u1ec1n gi\u00e1m \u0111\u1ecbnh c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 ch\u1ee7 xe\/ l\u00e1i xe\/ ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n h\u1ee3p ph\u00e1p<\/em> nh\u1eb1m x\u00e1c \u0111\u1ecbnh nguy\u00ean nh\u00e2n v\u00e0 m\u1ee9c \u0111\u1ed9 thi\u1ec7t h\u1ea1i.<\/p>\n

D\u1ef1a v\u00e0o \u01b0\u1edbc t\u00ednh t\u1ed5n th\u1ea5t, m\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd xem x\u00e9t c\u00f3 b\u00e1o c\u00e1o ch\u00ednh quy\u1ec1n, c\u00f4ng an \u0111\u1ecba ph\u01b0\u01a1ng c\u00f9ng tham gia v\u00e0o vi\u1ec7c x\u00e1c minh hi\u1ec7n tr\u01b0\u1eddng hay kh\u00f4ng:
\n+ T\u1ed5n th\u1ea5t v\u1eadt ch\u1ea5t xe \u01b0\u1edbc t\u00ednh d\u01b0\u1edbi 5 tri\u1ec7u \u0111\u1ed3ng<\/span> ho\u1eb7c nguy\u00ean nh\u00e2n t\u1ed5n th\u1ea5t do v\u1eadt c\u1ee9ng b\u00ean ngo\u00e0i t\u1eafc \u0111\u1ed9ng g\u00e2y h\u01b0 h\u1ecfng k\u00ednh\/ \u0111\u00e8n\/ g\u01b0\u01a1ng:
\nch\u1ec9 c\u1ea7n ch\u1edd b\u00ean c\u00f4ng ty b\u1ea3o hi\u1ec3m theo d\u00f5i v\u00e0 \u0111\u01b0a ra k\u1ebft qu\u1ea3 b\u1ed3i th\u01b0\u1eddng.
\n+ T\u1ed5n th\u1ea5t v\u1eadt ch\u1ea5t xe \u01b0\u1edbc t\u00ednh t\u1eeb 5 \u2013 10 tri\u1ec7u \u0111\u1ed3ng<\/span>:
\nKh\u00f4ng c\u1ea7n thi\u1ebft c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a c\u1ea3nh s\u00e1t giao th\u00f4ng ho\u1eb7c c\u00f4ng an\/ ch\u00ednh quy\u1ec1n \u0111\u1ecba ph\u01b0\u01a1ng n\u01a1i x\u1ea3y ra tai n\u1ea1n, nh\u01b0ng gi\u00e1m \u0111\u1ecbnh vi\u00ean c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m ph\u1ea3i gi\u00e1m \u0111\u1ecbnh x\u00e1c minh hi\u1ec7n tr\u01b0\u1eddng.
\n+ T\u1ed5n th\u1ea5t v\u1eadt ch\u1ea5t xe \u01b0\u1edbc t\u00ednh tr\u00ean 10 tri\u1ec7u \u0111\u1ed3ng<\/span>:
\nPh\u1ea3i c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a c\u1ea3nh s\u00e1t giao th\u00f4ng ho\u1eb7c c\u00f4ng an\/ ch\u00ednh quy\u1ec1n \u0111\u1ecba ph\u01b0\u01a1ng n\u01a1i x\u1ea3y ra tai n\u1ea1n, gi\u00e1m \u0111\u1ecbnh vi\u00ean ph\u1ea3i gi\u00e1m \u0111\u1ecbnh x\u00e1c minh hi\u1ec7n tr\u01b0\u1eddng.<\/p>\n

\u2013 Tr\u01b0\u1eddng h\u1ee3p xe tham gia b\u1ea3o hi\u1ec3m va ch\u1ea1m v\u1edbi ng\u01b0\u1eddi th\u1ee9 ba<\/strong>
\nV\u1edbi tr\u01b0\u1eddng h\u1ee3p n\u00e0y, ch\u1ee7 xe c\u1ea7n ph\u1ea3i ph\u1ed1i h\u1ee3p v\u00e0 c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a c\u1ea3nh s\u00e1t giao th\u00f4ng ho\u1eb7c c\u00f4ng an\/ ch\u00ednh quy\u1ec1n \u0111\u1ecba ph\u01b0\u01a1ng n\u01a1i x\u1ea3y ra tai n\u1ea1n.<\/p>\n

C\u00e1c gi\u00e1 tr\u1ecb t\u1ed5n th\u1ea5t \u0111\u01b0\u1ee3c ph\u00e2n lo\u1ea1i th\u00e0nh:
\n+ T\u1ed5n th\u1ea5t v\u1eadt ch\u1ea5t \u01b0\u1edbc t\u00ednh t\u1eeb d\u01b0\u1edbi 20 tri\u1ec7u \u0111\u1ed3ng:
\nPh\u1ea3i c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a c\u1ea3nh s\u00e1t giao th\u00f4ng ho\u1eb7c c\u00f4ng an\/ ch\u00ednh quy\u1ec1n \u0111\u1ecba ph\u01b0\u01a1ng n\u01a1i x\u1ea3y ra tai n\u1ea1n, gi\u00e1m \u0111\u1ecbnh vi\u00ean ph\u1ea3i gi\u00e1m \u0111\u1ecbnh x\u00e1c minh hi\u1ec7n tr\u01b0\u1eddng.
\n+ T\u1ed5n th\u1ea5t v\u1eadt ch\u1ea5t \u01b0\u1edbc t\u00ednh tr\u00ean 20 tri\u1ec7u \u0111\u1ed3ng:
\nPh\u1ea3i c\u00f3 h\u1ed3 s\u01a1 c\u1ee7a c\u1ea3nh s\u00e1t giao th\u00f4ng, gi\u00e1m \u0111\u1ecbnh vi\u00ean ph\u1ea3i gi\u00e1m \u0111\u1ecbnh x\u00e1c minh hi\u1ec7n tr\u01b0\u1eddng.
\nXem ngay: H\u1ed3 s\u01a1 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng \u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 MIC<\/p>\n

3. H\u1ed3 s\u01a1 b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe c\u01a1 gi\u1edbi<\/strong>
\n\u0110\u1ec3 y\u00eau c\u1ea7u c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec1n b\u00f9 b\u1ea3o hi\u1ec3m \u00f4 t\u00f4, ch\u1ee7 xe ph\u1ea3i ho\u00e0n thi\u1ec7n \u0111\u1ea7y \u0111\u1ee7 h\u1ed3 s\u01a1 b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m, cung c\u1ea5p c\u00e1c ch\u1ee9ng t\u1eeb, t\u00e0i li\u1ec7u sau:
\n+ Gi\u1ea5y ph\u00e9p l\u00e1i xe
\n+ T\u1edd khai tai n\u1ea1n c\u1ee7a ch\u1ee7 xe
\n+ B\u1ea3n sao gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m, gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u0103ng k\u00fd xe, gi\u1ea5y ch\u1ee9ng nh\u1eadn ki\u1ec3m \u0111\u1ecbnh an to\u00e0n k\u1ef9 thu\u1eadt v\u00e0 b\u1ea3o v\u1ec7 m\u00f4i tr\u01b0\u1eddng xe gi\u1edbi \u0111\u01b0\u1eddng b\u1ed9
\n+ K\u1ebft lu\u1eadn \u0111i\u1ec1u tra c\u1ee7a c\u00f4ng an ho\u1eb7c b\u1ea3n sao b\u1ed9 h\u1ed3 s\u01a1 tai n\u1ea1n g\u1ed3m:
\nBi\u00ean b\u1ea3n kh\u00e1m nghi\u1ec7m hi\u1ec7n tr\u01b0\u1eddng, bi\u00ean b\u1ea3n kh\u00e1m nghi\u1ec7m xe li\u00ean quan \u0111\u1ebfn tai n\u1ea1n, bi\u00ean b\u1ea3n gi\u1ea3i quy\u1ebft tai n\u1ea1n
\n+ B\u1ea3n \u00e1n ho\u1eb7c quy\u1ebft \u0111\u1ecbnh c\u1ee7a t\u00f2a \u00e1n trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 tranh ch\u1ea5p t\u1ea1i t\u00f2a \u00e1n
\n+ C\u00e1c bi\u00ean b\u1ea3n t\u00e0i li\u1ec7u x\u00e1c \u0111\u1ecbnh tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u01b0\u1eddi th\u1ee9 ba
\n+ C\u00e1c ch\u1ee9ng t\u1eeb x\u00e1c \u0111\u1ecbnh thi\u1ec7t h\u1ea1i do tai n\u1ea1n (ch\u1ee9ng t\u1eeb x\u00e1c \u0111\u1ecbnh chi ph\u00ed s\u1eeda ch\u1eefa xe, thu\u00ea c\u1ea9u k\u00e9o\u2026)<\/p>\n

4. Ph\u01b0\u01a1ng \u00e1n b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4<\/strong>
\nSau khi gi\u00e1m \u0111\u1ecbnh t\u1ed5n th\u1ea5t c\u1ee7a xe th\u00ec c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd ti\u1ebfn h\u00e0nh l\u1ef1a ch\u1ecdn ph\u01b0\u01a1ng \u00e1n b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4 sao cho h\u1ee3p l\u00fd<\/p>\n

\u2013 \u0110\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p kh\u1eafc ph\u1ee5c s\u1eeda ch\u1eefa
\n<\/strong>+ N\u1ebfu b\u1ea1n mua \u0111i\u1ec1u kho\u1ea3n l\u1ef1a ch\u1ecdn c\u01a1 s\u1edf s\u1eeda ch\u1eefa:
\nChi ph\u00ed s\u1eeda ch\u1eefa s\u1ebd c\u0103n c\u1ee9 tr\u00ean b\u1ea3ng gi\u00e1 c\u1ee7a h\u00e3ng n\u1ebfu s\u1eeda ch\u1eefa ch\u00ednh h\u00e3ng. C\u00f2n n\u1ebfu b\u1ea1n s\u1eeda ch\u1eefa kh\u00f4ng ph\u1ea3i \u0111\u01a1n v\u1ecb ch\u00ednh h\u00e3ng th\u00ec s\u1ebd ph\u1ea3i th\u1ecfa thu\u1eadn th\u1ed1ng nh\u1ea5t theo gi\u00e1 th\u1ecb tr\u01b0\u1eddng tr\u01b0\u1edbc khi s\u1eeda.
\n+ N\u1ebfu kh\u00f4ng mua \u0111i\u1ec1u kho\u1ea3n l\u1ef1a ch\u1ecdn c\u01a1 s\u1edf s\u1eeda ch\u1eefa:
\nTh\u00ec c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd ch\u1ec9 \u0111\u1ecbnh \u0111\u01a1n v\u1ecb s\u1eeda ch\u1eefa, n\u1ebfu b\u1ea1n kh\u00f4ng \u0111\u1ed3ng \u00fd th\u00ec ph\u1ea7n chi ph\u00ed t\u0103ng th\u00eam s\u1ebd do ch\u00ednh b\u1ea1n t\u1ef1 ch\u1ecbu tr\u00e1ch nhi\u1ec7m thanh to\u00e1n.<\/p>\n

\u2013 \u0110\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p b\u1ed3i th\u01b0\u1eddng b\u1eb1ng ti\u1ec1n
\n<\/strong>Tr\u01b0\u1eddng h\u1ee3p n\u00e0y \u00e1p d\u1ee5ng v\u1edbi nh\u1eefng b\u1ed9 ph\u1eadn t\u00e0i s\u1ea3n d\u1ec5 \u0111\u00e1nh gi\u00e1 thi\u1ec7t h\u1ea1i, nh\u01b0ng tr\u00ean th\u1ecb tr\u01b0\u1eddng kh\u00f4ng c\u00f3 \u0111\u1ec3 thay th\u1ebf.
\nCh\u1ee7 xe b\u1ecb tai n\u1ea1n \u1edf khu v\u1ef1c kh\u00f4ng c\u00f3 x\u01b0\u1edfng d\u1ecbch v\u1ee5 \u0111\u1ea3m b\u1ea3o ch\u1ea5t l\u01b0\u1ee3ng, ti\u1ebfn \u0111\u1ed9 thay th\u1ebf trong khi c\u1ea7n ph\u1ea3i gi\u1ea3i quy\u1ebft t\u1ed5n th\u1ea5t ngay<\/p>\n

5. M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4<\/strong><\/p>\n

\u2013 Tr\u01b0\u1eddng h\u1ee3p t\u1ed5n th\u1ea5t b\u1ed9 ph\u1eadn<\/strong>
\n\u0110\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p n\u00e0y, khi gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u01b0\u1eddng gi\u1edbi h\u1ea1n m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi t\u1ed5n th\u1ea5t b\u1ed9 ph\u1eadn b\u1eb1ng t\u1ec9 l\u1ec7 gi\u00e1 tr\u1ecb t\u1ed5ng th\u00e0nh xe.<\/p>\n

M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 hi\u1ec7n nay l\u00e0 bao nhi\u00eau
\nV\u00ed d\u1ee5: Ch\u1ee7 xe A c\u00f3 chi\u1ebfc xe c\u00f3 gi\u00e1 tr\u1ecb th\u1ef1c t\u1ebf l\u00e0 500 tri\u1ec7u \u0111\u1ed3ng<\/span>. Ch\u1ee7 xe tham gia b\u1ea3o hi\u1ec3m to\u00e0n b\u1ed9 theo gi\u00e1 tr\u1ecb th\u1ef1c t\u1ebf. Trong th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m xe b\u1ecb tai n\u1ea1n thu\u1ed9c ph\u1ea1m vi b\u1ea3o hi\u1ec3m. Thi\u1ec7t h\u1ea1i t\u00ednh theo chi ph\u00ed s\u1eeda ch\u1eefa bao g\u1ed3m: th\u00e2n v\u1ecf \u2013 115 tri\u1ec7u \u0111\u1ed3ng, \u0111\u1ed9ng c\u01a1 \u2013 95 tri\u1ec7u \u0111\u1ed3ng<\/p>\n

Theo b\u1ea3ng t\u1ec9 l\u1ec7 gi\u00e1 tr\u1ecb t\u1ed5ng th\u00e0nh xe c\u00f4ng ty b\u1ea3o hi\u1ec3m quy \u0111\u1ecbnh: t\u1ef7 l\u1ec7 t\u1ed5ng th\u00e0nh th\u00e2n v\u1ecf l\u00e0 55%, t\u1ef7 l\u1ec7 t\u1ed5ng th\u00e0nh \u0111\u1ed9ng c\u01a1 16%. V\u1eady s\u1ed1 ti\u1ec1n t\u1ed1i \u0111a c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec1n b\u00f9 b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 cho ch\u1ee7 xe l\u00e0:
\nTh\u00e2n v\u1ecf:<\/span> 500 x 55% = 275 tri\u1ec7u \u0111\u1ed3ng, l\u1edbn h\u01a1n 125 tri\u1ec7u \u0111\u1ed3ng.
\nV\u1eady n\u00ean \u0111\u1ec1n b\u00f9 b\u1ea3o hi\u1ec3m ph\u1ea7n th\u00e2n v\u1ecf l\u00e0 125 tri\u1ec7u \u0111\u1ed3ng.
\n\u0110\u1ed9ng c\u01a1:<\/span> 500 x 16% = 80 tri\u1ec7u \u0111\u1ed3ng, nh\u1ecf h\u01a1n 95 tri\u1ec7u \u0111\u1ed3ng.
\nV\u1eady n\u00ean \u0111\u1ec1n b\u00f9 b\u1ea3o hi\u1ec3m ph\u1ea7n \u0111\u1ed9ng c\u01a1 l\u00e0 80 tri\u1ec7u \u0111\u1ed3ng.<\/p>\n

\u2013 Tr\u01b0\u1eddng h\u1ee3p t\u1ed5n th\u1ea5t to\u00e0n b\u1ed9
\n<\/strong>Khi b\u1ecb m\u1ea5t c\u1eafp, m\u1ea5t t\u00edch ho\u1eb7c b\u1ecb thi\u1ec7t h\u1ea1i n\u1eb7ng \u0111\u1ebfn m\u1ee9c kh\u00f4ng th\u1ec3 ph\u1ee5c, \u0111\u1ea3m b\u1ea3o an to\u00e0n khi tham gia l\u01b0u h\u00e0nh h\u1ed3i th\u00ec xe s\u1ebd \u0111\u01b0\u1ee3c coi l\u00e0 t\u1ed5n th\u1ea5t to\u00e0n b\u1ed9; ho\u1eb7c chi ph\u00ed ph\u1ee5c h\u1ed3i b\u1eb1ng ho\u1eb7c l\u1edbn h\u01a1n gi\u00e1 tr\u1ecb th\u1ef1c t\u1ebf c\u1ee7a xe. Khi \u0111\u00f3, s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng l\u1edbn nh\u1ea5t b\u1eb1ng s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec1m tr\u1eeb ph\u1ea7n kh\u1ea5u hao th\u1eddi gian s\u1eed d\u1ee5ng xe, ho\u1eb7c ch\u1ec9 t\u00ednh gi\u00e1 tr\u1ecb t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi gi\u00e1 tr\u1ecb xe ngay tr\u01b0\u1edbc khi x\u1ea3y ra t\u1ed5n th\u1ea5t.
\nNh\u01b0ng th\u1ef1c t\u1ebf c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u01b0\u1eddng quy \u0111\u1ecbnh khi gi\u00e1 tr\u1ecb thi\u1ec7t h\u1ea1i b\u1eb1ng ho\u1eb7c l\u1edbn h\u01a1n m\u1ed9t t\u1ef7 l\u1ec7 nh\u1ea5t \u0111\u1ecbnh so v\u1edbi gi\u00e1 tr\u1ecb th\u1ef1c t\u1ebf c\u1ee7a xe th\u00ec \u0111\u01b0\u1ee3c xem l\u00e0 t\u1ed5n th\u1ea5t to\u00e0n b\u1ed9 \u01b0\u1edbc t\u00ednh, tuy nhi\u00ean l\u1ea1i gi\u1edbi h\u1ea1n b\u1edfi b\u1ea3ng t\u1ef7 l\u1ec7 c\u1ea5u th\u00e0nh xe.<\/p>\n

V\u00ed d\u1ee5: Ch\u1ee7 xe A c\u00f3 chi\u1ebfc tham gia b\u1ea3o hi\u1ec3m to\u00e0n v\u1edbi v\u1edbi s\u1ed1 ti\u1ec1n 500 tri\u1ec7u \u0111\u1ed3ng b\u1eb1ng v\u1edbi gi\u00e1 tr\u1ecb th\u1ef1c t\u1ebf c\u1ee7a xe t\u1ea1i c\u00f4ng ty b\u1ea3o hi\u1ec3m B. Theo quy \u0111\u1ecbnh c\u1ee7a c\u00f4ng ty n\u00e0y, xe ch\u1ec9 \u0111\u01b0\u1ee3c coi l\u00e0 t\u1ed5n th\u1ea5t to\u00e0n b\u1ed9 \u01b0\u1edbc t\u00ednh khi gi\u00e1 tr\u1ecb thi\u1ec7t h\u1ea1i b\u1eb1ng ho\u1eb7c tr\u00ean 80% gi\u00e1 tr\u1ecb th\u1ef1c t\u1ebf c\u1ee7a xe t\u00ednh theo b\u1ea3ng t\u1ef7 l\u1ec7 c\u1ea5u th\u00e0nh xe. Trong th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m xe b\u1ecb tai n\u1ea1n thu\u1ed9c ph\u1ea1m vi b\u1ea3o hi\u1ec3m. Thi\u1ec7t h\u1ea1i t\u00ednh theo chi ph\u00ed s\u1eeda ch\u1eefa bao g\u1ed3m:
\nTh\u00e2n v\u1ecf \u2013 thi\u1ec7t h\u1ea1i 100% \u2013 chi ph\u00ed s\u1eeda ch\u1eefa m\u1ea5t 320 tri\u1ec7u \u0111\u1ed3ng
\n\u0110\u1ed9ng c\u01a1 \u2013 thi\u1ec7t h\u1ea1i 100% \u2013 chi ph\u00ed s\u1eeda ch\u1eefa m\u1ea5t 90 tri\u1ec7u \u0111\u1ed3ng
\nH\u1ed9p s\u1ed1 \u2013 thi\u1ec7t h\u1ea1i 100% \u2013 chi ph\u00ed s\u1eeda ch\u1eefa m\u1ea5t 28 tri\u1ec7u \u0111\u1ed3ng
\nT\u1ed5ng thi\u1ec7t h\u1ea1i: 438 tri\u1ec7u \u0111\u1ed3ng (thi\u1ec7t h\u1ea1i 87,6% gi\u00e1 tr\u1ecb th\u1ef1c t\u1ebf)
\nGi\u00e1 tr\u1ecb thi\u1ec7t h\u1ea1i nh\u01b0 tr\u00ean l\u1edbn h\u01a1n 80% gi\u00e1 tr\u1ecb th\u1ef1c t\u1ebf c\u1ee7a xe. Nh\u01b0ng c\u0103n c\u1ee9 v\u00e0o b\u1ea3ng t\u1ef7 l\u1ec7 t\u1ed5ng th\u00e0nh gi\u00e1 tr\u1ecb th\u00ec thi\u1ec7t h\u1ea1i thu\u1ed9c tr\u00e1ch nhi\u1ec7m c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n

Th\u00e2n v\u1ecf: 55% x 100% = 55%
\n\u0110\u1ed9ng c\u01a1: 16% x 100% = 16%
\nH\u1ed9p s\u1ed1: 7% x 100% = 7%
\nT\u1ed5ng c\u1ed9ng: 78%
\nNh\u01b0 v\u1eady tr\u01b0\u1eddng h\u1ee3p n\u00e0y kh\u00f4ng \u0111\u01b0\u1ee3c coi l\u00e0 t\u1ed5n th\u1ea5t to\u00e0n b\u1ed9 \u01b0\u1edbc t\u00ednh m\u00e0 ch\u1ec9 gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng theo t\u1ed5n th\u1ea5t b\u1ed9 ph\u1eadn.<\/p>\n

\u2013 B\u1ea3o hi\u1ec3m tr\u00f9ng
\n<\/strong>Tr\u01b0\u1eddng h\u1ee3p ch\u1ee7 xe tham gia b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4 v\u1edbi m\u1ed9t hay nhi\u1ec1u h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m kh\u00e1c nhau. Theo nguy\u00ean t\u1eafc ho\u1ea1t \u0111\u1ed9ng c\u1ee7a b\u1ea3o hi\u1ec3m, t\u1ed5ng s\u1ed1 ti\u1ec1n m\u00e0 ch\u1ee7 xe nh\u1eadn \u0111\u01b0\u1ee3c t\u1eeb t\u1ea5t c\u1ea3 c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ch\u1ec9 \u0111\u00fang b\u1eb1ng thi\u1ec7t h\u1ea1i th\u1ef1c t\u1ebf. Th\u00f4ng th\u01b0\u1eddng, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m gi\u1edbi h\u1ea1n tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng c\u1ee7a m\u00ecnh theo t\u1ef7 l\u1ec7 gi\u1eefa s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m ghi trong gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m c\u1ee7a c\u00f4ng ty m\u00ecnh so v\u1edbi t\u1ed5ng c\u1ee7a nh\u1eefng s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m ghi trong t\u1ea5t c\u1ea3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n

\u00bb t\u01b0 v\u1ea5n t\u1ed9i vi ph\u1ea1m giao th\u00f4ng<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Khi mua \u00f4 t\u00f4 th\u01b0\u1eddng l\u1ef1a ch\u1ecdn tham gia m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 t\u1ef1 nguy\u1ec7n ngo\u00e0i g\u00f3i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1eaft bu\u1ed9c. Nh\u01b0ng khi g\u1eb7p s\u1ef1 c\u1ed1, tai n\u1ea1n li\u00ean quan \u0111\u1ebfn ph\u01b0\u01a1ng ti\u1ec7n th\u00ec th\u1ee7 t\u1ee5c thanh to\u00e1n b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1ea1n c\u1ea7n ph\u1ea3i n\u1eafm \u0111\u01b0\u1ee3c quy tr\u00ecnh b\u1ed3i […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[249],"tags":[],"_links":{"self":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/10395"}],"collection":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/comments?post=10395"}],"version-history":[{"count":2,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/10395\/revisions"}],"predecessor-version":[{"id":34584,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/posts\/10395\/revisions\/34584"}],"wp:attachment":[{"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/media?parent=10395"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/categories?post=10395"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/luatsubaoho.com\/phapluat\/wp-json\/wp\/v2\/tags?post=10395"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}